Jan 1, 2018, 10:53 am
Last edit by: wyogold
This is the thread for 2018. The previous discussion can be found here.
The 2019 thread can be found here
New to MO: Read this entire Wiki (Click to open) and all posts for some tips before asking common questions. It is best to know what you are doing before you try.
---------------------------------------------------------------------------------
Tested Gebit cards:
1. DO NOT WORK - Any Vanilla product affiliated with InComm or ITC Financial Services will not work for swipes over $49.99.
2. Visas issued by MetaBank work great.
3. MC issued by US bank work good, but you need to change payment type to debit before they enter the amount in the register. See below for details.
5. Gdot/sun work but take about an hour to activate.
NEW Limits as of 11/18 - 8K with ID every 24 hours. ID required for MO over 1K.
__________________________________________________ __________________________________________
Some tips for starting out:
All WM registers allow 4 debit swipes per transaction, but YMMV per store and cashier. Refer to cards as Debit cards.
Start slow and buy one MO with one Gebit to see how it works. Refer to cards as Debit, only this community calls them Gebits. Your store or cashier may have rules that other stores do not have, only allowing one swipe per trans or up to 4 swipes per trans. Read all the tips below and all the posts below before trying more advanced transactions. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card. Fee: 1K MO or less is usually 88 cents each, but ask or check the wall. Subtract the fee from the total or pay in cash. If a store says "no", thank them and try again another day with a different clerk.
Helpful details and tips for advanced transactions:
1. Cost: 1K MO fee is usually 88 cents each(Some states limit MO total to 750 or 950 and may have a different fee). Subtract fee from your total or pay in cash. Can buy two 1K MO in one transaction with 4 swipes for 88 cents x 2 in most states. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card.
2. Split payment transcations: You cannot successfully swipe more than 4 cards in a single transaction. If the cashier screws up and enters $50.00 instead of $500.00 (thus making it impossible for 4 swipes to complete the transaction), the transaction will need to be canceled. The funds should return to your cards right away but may take 24 hours, so note the time and person helping you. When a transaction is canceled during the trans, the money returns to the cards. If canceled after, the cash reg drawer opens and they pay you back in cash.
3. Split payment: The amount of each swipe needs to be entered by the cashier. Ask to "split the payment by $$$". The Gebit must have current balance of that amount or more otherwise slip with Error 51 will print out. Warning: (YMMV) It appears (my experience on 3 occasions during prepaid card load and buying MO in 2 different WMs) that after the debit card was charged no cash could be credited back to the card. Cashier should issue cash back. Keep the slip and contact manager if in doubt. Remember date, time and register if no slip.
4. Bad Printer: IF, by chance, you've swiped your GCs successfully, a receipt prints but the MO doesn't, make sure to ask to see the receipt and check near the bottom IF it says CHANGE/REFUND with a negative sign before the amount of GCs you swiped, that means the cashier must give you cash refund. Cashier may have to call for the cash dept manager to verify the refund. Some stores may outright give your cash refund immediately while there are others that will ask you to come back. Think twice before you buy MOs while on vacation or when you're in unknown to you territories for issues like this.
5. Kiosk: Very few Kate's can sell money orders anymore.>>>>Sometime 2016, a lot of WM supercenters have done away with Kate (kiosks that allows loading of prepaids/sell $500 MOs). As of today, MOST, if not ALL WMs, have replaced this with the regular slim ATM to check balance/withdraw money.
6. MCGC liquidation- The cashier should not enter the amount first. Technically they just can't hit enter after entering the amount. Let the CSR know you need to swipe first and switch the payment type to debit, then swipe and hit "Cancel" or "Change Payment" to select "Debit" on the screen, enter the pin and have them enter the amount.
Debit codes PDF
http://www.flyertalk.com/forum/attac...0&d=1461170080
The 2019 thread can be found here
New to MO: Read this entire Wiki (Click to open) and all posts for some tips before asking common questions. It is best to know what you are doing before you try.
---------------------------------------------------------------------------------
Tested Gebit cards:
1. DO NOT WORK - Any Vanilla product affiliated with InComm or ITC Financial Services will not work for swipes over $49.99.
2. Visas issued by MetaBank work great.
3. MC issued by US bank work good, but you need to change payment type to debit before they enter the amount in the register. See below for details.
5. Gdot/sun work but take about an hour to activate.
NEW Limits as of 11/18 - 8K with ID every 24 hours. ID required for MO over 1K.
__________________________________________________ __________________________________________
Some tips for starting out:
All WM registers allow 4 debit swipes per transaction, but YMMV per store and cashier. Refer to cards as Debit cards.
Start slow and buy one MO with one Gebit to see how it works. Refer to cards as Debit, only this community calls them Gebits. Your store or cashier may have rules that other stores do not have, only allowing one swipe per trans or up to 4 swipes per trans. Read all the tips below and all the posts below before trying more advanced transactions. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card. Fee: 1K MO or less is usually 88 cents each, but ask or check the wall. Subtract the fee from the total or pay in cash. If a store says "no", thank them and try again another day with a different clerk.
Helpful details and tips for advanced transactions:
1. Cost: 1K MO fee is usually 88 cents each(Some states limit MO total to 750 or 950 and may have a different fee). Subtract fee from your total or pay in cash. Can buy two 1K MO in one transaction with 4 swipes for 88 cents x 2 in most states. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card.
2. Split payment transcations: You cannot successfully swipe more than 4 cards in a single transaction. If the cashier screws up and enters $50.00 instead of $500.00 (thus making it impossible for 4 swipes to complete the transaction), the transaction will need to be canceled. The funds should return to your cards right away but may take 24 hours, so note the time and person helping you. When a transaction is canceled during the trans, the money returns to the cards. If canceled after, the cash reg drawer opens and they pay you back in cash.
3. Split payment: The amount of each swipe needs to be entered by the cashier. Ask to "split the payment by $$$". The Gebit must have current balance of that amount or more otherwise slip with Error 51 will print out. Warning: (YMMV) It appears (my experience on 3 occasions during prepaid card load and buying MO in 2 different WMs) that after the debit card was charged no cash could be credited back to the card. Cashier should issue cash back. Keep the slip and contact manager if in doubt. Remember date, time and register if no slip.
4. Bad Printer: IF, by chance, you've swiped your GCs successfully, a receipt prints but the MO doesn't, make sure to ask to see the receipt and check near the bottom IF it says CHANGE/REFUND with a negative sign before the amount of GCs you swiped, that means the cashier must give you cash refund. Cashier may have to call for the cash dept manager to verify the refund. Some stores may outright give your cash refund immediately while there are others that will ask you to come back. Think twice before you buy MOs while on vacation or when you're in unknown to you territories for issues like this.
5. Kiosk: Very few Kate's can sell money orders anymore.>>>>Sometime 2016, a lot of WM supercenters have done away with Kate (kiosks that allows loading of prepaids/sell $500 MOs). As of today, MOST, if not ALL WMs, have replaced this with the regular slim ATM to check balance/withdraw money.
6. MCGC liquidation- The cashier should not enter the amount first. Technically they just can't hit enter after entering the amount. Let the CSR know you need to swipe first and switch the payment type to debit, then swipe and hit "Cancel" or "Change Payment" to select "Debit" on the screen, enter the pin and have them enter the amount.
Debit codes PDF
http://www.flyertalk.com/forum/attac...0&d=1461170080
Buying Money Orders at Walmart (2018)
Jun 18, 2018, 5:19 pm
#1201
Join Date: Nov 2013
Location: LAX, LGB, SNA
Programs: AA EXP OWE, DL DM ST+, AS MVPG, UA, BA, WN CP, Hyatt E, Ritz Plat, HH GM
Posts: 3,185
Discover debit pin doesn't work at wally. Not sure why. It worked at grocery for me.
Jun 19, 2018, 12:12 am
#1202
Join Date: Jan 2003
Location: New York, NY, USA
Programs: UA 1K - 2.1MM, HH LT Diamond, IHG Diamond, Bonvoy LT Titanium, Hyatt Glob
Posts: 766
Jun 20, 2018, 11:19 am
#1204
Join Date: Jan 2011
Location: San Antonio, TX
Programs: 1K
Posts: 784
Does anyone have recent experience using the Green Dot VGC to purchase MO(s) at Walmart?
Jun 22, 2018, 7:04 am
#1207
Join Date: May 2002
Location: Largo, FL
Posts: 1,270
Has something changed? Tried to use VISA GC for MO at WM and received message "invalid PIN" yet the PIN entered was the one set for the card. Tried two different times on two different days at 2 different WM and the same each time.
Jun 22, 2018, 10:11 am
#1208
Join Date: Oct 2011
Posts: 93
I have to set it on their website. Only way that works.
Jun 22, 2018, 11:46 am
#1209
Join Date: Jul 2014
Posts: 3,688
A few times I've tried, it's been a PITA. I got random messages of "There is no money in this card" or "You entered an invalid card number and security code" when I checked the balance. I called WM GDVisa hotline to let them know of this issue since WM receipts say "Your Walmart Visa giftcard has been activated" yet there's no balance on the card! Hopefully, WM fixes this problem whether it's random involving only stores in certain regions or nationwide, it's false advertisement to get receipts that say cards are activated and when you call the GDVGC hotline, it says the cards are ready for use. A lot of people who bought these GCs with fees expect to use them right after buying so they should be instantly activated at the register when scanned and paid for. Meanwhile, I've had no issues with SimonGCs.
Jun 22, 2018, 8:51 pm
#1210
Join Date: Jul 2015
Posts: 6
No issues for me to buy MOs, the issues were with activation of GDVGCs.
A few times I've tried, it's been a PITA. I got random messages of "There is no money in this card" or "You entered an invalid card number and security code" when I checked the balance. I called WM GDVisa hotline to let them know of this issue since WM receipts say "Your Walmart Visa giftcard has been activated" yet there's no balance on the card! Hopefully, WM fixes this problem whether it's random involving only stores in certain regions or nationwide, it's false advertisement to get receipts that say cards are activated and when you call the GDVGC hotline, it says the cards are ready for use. A lot of people who bought these GCs with fees expect to use them right after buying so they should be instantly activated at the register when scanned and paid for. Meanwhile, I've had no issues with SimonGCs.
A few times I've tried, it's been a PITA. I got random messages of "There is no money in this card" or "You entered an invalid card number and security code" when I checked the balance. I called WM GDVisa hotline to let them know of this issue since WM receipts say "Your Walmart Visa giftcard has been activated" yet there's no balance on the card! Hopefully, WM fixes this problem whether it's random involving only stores in certain regions or nationwide, it's false advertisement to get receipts that say cards are activated and when you call the GDVGC hotline, it says the cards are ready for use. A lot of people who bought these GCs with fees expect to use them right after buying so they should be instantly activated at the register when scanned and paid for. Meanwhile, I've had no issues with SimonGCs.
Jun 25, 2018, 3:38 pm
#1212
Join Date: Sep 2015
Programs: SPG Plat, SWA Companion Pass, United Silver
Posts: 186
BAU today at my local (north LAX) WMNM with a $499 single-swipe MO from a Meta VGC. Store is still not stocking new inventory of GDVDCs though.
Jun 29, 2018, 4:29 pm
#1213
Join Date: Sep 2015
Programs: SPG Plat, SWA Companion Pass, United Silver
Posts: 186
Jun 29, 2018, 4:37 pm
#1214
Join Date: Nov 2014
Posts: 261
Jul 1, 2018, 12:06 pm
#1215
Join Date: Mar 2011
Location: SAN
Programs: Delta Gold. Hilton Diamond. Hyatt Explorist.
Posts: 1,674
Fuuuuug. My primary WM finally figured out that I go twice a day, once when the money center opens and once again right before they close. I only do this on the weekends usually though. I kindly explained I had nothing to hide and that I would be happy to give them whatever info they pleased (cumulatively being over the 3k reporting threshold). The women seemed to imply I should do them all at once. I think I am going to double down and just do two batches at a time. I know I should be scared of burning this place, but if I can't push volume there it's already dead to me. If I need to meet MSR I can always make the easy 15 minute drive to my secondary WM.