Jan 1, 2018, 10:53 am
Last edit by: wyogold
This is the thread for 2018. The previous discussion can be found here.
The 2019 thread can be found here
New to MO: Read this entire Wiki (Click to open) and all posts for some tips before asking common questions. It is best to know what you are doing before you try.
---------------------------------------------------------------------------------
Tested Gebit cards:
1. DO NOT WORK - Any Vanilla product affiliated with InComm or ITC Financial Services will not work for swipes over $49.99.
2. Visas issued by MetaBank work great.
3. MC issued by US bank work good, but you need to change payment type to debit before they enter the amount in the register. See below for details.
5. Gdot/sun work but take about an hour to activate.
NEW Limits as of 11/18 - 8K with ID every 24 hours. ID required for MO over 1K.
__________________________________________________ __________________________________________
Some tips for starting out:
All WM registers allow 4 debit swipes per transaction, but YMMV per store and cashier. Refer to cards as Debit cards.
Start slow and buy one MO with one Gebit to see how it works. Refer to cards as Debit, only this community calls them Gebits. Your store or cashier may have rules that other stores do not have, only allowing one swipe per trans or up to 4 swipes per trans. Read all the tips below and all the posts below before trying more advanced transactions. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card. Fee: 1K MO or less is usually 88 cents each, but ask or check the wall. Subtract the fee from the total or pay in cash. If a store says "no", thank them and try again another day with a different clerk.
Helpful details and tips for advanced transactions:
1. Cost: 1K MO fee is usually 88 cents each(Some states limit MO total to 750 or 950 and may have a different fee). Subtract fee from your total or pay in cash. Can buy two 1K MO in one transaction with 4 swipes for 88 cents x 2 in most states. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card.
2. Split payment transcations: You cannot successfully swipe more than 4 cards in a single transaction. If the cashier screws up and enters $50.00 instead of $500.00 (thus making it impossible for 4 swipes to complete the transaction), the transaction will need to be canceled. The funds should return to your cards right away but may take 24 hours, so note the time and person helping you. When a transaction is canceled during the trans, the money returns to the cards. If canceled after, the cash reg drawer opens and they pay you back in cash.
3. Split payment: The amount of each swipe needs to be entered by the cashier. Ask to "split the payment by $$$". The Gebit must have current balance of that amount or more otherwise slip with Error 51 will print out. Warning: (YMMV) It appears (my experience on 3 occasions during prepaid card load and buying MO in 2 different WMs) that after the debit card was charged no cash could be credited back to the card. Cashier should issue cash back. Keep the slip and contact manager if in doubt. Remember date, time and register if no slip.
4. Bad Printer: IF, by chance, you've swiped your GCs successfully, a receipt prints but the MO doesn't, make sure to ask to see the receipt and check near the bottom IF it says CHANGE/REFUND with a negative sign before the amount of GCs you swiped, that means the cashier must give you cash refund. Cashier may have to call for the cash dept manager to verify the refund. Some stores may outright give your cash refund immediately while there are others that will ask you to come back. Think twice before you buy MOs while on vacation or when you're in unknown to you territories for issues like this.
5. Kiosk: Very few Kate's can sell money orders anymore.>>>>Sometime 2016, a lot of WM supercenters have done away with Kate (kiosks that allows loading of prepaids/sell $500 MOs). As of today, MOST, if not ALL WMs, have replaced this with the regular slim ATM to check balance/withdraw money.
6. MCGC liquidation- The cashier should not enter the amount first. Technically they just can't hit enter after entering the amount. Let the CSR know you need to swipe first and switch the payment type to debit, then swipe and hit "Cancel" or "Change Payment" to select "Debit" on the screen, enter the pin and have them enter the amount.
Debit codes PDF
http://www.flyertalk.com/forum/attac...0&d=1461170080
The 2019 thread can be found here
New to MO: Read this entire Wiki (Click to open) and all posts for some tips before asking common questions. It is best to know what you are doing before you try.
---------------------------------------------------------------------------------
Tested Gebit cards:
1. DO NOT WORK - Any Vanilla product affiliated with InComm or ITC Financial Services will not work for swipes over $49.99.
2. Visas issued by MetaBank work great.
3. MC issued by US bank work good, but you need to change payment type to debit before they enter the amount in the register. See below for details.
5. Gdot/sun work but take about an hour to activate.
NEW Limits as of 11/18 - 8K with ID every 24 hours. ID required for MO over 1K.
__________________________________________________ __________________________________________
Some tips for starting out:
All WM registers allow 4 debit swipes per transaction, but YMMV per store and cashier. Refer to cards as Debit cards.
Start slow and buy one MO with one Gebit to see how it works. Refer to cards as Debit, only this community calls them Gebits. Your store or cashier may have rules that other stores do not have, only allowing one swipe per trans or up to 4 swipes per trans. Read all the tips below and all the posts below before trying more advanced transactions. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card. Fee: 1K MO or less is usually 88 cents each, but ask or check the wall. Subtract the fee from the total or pay in cash. If a store says "no", thank them and try again another day with a different clerk.
Helpful details and tips for advanced transactions:
1. Cost: 1K MO fee is usually 88 cents each(Some states limit MO total to 750 or 950 and may have a different fee). Subtract fee from your total or pay in cash. Can buy two 1K MO in one transaction with 4 swipes for 88 cents x 2 in most states. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card.
2. Split payment transcations: You cannot successfully swipe more than 4 cards in a single transaction. If the cashier screws up and enters $50.00 instead of $500.00 (thus making it impossible for 4 swipes to complete the transaction), the transaction will need to be canceled. The funds should return to your cards right away but may take 24 hours, so note the time and person helping you. When a transaction is canceled during the trans, the money returns to the cards. If canceled after, the cash reg drawer opens and they pay you back in cash.
3. Split payment: The amount of each swipe needs to be entered by the cashier. Ask to "split the payment by $$$". The Gebit must have current balance of that amount or more otherwise slip with Error 51 will print out. Warning: (YMMV) It appears (my experience on 3 occasions during prepaid card load and buying MO in 2 different WMs) that after the debit card was charged no cash could be credited back to the card. Cashier should issue cash back. Keep the slip and contact manager if in doubt. Remember date, time and register if no slip.
4. Bad Printer: IF, by chance, you've swiped your GCs successfully, a receipt prints but the MO doesn't, make sure to ask to see the receipt and check near the bottom IF it says CHANGE/REFUND with a negative sign before the amount of GCs you swiped, that means the cashier must give you cash refund. Cashier may have to call for the cash dept manager to verify the refund. Some stores may outright give your cash refund immediately while there are others that will ask you to come back. Think twice before you buy MOs while on vacation or when you're in unknown to you territories for issues like this.
5. Kiosk: Very few Kate's can sell money orders anymore.>>>>Sometime 2016, a lot of WM supercenters have done away with Kate (kiosks that allows loading of prepaids/sell $500 MOs). As of today, MOST, if not ALL WMs, have replaced this with the regular slim ATM to check balance/withdraw money.
6. MCGC liquidation- The cashier should not enter the amount first. Technically they just can't hit enter after entering the amount. Let the CSR know you need to swipe first and switch the payment type to debit, then swipe and hit "Cancel" or "Change Payment" to select "Debit" on the screen, enter the pin and have them enter the amount.
Debit codes PDF
http://www.flyertalk.com/forum/attac...0&d=1461170080
Buying Money Orders at Walmart (2018)
May 27, 2018, 1:16 pm
#1037
Join Date: May 2008
Location: PHL (kinda, no airport is really close)
Programs: AA Exp, but not sure for how long. Enterprise Platinum woo-hoo!
Posts: 4,550
My name is redtop and if I could just find a $20 bill on the floor every time I went to WM instead of having to buy and liquidate GC's, I'd be perfectly happy. In other words, I don't give a *#!@& about the hobby, I do it for the money.
May 27, 2018, 1:17 pm
#1038
Join Date: May 2016
Posts: 506
I'm pleased to report a previously hostile WM hired new stuff (Asians) and now liquidating GCs has never been easier at this location.
May 27, 2018, 4:44 pm
#1040
Join Date: May 2016
Posts: 506
Simon girls are easygoing but WM girls are all business.
May 27, 2018, 9:34 pm
#1041
Join Date: Jun 2015
Posts: 1,727
they are concerned with reporting and fulfilling federal and/or state requirements. GCs are supposed to be treated like cash coz no name/master account.
May 27, 2018, 9:37 pm
#1042
Join Date: Jun 2015
Posts: 1,727
Previously hostile wm now friendly again. They require some info but just shows same stores co to ur evolving good and bad
May 27, 2018, 10:19 pm
#1044
Join Date: May 2014
Location: LAX
Programs: AA, UA, DL, NSA, CIA, MIB
Posts: 537
Today I was waiting in line at the MC and spotted a potential MS'er in the wild. When I walked up I also noticed a familiar CSR who previously shot me down. The chances of me getting her were 50/50 so I decided to stay and see it play out. When the potential MS'er got to the counter he slipped the CSR a king size Reeses Peanut Butter Cup, I think, it may have already been there..... and struck up a VERY friendly conversation and asked for a MO and started to pull out cards. I knew I was going to be fine. When he walked away he asked if she would be in tomorrow, she confirmed and he said his good byes to both and called them by name.
This is proof that if you do create a 'relationship' you can successfully get through this and rack up some solid points/miles.
#benice
This is proof that if you do create a 'relationship' you can successfully get through this and rack up some solid points/miles.
#benice
May 27, 2018, 11:14 pm
#1045
Join Date: Feb 2017
Posts: 271
This is proof that if you do create a 'relationship' you can successfully get through this and rack up some solid points/miles. #benice
May 27, 2018, 11:37 pm
#1046
Join Date: Sep 2015
Location: Los Angeles
Posts: 740
Today I was waiting in line at the MC and spotted a potential MS'er in the wild. When I walked up I also noticed a familiar CSR who previously shot me down. The chances of me getting her were 50/50 so I decided to stay and see it play out. When the potential MS'er got to the counter he slipped the CSR a king size Reeses Peanut Butter Cup, I think, it may have already been there..... and struck up a VERY friendly conversation and asked for a MO and started to pull out cards. I knew I was going to be fine. When he walked away he asked if she would be in tomorrow, she confirmed and he said his good byes to both and called them by name.
This is proof that if you do create a 'relationship' you can successfully get through this and rack up some solid points/miles.
#benice
This is proof that if you do create a 'relationship' you can successfully get through this and rack up some solid points/miles.
#benice
May 28, 2018, 9:00 am
#1048
Join Date: Oct 2013
Posts: 1,322
Today I was waiting in line at the MC and spotted a potential MS'er in the wild. When I walked up I also noticed a familiar CSR who previously shot me down. The chances of me getting her were 50/50 so I decided to stay and see it play out. When the potential MS'er got to the counter he slipped the CSR a king size Reeses Peanut Butter Cup, I think, it may have already been there..... and struck up a VERY friendly conversation and asked for a MO and started to pull out cards. I knew I was going to be fine. When he walked away he asked if she would be in tomorrow, she confirmed and he said his good byes to both and called them by name.
This is proof that if you do create a 'relationship' you can successfully get through this and rack up some solid points/miles.
#benice
This is proof that if you do create a 'relationship' you can successfully get through this and rack up some solid points/miles.
#benice
May 28, 2018, 9:42 am
#1049
Join Date: Aug 2009
Posts: 662
walmart runs competitions on who's gets the most positive surveys.
May 28, 2018, 10:16 pm
#1050
Join Date: May 2008
Location: PHL (kinda, no airport is really close)
Programs: AA Exp, but not sure for how long. Enterprise Platinum woo-hoo!
Posts: 4,550
I guess I never looked at the receipt. If there's a survey, I'll take it.
I'm on good terms with the CSR's at both WM and SM. All female except one at SM. I'm a little more friendly with the SM folks, mostly because we have more time. At WM, it's all business and there's always someone in line behind me. (I even make a point of stepping out of the way to fill out the MO's.) At SM, it's 90% people flashing by to ask for a coupon book. I even get them off the hook sometimes - since I'm entitled to a coupon book for each GC bought, if there's a customer who doesn't have the right ID or card or whatever, instead of making them fumble for it I'll say "Give them mine." I don't know if the WM CSR's all knew my name before, but they do now that I'm doing BP.
Still, I have no sense at either place that I would get differential treatment. I think they just do their jobs.
I'm on good terms with the CSR's at both WM and SM. All female except one at SM. I'm a little more friendly with the SM folks, mostly because we have more time. At WM, it's all business and there's always someone in line behind me. (I even make a point of stepping out of the way to fill out the MO's.) At SM, it's 90% people flashing by to ask for a coupon book. I even get them off the hook sometimes - since I'm entitled to a coupon book for each GC bought, if there's a customer who doesn't have the right ID or card or whatever, instead of making them fumble for it I'll say "Give them mine." I don't know if the WM CSR's all knew my name before, but they do now that I'm doing BP.
Still, I have no sense at either place that I would get differential treatment. I think they just do their jobs.