Billpay at Walmart(2017)

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Old Apr 26, 18, 1:31 pm   -   Wikipost
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THIS IS A WIKI TO AN OLD THREAD THAT IS NO LONGER BEING MAINTAINED!

This is a new thread for 2017. The previous discussion can be found here.
The new thread for 2018 is here.

DETAILS:
Bill Pay cannot be done at a regular register. BP must be done at Customer Service/Returns or at the Money Center in stores that have it.
WM offers two BP services: CheckFreePAY and MoneyGram. The cashier can initiate CheckFreePAY by selecting Money Services followed by Bill Pay on the register for a fee of $1-1.88. Moneygram is $4.99.
ONLY 4 successful debit card swipes can pay for a transaction. ONLY 5 payments per 16 digit account number per rolling 30 days.
CheckFreePay (800) 676-6148. - Look up payments using CC number and time of transaction

Standard BP- Once your CFP account is set up, you can add CC. When you want to BP give them your phone# to look up your account under Money Services. They often get confused and think you want MG, but just say it is under Money Services. Make sure you get 2 receipts, one from WM and a small one from CFP showing the CC# and Biller name you paid.

WM App - The Money Services works in express lane for BP, but has issues making 2 or more payments in a row. Make one BP, then come back or do another trans, then another BP to avoid issues. Make sure you get a BP receipt in the app and it shows the BP info and the CC you paid before leaving the store.

Some tips: If you don't get a receipt and they have to print you one, make sure the CC you paid appears on the printed receipt. If not on receipt, call CFP with the manager to verify there is no payment processing. They can cancel any transactions and pay you in cash right away. If they cancel the transaction and their cash drawer opens, that means they should pay you in cash, if it doesn't open, the money will probably return to your cards. Not sure what happens on the same day? Watch their drawer when they cancel the transaction to see if it opens. If they say the money will return to your DC, make sure to write down the managers name in case it doesn't.

BUSINESS DAY transaction completion time is 18:59:59 EST (Holidays change post day)
Friday after 06:59PM EST, until Monday BEFORE 07:00PM EST arrives Tuesday
Tuesday BEFORE 7:00PM arrives Wednesday
Wednesday BEFORE 07:00PM arrives Thursday
Thursday BEFORE 07:00PM arrives Friday
Friday BEFORE 07:00PM arrives Monday
But when a next-day payment will post and be visible depends upon the CC issuer.

--------------------------------------------------------------

:-:VISA and MC
If your particular card isn't on the list below, try "VISA" or "MASTERCARD."

"VISA" and "MASTERCARD" payee can no longer be found by search at some stores. If the employee can no longer find "VISA" or "MASTERCARD" by searching in CheckFreePAY, then you cannot pay either, end of story.

Following do not work:
Any and all Vanilla VISA, Vanilla MC, and OneVanilla VISA.
Glimcher VISA
MASTERCARD
$1.88 next day.
Works:
Bank of America Cash Rewards Business MC
Barclay (Arrival, US Airways) MC - Posts at 11PM EST, credit available 1AM EST
Chase Business Ink Bold MC
Citi AAdvantage (Platinum Select, Executive, Business) MC - Posts at 3AM EST (+1 day)
Citi ThankYou Preferred MC
CitiBusiness Platinum Select MC
Does not work:
Barclay Business US Airways MC - NOT PAYABLE - tried 2x
VISA
$1.88 next day.
Works:
Barclay Priceline VS
Chase (Amazon, Freedom, Sapphire Preferred, United, Slate) VS - Posts at 10PM EST
Chase Business Ink Bold VS
Citi (AAdvantage, Dividend, ThankYou Preferred) VS
FIA Fidelity VS
PNC CashBuilder VS
US Bank (Cash+, Club Carlson, Flexperks) VS
Wells Fargo Cashback VS
Does not work:
TD Bank VS - [Source]
Alliant Credit Union Cashback Visa Signature
----------------------------------------------------------------------------------------
:-:Issuing Bank

Discover - Use for all Discover network cards
$1.50 next day, $1.00 three days.

American Express AMEX cards(SPG, BC, BCE, BCP, etc) cannot be paid through CheckFreePAY. Some AMEX cards issued by other banks can be paid.

AMEX cards(SPG, BC, BCE, BCP, etc) can be paid using MoneyGram for $4.99

Barclay Listed under barclay - need biller zip - $1.50 next day, $1.00 three days

Bank of America Credit Cards - Use for BoA-issued and FIA-issued cards; will not work for BofA Small Business cards.
$1.50 next day, $1.00 three days. (Will require a ZIP but apparently yours will work as well as theirs, which is 19886)[INDENT]Works:
FIA Fidelity VS & MC
BoA Alaska Airlines Visa
Does not work:
FIA Fidelity AX - No longer working for FIA Amex
BofA Asiana Business card
Capital One
$1.50 next day.
Personal and business CCs
Citibank American Express - Use for Citi-issued AMEX cards
$1.50 next day, $1.00 three days.
Citi AAdvantage AMEX
PNC Bank - Use for PNC-issued Visa network cards
$1.50 next day, $1.00 three days.
PNC CashBuilder VS
Warning: Some users have reported being shutdown for using bill pay services.


For money order questions, check the following threads and their wiki posts:
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Old Jan 26, 17, 7:45 pm
  #46  
 
Join Date: Dec 2015
Location: DCA
Programs: AAdvantage Platinum, SPG/Marriott/HHonors Gold, *A Gold (SAS EuroBonus)
Posts: 782
Originally Posted by kingofkingsforu View Post
I think many people might not even try to pay amex using bill payment for a long time. So you can provide the DB after 5 payments .

Based on ur post i tried to do a trial run for spg using money gram payment for 4.99 , after how many days , the money is get paid to amex ? its been 2 days since i paid it and didnt reflect . I paid 2 days before at 5 pm est.

Its good to know i can pay amex - 2000 $ for just 3.12 $ more than visa and i can skip one intermediate step- MO deposits at bank
Well, I only made my first successful MG AmEx payment this morning. Will update on when it posts (or not) and if subject to the 5 payments per 30 days. Because I definitely hope to exceed that lol 👍
bodiddely is offline  
Old Jan 26, 17, 8:09 pm
  #47  
 
Join Date: Nov 2015
Posts: 506
Originally Posted by bodiddely View Post
Well, I only made my first successful MG AmEx payment this morning. Will update on when it posts (or not) and if subject to the 5 payments per 30 days. Because I definitely hope to exceed that lol 👍
My Payment posted today afternoon(atleast i noticed today afternoon). MG have a cut off time 3 or 4pm est.

I initially made a payment for my spg for 495+4.99 it successfully posted.

Today i made another payment of 1995+4.99 evening. lets see when it posts . It also needed my ID because of the transaction amount.
kingofkingsforu is offline  
Old Jan 27, 17, 10:21 am
  #48  
 
Join Date: Dec 2015
Location: DCA
Programs: AAdvantage Platinum, SPG/Marriott/HHonors Gold, *A Gold (SAS EuroBonus)
Posts: 782
Originally Posted by kingofkingsforu View Post
My Payment posted today afternoon(atleast i noticed today afternoon). MG have a cut off time 3 or 4pm est.

I initially made a payment for my spg for 495+4.99 it successfully posted.

Today i made another payment of 1995+4.99 evening. lets see when it posts . It also needed my ID because of the transaction amount.
Made my payment yesterday around 8:30 am ET, AmEx now has the "Your payment was received and is being processed" message when I login, but it doesn't show as posted yet. I'm traveling this weekend but should know in a week or so whether the 5 payment limit is in effect ^
bodiddely is offline  
Old Jan 28, 17, 5:21 pm
  #49  
 
Join Date: Nov 2012
Posts: 102
A couple data points for MG billpay

I was able to pay an Amex OBC with the "Amex next day" for $4.95

When tried to pay an SPG bus cc with "Amex next day" and received the "invalid account number".

When I tried to use the "pay any credit card" the fee turned out to be $9 and change for a $1995 payment.
marktelefono is offline  
Old Jan 28, 17, 5:41 pm
  #50  
Suspended
 
Join Date: Dec 2013
Posts: 632
Originally Posted by marktelefono View Post
A couple data points for MG billpay

I was able to pay an Amex OBC with the "Amex next day" for $4.95

When tried to pay an SPG bus cc with "Amex next day" and received the "invalid account number".

When I tried to use the "pay any credit card" the fee turned out to be $9 and change for a $1995 payment.
report back if you're shut down
flyertalker9867674 is offline  
Old Jan 29, 17, 7:24 am
  #51  
 
Join Date: Sep 2013
Location: New York
Posts: 80
I know Citi can be paid as MC but does Citi have its own BP > Citi > Credit Cards section as well?
brosenberg0 is offline  
Old Jan 29, 17, 7:59 am
  #52  
 
Join Date: Jul 2014
Posts: 3,699
Originally Posted by RamboAroundTheWorld View Post
report back if you're shut down
seems like am3x RAT team are busy. My friend just got her OBC late last year and thought it was a great idea to use B/P vs depositing MOs. BAM! she got the ax yesterday. She has paid "only" 3x and think this is "unfair".

Maybe they can't catch everyone doing this and she's just one of the unfortunate ones. But for those who have relatively new am3x cards and make this their main payment method, they should know now that RAT is taking notes. In fact, from reading a lot of reports, WMBP seems to be the main factor in a lot of CC shutdowns. Tread lightly.
Mamibear is offline  
Old Jan 29, 17, 9:12 am
  #53  
 
Join Date: Feb 2013
Programs: Hyatt Explorist, MLife Gold, Marriott Gold, HHonors Gold, SPG Gold, Amex Plat
Posts: 4,220
Originally Posted by Mamibear View Post
seems like am3x RAT team are busy. My friend just got her OBC late last year and thought it was a great idea to use B/P vs depositing MOs. BAM! she got the ax yesterday. She has paid "only" 3x and think this is "unfair".

Maybe they can't catch everyone doing this and she's just one of the unfortunate ones. But for those who have relatively new am3x cards and make this their main payment method, they should know now that RAT is taking notes. In fact, from reading a lot of reports, WMBP seems to be the main factor in a lot of CC shutdowns. Tread lightly.
Dang. I've been paying Chase cards via WMBP for a couple of years without incident. But I think I will lay low for a while. I like my chase cards too much to risk a shutdown.
Stgermainparis is offline  
Old Jan 29, 17, 10:05 am
  #54  
 
Join Date: Jan 2011
Posts: 220
Originally Posted by Mamibear View Post
seems like am3x RAT team are busy. My friend just got her OBC late last year and thought it was a great idea to use B/P vs depositing MOs. BAM! she got the ax yesterday. She has paid "only" 3x and think this is "unfair".

Maybe they can't catch everyone doing this and she's just one of the unfortunate ones. But for those who have relatively new am3x cards and make this their main payment method, they should know now that RAT is taking notes. In fact, from reading a lot of reports, WMBP seems to be the main factor in a lot of CC shutdowns. Tread lightly.
What do you mean she got the 'ax' - what happened and what explanation was she given that attributes it to BPs and the "RAT team"?
3ZeroT is offline  
Old Jan 29, 17, 12:56 pm
  #55  
 
Join Date: Jul 2014
Posts: 3,699
Originally Posted by 3ZeroT View Post
What do you mean she got the 'ax' - what happened and what explanation was she given that attributes it to BPs and the "RAT team"?
I don't pry, I just listen to my buddies as they rant and be supportive. My understanding of getting the ax as most MSers use them is getting shutdown. I just go by info she is willing to share, she is the one who thinks it's the WMBP that caused her shutdown based on a lot of reports she has read online. I've just read about RAT team from doc's site and I've also seen them post on reddit which means they are prowling all websites for loopholes being taken advantaged of.
Mamibear is offline  
Old Jan 29, 17, 10:03 pm
  #56  
 
Join Date: May 2014
Posts: 527
Originally Posted by Mamibear View Post
seems like am3x RAT team are busy. My friend just got her OBC late last year and thought it was a great idea to use B/P vs depositing MOs. BAM! she got the ax yesterday. She has paid "only" 3x and think this is "unfair".

Maybe they can't catch everyone doing this and she's just one of the unfortunate ones. But for those who have relatively new am3x cards and make this their main payment method, they should know now that RAT is taking notes. In fact, from reading a lot of reports, WMBP seems to be the main factor in a lot of CC shutdowns. Tread lightly.
More likely on the AMEX end.

I haven't checked in a while, as I routinely PIF every cycle, but it used to be you were limited to TWO payments per cycle on the website. If still the case, they're not doing that willy nilly, they have that limitation for a reason, and if folks regularly add additional pushed payments, it's likely tripping some alarms. There's obviously a lot of factors, like how long you've been a customer, and what frequency and dollar amounts are involved.
Hbax is offline  
Old Jan 30, 17, 12:14 am
  #57  
 
Join Date: Nov 2015
Posts: 506
Originally Posted by Mamibear View Post
seems like am3x RAT team are busy. My friend just got her OBC late last year and thought it was a great idea to use B/P vs depositing MOs. BAM! she got the ax yesterday. She has paid "only" 3x and think this is "unfair".

Maybe they can't catch everyone doing this and she's just one of the unfortunate ones. But for those who have relatively new am3x cards and make this their main payment method, they should know now that RAT is taking notes. In fact, from reading a lot of reports, WMBP seems to be the main factor in a lot of CC shutdowns. Tread lightly.
Good Try threatening. Amex WMBP is just been tried recently and you are saying she already paid amex 3 times on her new OBC and that is the reason for shutdown ?

Please go and provide transaction details in FB and make staples to leave the FB prog
kingofkingsforu is offline  
Old Jan 31, 17, 5:14 am
  #58  
 
Join Date: May 2016
Posts: 34
It is said on top of the thread that C1 card costs only $1.50 for the payment. But today, when I went to Walmart to pay C1 for the first time (spark biz), they sent the payment through the normal VISA network and charged me $1.88 for the fee.

The extra c38 is not the issue, but I am wondering will the payment go through properly? Any DP?

TIA
cchang4 is offline  
Old Jan 31, 17, 8:26 am
  #59  
 
Join Date: Sep 2013
Location: New York
Posts: 80
BPd as MC today as the first time.

All info is entered, I swipe, enter Pin, hit OK. Suddenly cashiers Screen shows a pop up "cant receive payment at this time". Transaction goes through and prints receipt showing deduction of funds followed by a voiding of the transaction. I checked GC balance online and it shows 500 > -500 > +500. This ever happen to anyone? Any reason for why it wouldnt go through that you are aware of?
brosenberg0 is offline  
Old Jan 31, 17, 8:35 am
  #60  
 
Join Date: Jul 2014
Posts: 3,699
Originally Posted by brosenberg0 View Post
BPd as MC today as the first time.

All info is entered, I swipe, enter Pin, hit OK. Suddenly cashiers Screen shows a pop up "cant receive payment at this time". Transaction goes through and prints receipt showing deduction of funds followed by a voiding of the transaction. I checked GC balance online and it shows 500 > -500 > +500. This ever happen to anyone? Any reason for why it wouldnt go through that you are aware of?
you may have hit the max allowed number of payments on a 30 day rolling period. check your records how many payments you've already made to make sure.
Mamibear is offline  

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