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Denials using Vanilla MCGC buying MOs at grocery stores

Denials using Vanilla MCGC buying MOs at grocery stores

Old Jun 16, 17, 8:43 pm
  #1  
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Join Date: Apr 2012
Location: Central Maryland
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Denials using Vanilla MCGC buying MOs at grocery stores

I have a $500 Vanilla MCGC (BIN 54327683) purchased from Sam's Club. I tried to buy a $499 MO with it at two grocery store chains in my area (Food Lion, Giant) and both times the card was declined. This used to work just fine at least a month ago.

Anyone else having problems liquidating Vanilla MCGCs?

Seems like USPS isn't a problem, but is anyone else having problems elsewhere?

Last edited by ENOTTY; Jun 17, 17 at 6:57 am
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Old Jun 16, 17, 10:59 pm
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Were you trying to auto-drain or did the card have sufficient balance?
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Old Jun 16, 17, 11:19 pm
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Originally Posted by dealhunter32 View Post
Were you trying to auto-drain or did the card have sufficient balance?
Card had (and still does have) sufficient balance. Card has $500, attempted to purchase a $499 MO
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Old Jun 16, 17, 11:47 pm
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Is it a meta or bancorp?
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Old Jun 17, 17, 6:10 am
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I bought a metabank vanilla mcgc at Sam's not paying attention. It wouldn't work at either of my groceries and after some research found Kmart bill pay is the only option. Instead of that I am just using it $49.00 at a time at Wal-Mart since I have a good relationship with MC employees and management. I did 3 x 500 + 49 first and then 49 x 4 second. 5 more swipes this weekend and then I'll use up the small balance as credit for groceries.
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Old Jun 17, 17, 6:57 am
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Originally Posted by skitch23 View Post
Is it a meta or bancorp?
Metabank

Originally Posted by nmp0 View Post
I bought a metabank vanilla mcgc at Sam's not paying attention. It wouldn't work at either of my groceries and after some research found Kmart bill pay is the only option. Instead of that I am just using it $49.00 at a time at Wal-Mart since I have a good relationship with MC employees and management. I did 3 x 500 + 49 first and then 49 x 4 second. 5 more swipes this weekend and then I'll use up the small balance as credit for groceries.
When did you buy the Vanilla MCGC?
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Old Jun 17, 17, 7:20 pm
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Originally Posted by ENOTTY View Post
Metabank



When did you buy the Vanilla MCGC?
I bought it June 3rd with my discover. Fortunately I just bought one. I still need to buy 2 more for the quarter and will make sure they are bancorp.
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Old Jun 18, 17, 9:26 am
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Ahhh, I just found this thread that discusses this issue. https://www.flyertalk.com/forum/manu...am-s-club.html

The summary is that Bancorp will work at grocery stores while Metabanks will not.

I can't believe that in all my time buying Vanilla MCGCs from Sam's Club, I've only bought Bancorps. I just went through my stash and verified that fact. Incredible.

Last edited by ENOTTY; Jun 18, 17 at 11:25 am
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