Jan 1, 2018, 10:53 am
Last edit by: wyogold
This is the thread for 2018. The previous discussion can be found here.
The 2019 thread can be found here
New to MO: Read this entire Wiki (Click to open) and all posts for some tips before asking common questions. It is best to know what you are doing before you try.
---------------------------------------------------------------------------------
Tested Gebit cards:
1. DO NOT WORK - Any Vanilla product affiliated with InComm or ITC Financial Services will not work for swipes over $49.99.
2. Visas issued by MetaBank work great.
3. MC issued by US bank work good, but you need to change payment type to debit before they enter the amount in the register. See below for details.
5. Gdot/sun work but take about an hour to activate.
NEW Limits as of 11/18 - 8K with ID every 24 hours. ID required for MO over 1K.
__________________________________________________ __________________________________________
Some tips for starting out:
All WM registers allow 4 debit swipes per transaction, but YMMV per store and cashier. Refer to cards as Debit cards.
Start slow and buy one MO with one Gebit to see how it works. Refer to cards as Debit, only this community calls them Gebits. Your store or cashier may have rules that other stores do not have, only allowing one swipe per trans or up to 4 swipes per trans. Read all the tips below and all the posts below before trying more advanced transactions. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card. Fee: 1K MO or less is usually 88 cents each, but ask or check the wall. Subtract the fee from the total or pay in cash. If a store says "no", thank them and try again another day with a different clerk.
Helpful details and tips for advanced transactions:
1. Cost: 1K MO fee is usually 88 cents each(Some states limit MO total to 750 or 950 and may have a different fee). Subtract fee from your total or pay in cash. Can buy two 1K MO in one transaction with 4 swipes for 88 cents x 2 in most states. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card.
2. Split payment transcations: You cannot successfully swipe more than 4 cards in a single transaction. If the cashier screws up and enters $50.00 instead of $500.00 (thus making it impossible for 4 swipes to complete the transaction), the transaction will need to be canceled. The funds should return to your cards right away but may take 24 hours, so note the time and person helping you. When a transaction is canceled during the trans, the money returns to the cards. If canceled after, the cash reg drawer opens and they pay you back in cash.
3. Split payment: The amount of each swipe needs to be entered by the cashier. Ask to "split the payment by $$$". The Gebit must have current balance of that amount or more otherwise slip with Error 51 will print out. Warning: (YMMV) It appears (my experience on 3 occasions during prepaid card load and buying MO in 2 different WMs) that after the debit card was charged no cash could be credited back to the card. Cashier should issue cash back. Keep the slip and contact manager if in doubt. Remember date, time and register if no slip.
4. Bad Printer: IF, by chance, you've swiped your GCs successfully, a receipt prints but the MO doesn't, make sure to ask to see the receipt and check near the bottom IF it says CHANGE/REFUND with a negative sign before the amount of GCs you swiped, that means the cashier must give you cash refund. Cashier may have to call for the cash dept manager to verify the refund. Some stores may outright give your cash refund immediately while there are others that will ask you to come back. Think twice before you buy MOs while on vacation or when you're in unknown to you territories for issues like this.
5. Kiosk: Very few Kate's can sell money orders anymore.>>>>Sometime 2016, a lot of WM supercenters have done away with Kate (kiosks that allows loading of prepaids/sell $500 MOs). As of today, MOST, if not ALL WMs, have replaced this with the regular slim ATM to check balance/withdraw money.
6. MCGC liquidation- The cashier should not enter the amount first. Technically they just can't hit enter after entering the amount. Let the CSR know you need to swipe first and switch the payment type to debit, then swipe and hit "Cancel" or "Change Payment" to select "Debit" on the screen, enter the pin and have them enter the amount.
Debit codes PDF
http://www.flyertalk.com/forum/attac...0&d=1461170080
The 2019 thread can be found here
New to MO: Read this entire Wiki (Click to open) and all posts for some tips before asking common questions. It is best to know what you are doing before you try.
---------------------------------------------------------------------------------
Tested Gebit cards:
1. DO NOT WORK - Any Vanilla product affiliated with InComm or ITC Financial Services will not work for swipes over $49.99.
2. Visas issued by MetaBank work great.
3. MC issued by US bank work good, but you need to change payment type to debit before they enter the amount in the register. See below for details.
5. Gdot/sun work but take about an hour to activate.
NEW Limits as of 11/18 - 8K with ID every 24 hours. ID required for MO over 1K.
__________________________________________________ __________________________________________
Some tips for starting out:
All WM registers allow 4 debit swipes per transaction, but YMMV per store and cashier. Refer to cards as Debit cards.
Start slow and buy one MO with one Gebit to see how it works. Refer to cards as Debit, only this community calls them Gebits. Your store or cashier may have rules that other stores do not have, only allowing one swipe per trans or up to 4 swipes per trans. Read all the tips below and all the posts below before trying more advanced transactions. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card. Fee: 1K MO or less is usually 88 cents each, but ask or check the wall. Subtract the fee from the total or pay in cash. If a store says "no", thank them and try again another day with a different clerk.
Helpful details and tips for advanced transactions:
1. Cost: 1K MO fee is usually 88 cents each(Some states limit MO total to 750 or 950 and may have a different fee). Subtract fee from your total or pay in cash. Can buy two 1K MO in one transaction with 4 swipes for 88 cents x 2 in most states. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card.
2. Split payment transcations: You cannot successfully swipe more than 4 cards in a single transaction. If the cashier screws up and enters $50.00 instead of $500.00 (thus making it impossible for 4 swipes to complete the transaction), the transaction will need to be canceled. The funds should return to your cards right away but may take 24 hours, so note the time and person helping you. When a transaction is canceled during the trans, the money returns to the cards. If canceled after, the cash reg drawer opens and they pay you back in cash.
3. Split payment: The amount of each swipe needs to be entered by the cashier. Ask to "split the payment by $$$". The Gebit must have current balance of that amount or more otherwise slip with Error 51 will print out. Warning: (YMMV) It appears (my experience on 3 occasions during prepaid card load and buying MO in 2 different WMs) that after the debit card was charged no cash could be credited back to the card. Cashier should issue cash back. Keep the slip and contact manager if in doubt. Remember date, time and register if no slip.
4. Bad Printer: IF, by chance, you've swiped your GCs successfully, a receipt prints but the MO doesn't, make sure to ask to see the receipt and check near the bottom IF it says CHANGE/REFUND with a negative sign before the amount of GCs you swiped, that means the cashier must give you cash refund. Cashier may have to call for the cash dept manager to verify the refund. Some stores may outright give your cash refund immediately while there are others that will ask you to come back. Think twice before you buy MOs while on vacation or when you're in unknown to you territories for issues like this.
5. Kiosk: Very few Kate's can sell money orders anymore.>>>>Sometime 2016, a lot of WM supercenters have done away with Kate (kiosks that allows loading of prepaids/sell $500 MOs). As of today, MOST, if not ALL WMs, have replaced this with the regular slim ATM to check balance/withdraw money.
6. MCGC liquidation- The cashier should not enter the amount first. Technically they just can't hit enter after entering the amount. Let the CSR know you need to swipe first and switch the payment type to debit, then swipe and hit "Cancel" or "Change Payment" to select "Debit" on the screen, enter the pin and have them enter the amount.
Debit codes PDF
http://www.flyertalk.com/forum/attac...0&d=1461170080
Buying Money Orders at Walmart (2018)
Nov 12, 2018, 5:45 pm
#1951
Join Date: Oct 2012
Posts: 299
agree!!! BTW doing 300.00 or 200.00 VGC via Staples even with Ink is not a good return after fees. Do you possess Old amex blue cash or the new amex gold card?. Even the Disc 3% for 1 year miles card is better then Ink at Staples. But when Staples has a deal..like this week..its a no brainer.
Nov 13, 2018, 8:46 pm
#1952
Join Date: Nov 2018
Posts: 2
Trouble with buying MO at WM with MCGC
I'm having trouble purchasing and MO at Walmart with my MCGC. I followed the intructions in the OP, but wasn't able to get to a screen that allowed me to select debit. The CSR wasn't able to offer any helpful suggestions, unfortunately. Could someone elaborate on the process for buying a MO with a MCGC at Walmart?
Nov 13, 2018, 9:26 pm
#1953
Join Date: Sep 2014
Posts: 1,837
I'm having trouble purchasing and MO at Walmart with my MCGC. I followed the intructions in the OP, but wasn't able to get to a screen that allowed me to select debit. The CSR wasn't able to offer any helpful suggestions, unfortunately. Could someone elaborate on the process for buying a MO with a MCGC at Walmart?
Amount of MO?
Nov 14, 2018, 1:17 am
#1954
Join Date: Nov 2018
Posts: 2
It was an MO for $999.12 using two $500 MCGC debit cards. I told the CSR that I wanted to purchase a MO for that amount and that I would be using two debit cards with $500 limits. I also instructed them to let me swipe the card before they finalized the amount. The CSR obliged, I swiped, no screen option came up giving me the option to choose debit. Transaction was declined.
She was gracious enough to let me try a secod time. This time I pressed the cancel button after swiping in hopes that would bring up the screen with the option to choose debit, but it did not. And once again, the transaction was declined.
I've never had a problem when using VGCs.
She was gracious enough to let me try a secod time. This time I pressed the cancel button after swiping in hopes that would bring up the screen with the option to choose debit, but it did not. And once again, the transaction was declined.
I've never had a problem when using VGCs.
Nov 14, 2018, 5:35 am
#1955
Suspended
Join Date: Jan 2017
Location: EWR/PHL/BWI
Posts: 4,412
It was an MO for $999.12 using two $500 MCGC debit cards. I told the CSR that I wanted to purchase a MO for that amount and that I would be using two debit cards with $500 limits. I also instructed them to let me swipe the card before they finalized the amount. The CSR obliged, I swiped, no screen option came up giving me the option to choose debit. Transaction was declined.
She was gracious enough to let me try a secod time. This time I pressed the cancel button after swiping in hopes that would bring up the screen with the option to choose debit, but it did not. And once again, the transaction was declined.
I've never had a problem when using VGCs.
She was gracious enough to let me try a secod time. This time I pressed the cancel button after swiping in hopes that would bring up the screen with the option to choose debit, but it did not. And once again, the transaction was declined.
I've never had a problem when using VGCs.
Nov 14, 2018, 5:50 am
#1956
Suspended
Join Date: Nov 1999
Posts: 24,153
It was an MO for $999.12 using two $500 MCGC debit cards. I told the CSR that I wanted to purchase a MO for that amount and that I would be using two debit cards with $500 limits. I also instructed them to let me swipe the card before they finalized the amount. The CSR obliged, I swiped, no screen option came up giving me the option to choose debit. Transaction was declined.
She was gracious enough to let me try a secod time. This time I pressed the cancel button after swiping in hopes that would bring up the screen with the option to choose debit, but it did not. And once again, the transaction was declined.
I've never had a problem when using VGCs.
She was gracious enough to let me try a secod time. This time I pressed the cancel button after swiping in hopes that would bring up the screen with the option to choose debit, but it did not. And once again, the transaction was declined.
I've never had a problem when using VGCs.
Nov 14, 2018, 8:23 am
#1959
Join Date: Jul 2014
Posts: 3,688
It was an MO for $999.12 using two $500 MCGC debit cards. I told the CSR that I wanted to purchase a MO for that amount and that I would be using two debit cards with $500 limits. I also instructed them to let me swipe the card before they finalized the amount. The CSR obliged, I swiped, no screen option came up giving me the option to choose debit. Transaction was declined.
Nov 14, 2018, 8:38 am
#1960
Join Date: Apr 2011
Location: Colorado
Programs: Alaska, Shell VC, Wyndham VC, Starwood, RCI, II--I bought it on eBay!
Posts: 159
agree!!! BTW doing 300.00 or 200.00 VGC via Staples even with Ink is not a good return after fees. Do you possess Old amex blue cash or the new amex gold card?. Even the Disc 3% for 1 year miles card is better then Ink at Staples. But when Staples has a deal..like this week..its a no brainer.
Nov 14, 2018, 8:38 am
#1961
Join Date: Mar 2014
Location: LAX
Posts: 14
8k limit
Anybody able to confirm if the 8k daily limit is per calendar day or per revolving 24hrs? Ran into another mser at wmt yesterday standing around staring at his watch waiting for 24hr to be up because he was still maxed out from the day before. He said it's 24hrs from the timestamps on the receipt. I don't do enough volume to confirm but fyi.
Nov 14, 2018, 9:00 am
#1962
Join Date: Feb 2013
Posts: 122
Anybody able to confirm if the 8k daily limit is per calendar day or per revolving 24hrs? Ran into another mser at wmt yesterday standing around staring at his watch waiting for 24hr to be up because he was still maxed out from the day before. He said it's 24hrs from the timestamps on the receipt. I don't do enough volume to confirm but fyi.
Nov 14, 2018, 10:09 am
#1963
Suspended
Join Date: Jan 2017
Location: EWR/PHL/BWI
Posts: 4,412
Anybody able to confirm if the 8k daily limit is per calendar day or per revolving 24hrs? Ran into another mser at wmt yesterday standing around staring at his watch waiting for 24hr to be up because he was still maxed out from the day before. He said it's 24hrs from the timestamps on the receipt. I don't do enough volume to confirm but fyi.
Nov 14, 2018, 11:55 am
#1964
Join Date: Nov 2014
Posts: 259
Anybody able to confirm if the 8k daily limit is per calendar day or per revolving 24hrs? Ran into another mser at wmt yesterday standing around staring at his watch waiting for 24hr to be up because he was still maxed out from the day before. He said it's 24hrs from the timestamps on the receipt. I don't do enough volume to confirm but fyi.
Nov 14, 2018, 12:11 pm
#1965
Join Date: Mar 2009
Posts: 2,293
Anybody able to confirm if the 8k daily limit is per calendar day or per revolving 24hrs? Ran into another mser at wmt yesterday standing around staring at his watch waiting for 24hr to be up because he was still maxed out from the day before. He said it's 24hrs from the timestamps on the receipt. I don't do enough volume to confirm but fyi.