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Old Feb 27, 2017, 10:26 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: ChrisFlyer66
THIS IS A WIKI TO AN OLD THREAD THAT IS NO LONGER BEING MAINTAINED!

This is a new thread for 2017. The previous discussion can be found here.
The new thread for 2018 is here.

DETAILS:
Bill Pay cannot be done at a regular register. BP must be done at Customer Service/Returns or at the Money Center in stores that have it.
WM offers two BP services: CheckFreePAY and MoneyGram. The cashier can initiate CheckFreePAY by selecting Money Services followed by Bill Pay on the register for a fee of $1-1.88. Moneygram is $4.99.
ONLY 4 successful debit card swipes can pay for a transaction. ONLY 5 payments per 16 digit account number per rolling 30 days.
CheckFreePay (800) 676-6148. - Look up payments using CC number and time of transaction

Standard BP- Once your CFP account is set up, you can add CC. When you want to BP give them your phone# to look up your account under Money Services. They often get confused and think you want MG, but just say it is under Money Services. Make sure you get 2 receipts, one from WM and a small one from CFP showing the CC# and Biller name you paid.

WM App - The Money Services works in express lane for BP, but has issues making 2 or more payments in a row. Make one BP, then come back or do another trans, then another BP to avoid issues. Make sure you get a BP receipt in the app and it shows the BP info and the CC you paid before leaving the store.

Some tips: If you don't get a receipt and they have to print you one, make sure the CC you paid appears on the printed receipt. If not on receipt, call CFP with the manager to verify there is no payment processing. They can cancel any transactions and pay you in cash right away. If they cancel the transaction and their cash drawer opens, that means they should pay you in cash, if it doesn't open, the money will probably return to your cards. Not sure what happens on the same day? Watch their drawer when they cancel the transaction to see if it opens. If they say the money will return to your DC, make sure to write down the managers name in case it doesn't.

BUSINESS DAY transaction completion time is 18:59:59 EST (Holidays change post day)
Friday after 06:59PM EST, until Monday BEFORE 07:00PM EST arrives Tuesday
Tuesday BEFORE 7:00PM arrives Wednesday
Wednesday BEFORE 07:00PM arrives Thursday
Thursday BEFORE 07:00PM arrives Friday
Friday BEFORE 07:00PM arrives Monday
But when a next-day payment will post and be visible depends upon the CC issuer.

--------------------------------------------------------------

:-:VISA and MC
If your particular card isn't on the list below, try "VISA" or "MASTERCARD."

"VISA" and "MASTERCARD" payee can no longer be found by search at some stores. If the employee can no longer find "VISA" or "MASTERCARD" by searching in CheckFreePAY, then you cannot pay either, end of story.

Following do not work:
Any and all Vanilla VISA, Vanilla MC, and OneVanilla VISA.
Glimcher VISA
MASTERCARD
$1.88 next day.
Works:
Bank of America Cash Rewards Business MC
Barclay (Arrival, US Airways) MC - Posts at 11PM EST, credit available 1AM EST
Chase Business Ink Bold MC
Citi AAdvantage (Platinum Select, Executive, Business) MC - Posts at 3AM EST (+1 day)
Citi ThankYou Preferred MC
CitiBusiness Platinum Select MC
Does not work:
Barclay Business US Airways MC - NOT PAYABLE - tried 2x
VISA
$1.88 next day.
Works:
Barclay Priceline VS
Chase (Amazon, Freedom, Sapphire Preferred, United, Slate) VS - Posts at 10PM EST
Chase Business Ink Bold VS
Citi (AAdvantage, Dividend, ThankYou Preferred) VS
FIA Fidelity VS
PNC CashBuilder VS
US Bank (Cash+, Club Carlson, Flexperks) VS
Wells Fargo Cashback VS
Does not work:
TD Bank VS - [Source]
Alliant Credit Union Cashback Visa Signature
----------------------------------------------------------------------------------------
:-:Issuing Bank

Discover - Use for all Discover network cards
$1.50 next day, $1.00 three days.

American Express AMEX cards(SPG, BC, BCE, BCP, etc) cannot be paid through CheckFreePAY. Some AMEX cards issued by other banks can be paid.

AMEX cards(SPG, BC, BCE, BCP, etc) can be paid using MoneyGram for $4.99

Barclay Listed under barclay - need biller zip - $1.50 next day, $1.00 three days

Bank of America Credit Cards - Use for BoA-issued and FIA-issued cards; will not work for BofA Small Business cards.
$1.50 next day, $1.00 three days. (Will require a ZIP but apparently yours will work as well as theirs, which is 19886)[INDENT]Works:
FIA Fidelity VS & MC
BoA Alaska Airlines Visa
Does not work:
FIA Fidelity AX - No longer working for FIA Amex
BofA Asiana Business card
Capital One
$1.50 next day.
Personal and business CCs
Citibank American Express - Use for Citi-issued AMEX cards
$1.50 next day, $1.00 three days.
Citi AAdvantage AMEX
PNC Bank - Use for PNC-issued Visa network cards
$1.50 next day, $1.00 three days.
PNC CashBuilder VS
Warning: Some users have reported being shutdown for using bill pay services.


For money order questions, check the following threads and their wiki posts:
Print Wikipost

Billpay at Walmart(2017)

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Old Jun 17, 2017, 6:44 pm
  #226  
 
Join Date: Oct 2015
Posts: 116
Originally Posted by FrankMS
Wiki doesn't mention Citi DCB and my WM couldn't find it. Anyone using BP for that card?
You need to use Visa or MC Network $1.88 next day, in your case will be MC (read the wiki for more info).

Hope this help ^

WIKI:

--------------------------------------------
VISA and MC
If your particular card isn't on the list below, try "VISA" or "MASTERCARD."

---------------------------------------------
elegua is offline  
Old Jun 25, 2017, 12:53 pm
  #227  
 
Join Date: Feb 2013
Programs: Hyatt Globalist, MLife Gold, Marriott Gold, HHonors Gold, Caesars Diamond, Amex Plat
Posts: 5,940
Anyone have issues with USBank after paying bill with BP?
Stgermainparis is offline  
Old Jun 25, 2017, 7:44 pm
  #228  
 
Join Date: Mar 2011
Location: SAN
Programs: Delta Gold. Hilton Diamond. Hyatt Explorist.
Posts: 1,674
Originally Posted by Stgermainparis
Anyone have issues with USBank after paying bill with BP?
Yes, US Bank has shut people down for that.
ChrisFlyer66 is offline  
Old Jun 25, 2017, 10:47 pm
  #229  
 
Join Date: Feb 2013
Programs: Hyatt Globalist, MLife Gold, Marriott Gold, HHonors Gold, Caesars Diamond, Amex Plat
Posts: 5,940
Originally Posted by ChrisFlyer66
Yes, US Bank has shut people down for that.
Frustrating. All my payee banks are doing that. Not worth the risk.
Stgermainparis is offline  
Old Jul 7, 2017, 9:32 am
  #230  
 
Join Date: Dec 2015
Location: DCA
Posts: 818
Anyone else have trouble using Bank of America Consumer Loans to pay a BofA Travel Rewards card? I have no trouble paying it with the Visa biller, but it gave invalid account number on BofA Consumer Loans with both 1 and 3 day option. This was with a pretty savvy CSR who I do BP frequently with, so I doubt it was CSR error. My only thought is that this is a pretty old card, opened in 2004 as an MBNA affiliate card that I PC'd to travel rewards a few months ago. But maybe somehow the account number is still in a different batch of numbers that isn't recognized as BofA Consumer?
bodiddely is offline  
Old Jul 8, 2017, 10:55 am
  #231  
 
Join Date: Mar 2009
Posts: 2,295
I know you can only pay 5 payments per rolling 30 day period, BUT if your card can be paid via Visa or the card network (ie, Elan Financial or BOA Consumer Loans) can you pay EACH of those payees 5 times (for a total of ten per 30 day period between the two) or are you still limited to 5 per account number no matter which payee is selected?

Thanks.
danpeake is offline  
Old Jul 8, 2017, 12:08 pm
  #232  
 
Join Date: Dec 2015
Location: DCA
Posts: 818
Originally Posted by danpeake
I know you can only pay 5 payments per rolling 30 day period, BUT if your card can be paid via Visa or the card network (ie, Elan Financial or BOA Consumer Loans) can you pay EACH of those payees 5 times (for a total of ten per 30 day period between the two) or are you still limited to 5 per account number no matter which payee is selected?

Thanks.
5 per payee, so ten total in your example.
bodiddely is offline  
Old Jul 8, 2017, 1:23 pm
  #233  
 
Join Date: Mar 2009
Posts: 2,295
Originally Posted by bodiddely
5 per payee, so ten total in your example.
Nice. Thanks!
danpeake is offline  
Old Jul 14, 2017, 2:58 pm
  #234  
 
Join Date: Aug 2013
Posts: 160
Wiki mentioned that BOA Alaska CC could go through BOA Consumer loan, tried and failed

but found out there is BOA Credit card, tried and succeed.
vodafone is offline  
Old Jul 14, 2017, 3:03 pm
  #235  
 
Join Date: Oct 1999
Location: Atlanta, GA
Programs: AA PLT, AS 75K, DL DM, HY Globalist, HH Diamond, MC/RZ/SW Platinum, AB/UA Silver, WN CP
Posts: 1,122
Originally Posted by vodafone
Wiki mentioned that BOA Alaska CC could go through BOA Consumer loan, tried and failed

but found out there is BOA Credit card, tried and succeed.
What was the fee?
Carl is offline  
Old Jul 14, 2017, 5:39 pm
  #236  
 
Join Date: Aug 2013
Posts: 160
3 business day $1

1 business day $1.5 ? don't know

Originally Posted by Carl
What was the fee?
vodafone is offline  
Old Jul 14, 2017, 6:05 pm
  #237  
 
Join Date: Oct 1999
Location: Atlanta, GA
Programs: AA PLT, AS 75K, DL DM, HY Globalist, HH Diamond, MC/RZ/SW Platinum, AB/UA Silver, WN CP
Posts: 1,122
Originally Posted by vodafone
3 business day $1

1 business day $1.5 ? don't know
Thanks!
Carl is offline  
Old Jul 16, 2017, 12:48 am
  #238  
 
Join Date: Dec 2011
Location: Los Angeles, CA
Programs: AAdvantage Gold, Hilton Diamond
Posts: 132
Originally Posted by vodafone
Wiki mentioned that BOA Alaska CC could go through BOA Consumer loan, tried and failed

but found out there is BOA Credit card, tried and succeed.
I have been doing it as Visa.
ketelone is offline  
Old Jul 16, 2017, 10:01 am
  #239  
 
Join Date: Jul 2017
Posts: 3
MSers spotted in the wild. I don't think they were together, despite similar attire & messenger bags. Mr. Mandals was doing his thing for 30 minutes straight; Mr. Sneakers at least had the courtesy to do 10 min and go back to end of the line. http://tinypic.com/r/31318qe/9

Last edited by steelmagnolia; Jul 16, 2017 at 11:05 am
steelmagnolia is offline  
Old Jul 17, 2017, 7:57 pm
  #240  
 
Join Date: Dec 2015
Location: DCA
Posts: 818
Originally Posted by bodiddely
Anyone else have trouble using Bank of America Consumer Loans to pay a BofA Travel Rewards card? I have no trouble paying it with the Visa biller, but it gave invalid account number on BofA Consumer Loans with both 1 and 3 day option. This was with a pretty savvy CSR who I do BP frequently with, so I doubt it was CSR error. My only thought is that this is a pretty old card, opened in 2004 as an MBNA affiliate card that I PC'd to travel rewards a few months ago. But maybe somehow the account number is still in a different batch of numbers that isn't recognized as BofA Consumer?
Originally Posted by vodafone
Wiki mentioned that BOA Alaska CC could go through BOA Consumer loan, tried and failed

but found out there is BOA Credit card, tried and succeed.
Thanks for posting this! Mine didn't work under BofA Consumer Loans so I just gave up (aside from paying the 5x/month via Visa biller). Saw your post, went back tonight, and was able to pay my Travel Rewards card as BofA Credit Card.

Should we maybe edit the Wiki? Seems people are getting misled. Are there any cards that people DEFINITELY are paying via "Bank of America Consumer Loans" biller? I'm thinking that must be for auto loans and whatnot.
bodiddely is offline  


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