Jan 1, 2018, 10:53 am
Last edit by: wyogold
This is the thread for 2018. The previous discussion can be found here.
The 2019 thread can be found here
New to MO: Read this entire Wiki (Click to open) and all posts for some tips before asking common questions. It is best to know what you are doing before you try.
---------------------------------------------------------------------------------
Tested Gebit cards:
1. DO NOT WORK - Any Vanilla product affiliated with InComm or ITC Financial Services will not work for swipes over $49.99.
2. Visas issued by MetaBank work great.
3. MC issued by US bank work good, but you need to change payment type to debit before they enter the amount in the register. See below for details.
5. Gdot/sun work but take about an hour to activate.
NEW Limits as of 11/18 - 8K with ID every 24 hours. ID required for MO over 1K.
__________________________________________________ __________________________________________
Some tips for starting out:
All WM registers allow 4 debit swipes per transaction, but YMMV per store and cashier. Refer to cards as Debit cards.
Start slow and buy one MO with one Gebit to see how it works. Refer to cards as Debit, only this community calls them Gebits. Your store or cashier may have rules that other stores do not have, only allowing one swipe per trans or up to 4 swipes per trans. Read all the tips below and all the posts below before trying more advanced transactions. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card. Fee: 1K MO or less is usually 88 cents each, but ask or check the wall. Subtract the fee from the total or pay in cash. If a store says "no", thank them and try again another day with a different clerk.
Helpful details and tips for advanced transactions:
1. Cost: 1K MO fee is usually 88 cents each(Some states limit MO total to 750 or 950 and may have a different fee). Subtract fee from your total or pay in cash. Can buy two 1K MO in one transaction with 4 swipes for 88 cents x 2 in most states. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card.
2. Split payment transcations: You cannot successfully swipe more than 4 cards in a single transaction. If the cashier screws up and enters $50.00 instead of $500.00 (thus making it impossible for 4 swipes to complete the transaction), the transaction will need to be canceled. The funds should return to your cards right away but may take 24 hours, so note the time and person helping you. When a transaction is canceled during the trans, the money returns to the cards. If canceled after, the cash reg drawer opens and they pay you back in cash.
3. Split payment: The amount of each swipe needs to be entered by the cashier. Ask to "split the payment by $$$". The Gebit must have current balance of that amount or more otherwise slip with Error 51 will print out. Warning: (YMMV) It appears (my experience on 3 occasions during prepaid card load and buying MO in 2 different WMs) that after the debit card was charged no cash could be credited back to the card. Cashier should issue cash back. Keep the slip and contact manager if in doubt. Remember date, time and register if no slip.
4. Bad Printer: IF, by chance, you've swiped your GCs successfully, a receipt prints but the MO doesn't, make sure to ask to see the receipt and check near the bottom IF it says CHANGE/REFUND with a negative sign before the amount of GCs you swiped, that means the cashier must give you cash refund. Cashier may have to call for the cash dept manager to verify the refund. Some stores may outright give your cash refund immediately while there are others that will ask you to come back. Think twice before you buy MOs while on vacation or when you're in unknown to you territories for issues like this.
5. Kiosk: Very few Kate's can sell money orders anymore.>>>>Sometime 2016, a lot of WM supercenters have done away with Kate (kiosks that allows loading of prepaids/sell $500 MOs). As of today, MOST, if not ALL WMs, have replaced this with the regular slim ATM to check balance/withdraw money.
6. MCGC liquidation- The cashier should not enter the amount first. Technically they just can't hit enter after entering the amount. Let the CSR know you need to swipe first and switch the payment type to debit, then swipe and hit "Cancel" or "Change Payment" to select "Debit" on the screen, enter the pin and have them enter the amount.
Debit codes PDF
http://www.flyertalk.com/forum/attac...0&d=1461170080
The 2019 thread can be found here
New to MO: Read this entire Wiki (Click to open) and all posts for some tips before asking common questions. It is best to know what you are doing before you try.
---------------------------------------------------------------------------------
Tested Gebit cards:
1. DO NOT WORK - Any Vanilla product affiliated with InComm or ITC Financial Services will not work for swipes over $49.99.
2. Visas issued by MetaBank work great.
3. MC issued by US bank work good, but you need to change payment type to debit before they enter the amount in the register. See below for details.
5. Gdot/sun work but take about an hour to activate.
NEW Limits as of 11/18 - 8K with ID every 24 hours. ID required for MO over 1K.
__________________________________________________ __________________________________________
Some tips for starting out:
All WM registers allow 4 debit swipes per transaction, but YMMV per store and cashier. Refer to cards as Debit cards.
Start slow and buy one MO with one Gebit to see how it works. Refer to cards as Debit, only this community calls them Gebits. Your store or cashier may have rules that other stores do not have, only allowing one swipe per trans or up to 4 swipes per trans. Read all the tips below and all the posts below before trying more advanced transactions. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card. Fee: 1K MO or less is usually 88 cents each, but ask or check the wall. Subtract the fee from the total or pay in cash. If a store says "no", thank them and try again another day with a different clerk.
Helpful details and tips for advanced transactions:
1. Cost: 1K MO fee is usually 88 cents each(Some states limit MO total to 750 or 950 and may have a different fee). Subtract fee from your total or pay in cash. Can buy two 1K MO in one transaction with 4 swipes for 88 cents x 2 in most states. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card.
2. Split payment transcations: You cannot successfully swipe more than 4 cards in a single transaction. If the cashier screws up and enters $50.00 instead of $500.00 (thus making it impossible for 4 swipes to complete the transaction), the transaction will need to be canceled. The funds should return to your cards right away but may take 24 hours, so note the time and person helping you. When a transaction is canceled during the trans, the money returns to the cards. If canceled after, the cash reg drawer opens and they pay you back in cash.
3. Split payment: The amount of each swipe needs to be entered by the cashier. Ask to "split the payment by $$$". The Gebit must have current balance of that amount or more otherwise slip with Error 51 will print out. Warning: (YMMV) It appears (my experience on 3 occasions during prepaid card load and buying MO in 2 different WMs) that after the debit card was charged no cash could be credited back to the card. Cashier should issue cash back. Keep the slip and contact manager if in doubt. Remember date, time and register if no slip.
4. Bad Printer: IF, by chance, you've swiped your GCs successfully, a receipt prints but the MO doesn't, make sure to ask to see the receipt and check near the bottom IF it says CHANGE/REFUND with a negative sign before the amount of GCs you swiped, that means the cashier must give you cash refund. Cashier may have to call for the cash dept manager to verify the refund. Some stores may outright give your cash refund immediately while there are others that will ask you to come back. Think twice before you buy MOs while on vacation or when you're in unknown to you territories for issues like this.
5. Kiosk: Very few Kate's can sell money orders anymore.>>>>Sometime 2016, a lot of WM supercenters have done away with Kate (kiosks that allows loading of prepaids/sell $500 MOs). As of today, MOST, if not ALL WMs, have replaced this with the regular slim ATM to check balance/withdraw money.
6. MCGC liquidation- The cashier should not enter the amount first. Technically they just can't hit enter after entering the amount. Let the CSR know you need to swipe first and switch the payment type to debit, then swipe and hit "Cancel" or "Change Payment" to select "Debit" on the screen, enter the pin and have them enter the amount.
Debit codes PDF
http://www.flyertalk.com/forum/attac...0&d=1461170080
Buying Money Orders at Walmart (2018)
Jan 9, 2018, 6:31 pm
#61
Join Date: Jul 2011
Programs: UA,SPG,Carlson,Hertz
Posts: 151
2k into deep space
went to my Walmart to do 2k MO with four $500 GC. After debiting the last card, the transaction to the printer froze. The cashier decided to reset the system. After 10 minutes of waiting for the reset process, there were no print of my MO. The manager went to back room to verify the transactions made by my purchase. There were none. I checked my balance on GCs. They all are 0. Manager told me to come back after 24 hours.. What are my recourse if funds are not returned to my GCs. I even asked manager to do the writing that this issue will be resolved upon my return such as giving me cash if funds are not returned to my cards. He declined.
Jan 9, 2018, 11:55 pm
#62
Join Date: Dec 2013
Posts: 3,506
went to my Walmart to do 2k MO with four $500 GC. After debiting the last card, the transaction to the printer froze. The cashier decided to reset the system. After 10 minutes of waiting for the reset process, there were no print of my MO. The manager went to back room to verify the transactions made by my purchase. There were none. I checked my balance on GCs. They all are 0. Manager told me to come back after 24 hours.. What are my recourse if funds are not returned to my GCs. I even asked manager to do the writing that this issue will be resolved upon my return such as giving me cash if funds are not returned to my cards. He declined.
Jan 10, 2018, 12:32 am
#63
Join Date: May 2016
Posts: 506
went to my Walmart to do 2k MO with four $500 GC. After debiting the last card, the transaction to the printer froze. The cashier decided to reset the system. After 10 minutes of waiting for the reset process, there were no print of my MO. The manager went to back room to verify the transactions made by my purchase. There were none. I checked my balance on GCs. They all are 0. Manager told me to come back after 24 hours.. What are my recourse if funds are not returned to my GCs. I even asked manager to do the writing that this issue will be resolved upon my return such as giving me cash if funds are not returned to my cards. He declined.
Jan 10, 2018, 8:01 am
#64
Join Date: Feb 2010
Location: CLE
Programs: AA Exec Plat, Hilton Diamond, Hertz PC
Posts: 5,538
went to my Walmart to do 2k MO with four $500 GC. After debiting the last card, the transaction to the printer froze. The cashier decided to reset the system. After 10 minutes of waiting for the reset process, there were no print of my MO. The manager went to back room to verify the transactions made by my purchase. There were none. I checked my balance on GCs. They all are 0. Manager told me to come back after 24 hours.. What are my recourse if funds are not returned to my GCs. I even asked manager to do the writing that this issue will be resolved upon my return such as giving me cash if funds are not returned to my cards. He declined.
Jan 10, 2018, 1:58 pm
#67
Join Date: Dec 2013
Posts: 3,506
Please...you think WM doesn't have $2K in cash on hand in the store and you expect WM management to just shrug their shoulders. People could buy TVs in cash for $2K and they would have to refund that in cash.
Jan 10, 2018, 5:35 pm
#68
Join Date: May 2015
Posts: 66
went to my Walmart to do 2k MO with four $500 GC. After debiting the last card, the transaction to the printer froze. The cashier decided to reset the system. After 10 minutes of waiting for the reset process, there were no print of my MO. The manager went to back room to verify the transactions made by my purchase. There were none. I checked my balance on GCs. They all are 0. Manager told me to come back after 24 hours.. What are my recourse if funds are not returned to my GCs. I even asked manager to do the writing that this issue will be resolved upon my return such as giving me cash if funds are not returned to my cards. He declined.
I would get a receipt or screenshot of the tx, wait out 10 business days, and then if the refund doesn't show call your issuer CS and file a dispute.
Jan 10, 2018, 5:43 pm
#69
Join Date: Oct 2013
Posts: 483
I think this might be how it works.
During the transaction - They can cancel and the money returns to your cards.
After the transaction has completed - They can cancel the transaction with the trans number and they pay you in cash.
During the transaction - They can cancel and the money returns to your cards.
After the transaction has completed - They can cancel the transaction with the trans number and they pay you in cash.
Jan 10, 2018, 5:56 pm
#70
Join Date: Nov 2013
Location: LAX, LGB, SNA
Programs: AA EXP OWE, DL DM ST+, AS MVPG, UA, BA, WN CP, Hyatt E, Ritz Plat, HH GM
Posts: 3,185
This is how it's always happened for me. If I haven't swiped all my cards yet, it goes back to my cards within minutes. IF all 4 have been swiped, they have to give cash.
Jan 11, 2018, 6:37 am
#71
Join Date: Sep 2017
Posts: 39
Business as usual for me! edit: cashier entered the last 4. but I don't recall the cashier entering the last 4 digits?!? hmm or perhaps I just missed it since I was making a small talk with her. O.o I'll be more observant next time. Also noticed that they just changed the ink which is nice (forthcoming update perhaps?). I tried WF mobile deposit and it still didn't work even with the darker ink. oh well.
Last edited by mcRib; Jan 17, 2018 at 10:36 pm
Jan 11, 2018, 11:41 pm
#72
Join Date: Sep 2017
Location: SFO
Programs: UA Silver, AA Platinum, Alaska MVP, Hyatt Discoverist, National Executive
Posts: 116
Just ordered my first Visa Gift Card at Giftcardmall.com. Been reading up on this quite a bit. Understand that getting MOs at USPS is a no-go and Walmart, Kroger, CVS are the current drain avenues
Since these Metabank pin-enabled cards say "Gift Card" on them, anyone have issues with this and if yes, suggest remedies?
Since these Metabank pin-enabled cards say "Gift Card" on them, anyone have issues with this and if yes, suggest remedies?
Jan 12, 2018, 1:17 am
#73
Join Date: May 2014
Posts: 527
Overheard an interesting little nugget today. When I got to the Money Center and said I needed a MO, another cashier was entering the MC and said, "Don’t do that !". I'm thinking, Geez, am I THAT notorious ?
The first cashier asked why not, and the other one told her to go back to doing MOs the old way, because the new way was printing 'Gift Certificate' across the top of the MOs. She said she had talked to Compliance earlier, who had transferred her to NCR, who had transferred her to the software people, who told her they are aware of the problem and are working on it. She said they were going back to the old way for MOs until everything is fixed (I assume at that branch).
So, it's not supposed to be printing 'Gift Certificate' on the MOs, it's a glitch.
The first cashier asked why not, and the other one told her to go back to doing MOs the old way, because the new way was printing 'Gift Certificate' across the top of the MOs. She said she had talked to Compliance earlier, who had transferred her to NCR, who had transferred her to the software people, who told her they are aware of the problem and are working on it. She said they were going back to the old way for MOs until everything is fixed (I assume at that branch).
So, it's not supposed to be printing 'Gift Certificate' on the MOs, it's a glitch.
Jan 12, 2018, 5:12 am
#74
Join Date: Mar 2005
Programs: Continental Onepass, Hilton, Marriott, USAir and now UA
Posts: 6,438
However, I was not comfortable walking out of WM with 2 grand in $100s, 50s, and 20s in my pocket
Jan 12, 2018, 6:04 am
#75
Join Date: Jul 2014
Posts: 3,688
You can have your name printed on VGCs bought from GCM and GCC. IF any store asks to see your card and they reject it for whatever reasons even if it has your name, you just have to try another store/cashier. Some cashiers don't mind the words Gift card while others scrutinize the cards for those words; it's always YMMV.