Old Jan 9, 2018, 7:46 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: IAD_flyer
This is a new thread for 2018. The previous discussion can be found here.

As of Nov 11, 2020, Meta gebits are getting declined when used for MO/BP purchases at MC/SD. New limit appears to be $99 per swipe. READ the posts below and add a data point with details. USB and GD gift cards do not seem to be affected.

DETAILS:
As of Dec 2019, WM BP in-store is reportedly affected by the $8000 total limit across all cards.
As of Nov 1, 2018, WM Billpay made via the WM app is limited to a total of $8000 total per person to all accounts per rolling 30 days.

Sep 13 2021 : If WM App is updated with no money services , then use the following for Android phone to get the working version.


https://www.apkmirror.com/?post_type...ge=1&s=walmart
My working version is 21.12 (21120123)
Fyr : https://www.androidpolice.com/2021/0...n-app-android/

This workaround no longer works.

Bill Pay cannot be done at a regular register. BP must be done at Customer Service/Returns or at the Money Center in stores that have it.
WM offers two BP services: CheckFreePAY and MoneyGram. The cashier can initiate CheckFreePAY by selecting Money Services followed by Bill Pay on the register for a fee of $1-1.88. Moneygram is $4.99.
ONLY 4 successful debit card swipes can pay for a transaction. ONLY 5 payments per 16 digit account number per rolling 30 days.
CheckFreePay (800) 676-6148. - Look up payments using CC number and time of transaction
---------------------------------------------------------------------------------------------------------------------

BP by phone number lookup- Once your CFP account is set up, you can add CC. When you want to BP give them your phone# to look up your account under Money Services. They often get confused and think you want MG, but just say it is under Money Services. Make sure you get 2 receipts, one from WM and a small one from CFP showing the CC# and Biller name you paid.

WM App - The Money Services works in express lane for Bill Pay.

Receipt tips: If you don't get a receipt and they have to print you one, make sure the CC you paid appears on the printed receipt. If not on receipt, call CFP with the manager to verify there is no payment processing. They can cancel any transactions and pay you in cash right away. If they cancel the transaction and their cash drawer opens, that means they should pay you in cash, if it doesn't open, the money will probably return to your cards. Not sure what happens on the same day? Watch their drawer when they cancel the transaction to see if it opens. If they say the money will return to your DC, make sure to write down the managers name in case it doesn't.

Payments:
Most cc can be paid 5 times by Visa/MC and 5 times by the issuing bank in rolling 30 days with a total of 10. There might be an 8K limit per rolling 30 days starting Oct 2018.

BUSINESS DAY transaction completion time is 18:59:59 EST (Holidays change post day)

Friday after 06:59PM EST, until Monday BEFORE 07:00PM EST arrives Tuesday
Tuesday BEFORE 7:00PM arrives Wednesday
Wednesday BEFORE 07:00PM arrives Thursday
Thursday BEFORE 07:00PM arrives Friday
Friday BEFORE 07:00PM arrives Monday
But when a next-day payment will post and be visible depends upon the CC issuer.

--------------------------------------------------------------
Choose to pay by Visa/MC card issuer OR by issuing bank - see the 2 sections below.

:-:VISA and MC - card issuer-----------------------------------------------------------------------------------------------
If your particular card isn't on the list below, try "VISA" or "MASTERCARD."

"VISA" and "MASTERCARD" payee can no longer be found by search at some stores. If the employee can no longer find "VISA" or "MASTERCARD" by searching in CheckFreePAY, then you cannot pay either, end of story.

Following do not work:

Any and all Vanilla VISA, Vanilla MC, and OneVanilla VISA.
Glimcher VISA MASTERCARD
$1.50 next day.

Works:Bank of America Cash Rewards Business MC
Barclay (Arrival, US Airways) MC - Posts at 11PM EST, credit available 1AM EST
Chase Business Ink Bold MC
Citi AAdvantage (Platinum Select, Executive, Business) MC - Posts at 3AM EST (+1 day)
Citi ThankYou Preferred MC
Citi AT&T MC
CitiBusiness Platinum Select MC

Does not work:Barclay Business US Airways MC - NOT PAYABLE - tried 2x
VISA
$1.50 next day.

Works:Barclay Priceline VS
Chase (Amazon, Freedom, Sapphire Preferred, United, Slate) VS - Posts at 11PM EST
Chase Business Ink Bold VS, Chase Ink Plus
Citi (AAdvantage, Dividend, ThankYou Preferred) VS
FIA Fidelity VS
PNC CashBuilder VS
US Bank (Cash+, Club Carlson, Flexperks) VS
Navy Federal Credit Union Visa
Wells Fargo Cashback VS
Does not work:TD Bank VS - [Source]
Alliant Credit Union Cashback Visa Signature
----------------------------------------------------------------------------------------
:-:Issuing Bank--------------------------------------------------------------------------------------------------------------------

Discover - Use for all Discover network cards
$1.50 next day, $1.00 three days.

American Express AMEX cards(SPG, BC, BCE, BCP, etc) cannot be paid through CheckFreePAY. Some AMEX cards issued by other banks can be paid, but they can be paid using MoneyGram for $4.99

Barclay Listed under barclay - need biller zip - $1.50 next day, $1.00 three days

Bank of America Credit Cards - Use for BoA-issued; will not work for BofA Small Business cards.
$1.50 next day, $1.00 three days. (Will require a ZIP but apparently yours will work as well as theirs, which is 19886)
Works:

BoA Alaska Airlines VisaDoes not work:

BofA Asiana Business card
Capital One
$1.50 next day.

Personal and business CCs
Elan Financial Services
$1.50 next day.

Fidelity Visa
PNC Bank - Use for PNC-issued Visa network cards
$1.50 next day, $1.00 three days.

PNC CashBuilder VS
Warning: Some users have reported being shutdown for using bill pay services.




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Billpay at Walmart (2018 onwards)

Old Nov 15, 2018, 3:02 pm
  #526  
 
Join Date: Oct 2017
Programs: Lots
Posts: 320
Anyone else having trouble doing BPs to Amex Next Day?
devastitis is offline  
Old Nov 18, 2018, 7:38 am
  #527  
 
Join Date: Jan 2010
Programs: Hilton Diamond, Marriott/SPG Platinum
Posts: 496
Originally Posted by devastitis
Anyone else having trouble doing BPs to Amex Next Day?
what kind of trouble are you referring to?
coolguy100 is offline  
Old Nov 21, 2018, 3:12 pm
  #528  
 
Join Date: Jan 2010
Programs: Hilton Diamond, Marriott/SPG Platinum
Posts: 496
I have been trying to set up a BP in the app and kept failing : oops, we're having temporary system issues. please try back soon.
what is going on here?
coolguy100 is offline  
Old Nov 21, 2018, 3:42 pm
  #529  
 
Join Date: May 2015
Posts: 1,066
Originally Posted by kingofkingsforu
Accnt 1 was my main account where i have done , more than 8 k in the oct month. Account 4 was the newly created where i entered PP as Id type and PP# in the app, whereas to CSR i gave my DL while making the payment and it was successful . The account also has PP as ID type and old DL # . So accnt 1 and 4 has worked .

Since 1 and 4 has worked has 2 diff accnts , i hope 2 and 3 also will work
did you ever get 2 and 3 to work? somehow I don't think this will work.
cdog999 is offline  
Old Nov 21, 2018, 3:52 pm
  #530  
 
Join Date: Sep 2014
Posts: 1,837
Originally Posted by coolguy100
I have been trying to set up a BP in the app and kept failing : oops, we're having temporary system issues. please try back soon.
what is going on here?
all payees and accounts?

I get that on one payee on my account, changed to my SOs accpunt (not WM account) and it works.

Switched to my account, still get error.

my account number for one payee may be blacklisted or something.

I tried different WM account, same error
lumangoy is offline  
Old Nov 21, 2018, 4:06 pm
  #531  
jk2
 
Join Date: Dec 2010
Posts: 1,512
Originally Posted by coolguy100
I have been trying to set up a BP in the app and kept failing : oops, we're having temporary system issues. please try back soon.
what is going on here?
usually it means you hit a limit of $10K per 30 days for this specific account.
jk2 is offline  
Old Nov 21, 2018, 5:50 pm
  #532  
 
Join Date: Jan 2010
Programs: Hilton Diamond, Marriott/SPG Platinum
Posts: 496
Originally Posted by jk2
usually it means you hit a limit of $10K per 30 days for this specific account.
it was a newly set up account for a family member (first time) ....made the first small trial BP to a citi card successfully. tried to make a real BP in the app to an amex card and always had the error message.
coolguy100 is offline  
Old Nov 22, 2018, 6:23 am
  #533  
jk2
 
Join Date: Dec 2010
Posts: 1,512
Originally Posted by coolguy100
it was a newly set up account for a family member (first time) ....made the first small trial BP to a citi card successfully. tried to make a real BP in the app to an amex card and always had the error message.
I have no experience with Amex.
jk2 is offline  
Old Nov 22, 2018, 12:14 pm
  #534  
 
Join Date: Jan 2010
Programs: Hilton Diamond, Marriott/SPG Platinum
Posts: 496
Originally Posted by jk2
I have no experience with Amex.
used another phone and set up BP to Amex successfully.
coolguy100 is offline  
Old Nov 22, 2018, 8:27 pm
  #535  
 
Join Date: Apr 2014
Posts: 70
Does anyone know how the 30 days 8k limit works?. say I made 8k of payments on Oct 21 and so I will be eligible to make another set of payments starting Nov 22nd?. Also if I make the payments on 2 or 3 different days how does it work?
venkallu is offline  
Old Nov 22, 2018, 10:52 pm
  #536  
 
Join Date: Mar 2011
Location: SAN
Programs: Delta Gold. Hilton Diamond. Hyatt Explorist.
Posts: 1,671
Originally Posted by venkallu
Does anyone know how the 30 days 8k limit works?. say I made 8k of payments on Oct 21 and so I will be eligible to make another set of payments starting Nov 22nd?.
I think you'd be able to make additional payments on Nov 21

Originally Posted by venkallu
. Also if I make the payments on 2 or 3 different days how does it work?
I think it is 8k within a rolling 30 day period. So if you did $4k on Nov 1 and $4k on Nov 8, then you could do another $4k on Dec 2 and another $4k on Dec 9.
ChrisFlyer66 is offline  
Old Nov 23, 2018, 8:42 am
  #537  
 
Join Date: Oct 2015
Posts: 116
Guys, Are we all 100% sure that the limit was reduced to 8k per 30 rolling days?, here're my payments since Oct 1/18 to Nov 14/18, as you can see there is 10k payments in 30 days period unless this was implemented after Oct 24 which we all know this was implemented before that, i will try another payment Sunday and see what happens, based on the 8k limit it shouldn't be taken any more payments, lets see.


Oct
01-Oct-18 $2,000
02-Oct-18 $2,000
12-Oct-18 $4,000
24-Oct-18 $2,000 --> day 1

Nov
03-Nov-18 $4,000
14-Nov-18 $4,000 --> day 21 --> 10k in 30 rolling days
elegua is offline  
Old Nov 23, 2018, 10:15 am
  #538  
 
Join Date: May 2015
Posts: 1,066
Originally Posted by elegua
Guys, Are we all 100% sure that the limit was reduced to 8k per 30 rolling days?, here're my payments since Oct 1/18 to Nov 14/18, as you can see there is 10k payments in 30 days period unless this was implemented after Oct 24 which we all know this was implemented before that, i will try another payment Sunday and see what happens, based on the 8k limit it shouldn't be taken any more payments, lets see.


Oct
01-Oct-18 $2,000
02-Oct-18 $2,000
12-Oct-18 $4,000
24-Oct-18 $2,000 --> day 1

Nov
03-Nov-18 $4,000
14-Nov-18 $4,000 --> day 21 --> 10k in 30 rolling days
Is your Walmart requiring ID for MO over 1K?
cdog999 is offline  
Old Nov 23, 2018, 10:57 am
  #539  
 
Join Date: Oct 2015
Posts: 116
Originally Posted by cdog999
Is your Walmart requiring ID for MO over 1K?
Yep, that is why i am asking if we are 100% sure the 8k is implemented.
elegua is offline  
Old Nov 24, 2018, 8:03 am
  #540  
 
Join Date: Jan 2010
Programs: Hilton Diamond, Marriott/SPG Platinum
Posts: 496
Originally Posted by elegua
Guys, Are we all 100% sure that the limit was reduced to 8k per 30 rolling days?, here're my payments since Oct 1/18 to Nov 14/18, as you can see there is 10k payments in 30 days period unless this was implemented after Oct 24 which we all know this was implemented before that, i will try another payment Sunday and see what happens, based on the 8k limit it shouldn't be taken any more payments, lets see.


Oct
01-Oct-18 $2,000
02-Oct-18 $2,000
12-Oct-18 $4,000
24-Oct-18 $2,000 --> day 1

Nov
03-Nov-18 $4,000
14-Nov-18 $4,000 --> day 21 --> 10k in 30 rolling days
10/24 was not day 1. day 1 was several days after 10/24 and before 11/1. it seems when $8k began to take effect, it didn't count the last 30 days retrospectively for that day...so not BP before that cutoff day was counted. if you try another BP today, you will fail for sure.
ChrisFlyer66 likes this.

Last edited by coolguy100; Nov 24, 2018 at 8:32 am
coolguy100 is offline  

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