Jan 1, 2018, 10:53 am
Last edit by: wyogold
This is the thread for 2018. The previous discussion can be found here.
The 2019 thread can be found here
New to MO: Read this entire Wiki (Click to open) and all posts for some tips before asking common questions. It is best to know what you are doing before you try.
---------------------------------------------------------------------------------
Tested Gebit cards:
1. DO NOT WORK - Any Vanilla product affiliated with InComm or ITC Financial Services will not work for swipes over $49.99.
2. Visas issued by MetaBank work great.
3. MC issued by US bank work good, but you need to change payment type to debit before they enter the amount in the register. See below for details.
5. Gdot/sun work but take about an hour to activate.
NEW Limits as of 11/18 - 8K with ID every 24 hours. ID required for MO over 1K.
__________________________________________________ __________________________________________
Some tips for starting out:
All WM registers allow 4 debit swipes per transaction, but YMMV per store and cashier. Refer to cards as Debit cards.
Start slow and buy one MO with one Gebit to see how it works. Refer to cards as Debit, only this community calls them Gebits. Your store or cashier may have rules that other stores do not have, only allowing one swipe per trans or up to 4 swipes per trans. Read all the tips below and all the posts below before trying more advanced transactions. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card. Fee: 1K MO or less is usually 88 cents each, but ask or check the wall. Subtract the fee from the total or pay in cash. If a store says "no", thank them and try again another day with a different clerk.
Helpful details and tips for advanced transactions:
1. Cost: 1K MO fee is usually 88 cents each(Some states limit MO total to 750 or 950 and may have a different fee). Subtract fee from your total or pay in cash. Can buy two 1K MO in one transaction with 4 swipes for 88 cents x 2 in most states. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card.
2. Split payment transcations: You cannot successfully swipe more than 4 cards in a single transaction. If the cashier screws up and enters $50.00 instead of $500.00 (thus making it impossible for 4 swipes to complete the transaction), the transaction will need to be canceled. The funds should return to your cards right away but may take 24 hours, so note the time and person helping you. When a transaction is canceled during the trans, the money returns to the cards. If canceled after, the cash reg drawer opens and they pay you back in cash.
3. Split payment: The amount of each swipe needs to be entered by the cashier. Ask to "split the payment by $$$". The Gebit must have current balance of that amount or more otherwise slip with Error 51 will print out. Warning: (YMMV) It appears (my experience on 3 occasions during prepaid card load and buying MO in 2 different WMs) that after the debit card was charged no cash could be credited back to the card. Cashier should issue cash back. Keep the slip and contact manager if in doubt. Remember date, time and register if no slip.
4. Bad Printer: IF, by chance, you've swiped your GCs successfully, a receipt prints but the MO doesn't, make sure to ask to see the receipt and check near the bottom IF it says CHANGE/REFUND with a negative sign before the amount of GCs you swiped, that means the cashier must give you cash refund. Cashier may have to call for the cash dept manager to verify the refund. Some stores may outright give your cash refund immediately while there are others that will ask you to come back. Think twice before you buy MOs while on vacation or when you're in unknown to you territories for issues like this.
5. Kiosk: Very few Kate's can sell money orders anymore.>>>>Sometime 2016, a lot of WM supercenters have done away with Kate (kiosks that allows loading of prepaids/sell $500 MOs). As of today, MOST, if not ALL WMs, have replaced this with the regular slim ATM to check balance/withdraw money.
6. MCGC liquidation- The cashier should not enter the amount first. Technically they just can't hit enter after entering the amount. Let the CSR know you need to swipe first and switch the payment type to debit, then swipe and hit "Cancel" or "Change Payment" to select "Debit" on the screen, enter the pin and have them enter the amount.
Debit codes PDF
http://www.flyertalk.com/forum/attac...0&d=1461170080
The 2019 thread can be found here
New to MO: Read this entire Wiki (Click to open) and all posts for some tips before asking common questions. It is best to know what you are doing before you try.
---------------------------------------------------------------------------------
Tested Gebit cards:
1. DO NOT WORK - Any Vanilla product affiliated with InComm or ITC Financial Services will not work for swipes over $49.99.
2. Visas issued by MetaBank work great.
3. MC issued by US bank work good, but you need to change payment type to debit before they enter the amount in the register. See below for details.
5. Gdot/sun work but take about an hour to activate.
NEW Limits as of 11/18 - 8K with ID every 24 hours. ID required for MO over 1K.
__________________________________________________ __________________________________________
Some tips for starting out:
All WM registers allow 4 debit swipes per transaction, but YMMV per store and cashier. Refer to cards as Debit cards.
Start slow and buy one MO with one Gebit to see how it works. Refer to cards as Debit, only this community calls them Gebits. Your store or cashier may have rules that other stores do not have, only allowing one swipe per trans or up to 4 swipes per trans. Read all the tips below and all the posts below before trying more advanced transactions. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card. Fee: 1K MO or less is usually 88 cents each, but ask or check the wall. Subtract the fee from the total or pay in cash. If a store says "no", thank them and try again another day with a different clerk.
Helpful details and tips for advanced transactions:
1. Cost: 1K MO fee is usually 88 cents each(Some states limit MO total to 750 or 950 and may have a different fee). Subtract fee from your total or pay in cash. Can buy two 1K MO in one transaction with 4 swipes for 88 cents x 2 in most states. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card.
2. Split payment transcations: You cannot successfully swipe more than 4 cards in a single transaction. If the cashier screws up and enters $50.00 instead of $500.00 (thus making it impossible for 4 swipes to complete the transaction), the transaction will need to be canceled. The funds should return to your cards right away but may take 24 hours, so note the time and person helping you. When a transaction is canceled during the trans, the money returns to the cards. If canceled after, the cash reg drawer opens and they pay you back in cash.
3. Split payment: The amount of each swipe needs to be entered by the cashier. Ask to "split the payment by $$$". The Gebit must have current balance of that amount or more otherwise slip with Error 51 will print out. Warning: (YMMV) It appears (my experience on 3 occasions during prepaid card load and buying MO in 2 different WMs) that after the debit card was charged no cash could be credited back to the card. Cashier should issue cash back. Keep the slip and contact manager if in doubt. Remember date, time and register if no slip.
4. Bad Printer: IF, by chance, you've swiped your GCs successfully, a receipt prints but the MO doesn't, make sure to ask to see the receipt and check near the bottom IF it says CHANGE/REFUND with a negative sign before the amount of GCs you swiped, that means the cashier must give you cash refund. Cashier may have to call for the cash dept manager to verify the refund. Some stores may outright give your cash refund immediately while there are others that will ask you to come back. Think twice before you buy MOs while on vacation or when you're in unknown to you territories for issues like this.
5. Kiosk: Very few Kate's can sell money orders anymore.>>>>Sometime 2016, a lot of WM supercenters have done away with Kate (kiosks that allows loading of prepaids/sell $500 MOs). As of today, MOST, if not ALL WMs, have replaced this with the regular slim ATM to check balance/withdraw money.
6. MCGC liquidation- The cashier should not enter the amount first. Technically they just can't hit enter after entering the amount. Let the CSR know you need to swipe first and switch the payment type to debit, then swipe and hit "Cancel" or "Change Payment" to select "Debit" on the screen, enter the pin and have them enter the amount.
Debit codes PDF
http://www.flyertalk.com/forum/attac...0&d=1461170080
Buying Money Orders at Walmart (2018)
Feb 10, 2018, 12:11 pm
#316
Join Date: Jul 2013
Posts: 1,784
Wow!
Start Here.
Start Here.
I'm far from a nooby, but I thought I'd check your link to see if there was anything there that I didn't know. For me at least, it leads to "page not found".
Feb 10, 2018, 12:22 pm
#317
Join Date: Jul 2013
Posts: 1,784
No need to be so rude. OP is asking for help. We've all been there, and I remember it's not at all clear when you start out where to find what you need to learn. It's not 'spoon feeding' to direct someone to places to learn the basics. Like in this case, making sure they know there is a thread on basic MS.
Current thread:
New to Manufactured Spending? Start here(2017-2018)
Previous thread:
New to Manufactured Spending? Start Here (2016)
And of course the advice above from Mamibear to call the GC CSR was excellent !
Current thread:
New to Manufactured Spending? Start here(2017-2018)
Previous thread:
New to Manufactured Spending? Start Here (2016)
And of course the advice above from Mamibear to call the GC CSR was excellent !
Feb 10, 2018, 9:21 pm
#318
Join Date: May 2014
Location: SoCal
Posts: 2,164
Feb 11, 2018, 6:58 am
#319
Join Date: Feb 2015
Posts: 595
i was referring him to this link
New to Manufactured Spending? Start here(2017-2018)
New to Manufactured Spending? Start here(2017-2018)
NM
Feb 11, 2018, 6:56 pm
#320
FlyerTalk Evangelist
Join Date: Jul 2008
Location: IAH
Programs: DL DM, Hyatt Ist-iest, Stariott Platinum, Hilton Diamond
Posts: 12,790
Stopped by my normal WM today, They have already switched back to the old system. Also as I was looking at my receipt, at the top where it lists the store manager, the manager is named as "XXX TBD". Guess somebody quit or got let go 
On the plus side the Moneycenter girl was one I've seen a few times. Pretty cute for a WM employee too. ^
On the plus side the Moneycenter girl was one I've seen a few times. Pretty cute for a WM employee too. ^
Feb 11, 2018, 7:37 pm
#321
Join Date: Sep 2015
Posts: 305
I was getting 2 MO (4 x $500) today at my go to WM, and it looked like they switched to the new system because I had to sign a little slip of paper and there was "gift certificate" printed on the MOs.
Then - even though I rarely do this, but since it was slow (just one other person in line) and I had an employee who knows me as regular, I asked for another MO for $900 (3x $300). The employee said "sure", but then he said "oh, I have no patience for this machine!", and so my next MO came out the "old-fashioned way" - with no slips to sign and no "gift certificate" printed across. So I think now that they can switch at will between "new" and "old" systems.
Then - even though I rarely do this, but since it was slow (just one other person in line) and I had an employee who knows me as regular, I asked for another MO for $900 (3x $300). The employee said "sure", but then he said "oh, I have no patience for this machine!", and so my next MO came out the "old-fashioned way" - with no slips to sign and no "gift certificate" printed across. So I think now that they can switch at will between "new" and "old" systems.
Feb 11, 2018, 9:17 pm
#324
Join Date: Oct 2009
Location: EUG BKK
Programs: Zero Status Nexus
Posts: 432
Feb 12, 2018, 11:34 am
#325
Join Date: Sep 2015
Programs: SPG Plat, SWA Companion Pass, United Silver
Posts: 186
.
Feb 12, 2018, 2:35 pm
#326
FlyerTalk Evangelist
Join Date: Mar 2000
Posts: 17,421
I went back to a Walmart store where, last month, a friendly manager told me "the system" could only process one swipe per money order. I think she's just being extra careful. But is it possible that her system could actually have this restriction? It's not a huge deal to me (although it cost me 70 cents because I had two $500 GCs), but it will be an annoyance if Staples starts promo-ing $200 Visas again. Sadly, I only have one convenient Walmart so I can't easily shop around. And getting rid of $200s in supermarkets always feels sketchy.
Feb 12, 2018, 5:25 pm
#328
Join Date: May 2014
Location: SoCal
Posts: 2,164
I was getting 2 MO (4 x $500) today at my go to WM, and it looked like they switched to the new system because I had to sign a little slip of paper and there was "gift certificate" printed on the MOs.
Then - even though I rarely do this, but since it was slow (just one other person in line) and I had an employee who knows me as regular, I asked for another MO for $900 (3x $300). The employee said "sure", but then he said "oh, I have no patience for this machine!", and so my next MO came out the "old-fashioned way" - with no slips to sign and no "gift certificate" printed across. So I think now that they can switch at will between "new" and "old" systems.
Then - even though I rarely do this, but since it was slow (just one other person in line) and I had an employee who knows me as regular, I asked for another MO for $900 (3x $300). The employee said "sure", but then he said "oh, I have no patience for this machine!", and so my next MO came out the "old-fashioned way" - with no slips to sign and no "gift certificate" printed across. So I think now that they can switch at will between "new" and "old" systems.
Feb 12, 2018, 5:27 pm
#329
Join Date: May 2014
Location: SoCal
Posts: 2,164
]I went back to a Walmart store where, last month, a friendly manager told me "the system" could only process one swipe per money order. I think she's just being extra careful. But is it possible that her system could actually have this restriction? It's not a huge deal to me (although it cost me 70 cents because I had two $500 GCs), but it will be an annoyance if Staples starts promo-ing $200 Visas again. Sadly, I only have one convenient Walmart so I can't easily shop around. And getting rid of $200s in supermarkets always feels sketchy.
Feb 12, 2018, 9:31 pm
#330
Join Date: Oct 2009
Location: EUG BKK
Programs: Zero Status Nexus
Posts: 432
I was able to get the usual 2 MO's with 4 swipes under the new system without a hiccup but since then the CSR's has reverted back to the old system, it's definitely quicker this way.