Jan 1, 2018, 10:53 am
Last edit by: wyogold
This is the thread for 2018. The previous discussion can be found here.
The 2019 thread can be found here
New to MO: Read this entire Wiki (Click to open) and all posts for some tips before asking common questions. It is best to know what you are doing before you try.
---------------------------------------------------------------------------------
Tested Gebit cards:
1. DO NOT WORK - Any Vanilla product affiliated with InComm or ITC Financial Services will not work for swipes over $49.99.
2. Visas issued by MetaBank work great.
3. MC issued by US bank work good, but you need to change payment type to debit before they enter the amount in the register. See below for details.
5. Gdot/sun work but take about an hour to activate.
NEW Limits as of 11/18 - 8K with ID every 24 hours. ID required for MO over 1K.
__________________________________________________ __________________________________________
Some tips for starting out:
All WM registers allow 4 debit swipes per transaction, but YMMV per store and cashier. Refer to cards as Debit cards.
Start slow and buy one MO with one Gebit to see how it works. Refer to cards as Debit, only this community calls them Gebits. Your store or cashier may have rules that other stores do not have, only allowing one swipe per trans or up to 4 swipes per trans. Read all the tips below and all the posts below before trying more advanced transactions. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card. Fee: 1K MO or less is usually 88 cents each, but ask or check the wall. Subtract the fee from the total or pay in cash. If a store says "no", thank them and try again another day with a different clerk.
Helpful details and tips for advanced transactions:
1. Cost: 1K MO fee is usually 88 cents each(Some states limit MO total to 750 or 950 and may have a different fee). Subtract fee from your total or pay in cash. Can buy two 1K MO in one transaction with 4 swipes for 88 cents x 2 in most states. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card.
2. Split payment transcations: You cannot successfully swipe more than 4 cards in a single transaction. If the cashier screws up and enters $50.00 instead of $500.00 (thus making it impossible for 4 swipes to complete the transaction), the transaction will need to be canceled. The funds should return to your cards right away but may take 24 hours, so note the time and person helping you. When a transaction is canceled during the trans, the money returns to the cards. If canceled after, the cash reg drawer opens and they pay you back in cash.
3. Split payment: The amount of each swipe needs to be entered by the cashier. Ask to "split the payment by $$$". The Gebit must have current balance of that amount or more otherwise slip with Error 51 will print out. Warning: (YMMV) It appears (my experience on 3 occasions during prepaid card load and buying MO in 2 different WMs) that after the debit card was charged no cash could be credited back to the card. Cashier should issue cash back. Keep the slip and contact manager if in doubt. Remember date, time and register if no slip.
4. Bad Printer: IF, by chance, you've swiped your GCs successfully, a receipt prints but the MO doesn't, make sure to ask to see the receipt and check near the bottom IF it says CHANGE/REFUND with a negative sign before the amount of GCs you swiped, that means the cashier must give you cash refund. Cashier may have to call for the cash dept manager to verify the refund. Some stores may outright give your cash refund immediately while there are others that will ask you to come back. Think twice before you buy MOs while on vacation or when you're in unknown to you territories for issues like this.
5. Kiosk: Very few Kate's can sell money orders anymore.>>>>Sometime 2016, a lot of WM supercenters have done away with Kate (kiosks that allows loading of prepaids/sell $500 MOs). As of today, MOST, if not ALL WMs, have replaced this with the regular slim ATM to check balance/withdraw money.
6. MCGC liquidation- The cashier should not enter the amount first. Technically they just can't hit enter after entering the amount. Let the CSR know you need to swipe first and switch the payment type to debit, then swipe and hit "Cancel" or "Change Payment" to select "Debit" on the screen, enter the pin and have them enter the amount.
Debit codes PDF
http://www.flyertalk.com/forum/attac...0&d=1461170080
The 2019 thread can be found here
New to MO: Read this entire Wiki (Click to open) and all posts for some tips before asking common questions. It is best to know what you are doing before you try.
---------------------------------------------------------------------------------
Tested Gebit cards:
1. DO NOT WORK - Any Vanilla product affiliated with InComm or ITC Financial Services will not work for swipes over $49.99.
2. Visas issued by MetaBank work great.
3. MC issued by US bank work good, but you need to change payment type to debit before they enter the amount in the register. See below for details.
5. Gdot/sun work but take about an hour to activate.
NEW Limits as of 11/18 - 8K with ID every 24 hours. ID required for MO over 1K.
__________________________________________________ __________________________________________
Some tips for starting out:
All WM registers allow 4 debit swipes per transaction, but YMMV per store and cashier. Refer to cards as Debit cards.
Start slow and buy one MO with one Gebit to see how it works. Refer to cards as Debit, only this community calls them Gebits. Your store or cashier may have rules that other stores do not have, only allowing one swipe per trans or up to 4 swipes per trans. Read all the tips below and all the posts below before trying more advanced transactions. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card. Fee: 1K MO or less is usually 88 cents each, but ask or check the wall. Subtract the fee from the total or pay in cash. If a store says "no", thank them and try again another day with a different clerk.
Helpful details and tips for advanced transactions:
1. Cost: 1K MO fee is usually 88 cents each(Some states limit MO total to 750 or 950 and may have a different fee). Subtract fee from your total or pay in cash. Can buy two 1K MO in one transaction with 4 swipes for 88 cents x 2 in most states. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card.
2. Split payment transcations: You cannot successfully swipe more than 4 cards in a single transaction. If the cashier screws up and enters $50.00 instead of $500.00 (thus making it impossible for 4 swipes to complete the transaction), the transaction will need to be canceled. The funds should return to your cards right away but may take 24 hours, so note the time and person helping you. When a transaction is canceled during the trans, the money returns to the cards. If canceled after, the cash reg drawer opens and they pay you back in cash.
3. Split payment: The amount of each swipe needs to be entered by the cashier. Ask to "split the payment by $$$". The Gebit must have current balance of that amount or more otherwise slip with Error 51 will print out. Warning: (YMMV) It appears (my experience on 3 occasions during prepaid card load and buying MO in 2 different WMs) that after the debit card was charged no cash could be credited back to the card. Cashier should issue cash back. Keep the slip and contact manager if in doubt. Remember date, time and register if no slip.
4. Bad Printer: IF, by chance, you've swiped your GCs successfully, a receipt prints but the MO doesn't, make sure to ask to see the receipt and check near the bottom IF it says CHANGE/REFUND with a negative sign before the amount of GCs you swiped, that means the cashier must give you cash refund. Cashier may have to call for the cash dept manager to verify the refund. Some stores may outright give your cash refund immediately while there are others that will ask you to come back. Think twice before you buy MOs while on vacation or when you're in unknown to you territories for issues like this.
5. Kiosk: Very few Kate's can sell money orders anymore.>>>>Sometime 2016, a lot of WM supercenters have done away with Kate (kiosks that allows loading of prepaids/sell $500 MOs). As of today, MOST, if not ALL WMs, have replaced this with the regular slim ATM to check balance/withdraw money.
6. MCGC liquidation- The cashier should not enter the amount first. Technically they just can't hit enter after entering the amount. Let the CSR know you need to swipe first and switch the payment type to debit, then swipe and hit "Cancel" or "Change Payment" to select "Debit" on the screen, enter the pin and have them enter the amount.
Debit codes PDF
http://www.flyertalk.com/forum/attac...0&d=1461170080
Buying Money Orders at Walmart (2018)
Aug 19, 2018, 9:22 am
#1441
Join Date: May 2008
Location: PHL (kinda, no airport is really close)
Programs: AA Exp, but not sure for how long. Enterprise Platinum woo-hoo!
Posts: 4,550
I have two local WM's and I've had many occasions when one had technical issues but the other didn't. Occasionally I'll get there and there will be a sign reflecting some kind of systemwide failure. But my point is that there are many times I hear "No money orders today" and while this might be a worrisome sign, maybe "OMG they're shutting us all down" it's never actually been that. I even had a day that I got repeated "Can't Process Debit Transaction" errors at WM #2 after buying MO's at WM #1 . But two days later it was back to normal. I've learned not to panic.
Aug 19, 2018, 5:12 pm
#1443
Join Date: Jun 2015
Posts: 1,727
I apologize if this has been answered. I did spend several minutes attempting to locate the answer as I don't want to clutter up this very valuable thread or waste anyone's time. I noticed CVS in my area of LA has Vanilla Visa gift cards. can they be used to buy a money order at Walmart? Thanks for taking the time to read my post.
Aug 19, 2018, 5:16 pm
#1444
Join Date: Jun 2015
Posts: 1,727
they are probably misinterpreting a State law. Some states require MOs to be filled out above a certain amount. In order to not run afoul and forget to have someone fill it out they say no MO above that amount. But they will sell up to 4 swipe limit in most cases. So 3 MO instead of 2.
Aug 19, 2018, 5:24 pm
#1445
Join Date: Jun 2015
Posts: 1,727
search this thread and you will find out the reason. Had nothing to do with the $750
Aug 19, 2018, 6:40 pm
#1447
Join Date: Oct 2013
Posts: 1,322
I experience this nearly every time I'm at McDonalds or Burger King. Almost invariably, there's some sort of deal on the app that could save the person ahead of me in line some money on their order.
Plenty of non-poor people making the same mistakes.
Aug 20, 2018, 11:50 am
#1448
Join Date: May 2017
Posts: 6
I attempted to buy a MO at WM but the machine had a malfunction. AS soon as it was approved the register spit out a small receipt saying there was a problem. The full receipt showed $199 then below it it said **Voided Entry** and the -$199 and showed zero on teh purchase amount.
The card now says the $199 was deducted. Will it show up after a certain time? DO I need to go see the manager? Never happened to me before.
The card now says the $199 was deducted. Will it show up after a certain time? DO I need to go see the manager? Never happened to me before.
Aug 20, 2018, 12:14 pm
#1449
Join Date: Oct 2017
Programs: Lots
Posts: 320
I attempted to buy a MO at WM but the machine had a malfunction. AS soon as it was approved the register spit out a small receipt saying there was a problem. The full receipt showed $199 then below it it said **Voided Entry** and the -$199 and showed zero on teh purchase amount.
The card now says the $199 was deducted. Will it show up after a certain time? DO I need to go see the manager? Never happened to me before.
The card now says the $199 was deducted. Will it show up after a certain time? DO I need to go see the manager? Never happened to me before.
Aug 20, 2018, 10:57 pm
#1452
Join Date: Oct 2011
Posts: 93
It happened to me last month. I bought 2 MO for $1000 each. I did 4 swipes and paid the fees in cash. The transaction was completed but the MO did not print. So my cashier voided the transaction and told me the money would go back to the cards. I asked her to write down what happened and the customer did not receive any refund in a piece of paper and signed. Luckily she did that for me.
I checked the balance of all 4 cards but the money has never go back. I went to talk to an employee at the cash department but she said she did not see the transaction after checking my receipt. I called the number on the back of the card and asked if I could dispute the charges. The CSR gave me the confirmation # for each card and told me to go back to WM. I went back and talked to a manager and showed the confirmation # that WM got my money. He took my phone number and said he would get back to me. A couple days later he called and asked me to come in to get my $2000. It took 3 weeks to get my money back.
I checked the balance of all 4 cards but the money has never go back. I went to talk to an employee at the cash department but she said she did not see the transaction after checking my receipt. I called the number on the back of the card and asked if I could dispute the charges. The CSR gave me the confirmation # for each card and told me to go back to WM. I went back and talked to a manager and showed the confirmation # that WM got my money. He took my phone number and said he would get back to me. A couple days later he called and asked me to come in to get my $2000. It took 3 weeks to get my money back.
Aug 21, 2018, 7:24 am
#1453
Join Date: Jun 2004
Programs: AA Gold
Posts: 190
I attempted to buy a MO at WM but the machine had a malfunction. AS soon as it was approved the register spit out a small receipt saying there was a problem. The full receipt showed $199 then below it it said **Voided Entry** and the -$199 and showed zero on teh purchase amount.
The card now says the $199 was deducted. Will it show up after a certain time? DO I need to go see the manager? Never happened to me before.
The card now says the $199 was deducted. Will it show up after a certain time? DO I need to go see the manager? Never happened to me before.
Aug 21, 2018, 7:26 am
#1454
Join Date: Jun 2004
Programs: AA Gold
Posts: 190
My local WM's money order machine has not been in working order for a week, no repair in sight. Not a good sign.
Aug 21, 2018, 7:30 am
#1455
Join Date: Nov 2014
Posts: 261
Happened to me a few times now. The very first time I was told the money would go back to the cards but it never did. After talking to a manager she said it this ever happens again don't leave the store if the register opens because we owe you cash and it states it on the receipt.