Jan 1, 2018, 10:53 am
Last edit by: wyogold
This is the thread for 2018. The previous discussion can be found here.
The 2019 thread can be found here
New to MO: Read this entire Wiki (Click to open) and all posts for some tips before asking common questions. It is best to know what you are doing before you try.
---------------------------------------------------------------------------------
Tested Gebit cards:
1. DO NOT WORK - Any Vanilla product affiliated with InComm or ITC Financial Services will not work for swipes over $49.99.
2. Visas issued by MetaBank work great.
3. MC issued by US bank work good, but you need to change payment type to debit before they enter the amount in the register. See below for details.
5. Gdot/sun work but take about an hour to activate.
NEW Limits as of 11/18 - 8K with ID every 24 hours. ID required for MO over 1K.
__________________________________________________ __________________________________________
Some tips for starting out:
All WM registers allow 4 debit swipes per transaction, but YMMV per store and cashier. Refer to cards as Debit cards.
Start slow and buy one MO with one Gebit to see how it works. Refer to cards as Debit, only this community calls them Gebits. Your store or cashier may have rules that other stores do not have, only allowing one swipe per trans or up to 4 swipes per trans. Read all the tips below and all the posts below before trying more advanced transactions. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card. Fee: 1K MO or less is usually 88 cents each, but ask or check the wall. Subtract the fee from the total or pay in cash. If a store says "no", thank them and try again another day with a different clerk.
Helpful details and tips for advanced transactions:
1. Cost: 1K MO fee is usually 88 cents each(Some states limit MO total to 750 or 950 and may have a different fee). Subtract fee from your total or pay in cash. Can buy two 1K MO in one transaction with 4 swipes for 88 cents x 2 in most states. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card.
2. Split payment transcations: You cannot successfully swipe more than 4 cards in a single transaction. If the cashier screws up and enters $50.00 instead of $500.00 (thus making it impossible for 4 swipes to complete the transaction), the transaction will need to be canceled. The funds should return to your cards right away but may take 24 hours, so note the time and person helping you. When a transaction is canceled during the trans, the money returns to the cards. If canceled after, the cash reg drawer opens and they pay you back in cash.
3. Split payment: The amount of each swipe needs to be entered by the cashier. Ask to "split the payment by $$$". The Gebit must have current balance of that amount or more otherwise slip with Error 51 will print out. Warning: (YMMV) It appears (my experience on 3 occasions during prepaid card load and buying MO in 2 different WMs) that after the debit card was charged no cash could be credited back to the card. Cashier should issue cash back. Keep the slip and contact manager if in doubt. Remember date, time and register if no slip.
4. Bad Printer: IF, by chance, you've swiped your GCs successfully, a receipt prints but the MO doesn't, make sure to ask to see the receipt and check near the bottom IF it says CHANGE/REFUND with a negative sign before the amount of GCs you swiped, that means the cashier must give you cash refund. Cashier may have to call for the cash dept manager to verify the refund. Some stores may outright give your cash refund immediately while there are others that will ask you to come back. Think twice before you buy MOs while on vacation or when you're in unknown to you territories for issues like this.
5. Kiosk: Very few Kate's can sell money orders anymore.>>>>Sometime 2016, a lot of WM supercenters have done away with Kate (kiosks that allows loading of prepaids/sell $500 MOs). As of today, MOST, if not ALL WMs, have replaced this with the regular slim ATM to check balance/withdraw money.
6. MCGC liquidation- The cashier should not enter the amount first. Technically they just can't hit enter after entering the amount. Let the CSR know you need to swipe first and switch the payment type to debit, then swipe and hit "Cancel" or "Change Payment" to select "Debit" on the screen, enter the pin and have them enter the amount.
Debit codes PDF
http://www.flyertalk.com/forum/attac...0&d=1461170080
The 2019 thread can be found here
New to MO: Read this entire Wiki (Click to open) and all posts for some tips before asking common questions. It is best to know what you are doing before you try.
---------------------------------------------------------------------------------
Tested Gebit cards:
1. DO NOT WORK - Any Vanilla product affiliated with InComm or ITC Financial Services will not work for swipes over $49.99.
2. Visas issued by MetaBank work great.
3. MC issued by US bank work good, but you need to change payment type to debit before they enter the amount in the register. See below for details.
5. Gdot/sun work but take about an hour to activate.
NEW Limits as of 11/18 - 8K with ID every 24 hours. ID required for MO over 1K.
__________________________________________________ __________________________________________
Some tips for starting out:
All WM registers allow 4 debit swipes per transaction, but YMMV per store and cashier. Refer to cards as Debit cards.
Start slow and buy one MO with one Gebit to see how it works. Refer to cards as Debit, only this community calls them Gebits. Your store or cashier may have rules that other stores do not have, only allowing one swipe per trans or up to 4 swipes per trans. Read all the tips below and all the posts below before trying more advanced transactions. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card. Fee: 1K MO or less is usually 88 cents each, but ask or check the wall. Subtract the fee from the total or pay in cash. If a store says "no", thank them and try again another day with a different clerk.
Helpful details and tips for advanced transactions:
1. Cost: 1K MO fee is usually 88 cents each(Some states limit MO total to 750 or 950 and may have a different fee). Subtract fee from your total or pay in cash. Can buy two 1K MO in one transaction with 4 swipes for 88 cents x 2 in most states. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card.
2. Split payment transcations: You cannot successfully swipe more than 4 cards in a single transaction. If the cashier screws up and enters $50.00 instead of $500.00 (thus making it impossible for 4 swipes to complete the transaction), the transaction will need to be canceled. The funds should return to your cards right away but may take 24 hours, so note the time and person helping you. When a transaction is canceled during the trans, the money returns to the cards. If canceled after, the cash reg drawer opens and they pay you back in cash.
3. Split payment: The amount of each swipe needs to be entered by the cashier. Ask to "split the payment by $$$". The Gebit must have current balance of that amount or more otherwise slip with Error 51 will print out. Warning: (YMMV) It appears (my experience on 3 occasions during prepaid card load and buying MO in 2 different WMs) that after the debit card was charged no cash could be credited back to the card. Cashier should issue cash back. Keep the slip and contact manager if in doubt. Remember date, time and register if no slip.
4. Bad Printer: IF, by chance, you've swiped your GCs successfully, a receipt prints but the MO doesn't, make sure to ask to see the receipt and check near the bottom IF it says CHANGE/REFUND with a negative sign before the amount of GCs you swiped, that means the cashier must give you cash refund. Cashier may have to call for the cash dept manager to verify the refund. Some stores may outright give your cash refund immediately while there are others that will ask you to come back. Think twice before you buy MOs while on vacation or when you're in unknown to you territories for issues like this.
5. Kiosk: Very few Kate's can sell money orders anymore.>>>>Sometime 2016, a lot of WM supercenters have done away with Kate (kiosks that allows loading of prepaids/sell $500 MOs). As of today, MOST, if not ALL WMs, have replaced this with the regular slim ATM to check balance/withdraw money.
6. MCGC liquidation- The cashier should not enter the amount first. Technically they just can't hit enter after entering the amount. Let the CSR know you need to swipe first and switch the payment type to debit, then swipe and hit "Cancel" or "Change Payment" to select "Debit" on the screen, enter the pin and have them enter the amount.
Debit codes PDF
http://www.flyertalk.com/forum/attac...0&d=1461170080
Buying Money Orders at Walmart (2018)
Jun 12, 2018, 12:32 pm
#1126
Join Date: Jan 2017
Posts: 79
Today i tried doing 4 swipes with the mcgcs at my usual WM. Cashier entered the total amount and then allowed me to swipe the 1st card. My Terminal -> cancel -> change to debit -> cashback?(no) - enter pin. Once I entered the pin the the " awaiting confirmation" screen popped up and the cashier touched his screen once and entered $500. Transaction failed with "debit not allowed" error. Any ideas?
Jun 12, 2018, 1:19 pm
#1127
Join Date: Mar 2002
Posts: 224
Today i tried doing 4 swipes with the mcgcs at my usual WM. Cashier entered the total amount and then allowed me to swipe the 1st card. My Terminal -> cancel -> change to debit -> cashback?(no) - enter pin. Once I entered the pin the the " awaiting confirmation" screen popped up and the cashier touched his screen once and entered $500. Transaction failed with "debit not allowed" error. Any ideas?
Jun 12, 2018, 1:45 pm
#1131
Join Date: Jun 2015
Posts: 1,727
Getting my MOs this morning and another MSer was fumbling with his gc.com cards doing billpay. Had them all laid out on the shelf. Good thing it was a money center, so the CSR couldn't get a good look at what was going on. Not sure if the CSR really cared. Got my MOs and went shopping. Got done shopping and was walking by the money center on the way out and that MSer was still there fumbling with his cards. People like that are going to burn any working location that are left. Get your act together, go in and do one or two transaction and get the hell out. Don't make your visit a memorable visit to the CSR.
Jun 12, 2018, 2:14 pm
#1132
Join Date: Jan 2017
Posts: 79
Could be I suppose since I changed the process out of the blue for him. He was a bit hesitant to let me swipe first as he wasnt sure if the system would try to take the full 2K off the card. I'm going to hit up my other 2 locations this evening and see whats going on.These cards are starting to stack up now. Safeway need to get their .... together and get back to variable VGCs next round.
Jun 12, 2018, 4:11 pm
#1133
Suspended
Join Date: Nov 1999
Posts: 24,153
Could be I suppose since I changed the process out of the blue for him. He was a bit hesitant to let me swipe first as he wasnt sure if the system would try to take the full 2K off the card. I'm going to hit up my other 2 locations this evening and see whats going on.These cards are starting to stack up now. Safeway need to get their .... together and get back to variable VGCs next round.
Jun 12, 2018, 4:51 pm
#1134
Join Date: Jan 2012
Programs: Marriott/SPG Plat, Hilton Gold
Posts: 887
Noticed a change when I called in to set PIN on Meta VGC today.
It now says "please wait" after the DDMM, before allowing
you to continue entering the 3-digit security code.
A definite speedump in my ingrained routine.
Stopped at 2 WM attempted to unload, rejected for PIN.
So maybe something is screwball with setting PIN today.
Will try unloads again tomorrow.
It now says "please wait" after the DDMM, before allowing
you to continue entering the 3-digit security code.
A definite speedump in my ingrained routine.
Stopped at 2 WM attempted to unload, rejected for PIN.
So maybe something is screwball with setting PIN today.
Will try unloads again tomorrow.
Jun 12, 2018, 7:08 pm
#1136
Join Date: Oct 2013
Posts: 483
Today i tried doing 4 swipes with the mcgcs at my usual WM. Cashier entered the total amount and then allowed me to swipe the 1st card. My Terminal -> cancel -> change to debit -> cashback?(no) - enter pin. Once I entered the pin the the " awaiting confirmation" screen popped up and the cashier touched his screen once and entered $500. Transaction failed with "debit not allowed" error. Any ideas?
Let the CSR know you need to swipe first and switch the payment type to debit.
Swipe and hit "Cancel" or "Change Payment" to select "Debit" on the screen, enter the pin and have them enter the amount.
Jun 12, 2018, 7:58 pm
#1137
Join Date: Sep 2014
Posts: 1,837
Today i tried doing 4 swipes with the mcgcs at my usual WM. Cashier entered the total amount and then allowed me to swipe the 1st card. My Terminal -> cancel -> change to debit -> cashback?(no) - enter pin. Once I entered the pin the the " awaiting confirmation" screen popped up and the cashier touched his screen once and entered $500. Transaction failed with "debit not allowed" error. Any ideas?
Jun 12, 2018, 9:37 pm
#1139
Join Date: Nov 2015
Posts: 559
Jun 13, 2018, 8:14 am
#1140
Join Date: Jul 2014
Posts: 3,688
another speed bump with GDVGCs
I noticed a new to me speed bump with GDVGC when I bought one in Springfield MO area. Usually, cards are immediately activated but when I checked balance, msg I got was "card number and security code are invalid!". Thought I input numbers wrong so I repeated 3x with same msg 
Since DH took a while at sporting goods, I just went checking aisles for clearance and stuff I can buy for Ibotta. I kept checking balance every 15 min and 30 min after purchase, the card was finally recognized and gave balance. It went through as payment for WM synchrony card.
If this is the new norm for GDs, I'll stick to SGCs.
Since DH took a while at sporting goods, I just went checking aisles for clearance and stuff I can buy for Ibotta. I kept checking balance every 15 min and 30 min after purchase, the card was finally recognized and gave balance. It went through as payment for WM synchrony card.If this is the new norm for GDs, I'll stick to SGCs.