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Old Jan 9, 2018, 7:46 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: IAD_flyer
This is a new thread for 2018. The previous discussion can be found here.

As of Nov 11, 2020, Meta gebits are getting declined when used for MO/BP purchases at MC/SD. New limit appears to be $99 per swipe. READ the posts below and add a data point with details. USB and GD gift cards do not seem to be affected.

DETAILS:
As of Dec 2019, WM BP in-store is reportedly affected by the $8000 total limit across all cards.
As of Nov 1, 2018, WM Billpay made via the WM app is limited to a total of $8000 total per person to all accounts per rolling 30 days.

Sep 13 2021 : If WM App is updated with no money services , then use the following for Android phone to get the working version.


https://www.apkmirror.com/?post_type...ge=1&s=walmart
My working version is 21.12 (21120123)
Fyr : https://www.androidpolice.com/2021/0...n-app-android/

This workaround no longer works.

Bill Pay cannot be done at a regular register. BP must be done at Customer Service/Returns or at the Money Center in stores that have it.
WM offers two BP services: CheckFreePAY and MoneyGram. The cashier can initiate CheckFreePAY by selecting Money Services followed by Bill Pay on the register for a fee of $1-1.88. Moneygram is $4.99.
ONLY 4 successful debit card swipes can pay for a transaction. ONLY 5 payments per 16 digit account number per rolling 30 days.
CheckFreePay (800) 676-6148. - Look up payments using CC number and time of transaction
---------------------------------------------------------------------------------------------------------------------

BP by phone number lookup- Once your CFP account is set up, you can add CC. When you want to BP give them your phone# to look up your account under Money Services. They often get confused and think you want MG, but just say it is under Money Services. Make sure you get 2 receipts, one from WM and a small one from CFP showing the CC# and Biller name you paid.

WM App - The Money Services works in express lane for Bill Pay.

Receipt tips: If you don't get a receipt and they have to print you one, make sure the CC you paid appears on the printed receipt. If not on receipt, call CFP with the manager to verify there is no payment processing. They can cancel any transactions and pay you in cash right away. If they cancel the transaction and their cash drawer opens, that means they should pay you in cash, if it doesn't open, the money will probably return to your cards. Not sure what happens on the same day? Watch their drawer when they cancel the transaction to see if it opens. If they say the money will return to your DC, make sure to write down the managers name in case it doesn't.

Payments:
Most cc can be paid 5 times by Visa/MC and 5 times by the issuing bank in rolling 30 days with a total of 10. There might be an 8K limit per rolling 30 days starting Oct 2018.

BUSINESS DAY transaction completion time is 18:59:59 EST (Holidays change post day)

Friday after 06:59PM EST, until Monday BEFORE 07:00PM EST arrives Tuesday
Tuesday BEFORE 7:00PM arrives Wednesday
Wednesday BEFORE 07:00PM arrives Thursday
Thursday BEFORE 07:00PM arrives Friday
Friday BEFORE 07:00PM arrives Monday
But when a next-day payment will post and be visible depends upon the CC issuer.

--------------------------------------------------------------
Choose to pay by Visa/MC card issuer OR by issuing bank - see the 2 sections below.

:-:VISA and MC - card issuer-----------------------------------------------------------------------------------------------
If your particular card isn't on the list below, try "VISA" or "MASTERCARD."

"VISA" and "MASTERCARD" payee can no longer be found by search at some stores. If the employee can no longer find "VISA" or "MASTERCARD" by searching in CheckFreePAY, then you cannot pay either, end of story.

Following do not work:

Any and all Vanilla VISA, Vanilla MC, and OneVanilla VISA.
Glimcher VISA MASTERCARD
$1.50 next day.

Works:Bank of America Cash Rewards Business MC
Barclay (Arrival, US Airways) MC - Posts at 11PM EST, credit available 1AM EST
Chase Business Ink Bold MC
Citi AAdvantage (Platinum Select, Executive, Business) MC - Posts at 3AM EST (+1 day)
Citi ThankYou Preferred MC
Citi AT&T MC
CitiBusiness Platinum Select MC

Does not work:Barclay Business US Airways MC - NOT PAYABLE - tried 2x
VISA
$1.50 next day.

Works:Barclay Priceline VS
Chase (Amazon, Freedom, Sapphire Preferred, United, Slate) VS - Posts at 11PM EST
Chase Business Ink Bold VS, Chase Ink Plus
Citi (AAdvantage, Dividend, ThankYou Preferred) VS
FIA Fidelity VS
PNC CashBuilder VS
US Bank (Cash+, Club Carlson, Flexperks) VS
Navy Federal Credit Union Visa
Wells Fargo Cashback VS
Does not work:TD Bank VS - [Source]
Alliant Credit Union Cashback Visa Signature
----------------------------------------------------------------------------------------
:-:Issuing Bank--------------------------------------------------------------------------------------------------------------------

Discover - Use for all Discover network cards
$1.50 next day, $1.00 three days.

American Express AMEX cards(SPG, BC, BCE, BCP, etc) cannot be paid through CheckFreePAY. Some AMEX cards issued by other banks can be paid, but they can be paid using MoneyGram for $4.99

Barclay Listed under barclay - need biller zip - $1.50 next day, $1.00 three days

Bank of America Credit Cards - Use for BoA-issued; will not work for BofA Small Business cards.
$1.50 next day, $1.00 three days. (Will require a ZIP but apparently yours will work as well as theirs, which is 19886)
Works:

BoA Alaska Airlines VisaDoes not work:

BofA Asiana Business card
Capital One
$1.50 next day.

Personal and business CCs
Elan Financial Services
$1.50 next day.

Fidelity Visa
PNC Bank - Use for PNC-issued Visa network cards
$1.50 next day, $1.00 three days.

PNC CashBuilder VS
Warning: Some users have reported being shutdown for using bill pay services.




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Billpay at Walmart (2018 onwards)

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Old May 17, 2021, 12:29 pm
  #1501  
 
Join Date: Jul 2010
Programs: UA, AA, SPG, HH
Posts: 672
Originally Posted by ricohitman
Yeah sorry typing too fast. I add online at walmart.com from a desktop then use the app. I haven't used mastercards in forever. Don't ever need too.
Ah ok. Yeah VGC's are working fine for me (even when adding the cards in-app). But the MCGC's don't work no matter how I am adding them to my wmt account
HoKo is offline  
Old May 17, 2021, 12:30 pm
  #1502  
 
Join Date: Nov 2015
Posts: 559
Originally Posted by ricohitman
Yeah sorry typing too fast. I add online at walmart.com from a desktop then use the app. I haven't used mastercards in forever. Don't ever need too.
I add it in the app only , but after adding ,the card still doesnt show as an option to make the payment during bill payment process, after verification.

But i see the account being present in the account->payment methods .

Meta visa is working , only the Meta MCs and OV are not showing up as a payment option for my accounts.
kingofkingsforu is offline  
Old May 17, 2021, 2:29 pm
  #1503  
 
Join Date: Jun 2015
Posts: 65
Originally Posted by luckypra
Not working for me. Tired many times in last few days, but Meta visa keep failing for me at the last step with decline transaction message. No way near any limit.
Same with Visa SS (still meta but different bin), also failed with Decline message. Tried with 2 different WM account. Wondering why it works for some but not for other.
luckypra is offline  
Old May 17, 2021, 4:30 pm
  #1504  
 
Join Date: Mar 2004
Location: Atl
Posts: 253
Originally Posted by luckypra
Same with Visa SS (still meta but different bin), also failed with Decline message. Tried with 2 different WM account. Wondering why it works for some but not for other.
For me it will work a while with meta VGCs then glitch with various error codes. Then a day or 2 later start again and let me liquidate a batch. I opened a player 2 account that is doing the same.
luckypra likes this.
trey is offline  
Old May 17, 2021, 5:02 pm
  #1505  
 
Join Date: Jun 2015
Posts: 65
Originally Posted by trey
For me it will work a while with meta VGCs then glitch with various error codes. Then a day or 2 later start again and let me liquidate a batch. I opened a player 2 account that is doing the same.
Amazing app Need to start playing.
Wake middle of the night and try. While taking bath, stop and try. Driving pull over and try ....
luckypra is offline  
Old May 17, 2021, 9:46 pm
  #1506  
 
Join Date: Dec 2016
Posts: 7
I think MC is died because of PPK. The walmart is not able to figure out a solution for PPK. The $200 staples Visa GC worked for me last week.
ankitaroramba is offline  
Old May 19, 2021, 7:47 pm
  #1507  
 
Join Date: Jun 2015
Posts: 1,727
is anyone else getting "Transaction Decline"? I was able to pay a bunch on one account but on a couple of others all i get is transaction declined for the last couple of days.
Chelski is offline  
Old May 20, 2021, 8:09 am
  #1508  
 
Join Date: Mar 2004
Location: Atl
Posts: 253
Originally Posted by Chelski
is anyone else getting "Transaction Decline"? I was able to pay a bunch on one account but on a couple of others all i get is transaction declined for the last couple of days.


same
trey is offline  
Old May 20, 2021, 10:21 am
  #1509  
 
Join Date: Oct 2010
Location: DFW
Posts: 684
Originally Posted by Chelski
is anyone else getting "Transaction Decline"? I was able to pay a bunch on one account but on a couple of others all i get is transaction declined for the last couple of days.
Same for me as well
knopfler is offline  
Old May 20, 2021, 3:01 pm
  #1510  
 
Join Date: Oct 2013
Posts: 483
I get Trans Decline also. It could be the 8K limit across all my accounts, so I am waiting another week.
Travelz is offline  
Old May 20, 2021, 4:31 pm
  #1511  
 
Join Date: Jul 2010
Programs: UA, AA, SPG, HH
Posts: 672
Originally Posted by Chelski
is anyone else getting "Transaction Decline"? I was able to pay a bunch on one account but on a couple of others all i get is transaction declined for the last couple of days.
I just did a Meta VGC without any issues
HoKo is offline  
Old May 21, 2021, 8:20 pm
  #1512  
 
Join Date: Jun 2020
Posts: 170
Is USB sensitive to WMBP? Like 1 payment per statement cycle?

Also, isn't the issue with WMBP usually just the frequency? Some banks just don't like multiple payments per statement cycle and that can cause manual review. It can be used as a fraud flag at certain banks.
CerealCardSpender is offline  
Old May 22, 2021, 6:32 am
  #1513  
 
Join Date: Mar 2009
Posts: 2,295
Originally Posted by CerealCardSpender
Is USB sensitive to WMBP? Like 1 payment per statement cycle?

Also, isn't the issue with WMBP usually just the frequency? Some banks just don't like multiple payments per statement cycle and that can cause manual review. It can be used as a fraud flag at certain banks.
All banks are different. Some don't like the GCs generally (which are a part of BP of course). Some don't like the "anonymous" payments that WMBP provide since they don't transmit sender information, I believe.

As for USB, I've done Elan Financial BP's for a long time (which is a subsidiary of USB) and haven't had problems.
danpeake is offline  
Old May 22, 2021, 8:03 am
  #1514  
 
Join Date: Oct 2014
Programs: All of them
Posts: 1,664
Originally Posted by danpeake
...
As for USB, I've done Elan Financial BP's for a long time (which is a subsidiary of USB) and haven't had problems.
Elan finally nuked my Fidelity 2% account (and my Radisson visa) last year. That was after 5+ years of doing MS. Eventually they all catch up to you if you do enough volume.
littlewinglet is offline  
Old May 22, 2021, 8:58 am
  #1515  
 
Join Date: Mar 2009
Posts: 2,295
Originally Posted by littlewinglet
Elan finally nuked my Fidelity 2% account (and my Radisson visa) last year. That was after 5+ years of doing MS. Eventually they all catch up to you if you do enough volume.
Any idea what did you in?
danpeake is offline  


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