Jan 1, 2018, 10:53 am
Last edit by: wyogold
This is the thread for 2018. The previous discussion can be found here.
The 2019 thread can be found here
New to MO: Read this entire Wiki (Click to open) and all posts for some tips before asking common questions. It is best to know what you are doing before you try.
---------------------------------------------------------------------------------
Tested Gebit cards:
1. DO NOT WORK - Any Vanilla product affiliated with InComm or ITC Financial Services will not work for swipes over $49.99.
2. Visas issued by MetaBank work great.
3. MC issued by US bank work good, but you need to change payment type to debit before they enter the amount in the register. See below for details.
5. Gdot/sun work but take about an hour to activate.
NEW Limits as of 11/18 - 8K with ID every 24 hours. ID required for MO over 1K.
__________________________________________________ __________________________________________
Some tips for starting out:
All WM registers allow 4 debit swipes per transaction, but YMMV per store and cashier. Refer to cards as Debit cards.
Start slow and buy one MO with one Gebit to see how it works. Refer to cards as Debit, only this community calls them Gebits. Your store or cashier may have rules that other stores do not have, only allowing one swipe per trans or up to 4 swipes per trans. Read all the tips below and all the posts below before trying more advanced transactions. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card. Fee: 1K MO or less is usually 88 cents each, but ask or check the wall. Subtract the fee from the total or pay in cash. If a store says "no", thank them and try again another day with a different clerk.
Helpful details and tips for advanced transactions:
1. Cost: 1K MO fee is usually 88 cents each(Some states limit MO total to 750 or 950 and may have a different fee). Subtract fee from your total or pay in cash. Can buy two 1K MO in one transaction with 4 swipes for 88 cents x 2 in most states. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card.
2. Split payment transcations: You cannot successfully swipe more than 4 cards in a single transaction. If the cashier screws up and enters $50.00 instead of $500.00 (thus making it impossible for 4 swipes to complete the transaction), the transaction will need to be canceled. The funds should return to your cards right away but may take 24 hours, so note the time and person helping you. When a transaction is canceled during the trans, the money returns to the cards. If canceled after, the cash reg drawer opens and they pay you back in cash.
3. Split payment: The amount of each swipe needs to be entered by the cashier. Ask to "split the payment by $$$". The Gebit must have current balance of that amount or more otherwise slip with Error 51 will print out. Warning: (YMMV) It appears (my experience on 3 occasions during prepaid card load and buying MO in 2 different WMs) that after the debit card was charged no cash could be credited back to the card. Cashier should issue cash back. Keep the slip and contact manager if in doubt. Remember date, time and register if no slip.
4. Bad Printer: IF, by chance, you've swiped your GCs successfully, a receipt prints but the MO doesn't, make sure to ask to see the receipt and check near the bottom IF it says CHANGE/REFUND with a negative sign before the amount of GCs you swiped, that means the cashier must give you cash refund. Cashier may have to call for the cash dept manager to verify the refund. Some stores may outright give your cash refund immediately while there are others that will ask you to come back. Think twice before you buy MOs while on vacation or when you're in unknown to you territories for issues like this.
5. Kiosk: Very few Kate's can sell money orders anymore.>>>>Sometime 2016, a lot of WM supercenters have done away with Kate (kiosks that allows loading of prepaids/sell $500 MOs). As of today, MOST, if not ALL WMs, have replaced this with the regular slim ATM to check balance/withdraw money.
6. MCGC liquidation- The cashier should not enter the amount first. Technically they just can't hit enter after entering the amount. Let the CSR know you need to swipe first and switch the payment type to debit, then swipe and hit "Cancel" or "Change Payment" to select "Debit" on the screen, enter the pin and have them enter the amount.
Debit codes PDF
http://www.flyertalk.com/forum/attac...0&d=1461170080
The 2019 thread can be found here
New to MO: Read this entire Wiki (Click to open) and all posts for some tips before asking common questions. It is best to know what you are doing before you try.
---------------------------------------------------------------------------------
Tested Gebit cards:
1. DO NOT WORK - Any Vanilla product affiliated with InComm or ITC Financial Services will not work for swipes over $49.99.
2. Visas issued by MetaBank work great.
3. MC issued by US bank work good, but you need to change payment type to debit before they enter the amount in the register. See below for details.
5. Gdot/sun work but take about an hour to activate.
NEW Limits as of 11/18 - 8K with ID every 24 hours. ID required for MO over 1K.
__________________________________________________ __________________________________________
Some tips for starting out:
All WM registers allow 4 debit swipes per transaction, but YMMV per store and cashier. Refer to cards as Debit cards.
Start slow and buy one MO with one Gebit to see how it works. Refer to cards as Debit, only this community calls them Gebits. Your store or cashier may have rules that other stores do not have, only allowing one swipe per trans or up to 4 swipes per trans. Read all the tips below and all the posts below before trying more advanced transactions. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card. Fee: 1K MO or less is usually 88 cents each, but ask or check the wall. Subtract the fee from the total or pay in cash. If a store says "no", thank them and try again another day with a different clerk.
Helpful details and tips for advanced transactions:
1. Cost: 1K MO fee is usually 88 cents each(Some states limit MO total to 750 or 950 and may have a different fee). Subtract fee from your total or pay in cash. Can buy two 1K MO in one transaction with 4 swipes for 88 cents x 2 in most states. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card.
2. Split payment transcations: You cannot successfully swipe more than 4 cards in a single transaction. If the cashier screws up and enters $50.00 instead of $500.00 (thus making it impossible for 4 swipes to complete the transaction), the transaction will need to be canceled. The funds should return to your cards right away but may take 24 hours, so note the time and person helping you. When a transaction is canceled during the trans, the money returns to the cards. If canceled after, the cash reg drawer opens and they pay you back in cash.
3. Split payment: The amount of each swipe needs to be entered by the cashier. Ask to "split the payment by $$$". The Gebit must have current balance of that amount or more otherwise slip with Error 51 will print out. Warning: (YMMV) It appears (my experience on 3 occasions during prepaid card load and buying MO in 2 different WMs) that after the debit card was charged no cash could be credited back to the card. Cashier should issue cash back. Keep the slip and contact manager if in doubt. Remember date, time and register if no slip.
4. Bad Printer: IF, by chance, you've swiped your GCs successfully, a receipt prints but the MO doesn't, make sure to ask to see the receipt and check near the bottom IF it says CHANGE/REFUND with a negative sign before the amount of GCs you swiped, that means the cashier must give you cash refund. Cashier may have to call for the cash dept manager to verify the refund. Some stores may outright give your cash refund immediately while there are others that will ask you to come back. Think twice before you buy MOs while on vacation or when you're in unknown to you territories for issues like this.
5. Kiosk: Very few Kate's can sell money orders anymore.>>>>Sometime 2016, a lot of WM supercenters have done away with Kate (kiosks that allows loading of prepaids/sell $500 MOs). As of today, MOST, if not ALL WMs, have replaced this with the regular slim ATM to check balance/withdraw money.
6. MCGC liquidation- The cashier should not enter the amount first. Technically they just can't hit enter after entering the amount. Let the CSR know you need to swipe first and switch the payment type to debit, then swipe and hit "Cancel" or "Change Payment" to select "Debit" on the screen, enter the pin and have them enter the amount.
Debit codes PDF
http://www.flyertalk.com/forum/attac...0&d=1461170080
Buying Money Orders at Walmart (2018)
Jul 9, 2018, 7:25 pm
#1261
Join Date: Jan 2017
Posts: 79
All WMs should enforce the 1 transaction policy. Its the only way IMO to keep this MS avenue going long term.
Jul 9, 2018, 7:41 pm
#1262
Join Date: Nov 2015
Programs: DL, Marriott & IHG Platty; HH Diamonte
Posts: 861
Suggested correction: all MSers should restrict themselves to a 1 transaction policy. Then perhaps, MSing would continue going long-term. Think of the tortoise and hare fable.
Jul 9, 2018, 7:47 pm
#1263
Join Date: Jan 2017
Posts: 79
Would never happen. We are too greedy. If my stores allowed more than 1 transaction I'd jump right on it too.
Jul 9, 2018, 7:53 pm
#1264
Join Date: Nov 2015
Programs: DL, Marriott & IHG Platty; HH Diamonte
Posts: 861
Jul 9, 2018, 9:10 pm
#1265
Suspended
Join Date: Sep 2014
Posts: 350
one txn is still 4 swipes a day which is not bad
Jul 9, 2018, 9:39 pm
#1266
Join Date: May 2016
Posts: 506
I think showing up at same WM everyday for 2 MOs will be wired, but what do I know...
Jul 10, 2018, 3:41 pm
#1267
Join Date: Jan 2017
Programs: World of Hyatt Globalist; American Airlines Platinum; IHG Platinum; Marriott Gold
Posts: 42
Just went to my normal place that normally lets me do 10k a day. Just told the STORE changed their policy to one transaction a day. Oh well. At least I've got 4 WM/WNM in a 12 mile route, so that's still 8k a day. Adds another hour (there's never a line at any of the stores), but it is what it is.
Jul 14, 2018, 4:33 pm
#1268
Join Date: Feb 2016
Posts: 3
Do US Bank issued VGCs still work to buy MOs at WM? I would only have to do one swipe in this particular transaction.
Sorry if this has an obvious answer that I missed while scrolling this thread. I've been out of the MS game for a little while. Thanks!
Sorry if this has an obvious answer that I missed while scrolling this thread. I've been out of the MS game for a little while. Thanks!
Jul 14, 2018, 5:43 pm
#1269
Join Date: Mar 2011
Location: SAN
Programs: Delta Gold. Hilton Diamond. Hyatt Explorist.
Posts: 1,671
Jul 16, 2018, 1:57 am
#1270
Join Date: Sep 2013
Posts: 169
Haven't been ms for a while, can somebody let know why nobody buys fiveback vgc anymore? I can't even find the thread for 2018. I saw $200 fb vgc sold at lowes for 6.95, looks pretty good to me.
Jul 16, 2018, 6:48 am
#1272
Join Date: Apr 2018
Posts: 43
All 4 Walmarts I do MO at have now limited the MO to 1k instead of 2k.
Anyone else have this?
Anyone else have this?
Jul 16, 2018, 8:38 am
#1274
Join Date: Jul 2014
Posts: 3,688
These are my observations which started this month:
- 4 swipes remain at most stores for MO purchases; still YMMV atm so ya'll have to check your stores;
- when loading prepaid reloadables, seems like all WMs have limited to $500 per transaction; observed this when loading GoB, WMmc, Serve and BB. Anything over $500 whether done in one or more swipes failed and printed small paper to call authorizer. When I decreased load to $500 or less, it went through. I tested if I can do another $500 or less load, and they went through depending on limits set by each card. This one seems hard coded since I've tested it in different states.
- for WMBP, 4 swipes still allowed atm; YMMV.
Jul 16, 2018, 9:33 am
#1275
Join Date: Oct 2017
Posts: 110
These are my observations which started this month:
- 4 swipes remain at most stores for MO purchases; still YMMV atm so ya'll have to check your stores;
- when loading prepaid reloadables, seems like all WMs have limited to $500 per transaction; observed this when loading GoB, WMmc, Serve and BB. Anything over $500 whether done in one or more swipes failed and printed small paper to call authorizer. When I decreased load to $500 or less, it went through. I tested if I can do another $500 or less load, and they went through depending on limits set by each card. This one seems hard coded since I've tested it in different states.
- for WMBP, 4 swipes still allowed atm; YMMV.
