Billpay at Walmart(2018-19)

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Old Oct 16, 19, 2:36 pm   -   Wikipost
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Last edit by: redtop43
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This is a new thread for 2018. The previous discussion can be found here.

DETAILS:
As of Nov 1, 2018, WM Billpay made via the WM app is limited to a total of $8000 total per person to all accounts per rolling 30 days.


Bill Pay cannot be done at a regular register. BP must be done at Customer Service/Returns or at the Money Center in stores that have it.
WM offers two BP services: CheckFreePAY and MoneyGram. The cashier can initiate CheckFreePAY by selecting Money Services followed by Bill Pay on the register for a fee of $1-1.88. Moneygram is $4.99.
ONLY 4 successful debit card swipes can pay for a transaction. ONLY 5 payments per 16 digit account number per rolling 30 days.
CheckFreePay (800) 676-6148. - Look up payments using CC number and time of transaction
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BP by phone number lookup- Once your CFP account is set up, you can add CC. When you want to BP give them your phone# to look up your account under Money Services. They often get confused and think you want MG, but just say it is under Money Services. Make sure you get 2 receipts, one from WM and a small one from CFP showing the CC# and Biller name you paid.

WM App - The Money Services works in express lane for Bill Pay.

Receipt tips: If you don't get a receipt and they have to print you one, make sure the CC you paid appears on the printed receipt. If not on receipt, call CFP with the manager to verify there is no payment processing. They can cancel any transactions and pay you in cash right away. If they cancel the transaction and their cash drawer opens, that means they should pay you in cash, if it doesn't open, the money will probably return to your cards. Not sure what happens on the same day? Watch their drawer when they cancel the transaction to see if it opens. If they say the money will return to your DC, make sure to write down the managers name in case it doesn't.

Payments:
Most cc can be paid 5 times by Visa/MC and 5 times by the issuing bank in rolling 30 days with a total of 10. There might be an 8K limit per rolling 30 days starting Oct 2018.

BUSINESS DAY transaction completion time is 18:59:59 EST (Holidays change post day)

Friday after 06:59PM EST, until Monday BEFORE 07:00PM EST arrives Tuesday
Tuesday BEFORE 7:00PM arrives Wednesday
Wednesday BEFORE 07:00PM arrives Thursday
Thursday BEFORE 07:00PM arrives Friday
Friday BEFORE 07:00PM arrives Monday

But when a next-day payment will post and be visible depends upon the CC issuer.

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Choose to pay by Visa/MC card issuer OR by issuing bank - see the 2 sections below.

VISA and MC - card issuer-----------------------------------------------------------------------------------------------
If your particular card isn't on the list below, try "VISA" or "MASTERCARD."

"VISA" and "MASTERCARD" payee can no longer be found by search at some stores. If the employee can no longer find "VISA" or "MASTERCARD" by searching in CheckFreePAY, then you cannot pay either, end of story.

Following do not work:

Any and all Vanilla VISA, Vanilla MC, and OneVanilla VISA.
Glimcher VISA
MASTERCARD
$1.50 next day.

Works:
Bank of America Cash Rewards Business MC
Barclay (Arrival, US Airways) MC - Posts at 11PM EST, credit available 1AM EST
Chase Business Ink Bold MC
Citi AAdvantage (Platinum Select, Executive, Business) MC - Posts at 3AM EST (+1 day)
Citi ThankYou Preferred MC
Citi AT&T MC
CitiBusiness Platinum Select MC
Does not work:
Barclay Business US Airways MC - NOT PAYABLE - tried 2x

VISA
$1.50 next day.

Works:
Barclay Priceline VS
Chase (Amazon, Freedom, Sapphire Preferred, United, Slate) VS - Posts at 11PM EST
Chase Business Ink Bold VS, Chase Ink Plus
Citi (AAdvantage, Dividend, ThankYou Preferred) VS
FIA Fidelity VS
PNC CashBuilder VS
US Bank (Cash+, Club Carlson, Flexperks) VS
Navy Federal Credit Union Visa
Wells Fargo Cashback VS
Does not work:
TD Bank VS - [Source]
Alliant Credit Union Cashback Visa Signature
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Issuing Bank--------------------------------------------------------------------------------------------------------------------

Discover - Use for all Discover network cards
$1.50 next day, $1.00 three days.

American Express AMEX cards(SPG, BC, BCE, BCP, etc) cannot be paid through CheckFreePAY. Some AMEX cards issued by other banks can be paid, but they can be paid using MoneyGram for $4.99

Barclay Listed under barclay - need biller zip - $1.50 next day, $1.00 three days

Bank of America Credit Cards - Use for BoA-issued; will not work for BofA Small Business cards.
$1.50 next day, $1.00 three days. (Will require a ZIP but apparently yours will work as well as theirs, which is 19886)
Works:

BoA Alaska Airlines Visa
Does not work:

BofA Asiana Business card

Capital One
$1.50 next day.

Personal and business CCs

Elan Financial Services
$1.50 next day.

Fidelity Visa

PNC Bank - Use for PNC-issued Visa network cards
$1.50 next day, $1.00 three days.

PNC CashBuilder VS

Warning: Some users have reported being shutdown for using bill pay services.


For money order questions, check the following threads and their wiki posts:

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Old Oct 28, 18, 4:58 am
  #451  
 
Join Date: Nov 2010
Location: Washington, DC
Posts: 352
Clarification

From the Wiki: " Payments: Most cc can be paid 5 times by Visa/MC and 5 times by the issuing bank in rolling 30 days with a total of 10. "

Does this mean (a) I can pay 5 times via app at Walmart and 5 times NOT using app at Walmart? Or (b) that my credit card will allow 10 TOTAL payments per month, via any means? Thanks
gm9928 is offline  
Old Oct 28, 18, 7:51 am
  #452  
Moderator, Manufactured Spending
 
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Originally Posted by gm9928 View Post
From the Wiki: " Payments: Most cc can be paid 5 times by Visa/MC and 5 times by the issuing bank in rolling 30 days with a total of 10. "

Does this mean (a) I can pay 5 times via app at Walmart and 5 times NOT using app at Walmart? Or (b) that my credit card will allow 10 TOTAL payments per month, via any means? Thanks
It means the latter. Using the app or not has nothing to do with it. Of course with the new rules you MAY be limited to $8000/month of total bill pays regardless of payment method.
ChrisFlyer66 is offline  
Old Oct 28, 18, 1:51 pm
  #453  
 
Join Date: Feb 2015
Posts: 172
Originally Posted by Mamibear View Post
For us to find out if the $8K cap on b/p is being enforced per account, DH used his app account and paid the CC that he's AU and the one I wasn't able to pay yesterday. Payment went through and so did the other CC rejected for payment yesterday. Now, I just have to figure out the date they base the rolling 30 days. How I wish it was by calendar month (sigh). I'm glad we've drained all we need to.
You donít have to be an AU on a credit card to BP from the app. My payment was declined 2 days ago. I set up the same payment on my husbandís account and he was able to pay my bill yesterday.
Clueless12 is offline  
Old Oct 29, 18, 9:58 am
  #454  
 
Join Date: Sep 2015
Posts: 34
Originally Posted by kingofkingsforu View Post
Monday - CFP to mastercard - 2 x 1998.5 and CFP to Barclays - 2 x 1998.50
Tuesday - CFP to Mastercard 1 x 1998.5 and MG to Amex - 2 x 1995 .

All from the same account / phone number / id. Lets hope everything goes well
What's the difference between paying [email protected] & [email protected] if you have the arrival+? Are you differentiating them because you have two different cards?
pao2dapao is offline  
Old Oct 29, 18, 8:07 pm
  #455  
jk2
 
Join Date: Dec 2010
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To confirm, BP via for visa/mc works in app now (no cash refund)?
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Old Oct 29, 18, 10:03 pm
  #456  
 
Join Date: Nov 2015
Posts: 445
Originally Posted by pao2dapao View Post
What's the difference between paying [email protected] & [email protected] if you have the arrival+? Are you differentiating them because you have two different cards?
To pay more 10 k on [email protected]/30 days and 10k on MC/30 days.

Originally Posted by jk2 View Post
To confirm, BP via for visa/mc works in app now (no cash refund)?
i have done MC couple of days back. Works fine
kingofkingsforu is offline  
Old Oct 30, 18, 6:51 am
  #457  
 
Join Date: May 2016
Posts: 523
WM new csr messed up. I tried to make BP but csr didnít know how to split payment so I left without being charged anything. Few hrs later l realized the payment was sent anyway. Not sure if they cancel the payment later or contact me when the drawer is 2k short. Anyone with similar experience?
cashcyclone is offline  
Old Oct 30, 18, 9:40 am
  #458  
 
Join Date: Sep 2015
Posts: 34
Anyone have experience doing BP on a Saturday? Is it normally 2-3 business days that the payment gets processed and posted? I did CPF to MC
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Old Oct 30, 18, 10:13 am
  #459  
 
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Originally Posted by pao2dapao View Post
Anyone have experience doing BP on a Saturday? Is it normally 2-3 business days that the payment gets processed and posted? I did CPF to MC
From the wiki:

BUSINESS DAY transaction completion time is 18:59:59 EST (Holidays change post day)
Friday after 06:59PM EST, until Monday BEFORE 07:00PM EST arrives Tuesday
bodiddely is offline  
Old Oct 30, 18, 10:19 am
  #460  
 
Join Date: Sep 2015
Posts: 34
Originally Posted by bodiddely View Post
From the wiki:
Thank you, I would probably need to wait another day. It's Tuesday and still hasn't posted but it could also depend on the issuing cc on how fast they do it.
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Old Oct 30, 18, 11:09 am
  #461  
 
Join Date: Oct 2015
Posts: 116
Originally Posted by cashcyclone View Post
WM new csr messed up. I tried to make BP but csr didnít know how to split payment so I left without being charged anything. Few hrs later l realized the payment was sent anyway. Not sure if they cancel the payment later or contact me when the drawer is 2k short. Anyone with similar experience?
If you are completed 101% sure that the payment was sent and posted, "I" would go and tell the CSR and give it the 2k in cash, yes it happened to me once and i went straight to the CSR, she didn't know about it yet but she was very thankfully for what i did, that opened few doors for me until eventually that place died.

Totally up to you but that is the difference between a crooked guy trying to steal from the CSR (WM) and us (MS guys), that is the whole point, try to show them that we are not what they think we are, we are just there for the points and sure why not, some cash but we don't steal from them.

Just my 2 cents
Prometheus77 and cashcyclone like this.
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Old Oct 30, 18, 4:33 pm
  #462  
 
Join Date: Dec 2015
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Originally Posted by pao2dapao View Post
Thank you, I would probably need to wait another day. It's Tuesday and still hasn't posted but it could also depend on the issuing cc on how fast they do it.
Yeah, different banks show posting differently. I made a payment over weekend and it shows up as pending payment today for BofA. But if I pay a Chase card on a Sunday, it won't show up online until Wednesday (although it will be dated as Tuesday and will arrive in time if Tuesday is your due date etc).

Anyone know yet whether MG payments to AmEx cards are affected by the 8k limit? I got hit by the limit over the weekend,. Yesterday, I made a new account with my passport details (used different address and phone number - CSR did request to see it when I first scanned phone) and did 2x 1998.50 payments to BofA CC. Today I did 2x 1995.01 to AmEx-Next Day. Will report back if I can do more tomorrow but I certainly hope so. The 8k change is a real bummer (at least until I figure out how to get more WM accounts) but if AmEx BP is uncapped that is at least a silver lining (although I'm only interested in about 130k of total AmEx MS next year (RIP SPG AmEx, used to do 50-70k/month a few years ago in my WM's golden era)).

Last edited by bodiddely; Oct 30, 18 at 4:41 pm
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Old Oct 30, 18, 7:17 pm
  #463  
 
Join Date: Oct 2018
Posts: 7
CSP was declined at local WM

I tried my chase CC at my local WM, and the transaction did not go thru towards my rent. WM person said that they do not take payments thru CC,
I also called the CFP # 8006766148 to see if they allow CC payments - initially the person said yes and later said no so i am confused if this option works.
Can someone let me know what i am doing wrong TIA
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Old Oct 30, 18, 7:20 pm
  #464  
 
Join Date: Sep 2014
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Originally Posted by arthur404 View Post
I tried my chase CC at my local WM, and the transaction did not go thru towards my rent. WM person said that they do not take payments thru CC,
I also called the CFP # 8006766148 to see if they allow CC payments - initially the person said yes and later said no so i am confused if this option works.
Can someone let me know what i am doing wrong TIA
did you read the WIKI?

read it very carefully!
lumangoy is offline  
Old Oct 30, 18, 7:33 pm
  #465  
 
Join Date: Oct 2018
Posts: 7
i am a newbie, can you please elaborate..should i be making the 1st payment using debit card so that my CFP account is setup. Can i add and use a CC payment after that towards my Rent Biller ?
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