Jan 1, 2018, 10:53 am
Last edit by: wyogold
This is the thread for 2018. The previous discussion can be found here.
The 2019 thread can be found here
New to MO: Read this entire Wiki (Click to open) and all posts for some tips before asking common questions. It is best to know what you are doing before you try.
---------------------------------------------------------------------------------
Tested Gebit cards:
1. DO NOT WORK - Any Vanilla product affiliated with InComm or ITC Financial Services will not work for swipes over $49.99.
2. Visas issued by MetaBank work great.
3. MC issued by US bank work good, but you need to change payment type to debit before they enter the amount in the register. See below for details.
5. Gdot/sun work but take about an hour to activate.
NEW Limits as of 11/18 - 8K with ID every 24 hours. ID required for MO over 1K.
__________________________________________________ __________________________________________
Some tips for starting out:
All WM registers allow 4 debit swipes per transaction, but YMMV per store and cashier. Refer to cards as Debit cards.
Start slow and buy one MO with one Gebit to see how it works. Refer to cards as Debit, only this community calls them Gebits. Your store or cashier may have rules that other stores do not have, only allowing one swipe per trans or up to 4 swipes per trans. Read all the tips below and all the posts below before trying more advanced transactions. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card. Fee: 1K MO or less is usually 88 cents each, but ask or check the wall. Subtract the fee from the total or pay in cash. If a store says "no", thank them and try again another day with a different clerk.
Helpful details and tips for advanced transactions:
1. Cost: 1K MO fee is usually 88 cents each(Some states limit MO total to 750 or 950 and may have a different fee). Subtract fee from your total or pay in cash. Can buy two 1K MO in one transaction with 4 swipes for 88 cents x 2 in most states. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card.
2. Split payment transcations: You cannot successfully swipe more than 4 cards in a single transaction. If the cashier screws up and enters $50.00 instead of $500.00 (thus making it impossible for 4 swipes to complete the transaction), the transaction will need to be canceled. The funds should return to your cards right away but may take 24 hours, so note the time and person helping you. When a transaction is canceled during the trans, the money returns to the cards. If canceled after, the cash reg drawer opens and they pay you back in cash.
3. Split payment: The amount of each swipe needs to be entered by the cashier. Ask to "split the payment by $$$". The Gebit must have current balance of that amount or more otherwise slip with Error 51 will print out. Warning: (YMMV) It appears (my experience on 3 occasions during prepaid card load and buying MO in 2 different WMs) that after the debit card was charged no cash could be credited back to the card. Cashier should issue cash back. Keep the slip and contact manager if in doubt. Remember date, time and register if no slip.
4. Bad Printer: IF, by chance, you've swiped your GCs successfully, a receipt prints but the MO doesn't, make sure to ask to see the receipt and check near the bottom IF it says CHANGE/REFUND with a negative sign before the amount of GCs you swiped, that means the cashier must give you cash refund. Cashier may have to call for the cash dept manager to verify the refund. Some stores may outright give your cash refund immediately while there are others that will ask you to come back. Think twice before you buy MOs while on vacation or when you're in unknown to you territories for issues like this.
5. Kiosk: Very few Kate's can sell money orders anymore.>>>>Sometime 2016, a lot of WM supercenters have done away with Kate (kiosks that allows loading of prepaids/sell $500 MOs). As of today, MOST, if not ALL WMs, have replaced this with the regular slim ATM to check balance/withdraw money.
6. MCGC liquidation- The cashier should not enter the amount first. Technically they just can't hit enter after entering the amount. Let the CSR know you need to swipe first and switch the payment type to debit, then swipe and hit "Cancel" or "Change Payment" to select "Debit" on the screen, enter the pin and have them enter the amount.
Debit codes PDF
http://www.flyertalk.com/forum/attac...0&d=1461170080
The 2019 thread can be found here
New to MO: Read this entire Wiki (Click to open) and all posts for some tips before asking common questions. It is best to know what you are doing before you try.
---------------------------------------------------------------------------------
Tested Gebit cards:
1. DO NOT WORK - Any Vanilla product affiliated with InComm or ITC Financial Services will not work for swipes over $49.99.
2. Visas issued by MetaBank work great.
3. MC issued by US bank work good, but you need to change payment type to debit before they enter the amount in the register. See below for details.
5. Gdot/sun work but take about an hour to activate.
NEW Limits as of 11/18 - 8K with ID every 24 hours. ID required for MO over 1K.
__________________________________________________ __________________________________________
Some tips for starting out:
All WM registers allow 4 debit swipes per transaction, but YMMV per store and cashier. Refer to cards as Debit cards.
Start slow and buy one MO with one Gebit to see how it works. Refer to cards as Debit, only this community calls them Gebits. Your store or cashier may have rules that other stores do not have, only allowing one swipe per trans or up to 4 swipes per trans. Read all the tips below and all the posts below before trying more advanced transactions. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card. Fee: 1K MO or less is usually 88 cents each, but ask or check the wall. Subtract the fee from the total or pay in cash. If a store says "no", thank them and try again another day with a different clerk.
Helpful details and tips for advanced transactions:
1. Cost: 1K MO fee is usually 88 cents each(Some states limit MO total to 750 or 950 and may have a different fee). Subtract fee from your total or pay in cash. Can buy two 1K MO in one transaction with 4 swipes for 88 cents x 2 in most states. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card.
2. Split payment transcations: You cannot successfully swipe more than 4 cards in a single transaction. If the cashier screws up and enters $50.00 instead of $500.00 (thus making it impossible for 4 swipes to complete the transaction), the transaction will need to be canceled. The funds should return to your cards right away but may take 24 hours, so note the time and person helping you. When a transaction is canceled during the trans, the money returns to the cards. If canceled after, the cash reg drawer opens and they pay you back in cash.
3. Split payment: The amount of each swipe needs to be entered by the cashier. Ask to "split the payment by $$$". The Gebit must have current balance of that amount or more otherwise slip with Error 51 will print out. Warning: (YMMV) It appears (my experience on 3 occasions during prepaid card load and buying MO in 2 different WMs) that after the debit card was charged no cash could be credited back to the card. Cashier should issue cash back. Keep the slip and contact manager if in doubt. Remember date, time and register if no slip.
4. Bad Printer: IF, by chance, you've swiped your GCs successfully, a receipt prints but the MO doesn't, make sure to ask to see the receipt and check near the bottom IF it says CHANGE/REFUND with a negative sign before the amount of GCs you swiped, that means the cashier must give you cash refund. Cashier may have to call for the cash dept manager to verify the refund. Some stores may outright give your cash refund immediately while there are others that will ask you to come back. Think twice before you buy MOs while on vacation or when you're in unknown to you territories for issues like this.
5. Kiosk: Very few Kate's can sell money orders anymore.>>>>Sometime 2016, a lot of WM supercenters have done away with Kate (kiosks that allows loading of prepaids/sell $500 MOs). As of today, MOST, if not ALL WMs, have replaced this with the regular slim ATM to check balance/withdraw money.
6. MCGC liquidation- The cashier should not enter the amount first. Technically they just can't hit enter after entering the amount. Let the CSR know you need to swipe first and switch the payment type to debit, then swipe and hit "Cancel" or "Change Payment" to select "Debit" on the screen, enter the pin and have them enter the amount.
Debit codes PDF
http://www.flyertalk.com/forum/attac...0&d=1461170080
Buying Money Orders at Walmart (2018)
May 8, 2018, 3:19 pm
#857
Join Date: Apr 2009
Location: SoCal (ONT), PVD/BOS, JAX, RSW
Programs: AA/US PlatPro & 1.05MM, DL Plat (challenge), UA dirt
Posts: 3,189
May 8, 2018, 7:23 pm
#859
May 8, 2018, 10:15 pm
#860
Join Date: Aug 2009
Posts: 662
i personally have the least amount of success with dining everywhere cards.
May 9, 2018, 8:58 am
#861
Join Date: Jan 2017
Posts: 41
My walmart in the past has never worked with dining anywhere but had no problems with style anywhere or grocery anywhere.
May 10, 2018, 7:09 am
#862
Join Date: Jul 2014
Posts: 3,688
I just noticed something changed in my receipts for buying VGCs, MO and doing BP. I noticed this change sometime last days of April. Previously, when I bought GDVGCs, the last 4 of the barcode showed for each card activated; same is true when paying GCs for MO and WMBP where the last 4 of each card (this is also PIN for GDVGC) used shows on the receipt. Lately, receipts print EFT Debit Pay from Primary; xxx.xx Total Purchase (refers to debit loaded and/or amount paid for MO/BP); Account # xxxx; S REF # 12 digit number; Network ID xxxx; APPR Code 6 digit number; Terminal # alpha numeric code that is the same for card(s) purchased. I have tried to match any of these entries to each GDVGC and nothing matched 
This is in the midW and southern states WMs.
With this change, it has become challenging to match which cards were swiped; when doing B/P, I have started writing with a Sharpie the cards I use to for BP just in case there'll be issues; It'll be difficult finding which cards in a stack since receipts don't show the last 4 that were swiped. Other than this, my go to WMs/NMs are still easy to deal with in terms on MS activities so it's just a matter of adjusting to this development.
This is in the midW and southern states WMs.With this change, it has become challenging to match which cards were swiped; when doing B/P, I have started writing with a Sharpie the cards I use to for BP just in case there'll be issues; It'll be difficult finding which cards in a stack since receipts don't show the last 4 that were swiped. Other than this, my go to WMs/NMs are still easy to deal with in terms on MS activities so it's just a matter of adjusting to this development.
May 10, 2018, 7:43 am
#863
Join Date: Jun 2001
Posts: 779
I just noticed something changed in my receipts for buying VGCs, MO and doing BP. I noticed this change sometime last days of April. Previously, when I bought GDVGCs, the last 4 of the barcode showed for each card activated; same is true when paying GCs for MO and WMBP where the last 4 of each card (this is also PIN for GDVGC) used shows on the receipt. Lately, receipts print EFT Debit Pay from Primary; xxx.xx Total Purchase (refers to debit loaded and/or amount paid for MO/BP); Account # xxxx; S REF # 12 digit number; Network ID xxxx; APPR Code 6 digit number; Terminal # alpha numeric code that is the same for card(s) purchased. I have tried to match any of these entries to each GDVGC and nothing matched This is in the midW and southern states WMs.
With this change, it has become challenging to match which cards were swiped; when doing B/P, I have started writing with a Sharpie the cards I use to for BP just in case there'll be issues; It'll be difficult finding which cards in a stack since receipts don't show the last 4 that were swiped. Other than this, my go to WMs/NMs are still easy to deal with in terms on MS activities so it's just a matter of adjusting to this development.
This is in the midW and southern states WMs.With this change, it has become challenging to match which cards were swiped; when doing B/P, I have started writing with a Sharpie the cards I use to for BP just in case there'll be issues; It'll be difficult finding which cards in a stack since receipts don't show the last 4 that were swiped. Other than this, my go to WMs/NMs are still easy to deal with in terms on MS activities so it's just a matter of adjusting to this development.
May 10, 2018, 8:34 am
#864
Join Date: Mar 2018
Posts: 12
It had been a few months since I bought a MO at WM. Last night got two MOs paying with 4 each $500 vgc. The CSR said she needed to see my ID and the system had me punch in my social, both of which were the first time I've ever had to do. CSR said it was because the amount was "so high." Is this a change that came with the price increase?
May 10, 2018, 10:32 am
#865
Join Date: Oct 2013
Posts: 483
With this change, it has become challenging to match which cards were swiped; when doing B/P, I have started writing with a Sharpie the cards I use to for BP just in case there'll be issues; It'll be difficult finding which cards in a stack since receipts don't show the last 4 that were swiped. Other than this, my go to WMs/NMs are still easy to deal with in terms on MS activities so it's just a matter of adjusting to this development.
May 10, 2018, 10:54 am
#866
Join Date: Oct 2017
Programs: Lots
Posts: 320
It had been a few months since I bought a MO at WM. Last night got two MOs paying with 4 each $500 vgc. The CSR said she needed to see my ID and the system had me punch in my social, both of which were the first time I've ever had to do. CSR said it was because the amount was "so high." Is this a change that came with the price increase?
May 10, 2018, 11:54 am
#867
Join Date: Jul 2014
Posts: 3,688
I just checked my receipts and did reloading of prepaids and WMBP and check those numbers and it matched the last 4 of the GDVGCs. I'm glad you pointed it out since they changed the way receipts prints without the asterisks for the last 4 of the cards used to load/buy MO or WMBP.
May 10, 2018, 1:15 pm
#868
Join Date: Jul 2014
Posts: 3,688
It had been a few months since I bought a MO at WM. Last night got two MOs paying with 4 each $500 vgc. The CSR said she needed to see my ID and the system had me punch in my social, both of which were the first time I've ever had to do. CSR said it was because the amount was "so high." Is this a change that came with the price increase?
Cashier didn't have to submit such form but we don't know what triggered her to do so. These forms are usually filled when a customer is asking for multiple separate transactions consisting of MO and/or WMBP that go over $3K. Your $2K transaction is not high so there must be other reasons, only she knows and what check boxes she clicked under the Why tab of MSAR form.
I don't think eMSAR has anything to do with price increase since there are stores that have retained their prices, there are even those that decreased MO to 25 cents. Hopefully, they don't fax these forms for MO/WMBP they deem "too high".
If this is just a one time thing, I don't think you should worry about it.
May 10, 2018, 1:25 pm
#869
Join Date: Jun 2001
Posts: 779
TYVM ^
I just checked my receipts and did reloading of prepaids and WMBP and check those numbers and it matched the last 4 of the GDVGCs. I'm glad you pointed it out since they changed the way receipts prints without the asterisks for the last 4 of the cards used to load/buy MO or WMBP.
I just checked my receipts and did reloading of prepaids and WMBP and check those numbers and it matched the last 4 of the GDVGCs. I'm glad you pointed it out since they changed the way receipts prints without the asterisks for the last 4 of the cards used to load/buy MO or WMBP.
