Jan 1, 2018, 10:53 am
Last edit by: wyogold
This is the thread for 2018. The previous discussion can be found here.
The 2019 thread can be found here
New to MO: Read this entire Wiki (Click to open) and all posts for some tips before asking common questions. It is best to know what you are doing before you try.
---------------------------------------------------------------------------------
Tested Gebit cards:
1. DO NOT WORK - Any Vanilla product affiliated with InComm or ITC Financial Services will not work for swipes over $49.99.
2. Visas issued by MetaBank work great.
3. MC issued by US bank work good, but you need to change payment type to debit before they enter the amount in the register. See below for details.
5. Gdot/sun work but take about an hour to activate.
NEW Limits as of 11/18 - 8K with ID every 24 hours. ID required for MO over 1K.
__________________________________________________ __________________________________________
Some tips for starting out:
All WM registers allow 4 debit swipes per transaction, but YMMV per store and cashier. Refer to cards as Debit cards.
Start slow and buy one MO with one Gebit to see how it works. Refer to cards as Debit, only this community calls them Gebits. Your store or cashier may have rules that other stores do not have, only allowing one swipe per trans or up to 4 swipes per trans. Read all the tips below and all the posts below before trying more advanced transactions. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card. Fee: 1K MO or less is usually 88 cents each, but ask or check the wall. Subtract the fee from the total or pay in cash. If a store says "no", thank them and try again another day with a different clerk.
Helpful details and tips for advanced transactions:
1. Cost: 1K MO fee is usually 88 cents each(Some states limit MO total to 750 or 950 and may have a different fee). Subtract fee from your total or pay in cash. Can buy two 1K MO in one transaction with 4 swipes for 88 cents x 2 in most states. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card.
2. Split payment transcations: You cannot successfully swipe more than 4 cards in a single transaction. If the cashier screws up and enters $50.00 instead of $500.00 (thus making it impossible for 4 swipes to complete the transaction), the transaction will need to be canceled. The funds should return to your cards right away but may take 24 hours, so note the time and person helping you. When a transaction is canceled during the trans, the money returns to the cards. If canceled after, the cash reg drawer opens and they pay you back in cash.
3. Split payment: The amount of each swipe needs to be entered by the cashier. Ask to "split the payment by $$$". The Gebit must have current balance of that amount or more otherwise slip with Error 51 will print out. Warning: (YMMV) It appears (my experience on 3 occasions during prepaid card load and buying MO in 2 different WMs) that after the debit card was charged no cash could be credited back to the card. Cashier should issue cash back. Keep the slip and contact manager if in doubt. Remember date, time and register if no slip.
4. Bad Printer: IF, by chance, you've swiped your GCs successfully, a receipt prints but the MO doesn't, make sure to ask to see the receipt and check near the bottom IF it says CHANGE/REFUND with a negative sign before the amount of GCs you swiped, that means the cashier must give you cash refund. Cashier may have to call for the cash dept manager to verify the refund. Some stores may outright give your cash refund immediately while there are others that will ask you to come back. Think twice before you buy MOs while on vacation or when you're in unknown to you territories for issues like this.
5. Kiosk: Very few Kate's can sell money orders anymore.>>>>Sometime 2016, a lot of WM supercenters have done away with Kate (kiosks that allows loading of prepaids/sell $500 MOs). As of today, MOST, if not ALL WMs, have replaced this with the regular slim ATM to check balance/withdraw money.
6. MCGC liquidation- The cashier should not enter the amount first. Technically they just can't hit enter after entering the amount. Let the CSR know you need to swipe first and switch the payment type to debit, then swipe and hit "Cancel" or "Change Payment" to select "Debit" on the screen, enter the pin and have them enter the amount.
Debit codes PDF
http://www.flyertalk.com/forum/attac...0&d=1461170080
The 2019 thread can be found here
New to MO: Read this entire Wiki (Click to open) and all posts for some tips before asking common questions. It is best to know what you are doing before you try.
---------------------------------------------------------------------------------
Tested Gebit cards:
1. DO NOT WORK - Any Vanilla product affiliated with InComm or ITC Financial Services will not work for swipes over $49.99.
2. Visas issued by MetaBank work great.
3. MC issued by US bank work good, but you need to change payment type to debit before they enter the amount in the register. See below for details.
5. Gdot/sun work but take about an hour to activate.
NEW Limits as of 11/18 - 8K with ID every 24 hours. ID required for MO over 1K.
__________________________________________________ __________________________________________
Some tips for starting out:
All WM registers allow 4 debit swipes per transaction, but YMMV per store and cashier. Refer to cards as Debit cards.
Start slow and buy one MO with one Gebit to see how it works. Refer to cards as Debit, only this community calls them Gebits. Your store or cashier may have rules that other stores do not have, only allowing one swipe per trans or up to 4 swipes per trans. Read all the tips below and all the posts below before trying more advanced transactions. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card. Fee: 1K MO or less is usually 88 cents each, but ask or check the wall. Subtract the fee from the total or pay in cash. If a store says "no", thank them and try again another day with a different clerk.
Helpful details and tips for advanced transactions:
1. Cost: 1K MO fee is usually 88 cents each(Some states limit MO total to 750 or 950 and may have a different fee). Subtract fee from your total or pay in cash. Can buy two 1K MO in one transaction with 4 swipes for 88 cents x 2 in most states. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card.
2. Split payment transcations: You cannot successfully swipe more than 4 cards in a single transaction. If the cashier screws up and enters $50.00 instead of $500.00 (thus making it impossible for 4 swipes to complete the transaction), the transaction will need to be canceled. The funds should return to your cards right away but may take 24 hours, so note the time and person helping you. When a transaction is canceled during the trans, the money returns to the cards. If canceled after, the cash reg drawer opens and they pay you back in cash.
3. Split payment: The amount of each swipe needs to be entered by the cashier. Ask to "split the payment by $$$". The Gebit must have current balance of that amount or more otherwise slip with Error 51 will print out. Warning: (YMMV) It appears (my experience on 3 occasions during prepaid card load and buying MO in 2 different WMs) that after the debit card was charged no cash could be credited back to the card. Cashier should issue cash back. Keep the slip and contact manager if in doubt. Remember date, time and register if no slip.
4. Bad Printer: IF, by chance, you've swiped your GCs successfully, a receipt prints but the MO doesn't, make sure to ask to see the receipt and check near the bottom IF it says CHANGE/REFUND with a negative sign before the amount of GCs you swiped, that means the cashier must give you cash refund. Cashier may have to call for the cash dept manager to verify the refund. Some stores may outright give your cash refund immediately while there are others that will ask you to come back. Think twice before you buy MOs while on vacation or when you're in unknown to you territories for issues like this.
5. Kiosk: Very few Kate's can sell money orders anymore.>>>>Sometime 2016, a lot of WM supercenters have done away with Kate (kiosks that allows loading of prepaids/sell $500 MOs). As of today, MOST, if not ALL WMs, have replaced this with the regular slim ATM to check balance/withdraw money.
6. MCGC liquidation- The cashier should not enter the amount first. Technically they just can't hit enter after entering the amount. Let the CSR know you need to swipe first and switch the payment type to debit, then swipe and hit "Cancel" or "Change Payment" to select "Debit" on the screen, enter the pin and have them enter the amount.
Debit codes PDF
http://www.flyertalk.com/forum/attac...0&d=1461170080
Buying Money Orders at Walmart (2018)
Nov 25, 2018, 3:38 pm
#2041
Join Date: Dec 2017
Posts: 463
Don't see Walmart on mine, which is weird since they're so connected to Sam's Club. Don't see Walgreens, I think people use the Spent app there.
Don't have BJ, Stopandshop, or shoprite anywhere close to me, so can't say anything about them. As someone else said, download the app and see what's available where you live.
Nov 25, 2018, 11:01 pm
#2042
Join Date: May 2017
Programs: mileageplus
Posts: 7
are you in Chicago? Bc this was told to me today. It’s not just the cashier, I’m a regular and they said no more gift cards. Can still Billpay though. I’m at a loss- please advise!
Nov 26, 2018, 12:41 pm
#2043
Join Date: Oct 2010
Location: DFW
Posts: 683
Stores do go offline every once in a while for various reasons. If that is the case, try back once a month or so. They usually come back online after a few months.
Nov 26, 2018, 7:08 pm
#2044
Suspended
Join Date: Aug 2009
Location: Look up - On a ✈ DELTA ✈ jet NOW!
Programs: Blogger & Delta Diamond Medallion Million Miler
Posts: 4,174
All my WM girls love me and wife. Last MGR was no more. New MGR cares not. Give it time and try again later. Use time to find new spots. MS is work (well... a little)!
Nov 26, 2018, 9:39 pm
#2045
Join Date: May 2017
Programs: mileageplus
Posts: 7
im really friendly with the staff, and they know what we’re doings they said the registers have been hard coded that the cards have to be connected to a bank account. Im not sure how this is possible but they said all the cards used are being reported monthly??
Nov 26, 2018, 9:47 pm
#2046
Suspended
Join Date: Aug 2009
Location: Look up - On a ✈ DELTA ✈ jet NOW!
Programs: Blogger & Delta Diamond Medallion Million Miler
Posts: 4,174
im really friendly with the staff, and they know what we’re doings they said the registers have been hard coded that the cards have to be connected to a bank account. Im not sure how this is possible but they said all the cards used are being reported monthly??
Nov 26, 2018, 11:28 pm
#2047
Join Date: Aug 2009
Posts: 662
Drained SE and GE cards at WM today at 8:30am pst
Nov 27, 2018, 6:52 am
#2048
Join Date: Jul 2014
Posts: 3,688
I prefer to lay low and avoid ID check since I'm not comfortable with it and I still have prepaids to load for free.
Nov 27, 2018, 9:41 am
#2049
Join Date: Mar 2005
Programs: Continental Onepass, Hilton, Marriott, USAir and now UA
Posts: 6,430
Today my favorite WM told me they are now allowing only 2 swipes. I was trying for an $800 MO with 4 $200 VGCs.
Fortunately, I have a lot of other WMs that will accommodate me, but still it is a royal PIA for me.
Fortunately, I have a lot of other WMs that will accommodate me, but still it is a royal PIA for me.
Nov 27, 2018, 11:04 am
#2050
Suspended
Join Date: Nov 1999
Posts: 24,153
im really friendly with the staff, and they know what we’re doings they said the registers have been hard coded that the cards have to be connected to a bank account. Im not sure how this is possible but they said all the cards used are being reported monthly??
Nov 27, 2018, 12:17 pm
#2051
Suspended
Join Date: Jan 2017
Location: EWR/PHL/BWI
Posts: 4,412
yes, this is definitely possible since USPS was able to reject all VGCs, only allowing DCs (attached to a bank acct) a year ago that is why it has been dead for MS activities since then. I'm sure WM can do the same IF (big IF) they want to, but it may affect a lot of other services they offer that's why they chose to limit sale of MOs with ID check.
I prefer to lay low and avoid ID check since I'm not comfortable with it and I still have prepaids to load for free.
I prefer to lay low and avoid ID check since I'm not comfortable with it and I still have prepaids to load for free.
Nov 27, 2018, 12:33 pm
#2052
Join Date: Apr 2009
Location: SoCal (ONT), PVD/BOS, JAX, RSW
Programs: AA/US PlatPro & 1.05MM, DL Plat (challenge), UA dirt
Posts: 3,189
Drained 3x $500 at my local WMNM this morning and their new policy is $8000 max per 24 hour period with a $1000 limit before copying ID. It doesn’t bother me that much because I know everyone there and the system is so slow that the CSR can complete the ID capture and the MOs will have just finished printing.
Nov 28, 2018, 12:56 pm
#2053
Join Date: May 2015
Posts: 1,066
Dropping like flies. One Walmart that was friendly told me I can no longer buy MOs there as they said they went through an audit and they have to refuse sales to people that come in regularly. I said I give my information for each transaction but alas they said that is not enough that they can't anymore (they even busted out the S word). Last time waited a year and things were good again.
Nov 28, 2018, 1:29 pm
#2054
Suspended
Join Date: Jan 2017
Location: EWR/PHL/BWI
Posts: 4,412
Dropping like flies. One Walmart that was friendly told me I can no longer buy MOs there as they said they went through an audit and they have to refuse sales to people that come in regularly. I said I give my information for each transaction but alas they said that is not enough that they can't anymore (they even busted out the S word). Last time waited a year and things were good again.
But I did find a place that sells MO at $1 each up to $500. It requires cardholder name on card and PIN based. I'll take it.
Nov 28, 2018, 4:04 pm
#2055
Join Date: Apr 2017
Programs: MR, UR, , AA, SW, KF, UA, DL, BC, C1, Wyndham, Star, Marriott
Posts: 3
So it's where to now? I've not been successful in finding any other store Walmart or competitor in the area who will sell MOs for GCs and God knkno, I've tried. So if u or anyone else know well, I'd love to know...
Maybe a Walmart GC for compensation!😉