Jan 1, 2018, 10:53 am
Last edit by: wyogold
This is the thread for 2018. The previous discussion can be found here.
The 2019 thread can be found here
New to MO: Read this entire Wiki (Click to open) and all posts for some tips before asking common questions. It is best to know what you are doing before you try.
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Tested Gebit cards:
1. DO NOT WORK - Any Vanilla product affiliated with InComm or ITC Financial Services will not work for swipes over $49.99.
2. Visas issued by MetaBank work great.
3. MC issued by US bank work good, but you need to change payment type to debit before they enter the amount in the register. See below for details.
5. Gdot/sun work but take about an hour to activate.
NEW Limits as of 11/18 - 8K with ID every 24 hours. ID required for MO over 1K.
__________________________________________________ __________________________________________
Some tips for starting out:
All WM registers allow 4 debit swipes per transaction, but YMMV per store and cashier. Refer to cards as Debit cards.
Start slow and buy one MO with one Gebit to see how it works. Refer to cards as Debit, only this community calls them Gebits. Your store or cashier may have rules that other stores do not have, only allowing one swipe per trans or up to 4 swipes per trans. Read all the tips below and all the posts below before trying more advanced transactions. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card. Fee: 1K MO or less is usually 88 cents each, but ask or check the wall. Subtract the fee from the total or pay in cash. If a store says "no", thank them and try again another day with a different clerk.
Helpful details and tips for advanced transactions:
1. Cost: 1K MO fee is usually 88 cents each(Some states limit MO total to 750 or 950 and may have a different fee). Subtract fee from your total or pay in cash. Can buy two 1K MO in one transaction with 4 swipes for 88 cents x 2 in most states. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card.
2. Split payment transcations: You cannot successfully swipe more than 4 cards in a single transaction. If the cashier screws up and enters $50.00 instead of $500.00 (thus making it impossible for 4 swipes to complete the transaction), the transaction will need to be canceled. The funds should return to your cards right away but may take 24 hours, so note the time and person helping you. When a transaction is canceled during the trans, the money returns to the cards. If canceled after, the cash reg drawer opens and they pay you back in cash.
3. Split payment: The amount of each swipe needs to be entered by the cashier. Ask to "split the payment by $$$". The Gebit must have current balance of that amount or more otherwise slip with Error 51 will print out. Warning: (YMMV) It appears (my experience on 3 occasions during prepaid card load and buying MO in 2 different WMs) that after the debit card was charged no cash could be credited back to the card. Cashier should issue cash back. Keep the slip and contact manager if in doubt. Remember date, time and register if no slip.
4. Bad Printer: IF, by chance, you've swiped your GCs successfully, a receipt prints but the MO doesn't, make sure to ask to see the receipt and check near the bottom IF it says CHANGE/REFUND with a negative sign before the amount of GCs you swiped, that means the cashier must give you cash refund. Cashier may have to call for the cash dept manager to verify the refund. Some stores may outright give your cash refund immediately while there are others that will ask you to come back. Think twice before you buy MOs while on vacation or when you're in unknown to you territories for issues like this.
5. Kiosk: Very few Kate's can sell money orders anymore.>>>>Sometime 2016, a lot of WM supercenters have done away with Kate (kiosks that allows loading of prepaids/sell $500 MOs). As of today, MOST, if not ALL WMs, have replaced this with the regular slim ATM to check balance/withdraw money.
6. MCGC liquidation- The cashier should not enter the amount first. Technically they just can't hit enter after entering the amount. Let the CSR know you need to swipe first and switch the payment type to debit, then swipe and hit "Cancel" or "Change Payment" to select "Debit" on the screen, enter the pin and have them enter the amount.
Debit codes PDF
http://www.flyertalk.com/forum/attac...0&d=1461170080
The 2019 thread can be found here
New to MO: Read this entire Wiki (Click to open) and all posts for some tips before asking common questions. It is best to know what you are doing before you try.
---------------------------------------------------------------------------------
Tested Gebit cards:
1. DO NOT WORK - Any Vanilla product affiliated with InComm or ITC Financial Services will not work for swipes over $49.99.
2. Visas issued by MetaBank work great.
3. MC issued by US bank work good, but you need to change payment type to debit before they enter the amount in the register. See below for details.
5. Gdot/sun work but take about an hour to activate.
NEW Limits as of 11/18 - 8K with ID every 24 hours. ID required for MO over 1K.
__________________________________________________ __________________________________________
Some tips for starting out:
All WM registers allow 4 debit swipes per transaction, but YMMV per store and cashier. Refer to cards as Debit cards.
Start slow and buy one MO with one Gebit to see how it works. Refer to cards as Debit, only this community calls them Gebits. Your store or cashier may have rules that other stores do not have, only allowing one swipe per trans or up to 4 swipes per trans. Read all the tips below and all the posts below before trying more advanced transactions. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card. Fee: 1K MO or less is usually 88 cents each, but ask or check the wall. Subtract the fee from the total or pay in cash. If a store says "no", thank them and try again another day with a different clerk.
Helpful details and tips for advanced transactions:
1. Cost: 1K MO fee is usually 88 cents each(Some states limit MO total to 750 or 950 and may have a different fee). Subtract fee from your total or pay in cash. Can buy two 1K MO in one transaction with 4 swipes for 88 cents x 2 in most states. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card.
2. Split payment transcations: You cannot successfully swipe more than 4 cards in a single transaction. If the cashier screws up and enters $50.00 instead of $500.00 (thus making it impossible for 4 swipes to complete the transaction), the transaction will need to be canceled. The funds should return to your cards right away but may take 24 hours, so note the time and person helping you. When a transaction is canceled during the trans, the money returns to the cards. If canceled after, the cash reg drawer opens and they pay you back in cash.
3. Split payment: The amount of each swipe needs to be entered by the cashier. Ask to "split the payment by $$$". The Gebit must have current balance of that amount or more otherwise slip with Error 51 will print out. Warning: (YMMV) It appears (my experience on 3 occasions during prepaid card load and buying MO in 2 different WMs) that after the debit card was charged no cash could be credited back to the card. Cashier should issue cash back. Keep the slip and contact manager if in doubt. Remember date, time and register if no slip.
4. Bad Printer: IF, by chance, you've swiped your GCs successfully, a receipt prints but the MO doesn't, make sure to ask to see the receipt and check near the bottom IF it says CHANGE/REFUND with a negative sign before the amount of GCs you swiped, that means the cashier must give you cash refund. Cashier may have to call for the cash dept manager to verify the refund. Some stores may outright give your cash refund immediately while there are others that will ask you to come back. Think twice before you buy MOs while on vacation or when you're in unknown to you territories for issues like this.
5. Kiosk: Very few Kate's can sell money orders anymore.>>>>Sometime 2016, a lot of WM supercenters have done away with Kate (kiosks that allows loading of prepaids/sell $500 MOs). As of today, MOST, if not ALL WMs, have replaced this with the regular slim ATM to check balance/withdraw money.
6. MCGC liquidation- The cashier should not enter the amount first. Technically they just can't hit enter after entering the amount. Let the CSR know you need to swipe first and switch the payment type to debit, then swipe and hit "Cancel" or "Change Payment" to select "Debit" on the screen, enter the pin and have them enter the amount.
Debit codes PDF
http://www.flyertalk.com/forum/attac...0&d=1461170080
Buying Money Orders at Walmart (2018)
Jun 13, 2018, 8:26 am
#1141
Join Date: Oct 2011
Posts: 4,166
For me the cashier can enter the amount, but they can't hit enter till I've hit enter after entering my PIN on my side. May be terminal dependent.
Jun 13, 2018, 8:35 am
#1142
Join Date: Oct 2017
Programs: Lots
Posts: 320
for me it’s as long as I get the swipe in before they hit enter, the cancel button shows. So on one swipes I don’t ask them to wait.
Jun 13, 2018, 9:50 am
#1143
Join Date: Oct 2017
Programs: Lots
Posts: 320
Had a CSR tell us that they will be increasing the fees to MOs and BPs in the next few days.
Jun 13, 2018, 10:02 am
#1145
Join Date: Sep 2004
Location: The World!!!
Programs: Some of them not all ...
Posts: 1,532
Jun 13, 2018, 10:09 am
#1146
Join Date: May 2018
Posts: 16
88 cents for me today. Successfully bought my first GC and my first MO at Walmart! Now just have to make sure it will work with mobile deposit with my bank! I'm excited
Jun 13, 2018, 10:11 am
#1147
Join Date: Sep 2014
Posts: 1,837
At least for me, its easier to explain to swipe before entering amount for the CSRs that don't understand what's going on with MCGCs.
Some that do know enter amount and wait until I change payment until they hit enter on their side.
Jun 13, 2018, 11:07 am
#1150
Join Date: Oct 2013
Posts: 1,322
FWIW -- There's one POS terminal at a WM that I frequent that only accepts cards swiped with mag strip facing right (away) from keypad. At all other terminals I swipe with mag strip facing left (towards) the keypad. Anyone else experienced something like this?
Jun 13, 2018, 12:57 pm
#1152
Join Date: Oct 2011
Posts: 4,166
What happens if it's not swiped in the correct direction? Nothing?
Jun 13, 2018, 12:58 pm
#1153
Join Date: Dec 2017
Posts: 463
I don't know if this is what you did, buy your message reads like you bought the GC and then turned it into a MO in the same trip at the same store. If WM notices that, it's the kind of action that may bring unwanted attention. Better to buy and liquidate at different stores or on different trips. But it's great once you get the routine down.
Jun 13, 2018, 1:17 pm
#1154
Join Date: May 2018
Posts: 16
Congrats! Welcome to the club
I don't know if this is what you did, buy your message reads like you bought the GC and then turned it into a MO in the same trip at the same store. If WM notices that, it's the kind of action that may bring unwanted attention. Better to buy and liquidate at different stores or on different trips. But it's great once you get the routine down.
I don't know if this is what you did, buy your message reads like you bought the GC and then turned it into a MO in the same trip at the same store. If WM notices that, it's the kind of action that may bring unwanted attention. Better to buy and liquidate at different stores or on different trips. But it's great once you get the routine down.
Thanks!
Oh no I didn't do that. Bought the GC at the mall several days ago. I think I will order online now that I know how easy that was.
Also I've read different things about how OK it is to deposit the MO in your regular bank account (it's a small local bank that is not affiliated with anything). I only plan on doing this to meet 2-3 minimum spends over the next few months and might mix it up with some other methods, too. I know depositing MO's is very rudimentary for banks but is there any reason I should think about getting a separate bank account and putting some MOs in there too?
Jun 13, 2018, 5:49 pm
#1155
Join Date: Oct 2014
Posts: 16
Anyone had problems to buy MO at Walmart today (June 13)?
Today I went to two stores nearby, using MetaBank Visa GC as usually, but not go through.
Sometime says Invalid PIN, asked to re-enter pin. many times.
Sometime pin works but says vendor declined, or fund not available.
No idea what is going on. Yesterday worked very well.
I am talking about MA area.
Today I went to two stores nearby, using MetaBank Visa GC as usually, but not go through.
Sometime says Invalid PIN, asked to re-enter pin. many times.
Sometime pin works but says vendor declined, or fund not available.
No idea what is going on. Yesterday worked very well.
I am talking about MA area.
Last edited by cashbacker; Jun 13, 2018 at 7:08 pm