Jan 9, 2018, 7:46 pm
Last edit by: IAD_flyer
This is a new thread for 2018. The previous discussion can be found here.
As of Nov 11, 2020, Meta gebits are getting declined when used for MO/BP purchases at MC/SD. New limit appears to be $99 per swipe. READ the posts below and add a data point with details. USB and GD gift cards do not seem to be affected.
DETAILS:
As of Dec 2019, WM BP in-store is reportedly affected by the $8000 total limit across all cards.
As of Nov 1, 2018, WM Billpay made via the WM app is limited to a total of $8000 total per person to all accounts per rolling 30 days.
Sep 13 2021 :If WM App is updated with no money services , then use the following for Android phone to get the working version.
https://www.apkmirror.com/?post_type...ge=1&s=walmart
My working version is 21.12 (21120123)
Fyr : https://www.androidpolice.com/2021/0...n-app-android/
This workaround no longer works.
Bill Pay cannot be done at a regular register. BP must be done at Customer Service/Returns or at the Money Center in stores that have it.
WM offers two BP services: CheckFreePAY and MoneyGram. The cashier can initiate CheckFreePAY by selecting Money Services followed by Bill Pay on the register for a fee of $1-1.88. Moneygram is $4.99.
ONLY 4 successful debit card swipes can pay for a transaction. ONLY 5 payments per 16 digit account number per rolling 30 days.
CheckFreePay (800) 676-6148. - Look up payments using CC number and time of transaction ---------------------------------------------------------------------------------------------------------------------
BP by phone number lookup- Once your CFP account is set up, you can add CC. When you want to BP give them your phone# to look up your account under Money Services. They often get confused and think you want MG, but just say it is under Money Services. Make sure you get 2 receipts, one from WM and a small one from CFP showing the CC# and Biller name you paid.
WM App - The Money Services works in express lane for Bill Pay.
Receipt tips: If you don't get a receipt and they have to print you one, make sure the CC you paid appears on the printed receipt. If not on receipt, call CFP with the manager to verify there is no payment processing. They can cancel any transactions and pay you in cash right away. If they cancel the transaction and their cash drawer opens, that means they should pay you in cash, if it doesn't open, the money will probably return to your cards. Not sure what happens on the same day? Watch their drawer when they cancel the transaction to see if it opens. If they say the money will return to your DC, make sure to write down the managers name in case it doesn't.
Payments: Most cc can be paid 5 times by Visa/MC and 5 times by the issuing bank in rolling 30 days with a total of 10. There might be an 8K limit per rolling 30 days starting Oct 2018.
BUSINESS DAY transaction completion time is 18:59:59 EST (Holidays change post day)
Friday after 06:59PM EST, until Monday BEFORE 07:00PM EST arrives Tuesday
Tuesday BEFORE 7:00PM arrives Wednesday
Wednesday BEFORE 07:00PM arrives Thursday
Thursday BEFORE 07:00PM arrives Friday
Friday BEFORE 07:00PM arrives Monday
But when a next-day payment will post and be visible depends upon the CC issuer.
--------------------------------------------------------------
Choose to pay by Visa/MC card issuer OR by issuing bank - see the 2 sections below.
:-:VISA and MC - card issuer-----------------------------------------------------------------------------------------------
If your particular card isn't on the list below, try "VISA" or "MASTERCARD."
"VISA" and "MASTERCARD" payee can no longer be found by search at some stores. If the employee can no longer find "VISA" or "MASTERCARD" by searching in CheckFreePAY, then you cannot pay either, end of story.
Following do not work:
Any and all Vanilla VISA, Vanilla MC, and OneVanilla VISA.
Glimcher VISA MASTERCARD
$1.50 next day.
Works:Bank of America Cash Rewards Business MC
Barclay (Arrival, US Airways) MC - Posts at 11PM EST, credit available 1AM EST
Chase Business Ink Bold MC
Citi AAdvantage (Platinum Select, Executive, Business) MC - Posts at 3AM EST (+1 day)
Citi ThankYou Preferred MC
Citi AT&T MC
CitiBusiness Platinum Select MC
Does not work:Barclay Business US Airways MC - NOT PAYABLE - tried 2x
VISA
$1.50 next day.
Works:Barclay Priceline VS
Chase (Amazon, Freedom, Sapphire Preferred, United, Slate) VS - Posts at 11PM EST
Chase Business Ink Bold VS, Chase Ink Plus
Citi (AAdvantage, Dividend, ThankYou Preferred) VS
FIA Fidelity VS
PNC CashBuilder VS
US Bank (Cash+, Club Carlson, Flexperks) VS
Navy Federal Credit Union Visa
Wells Fargo Cashback VS
Does not work:TD Bank VS - [Source]
Alliant Credit Union Cashback Visa Signature
----------------------------------------------------------------------------------------
:-:Issuing Bank--------------------------------------------------------------------------------------------------------------------
Discover - Use for all Discover network cards
$1.50 next day, $1.00 three days.
American Express AMEX cards(SPG, BC, BCE, BCP, etc) cannot be paid through CheckFreePAY. Some AMEX cards issued by other banks can be paid, but they can be paid using MoneyGram for $4.99
Barclay Listed under barclay - need biller zip - $1.50 next day, $1.00 three days
Bank of America Credit Cards - Use for BoA-issued; will not work for BofA Small Business cards.
$1.50 next day, $1.00 three days. (Will require a ZIP but apparently yours will work as well as theirs, which is 19886)
Works:
BoA Alaska Airlines VisaDoes not work:
BofA Asiana Business card
Capital One
$1.50 next day.
Personal and business CCs
Elan Financial Services
$1.50 next day.
Fidelity Visa
PNC Bank - Use for PNC-issued Visa network cards
$1.50 next day, $1.00 three days.
PNC CashBuilder VS
Warning: Some users have reported being shutdown for using bill pay services.
As of Nov 11, 2020, Meta gebits are getting declined when used for MO/BP purchases at MC/SD. New limit appears to be $99 per swipe. READ the posts below and add a data point with details. USB and GD gift cards do not seem to be affected.DETAILS:
As of Dec 2019, WM BP in-store is reportedly affected by the $8000 total limit across all cards.
As of Nov 1, 2018, WM Billpay made via the WM app is limited to a total of $8000 total per person to all accounts per rolling 30 days.
Sep 13 2021 :
My working version is 21.12 (21120123)
Fyr : https://www.androidpolice.com/2021/0...n-app-android/
This workaround no longer works.
Bill Pay cannot be done at a regular register. BP must be done at Customer Service/Returns or at the Money Center in stores that have it.
WM offers two BP services: CheckFreePAY and MoneyGram. The cashier can initiate CheckFreePAY by selecting Money Services followed by Bill Pay on the register for a fee of $1-1.88. Moneygram is $4.99.
ONLY 4 successful debit card swipes can pay for a transaction. ONLY 5 payments per 16 digit account number per rolling 30 days.
CheckFreePay (800) 676-6148. - Look up payments using CC number and time of transaction
BP by phone number lookup- Once your CFP account is set up, you can add CC. When you want to BP give them your phone# to look up your account under Money Services. They often get confused and think you want MG, but just say it is under Money Services. Make sure you get 2 receipts, one from WM and a small one from CFP showing the CC# and Biller name you paid.
WM App - The Money Services works in express lane for Bill Pay.
Receipt tips: If you don't get a receipt and they have to print you one, make sure the CC you paid appears on the printed receipt. If not on receipt, call CFP with the manager to verify there is no payment processing. They can cancel any transactions and pay you in cash right away. If they cancel the transaction and their cash drawer opens, that means they should pay you in cash, if it doesn't open, the money will probably return to your cards. Not sure what happens on the same day? Watch their drawer when they cancel the transaction to see if it opens. If they say the money will return to your DC, make sure to write down the managers name in case it doesn't.
Payments: Most cc can be paid 5 times by Visa/MC and 5 times by the issuing bank in rolling 30 days with a total of 10. There might be an 8K limit per rolling 30 days starting Oct 2018.
BUSINESS DAY transaction completion time is 18:59:59 EST (Holidays change post day)
Friday after 06:59PM EST, until Monday BEFORE 07:00PM EST arrives Tuesday
Tuesday BEFORE 7:00PM arrives Wednesday
Wednesday BEFORE 07:00PM arrives Thursday
Thursday BEFORE 07:00PM arrives Friday
Friday BEFORE 07:00PM arrives Monday
But when a next-day payment will post and be visible depends upon the CC issuer.
--------------------------------------------------------------
Choose to pay by Visa/MC card issuer OR by issuing bank - see the 2 sections below.
:-:VISA and MC - card issuer-----------------------------------------------------------------------------------------------
If your particular card isn't on the list below, try "VISA" or "MASTERCARD."
"VISA" and "MASTERCARD" payee can no longer be found by search at some stores. If the employee can no longer find "VISA" or "MASTERCARD" by searching in CheckFreePAY, then you cannot pay either, end of story.
Following do not work:
Any and all Vanilla VISA, Vanilla MC, and OneVanilla VISA.
Glimcher VISA MASTERCARD
$1.50 next day.
Works:Bank of America Cash Rewards Business MC
Barclay (Arrival, US Airways) MC - Posts at 11PM EST, credit available 1AM EST
Chase Business Ink Bold MC
Citi AAdvantage (Platinum Select, Executive, Business) MC - Posts at 3AM EST (+1 day)
Citi ThankYou Preferred MC
Citi AT&T MC
CitiBusiness Platinum Select MC
Does not work:Barclay Business US Airways MC - NOT PAYABLE - tried 2x
VISA
$1.50 next day.
Works:Barclay Priceline VS
Chase (Amazon, Freedom, Sapphire Preferred, United, Slate) VS - Posts at 11PM EST
Chase Business Ink Bold VS, Chase Ink Plus
Citi (AAdvantage, Dividend, ThankYou Preferred) VS
FIA Fidelity VS
PNC CashBuilder VS
US Bank (Cash+, Club Carlson, Flexperks) VS
Navy Federal Credit Union Visa
Wells Fargo Cashback VS
Does not work:TD Bank VS - [Source]
Alliant Credit Union Cashback Visa Signature
----------------------------------------------------------------------------------------
:-:Issuing Bank--------------------------------------------------------------------------------------------------------------------
Discover - Use for all Discover network cards
$1.50 next day, $1.00 three days.
American Express AMEX cards(SPG, BC, BCE, BCP, etc) cannot be paid through CheckFreePAY. Some AMEX cards issued by other banks can be paid, but they can be paid using MoneyGram for $4.99
Barclay Listed under barclay - need biller zip - $1.50 next day, $1.00 three days
Bank of America Credit Cards - Use for BoA-issued; will not work for BofA Small Business cards.
$1.50 next day, $1.00 three days. (Will require a ZIP but apparently yours will work as well as theirs, which is 19886)
Works:
BoA Alaska Airlines VisaDoes not work:
BofA Asiana Business card
Capital One
$1.50 next day.
Personal and business CCs
Elan Financial Services
$1.50 next day.
Fidelity Visa
PNC Bank - Use for PNC-issued Visa network cards
$1.50 next day, $1.00 three days.
PNC CashBuilder VS
Warning: Some users have reported being shutdown for using bill pay services.
Billpay at Walmart (2018 onwards)
Sep 15, 2018, 9:35 am
#302
Join Date: Mar 2016
Posts: 1
NEW ISSUE: Walmart bill pay not working staples VGC
Hi all ,
I found new issue on payment with VGC brought from staples,walmart check free pay failed but all cards approved but screen came up transaction failed.
associate was very helpful finally got receipt that she needs to pay me on CASH
transaction details
-first $800 payment with total 4 cards each $200
-fourth card failed to go through
-next paid with 3cards total $600 and all 3 cards showed approved - associate told transaction errored out
-assoaciate told she needs to pay me cash of $600 as the receipt shows
- never faced this
anybody faced this ?
I found new issue on payment with VGC brought from staples,walmart check free pay failed but all cards approved but screen came up transaction failed.
associate was very helpful finally got receipt that she needs to pay me on CASH
transaction details
-first $800 payment with total 4 cards each $200
-fourth card failed to go through
-next paid with 3cards total $600 and all 3 cards showed approved - associate told transaction errored out
-assoaciate told she needs to pay me cash of $600 as the receipt shows
- never faced this
anybody faced this ?
Sep 15, 2018, 9:56 am
#303
Join Date: Jul 2014
Posts: 3,688
First, this is NOT a new issue, it has been going on for at least a week; second, there is a thread you can read all developments pertaining to WMBP over here:https://www.flyertalk.com/forum/manu...rt-2018-a.html
IMO, doing a series of transactions that results in $ refund may not be good for ALL MSers because it may take a few reports from associates in stores where a lot of MSers do this and one day, we may all see only cash payments are allowed for B/P. If and ever, cash refund happens to me, I'd request to re-run the transaction to see if payment goes through and if it still fails, I'd accept the cash refund and leave instead of doing more transactions. I'm afraid that with a lot of cash refunds that cashiers go through, they may think people are using WM as their personal ATM to cash out cards and further scrutinize why people are doing this and may eventually disallow split tender for B/P or worse, accept only cash so they don't have to request cash replenishment from cash office several times.
For me, today it's BAU at my go to WMs, I've not gotten refunds for B/P although I noticed the fee for next day has decreased to $1.50 instead of $1.88 for both Visa and MC payments.
IMO, doing a series of transactions that results in $ refund may not be good for ALL MSers because it may take a few reports from associates in stores where a lot of MSers do this and one day, we may all see only cash payments are allowed for B/P. If and ever, cash refund happens to me, I'd request to re-run the transaction to see if payment goes through and if it still fails, I'd accept the cash refund and leave instead of doing more transactions. I'm afraid that with a lot of cash refunds that cashiers go through, they may think people are using WM as their personal ATM to cash out cards and further scrutinize why people are doing this and may eventually disallow split tender for B/P or worse, accept only cash so they don't have to request cash replenishment from cash office several times.
For me, today it's BAU at my go to WMs, I've not gotten refunds for B/P although I noticed the fee for next day has decreased to $1.50 instead of $1.88 for both Visa and MC payments.
Sep 15, 2018, 2:01 pm
#304
Join Date: Oct 2013
Posts: 1,322
First, this is NOT a new issue, it has been going on for at least a week; second, there is a thread you can read all developments pertaining to WMBP over here:https://www.flyertalk.com/forum/manu...rt-2018-a.html
IMO, doing a series of transactions that results in $ refund may not be good for ALL MSers because it may take a few reports from associates in stores where a lot of MSers do this and one day, we may all see only cash payments are allowed for B/P. If and ever, cash refund happens to me, I'd request to re-run the transaction to see if payment goes through and if it still fails, I'd accept the cash refund and leave instead of doing more transactions. I'm afraid that with a lot of cash refunds that cashiers go through, they may think people are using WM as their personal ATM to cash out cards and further scrutinize why people are doing this and may eventually disallow split tender for B/P or worse, accept only cash so they don't have to request cash replenishment from cash office several times.
For me, today it's BAU at my go to WMs, I've not gotten refunds for B/P although I noticed the fee for next day has decreased to $1.50 instead of $1.88 for both Visa and MC payments.
IMO, doing a series of transactions that results in $ refund may not be good for ALL MSers because it may take a few reports from associates in stores where a lot of MSers do this and one day, we may all see only cash payments are allowed for B/P. If and ever, cash refund happens to me, I'd request to re-run the transaction to see if payment goes through and if it still fails, I'd accept the cash refund and leave instead of doing more transactions. I'm afraid that with a lot of cash refunds that cashiers go through, they may think people are using WM as their personal ATM to cash out cards and further scrutinize why people are doing this and may eventually disallow split tender for B/P or worse, accept only cash so they don't have to request cash replenishment from cash office several times.
For me, today it's BAU at my go to WMs, I've not gotten refunds for B/P although I noticed the fee for next day has decreased to $1.50 instead of $1.88 for both Visa and MC payments.
Personally, I would NOT have them "re-run the transaction to see if the payment goes through." My understanding (may be wrong) is that the cards you swiped in the failed/refund transaction were debited in the process (that's why the register is telling them to do the cash refund). If you re-run the transaction, you will presumably have to do it with a fresh batch of cards. Even if the second transaction goes through, how do you get your money back or credit on the first transaction?
Sep 15, 2018, 2:14 pm
#305
Join Date: Sep 2014
Posts: 1,837
Totally agree that the WMBP thread is the proper place to discuss, but as long as this thread is open --
Personally, I would NOT have them "re-run the transaction to see if the payment goes through." My understanding (may be wrong) is that the cards you swiped in the failed/refund transaction were debited in the process (that's why the register is telling them to do the cash refund). If you re-run the transaction, you will presumably have to do it with a fresh batch of cards. Even if the second transaction goes through, how do you get your money back or credit on the first transaction?
Personally, I would NOT have them "re-run the transaction to see if the payment goes through." My understanding (may be wrong) is that the cards you swiped in the failed/refund transaction were debited in the process (that's why the register is telling them to do the cash refund). If you re-run the transaction, you will presumably have to do it with a fresh batch of cards. Even if the second transaction goes through, how do you get your money back or credit on the first transaction?
Sep 15, 2018, 3:25 pm
#306
Join Date: Jul 2014
Posts: 3,688
Totally agree that the WMBP thread is the proper place to discuss, but as long as this thread is open --
Personally, I would NOT have them "re-run the transaction to see if the payment goes through." My understanding (may be wrong) is that the cards you swiped in the failed/refund transaction were debited in the process (that's why the register is telling them to do the cash refund). If you re-run the transaction, you will presumably have to do it with a fresh batch of cards. Even if the second transaction goes through, how do you get your money back or credit on the first transaction?
Personally, I would NOT have them "re-run the transaction to see if the payment goes through." My understanding (may be wrong) is that the cards you swiped in the failed/refund transaction were debited in the process (that's why the register is telling them to do the cash refund). If you re-run the transaction, you will presumably have to do it with a fresh batch of cards. Even if the second transaction goes through, how do you get your money back or credit on the first transaction?
IME, paying with the refund cash worked w/o a problem, payment went straight to CC and WM got their fee. In areas with a lot of MSers who may try to cash out their VGCs, it is possible that associates will think there is something fishy going on when so many people are getting refunds from doing B/P; then scrutiny ensues and change in policy possibly follows, IMO.
Sep 15, 2018, 3:27 pm
#307
Join Date: Oct 2013
Posts: 1,322
Got it, thanks. So it's being suggested that doing a billpay with the cash that would otherwise walk out the door will attract less attention. Fair point, but I still think I'd just take the cash, and pray that others don't go in for the specific purpose of generating large cash refunds.
Sep 19, 2018, 8:38 am
#309
Join Date: May 2015
Posts: 1,066
BP Amex via Money Gram issue
did a MG BP to Amex card on Sunday, from my past experience, the Payment usually shows up on Monday evening and gets posted on Tuesday morning. But this time it is more than 24 hours delay than normal posting....not sure where is money is. tracked MG and the payment was successful from MG. Any similar experience of delayed Amex posting? thanks.
update:
it got posted finally.....48 hours delay than the normal next business day posting....so 3 business days posting
did a MG BP to Amex card on Sunday, from my past experience, the Payment usually shows up on Monday evening and gets posted on Tuesday morning. But this time it is more than 24 hours delay than normal posting....not sure where is money is. tracked MG and the payment was successful from MG. Any similar experience of delayed Amex posting? thanks.
update:
it got posted finally.....48 hours delay than the normal next business day posting....so 3 business days posting
Sep 19, 2018, 4:05 pm
#312
Join Date: Oct 2015
Location: NRT
Programs: UA gold
Posts: 135
Yesterday tried to use that trick to get a cash refund. Turned out the transaction was declined as usual but no receipt coming out. The transaction was voided, meaning money went back to card and drawer not opened.
Sep 20, 2018, 11:21 am
#313
Join Date: Mar 2009
Posts: 2,295
Today I tried again and still got a decline followed by a cash refund.
Sep 20, 2018, 12:05 pm
#314
Join Date: May 2008
Location: PHL (kinda, no airport is really close)
Programs: AA Exp, but not sure for how long. Enterprise Platinum woo-hoo!
Posts: 4,550
I have been able to do "Visa" and "Mastercard" BP's by giving CSR my phone number and account number, in other words, not using the app.
Was able to do it about four times.
I think that clearly the solution to this problem is to do it that way, rather than keep experimenting with the app, until someone reports that the app is working. I think most people here recognize that creating a large number of cash-out transactions could be bad for our hobby.
Was able to do it about four times.
I think that clearly the solution to this problem is to do it that way, rather than keep experimenting with the app, until someone reports that the app is working. I think most people here recognize that creating a large number of cash-out transactions could be bad for our hobby.
Sep 21, 2018, 12:37 am
#315
Join Date: Feb 2012
Location: Los Angles
Posts: 2,101
I have been able to do "Visa" and "Mastercard" BP's by giving CSR my phone number and account number, in other words, not using the app.
Was able to do it about four times.
I think that clearly the solution to this problem is to do it that way, rather than keep experimenting with the app, until someone reports that the app is working. I think most people here recognize that creating a large number of cash-out transactions could be bad for our hobby.
Was able to do it about four times.
I think that clearly the solution to this problem is to do it that way, rather than keep experimenting with the app, until someone reports that the app is working. I think most people here recognize that creating a large number of cash-out transactions could be bad for our hobby.