Old Jan 9, 2018, 7:46 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: IAD_flyer
This is a new thread for 2018. The previous discussion can be found here.

As of Nov 11, 2020, Meta gebits are getting declined when used for MO/BP purchases at MC/SD. New limit appears to be $99 per swipe. READ the posts below and add a data point with details. USB and GD gift cards do not seem to be affected.

DETAILS:
As of Dec 2019, WM BP in-store is reportedly affected by the $8000 total limit across all cards.
As of Nov 1, 2018, WM Billpay made via the WM app is limited to a total of $8000 total per person to all accounts per rolling 30 days.

Sep 13 2021 : If WM App is updated with no money services , then use the following for Android phone to get the working version.


https://www.apkmirror.com/?post_type...ge=1&s=walmart
My working version is 21.12 (21120123)
Fyr : https://www.androidpolice.com/2021/0...n-app-android/

This workaround no longer works.

Bill Pay cannot be done at a regular register. BP must be done at Customer Service/Returns or at the Money Center in stores that have it.
WM offers two BP services: CheckFreePAY and MoneyGram. The cashier can initiate CheckFreePAY by selecting Money Services followed by Bill Pay on the register for a fee of $1-1.88. Moneygram is $4.99.
ONLY 4 successful debit card swipes can pay for a transaction. ONLY 5 payments per 16 digit account number per rolling 30 days.
CheckFreePay (800) 676-6148. - Look up payments using CC number and time of transaction
---------------------------------------------------------------------------------------------------------------------

BP by phone number lookup- Once your CFP account is set up, you can add CC. When you want to BP give them your phone# to look up your account under Money Services. They often get confused and think you want MG, but just say it is under Money Services. Make sure you get 2 receipts, one from WM and a small one from CFP showing the CC# and Biller name you paid.

WM App - The Money Services works in express lane for Bill Pay.

Receipt tips: If you don't get a receipt and they have to print you one, make sure the CC you paid appears on the printed receipt. If not on receipt, call CFP with the manager to verify there is no payment processing. They can cancel any transactions and pay you in cash right away. If they cancel the transaction and their cash drawer opens, that means they should pay you in cash, if it doesn't open, the money will probably return to your cards. Not sure what happens on the same day? Watch their drawer when they cancel the transaction to see if it opens. If they say the money will return to your DC, make sure to write down the managers name in case it doesn't.

Payments:
Most cc can be paid 5 times by Visa/MC and 5 times by the issuing bank in rolling 30 days with a total of 10. There might be an 8K limit per rolling 30 days starting Oct 2018.

BUSINESS DAY transaction completion time is 18:59:59 EST (Holidays change post day)

Friday after 06:59PM EST, until Monday BEFORE 07:00PM EST arrives Tuesday
Tuesday BEFORE 7:00PM arrives Wednesday
Wednesday BEFORE 07:00PM arrives Thursday
Thursday BEFORE 07:00PM arrives Friday
Friday BEFORE 07:00PM arrives Monday
But when a next-day payment will post and be visible depends upon the CC issuer.

--------------------------------------------------------------
Choose to pay by Visa/MC card issuer OR by issuing bank - see the 2 sections below.

:-:VISA and MC - card issuer-----------------------------------------------------------------------------------------------
If your particular card isn't on the list below, try "VISA" or "MASTERCARD."

"VISA" and "MASTERCARD" payee can no longer be found by search at some stores. If the employee can no longer find "VISA" or "MASTERCARD" by searching in CheckFreePAY, then you cannot pay either, end of story.

Following do not work:

Any and all Vanilla VISA, Vanilla MC, and OneVanilla VISA.
Glimcher VISA MASTERCARD
$1.50 next day.

Works:Bank of America Cash Rewards Business MC
Barclay (Arrival, US Airways) MC - Posts at 11PM EST, credit available 1AM EST
Chase Business Ink Bold MC
Citi AAdvantage (Platinum Select, Executive, Business) MC - Posts at 3AM EST (+1 day)
Citi ThankYou Preferred MC
Citi AT&T MC
CitiBusiness Platinum Select MC

Does not work:Barclay Business US Airways MC - NOT PAYABLE - tried 2x
VISA
$1.50 next day.

Works:Barclay Priceline VS
Chase (Amazon, Freedom, Sapphire Preferred, United, Slate) VS - Posts at 11PM EST
Chase Business Ink Bold VS, Chase Ink Plus
Citi (AAdvantage, Dividend, ThankYou Preferred) VS
FIA Fidelity VS
PNC CashBuilder VS
US Bank (Cash+, Club Carlson, Flexperks) VS
Navy Federal Credit Union Visa
Wells Fargo Cashback VS
Does not work:TD Bank VS - [Source]
Alliant Credit Union Cashback Visa Signature
----------------------------------------------------------------------------------------
:-:Issuing Bank--------------------------------------------------------------------------------------------------------------------

Discover - Use for all Discover network cards
$1.50 next day, $1.00 three days.

American Express AMEX cards(SPG, BC, BCE, BCP, etc) cannot be paid through CheckFreePAY. Some AMEX cards issued by other banks can be paid, but they can be paid using MoneyGram for $4.99

Barclay Listed under barclay - need biller zip - $1.50 next day, $1.00 three days

Bank of America Credit Cards - Use for BoA-issued; will not work for BofA Small Business cards.
$1.50 next day, $1.00 three days. (Will require a ZIP but apparently yours will work as well as theirs, which is 19886)
Works:

BoA Alaska Airlines VisaDoes not work:

BofA Asiana Business card
Capital One
$1.50 next day.

Personal and business CCs
Elan Financial Services
$1.50 next day.

Fidelity Visa
PNC Bank - Use for PNC-issued Visa network cards
$1.50 next day, $1.00 three days.

PNC CashBuilder VS
Warning: Some users have reported being shutdown for using bill pay services.




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Billpay at Walmart (2018 onwards)

Old Oct 18, 2018, 6:20 pm
  #391  
 
Join Date: Oct 2013
Posts: 1,322
I don't understand how the $8k thing is a big deal, assuming it gets fully implemented. Can't you just create another WM app identity/user name, e.g., tuphatxxx, tuphatyyy, etc.?
tuphat is offline  
Old Oct 18, 2018, 8:07 pm
  #392  
 
Join Date: Jan 2010
Programs: Hilton Diamond, Marriott/SPG Platinum
Posts: 496
Originally Posted by tuphat
I don't understand how the $8k thing is a big deal, assuming it gets fully implemented. Can't you just create another WM app identity/user name, e.g., tuphatxxx, tuphatyyy, etc.?
you can only have one driver license, millions nicknames...so Walmart knows what is needed to keep track of you.
coolguy100 is offline  
Old Oct 19, 2018, 10:31 am
  #393  
 
Join Date: Oct 2013
Posts: 1,322
Originally Posted by coolguy100
you can only have one driver license, millions nicknames...so Walmart knows what is needed to keep track of you.
But can't you have passport, other forms of ID?
tuphat is offline  
Old Oct 19, 2018, 10:45 am
  #394  
 
Join Date: Jun 2015
Posts: 1,727
Originally Posted by coolguy100
you can only have one driver license, millions nicknames...so Walmart knows what is needed to keep track of you.
I have more than one DL
Chelski is offline  
Old Oct 19, 2018, 12:31 pm
  #395  
 
Join Date: Jan 2010
Programs: Hilton Diamond, Marriott/SPG Platinum
Posts: 496
Originally Posted by Chelski

I have more than one DL
multiple DL, passport, military ID is the route to go
ChrisFlyer66 likes this.
coolguy100 is offline  
Old Oct 21, 2018, 5:46 am
  #396  
 
Join Date: Jul 2016
Location: NY
Posts: 523
Originally Posted by yoyo
Think outside the box
Go on...
FrankMS is offline  
Old Oct 21, 2018, 7:15 am
  #397  
 
Join Date: Mar 2011
Location: SAN
Programs: Delta Gold. Hilton Diamond. Hyatt Explorist.
Posts: 1,671
Originally Posted by coolguy100
multiple DL, passport, military ID is the route to go
you can also get multiple passports:

https://money.cnn.com/2017/11/01/new...rts/index.html
ChrisFlyer66 is offline  
Old Oct 21, 2018, 8:20 am
  #398  
 
Join Date: Jul 2014
Posts: 3,688
Originally Posted by coolguy100
multiple DL, passport, military ID is the route to go
isn't socialSN attached to our B/P accounts, not just for buying MOs? while one can use multiple IDs and phone #s but with only one social, can't WM still identify the customer? afaik, our personal info is in the app so personnel in Bentonville can review it, if account gets flagged for any reason.
Mamibear is offline  
Old Oct 21, 2018, 2:53 pm
  #399  
 
Join Date: Mar 2011
Location: SAN
Programs: Delta Gold. Hilton Diamond. Hyatt Explorist.
Posts: 1,671
Originally Posted by Mamibear
isn't socialSN attached to our B/P accounts, not just for buying MOs?
SSN isn't in my Bill Pay account. I think they ask for it if you do a single B/P over a certain amount, but I've always stayed under that limit.
ChrisFlyer66 is offline  
Old Oct 21, 2018, 3:34 pm
  #400  
 
Join Date: May 2015
Posts: 1,066
Originally Posted by ChrisFlyer66
you can also get multiple passports:

https://money.cnn.com/2017/11/01/new...rts/index.html
Seems like that is raising a lot of red flags. I mean the whole article was about Paul Manafort.

Looks like the second passport isn't even valid a full 10 years.
cdog999 is offline  
Old Oct 21, 2018, 8:28 pm
  #401  
 
Join Date: Apr 2005
Location: NYC
Posts: 1,756
Originally Posted by FrankMS
Go on...
There were bank debit cards that let you bill pay at WM like 30K a pop (for an example suntrust card which had been dead for a while) so I wont be surprised there are still some unicorns people have spotted but are not talking about in public. Heck there were even reward credit cards that let you buy MOs at WM but died like a month ago.... I am pretty sure there are folks still bill paying in WM 8K with one single swipe, paying $1.50. Do a search in other FT forums but don't expect them to spoon feed in this thread.
yoyo is offline  
Old Oct 21, 2018, 11:07 pm
  #402  
 
Join Date: Nov 2015
Posts: 559
I think after the system update , there are more questions poping up on the system now , regd the payment / any suspicious activities . I noticed the reps were doing more key press before confirming the payment , than usual.

One of my go to walmart , where one off csr denied me the transaction after seeing those questions , when i was half way through the payments. She also very clearly mentioning what we were doing (paying cc with gebits) . They might have got an overall picture of what we were doing after the memo and the system update.

Very sad this go to walmart is now burnt . I didnt make any scene , when i was denied half way thru . Dont want to bring more attention , i may be able to use the store after a month or 2. who knows.
kingofkingsforu is offline  
Old Oct 22, 2018, 6:41 am
  #403  
 
Join Date: Feb 2016
Location: Northeastern United States
Posts: 597
Originally Posted by yoyo
There were bank debit cards that let you bill pay at WM like 30K a pop (for an example suntrust card which had been dead for a while) so I wont be surprised there are still some unicorns people have spotted but are not talking about in public. Heck there were even reward credit cards that let you buy MOs at WM but died like a month ago.... I am pretty sure there are folks still bill paying in WM 8K with one single swipe, paying $1.50. Do a search in other FT forums but don't expect them to spoon feed in this thread.
They are not all dead
Mamibear likes this.
Prometheus77 is offline  
Old Oct 22, 2018, 7:59 am
  #404  
 
Join Date: Jul 2014
Posts: 3,688
Originally Posted by Prometheus77
They are not all dead
Thanks for reminding me to check and find out they're not all dead (yet).
retired7328 likes this.
Mamibear is offline  
Old Oct 22, 2018, 9:47 am
  #405  
 
Join Date: Feb 2016
Location: Northeastern United States
Posts: 597
Originally Posted by Mamibear
Thanks for reminding me to check and find out they're not all dead (yet).
I don't believe the scarce few remaining are known by and or used by many. Additionally, the amount of volume you can push through them with out questions or shut downs has been narrowed down that most are staying within the limits so as not to kill off a good thing, but it's only a matter of time until a whale finds out and tries to push heavy volume through WM or Venmo and kills it off.
Prometheus77 is offline  

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