Jan 1, 2018, 10:53 am
Last edit by: wyogold
This is the thread for 2018. The previous discussion can be found here.
The 2019 thread can be found here
New to MO: Read this entire Wiki (Click to open) and all posts for some tips before asking common questions. It is best to know what you are doing before you try.
---------------------------------------------------------------------------------
Tested Gebit cards:
1. DO NOT WORK - Any Vanilla product affiliated with InComm or ITC Financial Services will not work for swipes over $49.99.
2. Visas issued by MetaBank work great.
3. MC issued by US bank work good, but you need to change payment type to debit before they enter the amount in the register. See below for details.
5. Gdot/sun work but take about an hour to activate.
NEW Limits as of 11/18 - 8K with ID every 24 hours. ID required for MO over 1K.
__________________________________________________ __________________________________________
Some tips for starting out:
All WM registers allow 4 debit swipes per transaction, but YMMV per store and cashier. Refer to cards as Debit cards.
Start slow and buy one MO with one Gebit to see how it works. Refer to cards as Debit, only this community calls them Gebits. Your store or cashier may have rules that other stores do not have, only allowing one swipe per trans or up to 4 swipes per trans. Read all the tips below and all the posts below before trying more advanced transactions. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card. Fee: 1K MO or less is usually 88 cents each, but ask or check the wall. Subtract the fee from the total or pay in cash. If a store says "no", thank them and try again another day with a different clerk.
Helpful details and tips for advanced transactions:
1. Cost: 1K MO fee is usually 88 cents each(Some states limit MO total to 750 or 950 and may have a different fee). Subtract fee from your total or pay in cash. Can buy two 1K MO in one transaction with 4 swipes for 88 cents x 2 in most states. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card.
2. Split payment transcations: You cannot successfully swipe more than 4 cards in a single transaction. If the cashier screws up and enters $50.00 instead of $500.00 (thus making it impossible for 4 swipes to complete the transaction), the transaction will need to be canceled. The funds should return to your cards right away but may take 24 hours, so note the time and person helping you. When a transaction is canceled during the trans, the money returns to the cards. If canceled after, the cash reg drawer opens and they pay you back in cash.
3. Split payment: The amount of each swipe needs to be entered by the cashier. Ask to "split the payment by $$$". The Gebit must have current balance of that amount or more otherwise slip with Error 51 will print out. Warning: (YMMV) It appears (my experience on 3 occasions during prepaid card load and buying MO in 2 different WMs) that after the debit card was charged no cash could be credited back to the card. Cashier should issue cash back. Keep the slip and contact manager if in doubt. Remember date, time and register if no slip.
4. Bad Printer: IF, by chance, you've swiped your GCs successfully, a receipt prints but the MO doesn't, make sure to ask to see the receipt and check near the bottom IF it says CHANGE/REFUND with a negative sign before the amount of GCs you swiped, that means the cashier must give you cash refund. Cashier may have to call for the cash dept manager to verify the refund. Some stores may outright give your cash refund immediately while there are others that will ask you to come back. Think twice before you buy MOs while on vacation or when you're in unknown to you territories for issues like this.
5. Kiosk: Very few Kate's can sell money orders anymore.>>>>Sometime 2016, a lot of WM supercenters have done away with Kate (kiosks that allows loading of prepaids/sell $500 MOs). As of today, MOST, if not ALL WMs, have replaced this with the regular slim ATM to check balance/withdraw money.
6. MCGC liquidation- The cashier should not enter the amount first. Technically they just can't hit enter after entering the amount. Let the CSR know you need to swipe first and switch the payment type to debit, then swipe and hit "Cancel" or "Change Payment" to select "Debit" on the screen, enter the pin and have them enter the amount.
Debit codes PDF
http://www.flyertalk.com/forum/attac...0&d=1461170080
The 2019 thread can be found here
New to MO: Read this entire Wiki (Click to open) and all posts for some tips before asking common questions. It is best to know what you are doing before you try.
---------------------------------------------------------------------------------
Tested Gebit cards:
1. DO NOT WORK - Any Vanilla product affiliated with InComm or ITC Financial Services will not work for swipes over $49.99.
2. Visas issued by MetaBank work great.
3. MC issued by US bank work good, but you need to change payment type to debit before they enter the amount in the register. See below for details.
5. Gdot/sun work but take about an hour to activate.
NEW Limits as of 11/18 - 8K with ID every 24 hours. ID required for MO over 1K.
__________________________________________________ __________________________________________
Some tips for starting out:
All WM registers allow 4 debit swipes per transaction, but YMMV per store and cashier. Refer to cards as Debit cards.
Start slow and buy one MO with one Gebit to see how it works. Refer to cards as Debit, only this community calls them Gebits. Your store or cashier may have rules that other stores do not have, only allowing one swipe per trans or up to 4 swipes per trans. Read all the tips below and all the posts below before trying more advanced transactions. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card. Fee: 1K MO or less is usually 88 cents each, but ask or check the wall. Subtract the fee from the total or pay in cash. If a store says "no", thank them and try again another day with a different clerk.
Helpful details and tips for advanced transactions:
1. Cost: 1K MO fee is usually 88 cents each(Some states limit MO total to 750 or 950 and may have a different fee). Subtract fee from your total or pay in cash. Can buy two 1K MO in one transaction with 4 swipes for 88 cents x 2 in most states. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card.
2. Split payment transcations: You cannot successfully swipe more than 4 cards in a single transaction. If the cashier screws up and enters $50.00 instead of $500.00 (thus making it impossible for 4 swipes to complete the transaction), the transaction will need to be canceled. The funds should return to your cards right away but may take 24 hours, so note the time and person helping you. When a transaction is canceled during the trans, the money returns to the cards. If canceled after, the cash reg drawer opens and they pay you back in cash.
3. Split payment: The amount of each swipe needs to be entered by the cashier. Ask to "split the payment by $$$". The Gebit must have current balance of that amount or more otherwise slip with Error 51 will print out. Warning: (YMMV) It appears (my experience on 3 occasions during prepaid card load and buying MO in 2 different WMs) that after the debit card was charged no cash could be credited back to the card. Cashier should issue cash back. Keep the slip and contact manager if in doubt. Remember date, time and register if no slip.
4. Bad Printer: IF, by chance, you've swiped your GCs successfully, a receipt prints but the MO doesn't, make sure to ask to see the receipt and check near the bottom IF it says CHANGE/REFUND with a negative sign before the amount of GCs you swiped, that means the cashier must give you cash refund. Cashier may have to call for the cash dept manager to verify the refund. Some stores may outright give your cash refund immediately while there are others that will ask you to come back. Think twice before you buy MOs while on vacation or when you're in unknown to you territories for issues like this.
5. Kiosk: Very few Kate's can sell money orders anymore.>>>>Sometime 2016, a lot of WM supercenters have done away with Kate (kiosks that allows loading of prepaids/sell $500 MOs). As of today, MOST, if not ALL WMs, have replaced this with the regular slim ATM to check balance/withdraw money.
6. MCGC liquidation- The cashier should not enter the amount first. Technically they just can't hit enter after entering the amount. Let the CSR know you need to swipe first and switch the payment type to debit, then swipe and hit "Cancel" or "Change Payment" to select "Debit" on the screen, enter the pin and have them enter the amount.
Debit codes PDF
http://www.flyertalk.com/forum/attac...0&d=1461170080
Buying Money Orders at Walmart (2018)
Feb 12, 2018, 9:32 pm
#331
Join Date: Dec 2008
Location: DUB-BOS
Programs: various
Posts: 3,683
I went back to a Walmart store where, last month, a friendly manager told me "the system" could only process one swipe per money order. I think she's just being extra careful. But is it possible that her system could actually have this restriction? It's not a huge deal to me (although it cost me 70 cents because I had two $500 GCs), but it will be an annoyance if Staples starts promo-ing $200 Visas again. Sadly, I only have one convenient Walmart so I can't easily shop around. And getting rid of $200s in supermarkets always feels sketchy.
can use regular registrar at WM rather than the MC
Feb 13, 2018, 9:21 am
#333
Join Date: Dec 2005
Location: South Florida
Programs: AA EXP, HH Diamond, Marriott Platinium
Posts: 1,334
My local WM which has been using the new or old system (it depends of the employee) starting asking for DL and the card. I'm a regular at this store so they knew I shouldn't have any problem giving my information, but told me some customers are getting mad and requesting to speak with a manager. This was yesterday and I they didn't require that 2 days ago but I was told there is a new store manager.
Feb 13, 2018, 12:21 pm
#335
Join Date: Dec 2008
Location: DUB-BOS
Programs: various
Posts: 3,683
Feb 13, 2018, 12:24 pm
#336
Join Date: Dec 2008
Location: DUB-BOS
Programs: various
Posts: 3,683
DP - Had a new process today. Single Swipe MO with $500 Meta. MO came out with no 'Gift' language, yet I got 2 receipts (versus 3 earlier this week). Did not have to sign the small receipt. CSR did not have to enter numbers at her end
Feb 13, 2018, 3:46 pm
#337
Join Date: Oct 2017
Programs: Lots
Posts: 320
Is there a website that you can check if a MG MO was deposited? I had my Everb@nk checking account shut down late last year, and I used it heavily for mobile MO deposits. Have a stack of MOs laying around, and was wondering if there’s a way to check if they were all successfully deposited like we can check if VGC balances were all used.
Feb 13, 2018, 4:07 pm
#338
Join Date: Sep 2009
Posts: 2,828
Is there a website that you can check if a MG MO was deposited? I had my Everb@nk checking account shut down late last year, and I used it heavily for mobile MO deposits. Have a stack of MOs laying around, and was wondering if there’s a way to check if they were all successfully deposited like we can check if VGC balances were all used.
Feb 14, 2018, 8:52 am
#339
Join Date: Oct 2010
Location: DFW
Posts: 683
Same here. I was actually at this WM yesterday and had to sign the receipt and gift cert showed up. This morning not signature needed and no gift cert on MO. Got the two receipts like you did as well. Looks like they fixed it.
Feb 15, 2018, 9:04 am
#340
Join Date: Mar 2016
Location: North Texas
Programs: SWA A-List, Marriott Platinum, Hilton Gold
Posts: 188
Isn't this just the CSR choosing to use the "old" system rather than the new one? I've seen different CSR's switching back and forth between the 2 systems randomly for the past few weeks.
Feb 15, 2018, 9:39 am
#341
Join Date: May 2014
Location: LAX
Programs: AA, UA, DL, NSA, CIA, MIB
Posts: 537
Tuesday I walked into the Ralph's near my work and saw only 4 VGCs on the rack. I knew I should have gotten all of them but I decided to pick up only 2 with the thinking I'd swing by today to get the other 2.
Today - they're gone.
Next time I'm presented with that option I'll be picking up all 4!
Today - they're gone.
Next time I'm presented with that option I'll be picking up all 4!
Feb 15, 2018, 9:44 am
#342
Join Date: Sep 2016
Posts: 196
Tuesday I walked into the Ralph's near my work and saw only 4 VGCs on the rack. I knew I should have gotten all of them but I decided to pick up only 2 with the thinking I'd swing by today to get the other 2.
Today - they're gone.
Next time I'm presented with that option I'll be picking up all 4!
Today - they're gone.
Next time I'm presented with that option I'll be picking up all 4!
Feb 15, 2018, 10:44 am
#343
Join Date: May 2014
Location: LAX
Programs: AA, UA, DL, NSA, CIA, MIB
Posts: 537
Feb 15, 2018, 11:43 am
#344
Join Date: Sep 2015
Programs: SPG Plat, SWA Companion Pass, United Silver
Posts: 186
Tuesday I walked into the Ralph's near my work and saw only 4 VGCs on the rack. I knew I should have gotten all of them but I decided to pick up only 2 with the thinking I'd swing by today to get the other 2.
Today - they're gone.
Next time I'm presented with that option I'll be picking up all 4!
Today - they're gone.
Next time I'm presented with that option I'll be picking up all 4!
Feb 15, 2018, 11:58 am
#345
Join Date: May 2014
Location: LAX
Programs: AA, UA, DL, NSA, CIA, MIB
Posts: 537
I can't find a Vons that will sell me metas. I must be looking in the wrong class of neighborhoods.