Jan 1, 2018, 10:53 am
Last edit by: wyogold
This is the thread for 2018. The previous discussion can be found here.
The 2019 thread can be found here
New to MO: Read this entire Wiki (Click to open) and all posts for some tips before asking common questions. It is best to know what you are doing before you try.
---------------------------------------------------------------------------------
Tested Gebit cards:
1. DO NOT WORK - Any Vanilla product affiliated with InComm or ITC Financial Services will not work for swipes over $49.99.
2. Visas issued by MetaBank work great.
3. MC issued by US bank work good, but you need to change payment type to debit before they enter the amount in the register. See below for details.
5. Gdot/sun work but take about an hour to activate.
NEW Limits as of 11/18 - 8K with ID every 24 hours. ID required for MO over 1K.
__________________________________________________ __________________________________________
Some tips for starting out:
All WM registers allow 4 debit swipes per transaction, but YMMV per store and cashier. Refer to cards as Debit cards.
Start slow and buy one MO with one Gebit to see how it works. Refer to cards as Debit, only this community calls them Gebits. Your store or cashier may have rules that other stores do not have, only allowing one swipe per trans or up to 4 swipes per trans. Read all the tips below and all the posts below before trying more advanced transactions. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card. Fee: 1K MO or less is usually 88 cents each, but ask or check the wall. Subtract the fee from the total or pay in cash. If a store says "no", thank them and try again another day with a different clerk.
Helpful details and tips for advanced transactions:
1. Cost: 1K MO fee is usually 88 cents each(Some states limit MO total to 750 or 950 and may have a different fee). Subtract fee from your total or pay in cash. Can buy two 1K MO in one transaction with 4 swipes for 88 cents x 2 in most states. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card.
2. Split payment transcations: You cannot successfully swipe more than 4 cards in a single transaction. If the cashier screws up and enters $50.00 instead of $500.00 (thus making it impossible for 4 swipes to complete the transaction), the transaction will need to be canceled. The funds should return to your cards right away but may take 24 hours, so note the time and person helping you. When a transaction is canceled during the trans, the money returns to the cards. If canceled after, the cash reg drawer opens and they pay you back in cash.
3. Split payment: The amount of each swipe needs to be entered by the cashier. Ask to "split the payment by $$$". The Gebit must have current balance of that amount or more otherwise slip with Error 51 will print out. Warning: (YMMV) It appears (my experience on 3 occasions during prepaid card load and buying MO in 2 different WMs) that after the debit card was charged no cash could be credited back to the card. Cashier should issue cash back. Keep the slip and contact manager if in doubt. Remember date, time and register if no slip.
4. Bad Printer: IF, by chance, you've swiped your GCs successfully, a receipt prints but the MO doesn't, make sure to ask to see the receipt and check near the bottom IF it says CHANGE/REFUND with a negative sign before the amount of GCs you swiped, that means the cashier must give you cash refund. Cashier may have to call for the cash dept manager to verify the refund. Some stores may outright give your cash refund immediately while there are others that will ask you to come back. Think twice before you buy MOs while on vacation or when you're in unknown to you territories for issues like this.
5. Kiosk: Very few Kate's can sell money orders anymore.>>>>Sometime 2016, a lot of WM supercenters have done away with Kate (kiosks that allows loading of prepaids/sell $500 MOs). As of today, MOST, if not ALL WMs, have replaced this with the regular slim ATM to check balance/withdraw money.
6. MCGC liquidation- The cashier should not enter the amount first. Technically they just can't hit enter after entering the amount. Let the CSR know you need to swipe first and switch the payment type to debit, then swipe and hit "Cancel" or "Change Payment" to select "Debit" on the screen, enter the pin and have them enter the amount.
Debit codes PDF
http://www.flyertalk.com/forum/attac...0&d=1461170080
The 2019 thread can be found here
New to MO: Read this entire Wiki (Click to open) and all posts for some tips before asking common questions. It is best to know what you are doing before you try.
---------------------------------------------------------------------------------
Tested Gebit cards:
1. DO NOT WORK - Any Vanilla product affiliated with InComm or ITC Financial Services will not work for swipes over $49.99.
2. Visas issued by MetaBank work great.
3. MC issued by US bank work good, but you need to change payment type to debit before they enter the amount in the register. See below for details.
5. Gdot/sun work but take about an hour to activate.
NEW Limits as of 11/18 - 8K with ID every 24 hours. ID required for MO over 1K.
__________________________________________________ __________________________________________
Some tips for starting out:
All WM registers allow 4 debit swipes per transaction, but YMMV per store and cashier. Refer to cards as Debit cards.
Start slow and buy one MO with one Gebit to see how it works. Refer to cards as Debit, only this community calls them Gebits. Your store or cashier may have rules that other stores do not have, only allowing one swipe per trans or up to 4 swipes per trans. Read all the tips below and all the posts below before trying more advanced transactions. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card. Fee: 1K MO or less is usually 88 cents each, but ask or check the wall. Subtract the fee from the total or pay in cash. If a store says "no", thank them and try again another day with a different clerk.
Helpful details and tips for advanced transactions:
1. Cost: 1K MO fee is usually 88 cents each(Some states limit MO total to 750 or 950 and may have a different fee). Subtract fee from your total or pay in cash. Can buy two 1K MO in one transaction with 4 swipes for 88 cents x 2 in most states. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card.
2. Split payment transcations: You cannot successfully swipe more than 4 cards in a single transaction. If the cashier screws up and enters $50.00 instead of $500.00 (thus making it impossible for 4 swipes to complete the transaction), the transaction will need to be canceled. The funds should return to your cards right away but may take 24 hours, so note the time and person helping you. When a transaction is canceled during the trans, the money returns to the cards. If canceled after, the cash reg drawer opens and they pay you back in cash.
3. Split payment: The amount of each swipe needs to be entered by the cashier. Ask to "split the payment by $$$". The Gebit must have current balance of that amount or more otherwise slip with Error 51 will print out. Warning: (YMMV) It appears (my experience on 3 occasions during prepaid card load and buying MO in 2 different WMs) that after the debit card was charged no cash could be credited back to the card. Cashier should issue cash back. Keep the slip and contact manager if in doubt. Remember date, time and register if no slip.
4. Bad Printer: IF, by chance, you've swiped your GCs successfully, a receipt prints but the MO doesn't, make sure to ask to see the receipt and check near the bottom IF it says CHANGE/REFUND with a negative sign before the amount of GCs you swiped, that means the cashier must give you cash refund. Cashier may have to call for the cash dept manager to verify the refund. Some stores may outright give your cash refund immediately while there are others that will ask you to come back. Think twice before you buy MOs while on vacation or when you're in unknown to you territories for issues like this.
5. Kiosk: Very few Kate's can sell money orders anymore.>>>>Sometime 2016, a lot of WM supercenters have done away with Kate (kiosks that allows loading of prepaids/sell $500 MOs). As of today, MOST, if not ALL WMs, have replaced this with the regular slim ATM to check balance/withdraw money.
6. MCGC liquidation- The cashier should not enter the amount first. Technically they just can't hit enter after entering the amount. Let the CSR know you need to swipe first and switch the payment type to debit, then swipe and hit "Cancel" or "Change Payment" to select "Debit" on the screen, enter the pin and have them enter the amount.
Debit codes PDF
http://www.flyertalk.com/forum/attac...0&d=1461170080
Buying Money Orders at Walmart (2018)
Jul 1, 2018, 3:07 pm
#1216
Join Date: Aug 2009
Posts: 662
Jul 1, 2018, 8:51 pm
#1217
Join Date: Oct 2017
Posts: 28
If I did ask to double my load and do another a transaction, is the form I fill out for being over $3k the same thing as a SAR? I don't really want MG on my tail. I already burned a local grocer with a friendly manager who said that MG banned me. I just revisited this location today with the beginning of Q3 and Vanillas coming back into play, and they don't remember me if I don't ask for multiple swipes.
Jul 1, 2018, 9:04 pm
#1218
Join Date: Mar 2011
Location: SAN
Programs: Delta Gold. Hilton Diamond. Hyatt Explorist.
Posts: 1,674
Trying to fly under the radar (which has been a failure; my WM already hates me.) If I started asking to double my transactional load every time I came in, I feel like it would only increase the strain.
If I did ask to double my load and do another a transaction, is the form I fill out for being over $3k the same thing as a SAR? I don't really want MG on my tail. I already burned a local grocer with a friendly manager who said that MG banned me. I just revisited this location today with the beginning of Q3 and Vanillas coming back into play, and they don't remember me if I don't ask for multiple swipes.
If I did ask to double my load and do another a transaction, is the form I fill out for being over $3k the same thing as a SAR? I don't really want MG on my tail. I already burned a local grocer with a friendly manager who said that MG banned me. I just revisited this location today with the beginning of Q3 and Vanillas coming back into play, and they don't remember me if I don't ask for multiple swipes.
Here is a good blog post describing the forms: https://www.travelingwellforless.com...ey-laundering/
Last edited by ChrisFlyer66; Jul 1, 2018 at 9:19 pm
Jul 2, 2018, 8:30 am
#1219
Join Date: Aug 2005
Location: Springfield, VA
Programs: Hyatt Diamond, Hilton Diamond, AA EXP, Alaska MVP 75
Posts: 436
Tried to buy MOs yesterday and was told Corporate suspended all GC transactions for MOs and bill payment. Anybody heard that? I'm in VA.
Jul 2, 2018, 9:00 am
#1220
Join Date: Jan 2013
Posts: 96
Bought my normal 2 MOs with 4 swipes this morning no issues, although the CSR did sing (yes sing), "It's not going to work."
Jul 2, 2018, 9:35 am
#1222
Join Date: Sep 2015
Posts: 39
I haven't done the Walmart VGC/MO thing in a couple years. Why doesn't the wiki mention the Walmart VGCs by Green Dot? They still work fine, right? Has anything else changed about how this is done in the past couple years (aside from Kates, which I never used)?
Jul 2, 2018, 10:00 am
#1223
Join Date: Apr 2014
Posts: 4
I was told the same thing in the Sterling Walmart that i have been going to for years. I think they just got a visit from Money Gram and were told to be more vigilant. It isn't something systemic, as other Walmarts are still working.
Jul 2, 2018, 1:42 pm
#1224
Join Date: Aug 2005
Location: Springfield, VA
Programs: Hyatt Diamond, Hilton Diamond, AA EXP, Alaska MVP 75
Posts: 436
Thanks for the update. I'll wait a few days and will try again.
Jul 3, 2018, 10:50 am
#1225
Join Date: Jan 2017
Programs: World of Hyatt Globalist; American Airlines Platinum; IHG Platinum; Marriott Gold
Posts: 42
I hope this isn't the case though. I've stockpiled a ton over the past couple of days since I'm visiting family right next to a SM.
Jul 3, 2018, 10:56 am
#1226
Join Date: Oct 2017
Programs: Lots
Posts: 320
Anyone else run into invalid pin errors when getting MOs with GCcom MCGCs? First time happening and I’m almost certain it’s this one location that constantly has issues whether BPs or MOs.
Jul 3, 2018, 11:34 am
#1227
Join Date: Jan 2017
Programs: World of Hyatt Globalist; American Airlines Platinum; IHG Platinum; Marriott Gold
Posts: 42
Also, how did you activate the cards? Have you tried resetting the pins?
Jul 3, 2018, 11:38 am
#1228
Join Date: Mar 2014
Location: DFW, TX
Programs: AA Gold, Avios, UA, DL, SPG, Hyatt, Hilton, Rapid Rewards
Posts: 28
Greendots still work fine
Used some for MO 2 days ago
Used some for MO 2 days ago
Jul 3, 2018, 12:59 pm
#1229
formerly willbbiddy
Join Date: Nov 2017
Posts: 208
GD worked fine for me today