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Old Jan 9, 2018, 7:46 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: IAD_flyer
This is a new thread for 2018. The previous discussion can be found here.

As of Nov 11, 2020, Meta gebits are getting declined when used for MO/BP purchases at MC/SD. New limit appears to be $99 per swipe. READ the posts below and add a data point with details. USB and GD gift cards do not seem to be affected.

DETAILS:
As of Dec 2019, WM BP in-store is reportedly affected by the $8000 total limit across all cards.
As of Nov 1, 2018, WM Billpay made via the WM app is limited to a total of $8000 total per person to all accounts per rolling 30 days.

Sep 13 2021 : If WM App is updated with no money services , then use the following for Android phone to get the working version.


https://www.apkmirror.com/?post_type...ge=1&s=walmart
My working version is 21.12 (21120123)
Fyr : https://www.androidpolice.com/2021/0...n-app-android/

This workaround no longer works.

Bill Pay cannot be done at a regular register. BP must be done at Customer Service/Returns or at the Money Center in stores that have it.
WM offers two BP services: CheckFreePAY and MoneyGram. The cashier can initiate CheckFreePAY by selecting Money Services followed by Bill Pay on the register for a fee of $1-1.88. Moneygram is $4.99.
ONLY 4 successful debit card swipes can pay for a transaction. ONLY 5 payments per 16 digit account number per rolling 30 days.
CheckFreePay (800) 676-6148. - Look up payments using CC number and time of transaction
---------------------------------------------------------------------------------------------------------------------

BP by phone number lookup- Once your CFP account is set up, you can add CC. When you want to BP give them your phone# to look up your account under Money Services. They often get confused and think you want MG, but just say it is under Money Services. Make sure you get 2 receipts, one from WM and a small one from CFP showing the CC# and Biller name you paid.

WM App - The Money Services works in express lane for Bill Pay.

Receipt tips: If you don't get a receipt and they have to print you one, make sure the CC you paid appears on the printed receipt. If not on receipt, call CFP with the manager to verify there is no payment processing. They can cancel any transactions and pay you in cash right away. If they cancel the transaction and their cash drawer opens, that means they should pay you in cash, if it doesn't open, the money will probably return to your cards. Not sure what happens on the same day? Watch their drawer when they cancel the transaction to see if it opens. If they say the money will return to your DC, make sure to write down the managers name in case it doesn't.

Payments:
Most cc can be paid 5 times by Visa/MC and 5 times by the issuing bank in rolling 30 days with a total of 10. There might be an 8K limit per rolling 30 days starting Oct 2018.

BUSINESS DAY transaction completion time is 18:59:59 EST (Holidays change post day)

Friday after 06:59PM EST, until Monday BEFORE 07:00PM EST arrives Tuesday
Tuesday BEFORE 7:00PM arrives Wednesday
Wednesday BEFORE 07:00PM arrives Thursday
Thursday BEFORE 07:00PM arrives Friday
Friday BEFORE 07:00PM arrives Monday
But when a next-day payment will post and be visible depends upon the CC issuer.

--------------------------------------------------------------
Choose to pay by Visa/MC card issuer OR by issuing bank - see the 2 sections below.

:-:VISA and MC - card issuer-----------------------------------------------------------------------------------------------
If your particular card isn't on the list below, try "VISA" or "MASTERCARD."

"VISA" and "MASTERCARD" payee can no longer be found by search at some stores. If the employee can no longer find "VISA" or "MASTERCARD" by searching in CheckFreePAY, then you cannot pay either, end of story.

Following do not work:

Any and all Vanilla VISA, Vanilla MC, and OneVanilla VISA.
Glimcher VISA MASTERCARD
$1.50 next day.

Works:Bank of America Cash Rewards Business MC
Barclay (Arrival, US Airways) MC - Posts at 11PM EST, credit available 1AM EST
Chase Business Ink Bold MC
Citi AAdvantage (Platinum Select, Executive, Business) MC - Posts at 3AM EST (+1 day)
Citi ThankYou Preferred MC
Citi AT&T MC
CitiBusiness Platinum Select MC

Does not work:Barclay Business US Airways MC - NOT PAYABLE - tried 2x
VISA
$1.50 next day.

Works:Barclay Priceline VS
Chase (Amazon, Freedom, Sapphire Preferred, United, Slate) VS - Posts at 11PM EST
Chase Business Ink Bold VS, Chase Ink Plus
Citi (AAdvantage, Dividend, ThankYou Preferred) VS
FIA Fidelity VS
PNC CashBuilder VS
US Bank (Cash+, Club Carlson, Flexperks) VS
Navy Federal Credit Union Visa
Wells Fargo Cashback VS
Does not work:TD Bank VS - [Source]
Alliant Credit Union Cashback Visa Signature
----------------------------------------------------------------------------------------
:-:Issuing Bank--------------------------------------------------------------------------------------------------------------------

Discover - Use for all Discover network cards
$1.50 next day, $1.00 three days.

American Express AMEX cards(SPG, BC, BCE, BCP, etc) cannot be paid through CheckFreePAY. Some AMEX cards issued by other banks can be paid, but they can be paid using MoneyGram for $4.99

Barclay Listed under barclay - need biller zip - $1.50 next day, $1.00 three days

Bank of America Credit Cards - Use for BoA-issued; will not work for BofA Small Business cards.
$1.50 next day, $1.00 three days. (Will require a ZIP but apparently yours will work as well as theirs, which is 19886)
Works:

BoA Alaska Airlines VisaDoes not work:

BofA Asiana Business card
Capital One
$1.50 next day.

Personal and business CCs
Elan Financial Services
$1.50 next day.

Fidelity Visa
PNC Bank - Use for PNC-issued Visa network cards
$1.50 next day, $1.00 three days.

PNC CashBuilder VS
Warning: Some users have reported being shutdown for using bill pay services.




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Billpay at Walmart (2018 onwards)

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Old Oct 11, 2020, 8:02 am
  #1021  
 
Join Date: Nov 2015
Posts: 559
Originally Posted by msp3
Does anyone else see “New! Customers in select states with bills less than $700 can pay directly in the app. Select Pay a Bill below to see if you’re eligible.”?

I wonder if this is useful at all?
Originally Posted by Prometheus77
The app said I was eligible, but there is a verification process that told me there where "Not able to verify" my identification. Not sure what the criteria is for verification, but I've tried multiple times and it doesn't even let me get to any type of verification questions.
Originally Posted by danpeake
Worked for me but I didn't complete the payment. The verification is three personal questions. (What is the county you live it? What year did you lease a particular car? etc.)

For payment it brought me to a screen to add a card to the app. That's where I stopped. I doubt split payment is possible but it's an interesting development.
i tried this option for a discover card and paid 498.50 + 1.50 fees and used a 500 gcm gebit. Transaction was successful . Let's hope it reaches the bank by Tuesday .

This is game changer for sure, for low Ms hitters like me, who can liquidate from the comfort of a couch from home.

I am going to try a vanilla gebit and if it is successful, it's beyond game changer for me.

Already verified 2 Wally accounts for this new app bill pay options.
kingofkingsforu is offline  
Old Oct 11, 2020, 8:10 am
  #1022  
 
Join Date: Mar 2005
Programs: Continental Onepass, Hilton, Marriott, USAir and now UA
Posts: 6,433
Originally Posted by kingofkingsforu
i tried this option for a discover card and paid 498.50 + 1.50 fees and used a 500 gcm gebit. Transaction was successful . Let's hope it reaches the bank by Tuesday .

This is game changer for sure, for low Ms hitters like me, who can liquidate from the comfort of a couch from home.

I am going to try a vanilla gebit and if it is successful, it's beyond game changer for me.

Already verified 2 Wally accounts for this new app bill pay options.
The down side to this that I can see is the numerous DPs where CC companies shut down accounts when their CC bills were paid by WM BP.

So, before I dive into this newest development, I am going to wait and see if people avoid the shut down train using this new app. But definitely good to know
radonc1 is offline  
Old Oct 11, 2020, 8:33 am
  #1023  
 
Join Date: Nov 2015
Posts: 559
Originally Posted by radonc1
The down side to this that I can see is the numerous DPs where CC companies shut down accounts when their CC bills were paid by WM BP.

So, before I dive into this newest development, I am going to wait and see if people avoid the shut down train using this new app. But definitely good to know
People are already taking the risk by using in store option. And I think we will still have CFBP only 5 payment limits for rolling 30 days , so that gives only 2500 of payment to a card.

I think that is somewhat safe/less chances of account shut down. Compared to all other options.

1) No need to handle CSR.
2) No more store hopping after one store rejection
3) No more blue Wally.
4)No need to drag your partner to Wally for making payments through her Id

Lots of advantages
kingofkingsforu is offline  
Old Oct 13, 2020, 8:32 am
  #1024  
 
Join Date: Mar 2005
Programs: Continental Onepass, Hilton, Marriott, USAir and now UA
Posts: 6,433
Originally Posted by kingofkingsforu
People are already taking the risk by using in store option. And I think we will still have CFBP only 5 payment limits for rolling 30 days , so that gives only 2500 of payment to a card.

I think that is somewhat safe/less chances of account shut down. Compared to all other options.

1) No need to handle CSR.
2) No more store hopping after one store rejection
3) No more blue Wally.
4)No need to drag your partner to Wally for making payments through her Id

Lots of advantages
This is all nice to know. It definitely sounds a lot easier to use than in store BP.

What I was trying to point out is that there are many DPs where people's credit cards are terminated by the cc issuer (Chase comes to mind) because people are making their CC payments via WM BP (which is what this app is).
radonc1 is offline  
Old Oct 13, 2020, 9:24 am
  #1025  
 
Join Date: Nov 2015
Posts: 559
Another DP , was able to use One vanilla within the app for CFPB.

Even for MG (for amex payments) , it was allowing to pay it through app ,but iam yet to proceed , since the fee is 5$ same as in store.

Ill utilize it for sure , since drugstore OV are the hardest to liquidate , since every store around me are asking for ID to match with card name.
kingofkingsforu is offline  
Old Oct 13, 2020, 9:37 am
  #1026  
 
Join Date: Mar 2009
Posts: 2,293
What is the name of the merchant when processing through the app?
danpeake is offline  
Old Oct 13, 2020, 3:12 pm
  #1027  
 
Join Date: Jul 2014
Location: JRF
Programs: AA Gold, Marriott Platinum, Hilton Diamond, National Executive Elite
Posts: 1,784
If bill pay has gone through, picked same day CFP, no errors and receipt shows, should I be concerned it’s not showing at CapitalOne 2 days after? Not even a pending payment received on the biller side...
msp3 is offline  
Old Oct 13, 2020, 4:10 pm
  #1028  
 
Join Date: Mar 2009
Posts: 2,293
Originally Posted by msp3
If bill pay has gone through, picked same day CFP, no errors and receipt shows, should I be concerned it’s not showing at CapitalOne 2 days after? Not even a pending payment received on the biller side...
What day was it done? Monday was a holiday remember.
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danpeake is offline  
Old Oct 13, 2020, 5:45 pm
  #1029  
 
Join Date: Jul 2014
Location: JRF
Programs: AA Gold, Marriott Platinum, Hilton Diamond, National Executive Elite
Posts: 1,784
Originally Posted by danpeake
What day was it done? Monday was a holiday remember.
Thanks, that's what it was. Payment also just posted as pending on the biller side.
msp3 is offline  
Old Oct 14, 2020, 10:34 pm
  #1030  
 
Join Date: Nov 2015
Posts: 559
payments made through CFBP in app during the weekend , posted today.

I am banned using MG in store / in app greater than 1000 , but was able to make one payment through the app (for 495) for an Amex , will report back tomorrow.

Not sure what are the in app payment limitations .
littlewinglet likes this.
kingofkingsforu is offline  
Old Oct 15, 2020, 11:44 am
  #1031  
 
Join Date: Nov 2015
Posts: 559
MG payment made through the app , posted today.

Made payment @ 10.45 pm , amex sent a notification of payment received @ 1.30 PM the following day.

For amex , there are multiple fee options :- next day (5$) , 2-3 day options are also available for 2$ , but when selected 2-3 days options , not able to move forward with the payment.
coolguy100 likes this.
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Old Oct 16, 2020, 5:30 am
  #1032  
 
Join Date: Jan 2012
Programs: DL, WoH
Posts: 1,253
Delete
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Last edited by ricohitman; Oct 16, 2020 at 12:49 pm
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Old Oct 16, 2020, 7:05 am
  #1033  
 
Join Date: Nov 2015
Posts: 559
.....

Last edited by kingofkingsforu; Oct 16, 2020 at 12:24 pm
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Old Oct 16, 2020, 8:55 am
  #1034  
 
Join Date: Jan 2013
Posts: 340
delete

Last edited by ericliujian; Oct 16, 2020 at 2:08 pm
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Old Oct 16, 2020, 10:17 am
  #1035  
 
Join Date: Jan 2012
Programs: DL, WoH
Posts: 1,253
Delete

Last edited by ricohitman; Oct 16, 2020 at 12:48 pm
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