How long after a shutdown would it make sense to wait before making a new Ch@s3 card app?

From a lot of DPs I've read including experiences of some bloggers, 3 CCs that they can't get into for a long time are C1ti, Ch@s3 and C@p1 although new reports I've read about the last CC is they'll accept new applications from customers they shut down a year ago but it doesn't take long before they close the new account. Some have gotten their sign up bonus b4 they get shut down, others were still working on the MSR when they found out their accounts were closed without notice.

I'll just mention this as well: most shutdowns seem to occur with peeps churning points that impact the actual source of the points. Take it for what you will and I will not expound upon this any further.

Well I didn't redeem any asia miles. I got the credit card a few months ago and just got the bonus miles last month. It was the first time I had used the program.

Add BofA to your list.

AM account appears to be shut down. No response yet when tried to inquire. I am wondering if Asia communicates with partners.

This seems crazy to me. Asia Miles????

Just Kiva loans, and immediately shutdown after bonus miles posted? Is that known to happen? I pretty much completely MSed my C@th@y card through VGCs and now I’m afraid they’re going to shut me down too.

I would move to organic spend for awhile without MSing.

Kiva loans should not be treated as MS like buying VGCs I would think You cannot liquidate the Kiva loans for probably longer than a year and sometimes incur a loss!

You have sold other program's miles before?

I was shut down by Ch@se 5 years ago for illegally transferring points. Despite the fact that all the transfers were done by phone with Ch@se CSR's. I haven't been able to get another card from them since. Odd part is that a week after the shutdown I got an Ink business card, which I've had ever since. So I guess I'm personal non grata to them as a person, but as a sole proprietorship small business I'm creditworthy. BTW I've appealed to EO twice and to CFPB with no success. Let me be totally clear, I would call chase and tell the CSR "I want to transfer points from my co-workers account to mine" and they'd say "Fine, just give us both card numbers and both mother's maiden name." Then one I called and they said "You can't do that" and I said "Oh, ok" and didn't even try again. A few months later I closed my wife's account (same address, different last name) and transferred her points to me, and 3 weeks later they closed me down.

Just adding I still have my paypal snychrony card, so I do believe that it was Asia miles that shut me down. Maybe somebody hacked my account and tried to book my miles without my permission? I don't know how to get a human at the Asia Miles program...phone message kept giving me the runaround since I don't have my account number (record keeping is not my thing and I had just been tracking through synchrony website).

Well apparently Michelle Wong from the Asia Miles app in Google Play is a real human so try calling in with her AM number https://play.google.com/store/apps/details?id=com.am

Then explain you're not Michelle Wong and ask for help recovering your own account

Alternatively if you're not fully shut down in Synchrony, perhaps they can tell you your AM number?

https://lh3.googleusercontent.com/4f...3j8UYs=h900-rw

Your AM account number isn't on your credit card?

I have located my asia miles membership number in my sock drawer. I've been chatting on facebook.

I do have a theory. I checked my notes, and shortly after opening the account I tried to transfer in a fairly small number of hotel points using a 50% promotion. That transfer was rejected for some reason (maybe the account was too new).

If this is so, there is a bit of karma in the situation... like many of us, I'm not exactly an ideal customer, but I truly didn't do anything wrong with Asia Miles.

You have a historical AM number
Then you applied thru Synchrony for a new one??!!

That may be it then
AM will reject duplicate member applications (passport name/DOB matching).

I know individuals who've been shut down from AM because they've created multiple identities of themselves in order to use multiple redemption lists.

Out of curiosity, what are you spending on the cards causing (or suspecting of causing) the shutdown? Are you doing smaller amounts or large purchases?

No, the AM number I had was created thru Synchrony. There is just one. My spend was only 2.5K much of it through paypal (kiva loans all under 1K). I did use the card for boarding fees with a southwest flight, but I don't see how that is relevant. Until otherwise, I believe them when they say Asia miles shut down my credit card, not the other way around.

Same thing just happened to my SO. Flagged after a fraud alert via mobile pay. Accounts closed after the 10 day review. Trying to appeal now. There is no significant MS other than Freedom categories, no new accounts in 6 months, 4 accounts in last 12, 9/24. 7 inquiries total.

Chase can be remarkably fickle when it comes to credit cards.
I wanted a Chase Ink business card. At that time, the annual fee was being waived for the first year, according to not only published reports, but also by my personal CPC banker. So I apply and receive the card and the AF is on the first statement :mad: I bring that to the attention of my private banker who says "don't worry, we'll get that reversed."
Long story short, the branch had to reimburse me from their own branch funds for the AF. The CC division would not budge from their stance that the AF was not refundable. :eek:

It appears to me that Chase's CC division marches to it's own drummer no matter what other parts of the organization says.:o

They can be snotty too. When we applied the CSR on its first week thru our CPC, we were 6/24 and both got pending. Our CPC made a few phone calls because he said, several clients got approvals after the phone calls the last 2 days. Well, not happened to us. I decided to call recon myself the next day. The lady analyst had a very condescending tone when I asked if she could review the application, briefly mentioned we were Chase CPC. The lady said, "I would have already hung up on you versus still talking to you as of now, if you were not CPC." Wow. At the end she approved the apps if we agreed to move CLs from other cards and not a new line which she said had to go for higher up approval. While at the end I got the job done but I was really taken aback by her snotty response on we being CPC.

It just seems being Chase CPC does not worth anything outside the basic banking stuff.

I had my Citizens Bank checking account closed with no explanation. I used it almost exclusively for depositing MO's. Didn't generally keep much of a balance, although I do owe them high 5 figures on another loan. It wasn't a big deal. I have another bank I can use, where my father worked for 18 years and still has an account. I was using Citizens because it saved me about 10 miles of driving every deposit I had to make.

Mind sharing your approximate monthly deposit volume?

Regarding AMEX and Chase MS, is one more likely to get shut down with MS on co-branded cards (e.g. SPG/MP) or MR/UR cards?

I'd say MR/UR cards are more likely to get shut down.

figured as much and I'm not even talking about a lot of volume - perhaps $5-7k per month in total across several cards across AMEX and Chase. My biggest concern is eyes on my BGR MS even at my nominal MS level (~2-3k per month on bonus cats).

Today I received a UPS mail from Merril Edge that my investment account will be terminated in 1 month. I have $100K+ on that account, that gives me Preferred Honor status for my Bofa cards.

I am really shocked. What can trigger this? I don't do crazy activity on my investment account, just MS on Bofa cards.

will they close them next?

Maybe, maybe not. Have seen BoA close bank accounts without closing credit card accounts.

How much were you MSing on your BofA card? Don't know why they'd close your ME account and not your BofA card...

not much, 30-40% of CL - I have large CL on it. I also have a ME visa as well, I do some MS on it (50% of CL - 5K).

Were you withdrawing the proceeds to the ML account?

wow, even when 100k in the account they still closed it? what is the actual CL?

no, ML account was used just for occasional trades (regular stocks), and monthly $34 money transfer to another bank (for monthly DD purposes).

ML Visa - $11K CL; Bofa Travel Rewards - $26K CL. Usually spend ~$6K on each card, monthly.