Jan 1, 2018, 10:53 am
Last edit by: wyogold
This is the thread for 2018. The previous discussion can be found here.
The 2019 thread can be found here
New to MO: Read this entire Wiki (Click to open) and all posts for some tips before asking common questions. It is best to know what you are doing before you try.
---------------------------------------------------------------------------------
Tested Gebit cards:
1. DO NOT WORK - Any Vanilla product affiliated with InComm or ITC Financial Services will not work for swipes over $49.99.
2. Visas issued by MetaBank work great.
3. MC issued by US bank work good, but you need to change payment type to debit before they enter the amount in the register. See below for details.
5. Gdot/sun work but take about an hour to activate.
NEW Limits as of 11/18 - 8K with ID every 24 hours. ID required for MO over 1K.
__________________________________________________ __________________________________________
Some tips for starting out:
All WM registers allow 4 debit swipes per transaction, but YMMV per store and cashier. Refer to cards as Debit cards.
Start slow and buy one MO with one Gebit to see how it works. Refer to cards as Debit, only this community calls them Gebits. Your store or cashier may have rules that other stores do not have, only allowing one swipe per trans or up to 4 swipes per trans. Read all the tips below and all the posts below before trying more advanced transactions. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card. Fee: 1K MO or less is usually 88 cents each, but ask or check the wall. Subtract the fee from the total or pay in cash. If a store says "no", thank them and try again another day with a different clerk.
Helpful details and tips for advanced transactions:
1. Cost: 1K MO fee is usually 88 cents each(Some states limit MO total to 750 or 950 and may have a different fee). Subtract fee from your total or pay in cash. Can buy two 1K MO in one transaction with 4 swipes for 88 cents x 2 in most states. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card.
2. Split payment transcations: You cannot successfully swipe more than 4 cards in a single transaction. If the cashier screws up and enters $50.00 instead of $500.00 (thus making it impossible for 4 swipes to complete the transaction), the transaction will need to be canceled. The funds should return to your cards right away but may take 24 hours, so note the time and person helping you. When a transaction is canceled during the trans, the money returns to the cards. If canceled after, the cash reg drawer opens and they pay you back in cash.
3. Split payment: The amount of each swipe needs to be entered by the cashier. Ask to "split the payment by $$$". The Gebit must have current balance of that amount or more otherwise slip with Error 51 will print out. Warning: (YMMV) It appears (my experience on 3 occasions during prepaid card load and buying MO in 2 different WMs) that after the debit card was charged no cash could be credited back to the card. Cashier should issue cash back. Keep the slip and contact manager if in doubt. Remember date, time and register if no slip.
4. Bad Printer: IF, by chance, you've swiped your GCs successfully, a receipt prints but the MO doesn't, make sure to ask to see the receipt and check near the bottom IF it says CHANGE/REFUND with a negative sign before the amount of GCs you swiped, that means the cashier must give you cash refund. Cashier may have to call for the cash dept manager to verify the refund. Some stores may outright give your cash refund immediately while there are others that will ask you to come back. Think twice before you buy MOs while on vacation or when you're in unknown to you territories for issues like this.
5. Kiosk: Very few Kate's can sell money orders anymore.>>>>Sometime 2016, a lot of WM supercenters have done away with Kate (kiosks that allows loading of prepaids/sell $500 MOs). As of today, MOST, if not ALL WMs, have replaced this with the regular slim ATM to check balance/withdraw money.
6. MCGC liquidation- The cashier should not enter the amount first. Technically they just can't hit enter after entering the amount. Let the CSR know you need to swipe first and switch the payment type to debit, then swipe and hit "Cancel" or "Change Payment" to select "Debit" on the screen, enter the pin and have them enter the amount.
Debit codes PDF
http://www.flyertalk.com/forum/attac...0&d=1461170080
The 2019 thread can be found here
New to MO: Read this entire Wiki (Click to open) and all posts for some tips before asking common questions. It is best to know what you are doing before you try.
---------------------------------------------------------------------------------
Tested Gebit cards:
1. DO NOT WORK - Any Vanilla product affiliated with InComm or ITC Financial Services will not work for swipes over $49.99.
2. Visas issued by MetaBank work great.
3. MC issued by US bank work good, but you need to change payment type to debit before they enter the amount in the register. See below for details.
5. Gdot/sun work but take about an hour to activate.
NEW Limits as of 11/18 - 8K with ID every 24 hours. ID required for MO over 1K.
__________________________________________________ __________________________________________
Some tips for starting out:
All WM registers allow 4 debit swipes per transaction, but YMMV per store and cashier. Refer to cards as Debit cards.
Start slow and buy one MO with one Gebit to see how it works. Refer to cards as Debit, only this community calls them Gebits. Your store or cashier may have rules that other stores do not have, only allowing one swipe per trans or up to 4 swipes per trans. Read all the tips below and all the posts below before trying more advanced transactions. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card. Fee: 1K MO or less is usually 88 cents each, but ask or check the wall. Subtract the fee from the total or pay in cash. If a store says "no", thank them and try again another day with a different clerk.
Helpful details and tips for advanced transactions:
1. Cost: 1K MO fee is usually 88 cents each(Some states limit MO total to 750 or 950 and may have a different fee). Subtract fee from your total or pay in cash. Can buy two 1K MO in one transaction with 4 swipes for 88 cents x 2 in most states. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card.
2. Split payment transcations: You cannot successfully swipe more than 4 cards in a single transaction. If the cashier screws up and enters $50.00 instead of $500.00 (thus making it impossible for 4 swipes to complete the transaction), the transaction will need to be canceled. The funds should return to your cards right away but may take 24 hours, so note the time and person helping you. When a transaction is canceled during the trans, the money returns to the cards. If canceled after, the cash reg drawer opens and they pay you back in cash.
3. Split payment: The amount of each swipe needs to be entered by the cashier. Ask to "split the payment by $$$". The Gebit must have current balance of that amount or more otherwise slip with Error 51 will print out. Warning: (YMMV) It appears (my experience on 3 occasions during prepaid card load and buying MO in 2 different WMs) that after the debit card was charged no cash could be credited back to the card. Cashier should issue cash back. Keep the slip and contact manager if in doubt. Remember date, time and register if no slip.
4. Bad Printer: IF, by chance, you've swiped your GCs successfully, a receipt prints but the MO doesn't, make sure to ask to see the receipt and check near the bottom IF it says CHANGE/REFUND with a negative sign before the amount of GCs you swiped, that means the cashier must give you cash refund. Cashier may have to call for the cash dept manager to verify the refund. Some stores may outright give your cash refund immediately while there are others that will ask you to come back. Think twice before you buy MOs while on vacation or when you're in unknown to you territories for issues like this.
5. Kiosk: Very few Kate's can sell money orders anymore.>>>>Sometime 2016, a lot of WM supercenters have done away with Kate (kiosks that allows loading of prepaids/sell $500 MOs). As of today, MOST, if not ALL WMs, have replaced this with the regular slim ATM to check balance/withdraw money.
6. MCGC liquidation- The cashier should not enter the amount first. Technically they just can't hit enter after entering the amount. Let the CSR know you need to swipe first and switch the payment type to debit, then swipe and hit "Cancel" or "Change Payment" to select "Debit" on the screen, enter the pin and have them enter the amount.
Debit codes PDF
http://www.flyertalk.com/forum/attac...0&d=1461170080
Buying Money Orders at Walmart (2018)
Jun 13, 2018, 6:44 pm
#1156
Join Date: Jul 2016
Location: NY
Posts: 523
Anyone had problems to buy MO at Walmart today (June 13)?
Today I went to two stores nearby, using MetaBank Visa GC as usually, but not go through.
Sometime says Invalid PIN, asked to re-enter pin. many times.
Sometime pin works but says vendor declined, or fund not available.
No idea what is going on. Yesterday worked very well.
Today I went to two stores nearby, using MetaBank Visa GC as usually, but not go through.
Sometime says Invalid PIN, asked to re-enter pin. many times.
Sometime pin works but says vendor declined, or fund not available.
No idea what is going on. Yesterday worked very well.
Jun 13, 2018, 7:55 pm
#1157
Join Date: Jan 2017
Posts: 79
Was able to figure out the mcgc process at WM. Works great. Did my 4 swipe MO and 3 swipe serve load today. Thanks for the pointers
Jun 13, 2018, 10:32 pm
#1159
Join Date: May 2011
Posts: 889
On another note, I've not gotten any emsars in a while. Did they peter out for others too?
Jun 14, 2018, 10:03 am
#1160
Join Date: Jun 2004
Programs: AA Gold
Posts: 190
Anyone had problems to buy MO at Walmart today (June 13)?
Today I went to two stores nearby, using MetaBank Visa GC as usually, but not go through.
Sometime says Invalid PIN, asked to re-enter pin. many times.
Sometime pin works but says vendor declined, or fund not available.
No idea what is going on. Yesterday worked very well.
I am talking about MA area.
Today I went to two stores nearby, using MetaBank Visa GC as usually, but not go through.
Sometime says Invalid PIN, asked to re-enter pin. many times.
Sometime pin works but says vendor declined, or fund not available.
No idea what is going on. Yesterday worked very well.
I am talking about MA area.
Last edited by Henry II; Jun 15, 2018 at 11:54 am
Jun 14, 2018, 2:11 pm
#1161
Join Date: Feb 2016
Posts: 84
Please tell me if I got this correct.
If I use a US Bank MCGC as the last card on a split, there is no need to do the change payment thing?
For example, I ask for a $999 MO, swipe a VGC first for $500, and then swipe a MCGC for the remaining balance?
Thanks!
If I use a US Bank MCGC as the last card on a split, there is no need to do the change payment thing?
For example, I ask for a $999 MO, swipe a VGC first for $500, and then swipe a MCGC for the remaining balance?
Thanks!
Jun 14, 2018, 2:26 pm
#1162
Join Date: Oct 2017
Programs: Lots
Posts: 320
on every swipe you need to change payment.
Jun 14, 2018, 3:54 pm
#1163
Join Date: Jul 2016
Location: NY
Posts: 523
The audits have come to NY. One WM down.
Jun 14, 2018, 8:06 pm
#1164
Join Date: Oct 2014
Posts: 16
Anyone had problems to buy MO at Walmart today (June 13)?
Today I went to two stores nearby, using MetaBank Visa GC as usually, but not go through.
Sometime says Invalid PIN, asked to re-enter pin. many times.
Sometime pin works but says vendor declined, or fund not available.
No idea what is going on. Yesterday worked very well.
I am talking about MA area.
Today I went to two stores nearby, using MetaBank Visa GC as usually, but not go through.
Sometime says Invalid PIN, asked to re-enter pin. many times.
Sometime pin works but says vendor declined, or fund not available.
No idea what is going on. Yesterday worked very well.
I am talking about MA area.
should NOT be VGC's problem, since I tried many different cards.
not a national issue neither since no other people mentioned
might be hard-coded in my local area
Jun 14, 2018, 8:13 pm
#1165
Join Date: Feb 2016
Posts: 84
Crap. Thanks!
So if I buy a $499 MO, I have to swipe the card before the rep inputs the amount, right? And, as soon as I swipe I hit the cancel or change payment button on the keypad to select debit? I've seen some POS that don't have a keypad. What should I do in those cases?
Thanks!
So if I buy a $499 MO, I have to swipe the card before the rep inputs the amount, right? And, as soon as I swipe I hit the cancel or change payment button on the keypad to select debit? I've seen some POS that don't have a keypad. What should I do in those cases?
Thanks!
Jun 14, 2018, 9:05 pm
#1166
Join Date: Dec 2008
Location: DUB-BOS
Programs: various
Posts: 3,689
MCGC are too much trouble at WM. Many stores are getting more and more temperamental and the last thing you need is bringing more issues. Not to mention all the fraud with USB MC.
Stick to vgc for WM
Stick to vgc for WM
Jun 14, 2018, 10:10 pm
#1167
Join Date: Oct 2015
Posts: 116
When you MS $500 at a time it make sense to buy MCGC but when you do more, MCGC's are not good at all, that would kill us but i can't say don't do it, the ones are dealing with MCGC's are not doing heavy MS for sure, i just did 12k today and everything was fine, no issues of any kind, all were VGC's from SM and USB VGC, unless the promo is for VGC's i don't do it, just my 2 cents.
Jun 14, 2018, 11:06 pm
#1168
Join Date: Feb 2016
Posts: 84
Yeah, I always do VGCs. Bought 4 MCGC to liquidate with Venmo and for some reason 2 just won't work. I'm just trying to get rid of those 2.
Jun 15, 2018, 8:49 am
#1169
Join Date: Sep 2014
Posts: 1,837
When you MS $500 at a time it make sense to buy MCGC but when you do more, MCGC's are not good at all, that would kill us but i can't say don't do it, the ones are dealing with MCGC's are not doing heavy MS for sure, i just did 12k today and everything was fine, no issues of any kind, all were VGC's from SM and USB VGC, unless the promo is for VGC's i don't do it, just my 2 cents.
I'm not sure what's triggering the audits, I'm sure it's the many purchases of either $999.12, or $1000 by multiple people.
I was surprised my location lasted this long, it's good while it lasted.