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Old Jan 9, 2018, 7:46 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: IAD_flyer
This is a new thread for 2018. The previous discussion can be found here.

As of Nov 11, 2020, Meta gebits are getting declined when used for MO/BP purchases at MC/SD. New limit appears to be $99 per swipe. READ the posts below and add a data point with details. USB and GD gift cards do not seem to be affected.

DETAILS:
As of Dec 2019, WM BP in-store is reportedly affected by the $8000 total limit across all cards.
As of Nov 1, 2018, WM Billpay made via the WM app is limited to a total of $8000 total per person to all accounts per rolling 30 days.

Sep 13 2021 : If WM App is updated with no money services , then use the following for Android phone to get the working version.


https://www.apkmirror.com/?post_type...ge=1&s=walmart
My working version is 21.12 (21120123)
Fyr : https://www.androidpolice.com/2021/0...n-app-android/

This workaround no longer works.

Bill Pay cannot be done at a regular register. BP must be done at Customer Service/Returns or at the Money Center in stores that have it.
WM offers two BP services: CheckFreePAY and MoneyGram. The cashier can initiate CheckFreePAY by selecting Money Services followed by Bill Pay on the register for a fee of $1-1.88. Moneygram is $4.99.
ONLY 4 successful debit card swipes can pay for a transaction. ONLY 5 payments per 16 digit account number per rolling 30 days.
CheckFreePay (800) 676-6148. - Look up payments using CC number and time of transaction
---------------------------------------------------------------------------------------------------------------------

BP by phone number lookup- Once your CFP account is set up, you can add CC. When you want to BP give them your phone# to look up your account under Money Services. They often get confused and think you want MG, but just say it is under Money Services. Make sure you get 2 receipts, one from WM and a small one from CFP showing the CC# and Biller name you paid.

WM App - The Money Services works in express lane for Bill Pay.

Receipt tips: If you don't get a receipt and they have to print you one, make sure the CC you paid appears on the printed receipt. If not on receipt, call CFP with the manager to verify there is no payment processing. They can cancel any transactions and pay you in cash right away. If they cancel the transaction and their cash drawer opens, that means they should pay you in cash, if it doesn't open, the money will probably return to your cards. Not sure what happens on the same day? Watch their drawer when they cancel the transaction to see if it opens. If they say the money will return to your DC, make sure to write down the managers name in case it doesn't.

Payments:
Most cc can be paid 5 times by Visa/MC and 5 times by the issuing bank in rolling 30 days with a total of 10. There might be an 8K limit per rolling 30 days starting Oct 2018.

BUSINESS DAY transaction completion time is 18:59:59 EST (Holidays change post day)

Friday after 06:59PM EST, until Monday BEFORE 07:00PM EST arrives Tuesday
Tuesday BEFORE 7:00PM arrives Wednesday
Wednesday BEFORE 07:00PM arrives Thursday
Thursday BEFORE 07:00PM arrives Friday
Friday BEFORE 07:00PM arrives Monday
But when a next-day payment will post and be visible depends upon the CC issuer.

--------------------------------------------------------------
Choose to pay by Visa/MC card issuer OR by issuing bank - see the 2 sections below.

:-:VISA and MC - card issuer-----------------------------------------------------------------------------------------------
If your particular card isn't on the list below, try "VISA" or "MASTERCARD."

"VISA" and "MASTERCARD" payee can no longer be found by search at some stores. If the employee can no longer find "VISA" or "MASTERCARD" by searching in CheckFreePAY, then you cannot pay either, end of story.

Following do not work:

Any and all Vanilla VISA, Vanilla MC, and OneVanilla VISA.
Glimcher VISA MASTERCARD
$1.50 next day.

Works:Bank of America Cash Rewards Business MC
Barclay (Arrival, US Airways) MC - Posts at 11PM EST, credit available 1AM EST
Chase Business Ink Bold MC
Citi AAdvantage (Platinum Select, Executive, Business) MC - Posts at 3AM EST (+1 day)
Citi ThankYou Preferred MC
Citi AT&T MC
CitiBusiness Platinum Select MC

Does not work:Barclay Business US Airways MC - NOT PAYABLE - tried 2x
VISA
$1.50 next day.

Works:Barclay Priceline VS
Chase (Amazon, Freedom, Sapphire Preferred, United, Slate) VS - Posts at 11PM EST
Chase Business Ink Bold VS, Chase Ink Plus
Citi (AAdvantage, Dividend, ThankYou Preferred) VS
FIA Fidelity VS
PNC CashBuilder VS
US Bank (Cash+, Club Carlson, Flexperks) VS
Navy Federal Credit Union Visa
Wells Fargo Cashback VS
Does not work:TD Bank VS - [Source]
Alliant Credit Union Cashback Visa Signature
----------------------------------------------------------------------------------------
:-:Issuing Bank--------------------------------------------------------------------------------------------------------------------

Discover - Use for all Discover network cards
$1.50 next day, $1.00 three days.

American Express AMEX cards(SPG, BC, BCE, BCP, etc) cannot be paid through CheckFreePAY. Some AMEX cards issued by other banks can be paid, but they can be paid using MoneyGram for $4.99

Barclay Listed under barclay - need biller zip - $1.50 next day, $1.00 three days

Bank of America Credit Cards - Use for BoA-issued; will not work for BofA Small Business cards.
$1.50 next day, $1.00 three days. (Will require a ZIP but apparently yours will work as well as theirs, which is 19886)
Works:

BoA Alaska Airlines VisaDoes not work:

BofA Asiana Business card
Capital One
$1.50 next day.

Personal and business CCs
Elan Financial Services
$1.50 next day.

Fidelity Visa
PNC Bank - Use for PNC-issued Visa network cards
$1.50 next day, $1.00 three days.

PNC CashBuilder VS
Warning: Some users have reported being shutdown for using bill pay services.




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Billpay at Walmart (2018 onwards)

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Old Nov 5, 2018, 9:02 pm
  #511  
 
Join Date: Nov 2015
Posts: 559
Originally Posted by Travelz
I looked and my WM account was showing my DL number instead of my passport number and we paid new cc that we did not BP in the past. I was able to change it back to my passport number. I am still not sure if it is 8K per card or per account a month or not.
I did the same thing today. Entered the PP in the app and gave my DL to CSR. After the transaction , the PP # changed to DL# in the app receipt.
I think it just changed the number and not the ID type ( PP or DL).

So each ID type and ID Number combination gives you 8k of BP. It simply took the Passport as ID type and your DL # as a set of new id combination.

Next time iam just going to show my PP # to CSR.
ChrisFlyer66 and Travelz like this.
kingofkingsforu is offline  
Old Nov 6, 2018, 4:34 am
  #512  
 
Join Date: Oct 2013
Posts: 483
I think the 8K is per WM account so I don't think changing from DL to PP works. I tried to make my 5th 2k payment on my new account and is stalled. I had used it with my DL twice and my PP twice.

I will try my old DL account on the 18th.

Last edited by Travelz; Nov 6, 2018 at 11:35 am
Travelz is offline  
Old Nov 6, 2018, 9:42 am
  #513  
 
Join Date: Aug 2018
Posts: 34
Originally Posted by Travelz
There may be a loophole to get 8 payments from each WM account if you switch between DL and PP. That would be great.
Are there reports of shutdown when paying Di$cov3r? I have not seen any, but I don't really read reddit.
I have not heard of it being an issue.
Melanion90 is offline  
Old Nov 6, 2018, 9:44 am
  #514  
 
Join Date: Oct 2015
Posts: 116
Originally Posted by Travelz
There may be a loophole to get 8 payments from each WM account if you switch between DL and PP. That would be great.
Are there reports of shutdown when paying Di$cov3r? I have not seen any, but I don't really read reddit.
You should be good, been doing it for over 3 years in several cards and never a problem, of course you know the drill and how this game change every day, start low and go from there, few months ago the fee went up to $1.50 x $2000 but before was just $1 x $2000.

Hope this help .
elegua is offline  
Old Nov 6, 2018, 9:54 am
  #515  
 
Join Date: Jan 2014
Posts: 198
Originally Posted by Andy2
I did a check free bill pay for $1,998.50 yesterday and bought two money orders for the magical sum like $999.13 and $999.11. The agent was surprised to see a new screen for the money orders and she had to enter my Drivers License information. She did not ask for my Social Security number, although it was closing time and she might have just skipped that field. But hopefully it is just a Know Your Customer form like Kroger had when you swipe a credit card instead of using the chip. I will see if the same thing happens for money orders. totaling $1,000 instead of $2,000.

Does anyone know the answer to the really big question yet. If a person has five credit cards listed under the same phone number with Check Free Bill Pay, will the $8,000 per 30 Days limit be imposed on a credit card by credit card basis, or by the phone number?

If the limit is by phone number, I wonder if the system will notice if that same credit card becomes listed under a new phone number, such as a work phone number?
Have you done check free bill pay at Kroger recently? I am wondering if it still works.
adminds is offline  
Old Nov 7, 2018, 1:53 pm
  #516  
 
Join Date: Aug 2018
Posts: 34
I had no luck switching between ID types today. I did try the bill pay in an account that I had already done many bill pays in, but with a different ID and to an account that I have only done 1 BP to. I will make a new account and try again tonight.
Melanion90 is offline  
Old Nov 7, 2018, 3:36 pm
  #517  
 
Join Date: May 2016
Posts: 506
Based on my experience they track 8K based on ID number you present when you make your first payment. The ID you used to set up the payment in the app won't matter. Different ph# names and addresses won't matter.
cashcyclone is offline  
Old Nov 7, 2018, 5:23 pm
  #518  
 
Join Date: Sep 2015
Posts: 47
Originally Posted by cashcyclone
Based on my experience they track 8K based on ID number you present when you make your first payment. The ID you used to set up the payment in the app won't matter. Different ph# names and addresses won't matter.
So for what you did you created two different accounts but with two same name , addresses, phone #, etc and what made the difference was the first time presenting ID/PP when you make the first payment? I'm going to try this to see if it works
pao2dapao is offline  
Old Nov 7, 2018, 5:31 pm
  #519  
 
Join Date: Sep 2015
Posts: 47
Anyone having trouble doing BP? For two days now I have been getting this error every time i try to use it "Oops! We're having temporary issues. Please try back soon." I reinstalled the app as well but this happened after when i used my fiancees accnt to pay for my bill (mastercard)
pao2dapao is offline  
Old Nov 7, 2018, 6:24 pm
  #520  
 
Join Date: Feb 2015
Posts: 319
Originally Posted by pao2dapao
Anyone having trouble doing BP? For two days now I have been getting this error every time i try to use it "Oops! We're having temporary issues. Please try back soon." I reinstalled the app as well but this happened after when i used my fiancees accnt to pay for my bill (mastercard)
Same issue. Also tried a payment without the app and it wouldn’t go through. Per CSR, no reason given.
Clueless12 is offline  
Old Nov 7, 2018, 9:16 pm
  #521  
 
Join Date: Nov 2015
Posts: 559
Originally Posted by pao2dapao
Anyone having trouble doing BP? For two days now I have been getting this error every time i try to use it "Oops! We're having temporary issues. Please try back soon." I reinstalled the app as well but this happened after when i used my fiancees accnt to pay for my bill (mastercard)
it looks like you have paid 5 times in the last 30 days.
kingofkingsforu is offline  
Old Nov 7, 2018, 9:24 pm
  #522  
 
Join Date: Nov 2015
Posts: 559
i think with 4 accounts ( new email and phone # ) and 2 ids ( PP and DL) , you can make 4 * 8 k = 32k of payments with the following combinations

Accnt 1 = DL id type and DL #
Account 2 = DL Id type and PP #
Account 3 = PP as ID Type and PP #
Account 4 = PP as ID type and DL #

Make sure you set up the information as it is in the app and give the same to the CSR first time. if u have more additional form of IDs, go create some extra accnts and combinations

I am not going to follow the above , by giving wrong id type / and # information , we may get into trouble.
Travelz likes this.
kingofkingsforu is offline  
Old Nov 7, 2018, 9:32 pm
  #523  
 
Join Date: May 2016
Posts: 506
Originally Posted by kingofkingsforu
i think with 4 accounts ( new email and phone # ) and 2 ids ( PP and DL) , you can make 4 * 8 k = 32k of payments with the following combinations

Accnt 1 = DL id type and DL #
Account 2 = DL Id type and PP #
Account 3 = PP as ID Type and PP #
Account 4 = PP as ID type and DL #

Make sure you set up the information as it is in the app and give the same to the CSR first time. if u have more additional form of IDs, go create some extra accnts and combinations

I am not going to follow the above , by giving wrong id type / and # information , we may get into trouble.
That won't work. 1 4 will be consider one account and 2 3 another account.
cashcyclone is offline  
Old Nov 7, 2018, 11:10 pm
  #524  
 
Join Date: Nov 2015
Posts: 559
Originally Posted by cashcyclone
That won't work. 1 4 will be consider one account and 2 3 another account.
Accnt 1 was my main account where i have done , more than 8 k in the oct month. Account 4 was the newly created where i entered PP as Id type and PP# in the app, whereas to CSR i gave my DL while making the payment and it was successful . The account also has PP as ID type and old DL # . So accnt 1 and 4 has worked .

Since 1 and 4 has worked has 2 diff accnts , i hope 2 and 3 also will work
kingofkingsforu is offline  
Old Nov 8, 2018, 6:45 pm
  #525  
 
Join Date: May 2015
Posts: 1,066
Originally Posted by kingofkingsforu
Accnt 1 was my main account where i have done , more than 8 k in the oct month. Account 4 was the newly created where i entered PP as Id type and PP# in the app, whereas to CSR i gave my DL while making the payment and it was successful . The account also has PP as ID type and old DL # . So accnt 1 and 4 has worked .

Since 1 and 4 has worked has 2 diff accnts , i hope 2 and 3 also will work
i thought u said u entered passport with dl number for 4.
cdog999 is offline  


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