Billpay at Walmart(2018-19)

    Hide Wikipost
Old Oct 4, 19, 10:44 am   -   Wikipost
Please read: This is a community-maintained wiki post containing the most important information from this thread. You may edit the Wiki once you have been on FT for 90 days and have made 90 posts.
 
Last edit by: redtop43
Wiki Link
This is a new thread for 2018. The previous discussion can be found here.

DETAILS:
As of Nov 1, 2018, WM Billpay is limited to a total of $8000 total per person to all accounts per rolling 30 days.


Bill Pay cannot be done at a regular register. BP must be done at Customer Service/Returns or at the Money Center in stores that have it.
WM offers two BP services: CheckFreePAY and MoneyGram. The cashier can initiate CheckFreePAY by selecting Money Services followed by Bill Pay on the register for a fee of $1-1.88. Moneygram is $4.99.
ONLY 4 successful debit card swipes can pay for a transaction. ONLY 5 payments per 16 digit account number per rolling 30 days.
CheckFreePay (800) 676-6148. - Look up payments using CC number and time of transaction
---------------------------------------------------------------------------------------------------------------------

BP by phone number lookup- Once your CFP account is set up, you can add CC. When you want to BP give them your phone# to look up your account under Money Services. They often get confused and think you want MG, but just say it is under Money Services. Make sure you get 2 receipts, one from WM and a small one from CFP showing the CC# and Biller name you paid.

WM App - The Money Services works in express lane for Bill Pay.

Receipt tips: If you don't get a receipt and they have to print you one, make sure the CC you paid appears on the printed receipt. If not on receipt, call CFP with the manager to verify there is no payment processing. They can cancel any transactions and pay you in cash right away. If they cancel the transaction and their cash drawer opens, that means they should pay you in cash, if it doesn't open, the money will probably return to your cards. Not sure what happens on the same day? Watch their drawer when they cancel the transaction to see if it opens. If they say the money will return to your DC, make sure to write down the managers name in case it doesn't.

Payments:
Most cc can be paid 5 times by Visa/MC and 5 times by the issuing bank in rolling 30 days with a total of 10. There might be an 8K limit per rolling 30 days starting Oct 2018.

BUSINESS DAY transaction completion time is 18:59:59 EST (Holidays change post day)
Friday after 06:59PM EST, until Monday BEFORE 07:00PM EST arrives Tuesday
Tuesday BEFORE 7:00PM arrives Wednesday
Wednesday BEFORE 07:00PM arrives Thursday
Thursday BEFORE 07:00PM arrives Friday
Friday BEFORE 07:00PM arrives Monday

But when a next-day payment will post and be visible depends upon the CC issuer.

--------------------------------------------------------------
Choose to pay by Visa/MC card issuer OR by issuing bank - see the 2 sections below.

VISA and MC - card issuer-----------------------------------------------------------------------------------------------
If your particular card isn't on the list below, try "VISA" or "MASTERCARD."

"VISA" and "MASTERCARD" payee can no longer be found by search at some stores. If the employee can no longer find "VISA" or "MASTERCARD" by searching in CheckFreePAY, then you cannot pay either, end of story.

Following do not work:

Any and all Vanilla VISA, Vanilla MC, and OneVanilla VISA.
Glimcher VISA

MASTERCARD
$1.50 next day.

Works:
Bank of America Cash Rewards Business MC
Barclay (Arrival, US Airways) MC - Posts at 11PM EST, credit available 1AM EST
Chase Business Ink Bold MC
Citi AAdvantage (Platinum Select, Executive, Business) MC - Posts at 3AM EST (+1 day)
Citi ThankYou Preferred MC
Citi AT&T MC
CitiBusiness Platinum Select MC
Does not work:
Barclay Business US Airways MC - NOT PAYABLE - tried 2x

VISA
$1.50 next day.

Works:
Barclay Priceline VS
Chase (Amazon, Freedom, Sapphire Preferred, United, Slate) VS - Posts at 11PM EST
Chase Business Ink Bold VS, Chase Ink Plus
Citi (AAdvantage, Dividend, ThankYou Preferred) VS
FIA Fidelity VS
PNC CashBuilder VS
US Bank (Cash+, Club Carlson, Flexperks) VS
Navy Federal Credit Union Visa
Wells Fargo Cashback VS
Does not work:
TD Bank VS - [Source]
Alliant Credit Union Cashback Visa Signature
----------------------------------------------------------------------------------------
Issuing Bank--------------------------------------------------------------------------------------------------------------------

Discover - Use for all Discover network cards
$1.50 next day, $1.00 three days.

American Express AMEX cards(SPG, BC, BCE, BCP, etc) cannot be paid through CheckFreePAY. Some AMEX cards issued by other banks can be paid, but they can be paid using MoneyGram for $4.99

Barclay Listed under barclay - need biller zip - $1.50 next day, $1.00 three days

Bank of America Credit Cards - Use for BoA-issued; will not work for BofA Small Business cards.
$1.50 next day, $1.00 three days. (Will require a ZIP but apparently yours will work as well as theirs, which is 19886)
Works:
BoA Alaska Airlines Visa
Does not work:
BofA Asiana Business card
Capital One
$1.50 next day.
Personal and business CCs
Elan Financial Services
$1.50 next day.
Fidelity Visa
PNC Bank - Use for PNC-issued Visa network cards
$1.50 next day, $1.00 three days.
PNC CashBuilder VS
Warning: Some users have reported being shutdown for using bill pay services.


For money order questions, check the following threads and their wiki posts:
Print Wikipost

Old Sep 13, 19, 4:14 pm
  #736  
 
Join Date: Feb 2016
Location: Northeastern United States
Posts: 370
Originally Posted by romeogg View Post
Summer is over and it's time to pay the bills. I opened my Walmart app, and to my horror, it asks a $9.99 fee for a BP to Discover, and Citi CC "cannot be found" as a bill receiver. I wonder if this is an isolated incident, or the Wally World has finally shut down on me?
Both are showing up in the app for me at $1.50. Search for "CitiBank" and not "Citi CC"
Prometheus77 is offline  
Old Sep 14, 19, 6:47 pm
  #737  
 
Join Date: Jan 2014
Posts: 91
Originally Posted by Prometheus77 View Post
Both are showing up in the app for me at $1.50. Search for "CitiBank" and not "Citi CC"
Thanks for the hint. I figured out it actually had to do with the location of store selected in the app. If I select a different location, the fee goes back to the normal amount. Interesting.
romeogg is offline  
Old Sep 15, 19, 6:42 am
  #738  
 
Join Date: Apr 2002
Posts: 2,180
Isn't Citibank one of the financial institutions quik to shut down individuals who WM bill pay?
TTT103 is offline  
Old Sep 15, 19, 8:15 am
  #739  
 
Join Date: Feb 2016
Location: Northeastern United States
Posts: 370
Originally Posted by TTT103 View Post
Isn't Citibank one of the financial institutions quik to shut down individuals who WM bill pay?
Not in my experience, but YMMV. I usually send them $4-5K a month via WM BP for a couple years now without issue.
Chelski likes this.
Prometheus77 is offline  
Old Sep 15, 19, 1:49 pm
  #740  
 
Join Date: Apr 2002
Posts: 2,180
Originally Posted by Prometheus77 View Post
Not in my experience, but YMMV. I usually send them $4-5K a month via WM BP for a couple years now without issue.
That's good to know. Thank you
TTT103 is offline  
Old Sep 15, 19, 1:59 pm
  #741  
Moderator, Manufactured Spending
 
Join Date: Mar 2011
Location: TIJ/SAN
Programs: Delta Silver. Hilton Diamond.
Posts: 1,411
Originally Posted by Prometheus77 View Post
Not in my experience, but YMMV. I usually send them $4-5K a month via WM BP for a couple years now without issue.
What card are you paying? I've heard some data points suggesting they will shut down the double cash for billpays, but that cobranded cards (such as AA) are ok to bill pay.
ChrisFlyer66 is offline  
Old Sep 15, 19, 4:57 pm
  #742  
 
Join Date: Feb 2016
Location: Northeastern United States
Posts: 370
Originally Posted by ChrisFlyer66 View Post
What card are you paying? I've heard some data points suggesting they will shut down the double cash for billpays, but that cobranded cards (such as AA) are ok to bill pay.
It's a combo of the DC, TYP cards, AA, and cobranded cards. It's usually not the same card each month, but the DC is in the rotation more than the others.
Prometheus77 is offline  
Old Sep 16, 19, 6:59 pm
  #743  
 
Join Date: Feb 2017
Posts: 8
Discover bill pay not reflected

Paid discover card on 09/12 with one day payment still not reflected on my card. Contacted checkfreepay , they are saying itís paid out on Friday itself .. not sure whatís happening ...
MAWN is offline  
Old Sep 16, 19, 8:40 pm
  #744  
 
Join Date: Sep 2016
Posts: 128
Originally Posted by MAWN View Post
Paid discover card on 09/12 with one day payment still not reflected on my card. Contacted checkfreepay , they are saying itís paid out on Friday itself .. not sure whatís happening ...
I'd be in full on panic mode! Holy crap - in one business day, Discover hasn't posted the payment to your account. Call the authorities - CFPB them!
beast7276 is offline  
Old Sep 17, 19, 2:34 am
  #745  
 
Join Date: Feb 2017
Posts: 8
Originally Posted by MAWN View Post
Paid discover card on 09/12 with one day payment still not reflected on my card. Contacted checkfreepay , they are saying itís paid out on Friday itself .. not sure whatís happening ...

Update : payment reported on 09/16 night , found out reason too. When I checked time I paid it was on 6:59 pm.
MAWN is offline  
Old Sep 17, 19, 5:57 am
  #746  
 
Join Date: Sep 2016
Posts: 128
Originally Posted by MAWN View Post
Update : payment reported on 09/16 night , found out reason too. When I checked time I paid it was on 6:59 pm.
Whew. Thanks for the update, I was genuinely worried for you.
wyogold and merice107107 like this.
beast7276 is offline  
Old Sep 20, 19, 9:32 am
  #747  
 
Join Date: Jan 2015
Posts: 82
Using two IDs

It is known that for MO purchases, passport and DL don't work as independent IDs. Has anyone noticed the same thing with CFP (given that one uses different addresses and phone numbers)?
NikSem is offline  
Old Sep 20, 19, 10:11 am
  #748  
 
Join Date: Jul 2017
Programs: UR, Marriott, AA, WN, Chick Fil A Red
Posts: 171
Has anyone had BP accounts shut down at WM lately? One I havenít used for several months gave the throttle limit error. Total amounts from other accounts sharing similar info donít equal 8k either.
NeGourmand is offline  
Old Sep 21, 19, 3:02 pm
  #749  
 
Join Date: Dec 2013
Posts: 3,158
Anyone have experience paying their Fidelity Visa with Elan Financial Services? I assume CFP still works despite the ID ban on MOs?

From Wiki
Elan Financial Services
$1.50 next day.
Fidelity Visa

Last edited by ericdabbs; Sep 21, 19 at 3:08 pm
ericdabbs is offline  
Old Sep 22, 19, 7:49 pm
  #750  
 
Join Date: Jan 2010
Programs: Hilton Diamond, Marriott/SPG Platinum
Posts: 348
seems it still can't BP NFCU AmEx card
coolguy100 is online now  

Thread Tools
Search this Thread