Go Back  FlyerTalk Forums > Miles&Points > Credit, Debit and Prepaid Card Programs > Manufactured Spending
Reload this Page >

Plastiq for rent, tuition, utilities, etc.(2017)

Register
Social Groups
Search
Today's Posts
Mark Forums Read
Old Jan 31, 2017, 10:50 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: ed765
This is the thread for 2017. The previous discussion can be found here.

Successful Credit Cards Used (Posted as Purchase)
Amex Blue Business Plus
Amex Open SPG Business
AMEX SPG (non-business)
AMEX Delta business
AMEX business platinum and business gold (Canadian)
BofA - Virgin Atlantic MC
BofA - Amtrak World MC
Barclaycard Aviator Red/Silver MC
Barclaycard Arrival World MC
Chase Ink Cash Visa
Chase Ink Plus Visa
Chase Hyatt Visa (x2)
Chase BA Visa
Chase United MileagePlus Explorer
Chase United MileagePlus Club
Chase Sapphire Preferred (should give 2x, similar to CSR -- probably expired as of 6/5/17)
Chase Sapphire Reserve (3x, coded as travel -- this appears to have expired as of 6/5/17)
Citi Prestige MC
Citi Premier MC
Citi AT&T Access More MC (3x for rent category, misc. government services)
Citi AA Platinum MC
FIA Fidelity Mastercard
US Bank Altitude Reserve Visa

Successful Payees:
AAA (Socal, Santa Ana) insurance: Electronic payment: Processed 5/21 (Sunday), Complete 5/23, Arrived-Posted 5/26
ACS: took about 2 weeks to post
BMW Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/19
Caliber Home Loans: Processed 12/09, Sent 12/11, Arrived-Posted 12/18
Cedent mortgage
Chase Mortgage (sends check): 2 week turnaround
Citi Mortgage: Electronic - less than 1 week turnaround as of May 2017
Citizen's Auto Finance - Around 1 week.
CRA Personal Tax & GST/HST remittances
Firstmark Services (student loan, electronically remitted)
Fidelity Bank (Mortgage) https://www.fidelitybank.com/ks/Home.aspx
Flagstar Bank (Mortgage), electronic payment, posts in 2-3 days.
George Mason University: Over a week and a half.
Infiniti Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/21
Lexus Financial. Processed 3/9/16, Posted 3/14/19
Morgan Stanley Home Loans: Processed 01/14, Sent 01/15, Arrived-Posted 01/21
NA Shade & Associates LLC
National Grid Electric MA: 1 week turnaround
National Grid Gas MA: 3 week turnaround, sends physical check
Nationstar Mortgage, electionic payment, post in 2-3 days.
New York Community Bank (NYCB) Mortgage: check mailed by Plastiq 4/27, posted 5/1.
"NJ City" Tax: Processed 01/21, Sent 01/22, Arrived-Posted 02/01
Penfed Mortgage: 1 week turnaround
PennyMac Mortgage: 1-1.5wk turnaround
TCF Mortgage: 1.5 week turnaround
TD Bank Mortgage (EFT)
Wawanesa USA Insurance
Wells Fargo Mortgage: Processed 10/8, Sent 10/9, Arrived-Posted 10/16
Wells Fargo Mortgage: Processed 8/6, Sent 8/9, Posted 8/16

Restrictions
New VISA payments are not being accepted for mortgages.
Print Wikipost

Plastiq for rent, tuition, utilities, etc.(2017)

   
Old Nov 2, 2017, 12:14 pm
  #706  
 
Join Date: Nov 2008
Posts: 643
Originally Posted by Whorne
I just made a payment using AMEX on a utility bill!! I confirmed that my Amex was charged. They must have fixed the issue!
GREAT! I'm going to wait until the end of the month to see what truly happens. I'm glad to hear that your transaction was successful.
mommafrica is offline  
Old Nov 2, 2017, 12:16 pm
  #707  
 
Join Date: Nov 2008
Posts: 643
Originally Posted by dinanm3atl
Great to see some coming back. I did standard payment on mortage now just to have it paid on time. Will add it for next month to test.
DITTO! At this moment I would prefer to be safe than sorry.
mommafrica is offline  
Old Nov 2, 2017, 1:27 pm
  #708  
 
Join Date: Nov 2008
Posts: 643
Plastiq just sent me an email saying that all AMEX processing has been restored.
Whorne likes this.
mommafrica is offline  
Old Nov 2, 2017, 3:47 pm
  #709  
 
Join Date: May 2017
Posts: 21
Originally Posted by mommafrica
Plastiq just sent me an email saying that all AMEX processing has been restored.
I have processed several more payments and all went through with no problem!
mommafrica likes this.
Whorne is offline  
Old Nov 2, 2017, 4:09 pm
  #710  
 
Join Date: Jul 2014
Location: JRF
Programs: AA Gold, Marriott Platinum, Hilton Diamond, National Executive Elite
Posts: 1,784
Just paid rent, Canadian Amex minimum spend met!

And noticed a "cross boarder fee" that pushed the normal 2.5% fee up to 3.0%. Has this been going on for some time? Have always used US-issued cards and never noticed...
msp3 is offline  
Old Nov 2, 2017, 5:17 pm
  #711  
 
Join Date: Sep 2015
Posts: 574
hmm, looks like amex and plastiq has worked out some kind of deal on what is allowed to be used on amex and what not.

a friend of mine couldnt pay her Car payment with an amex card.
BuBu4 is offline  
Old Nov 3, 2017, 3:43 am
  #712  
 
Join Date: Oct 2017
Location: RDU
Programs: Delta Platinum
Posts: 25
Originally Posted by rdu_fly
Yeah, I think we are well past the 'technical hurdle' time period.

Welp, I am off to go eat my hat.
rdu_fly is offline  
Old Nov 3, 2017, 6:18 am
  #713  
 
Join Date: May 2017
Posts: 21
Originally Posted by rdu_fly
Welp, I am off to go eat my hat.
That does not sound like fun!
Whorne is offline  
Old Nov 3, 2017, 8:49 am
  #714  
 
Join Date: Aug 2012
Posts: 779
Just tried to pay Chase Mortgage using my Amex, and it was not allowed. This "fix" is useless for me. All my other bills I can pay the companies directly without fees or with very small fees.
asdfghjk is offline  
Old Nov 3, 2017, 8:57 am
  #715  
 
Join Date: Mar 2016
Location: North Texas
Programs: SWA A-List, Marriott Platinum, Hilton Gold
Posts: 188
Originally Posted by junks2010
Just tried to pay Chase Mortgage using my Amex, and it was not allowed. This "fix" is useless for me. All my other bills I can pay the companies directly without fees or with very small fees.
If you want to solve the problem you're having you could just sell your house and start renting. Amex is now working to make rent payments again.
TyPo311 is offline  
Old Nov 3, 2017, 9:50 am
  #716  
 
Join Date: May 2017
Posts: 21
Originally Posted by junks2010
Just tried to pay Chase Mortgage using my Amex, and it was not allowed. This "fix" is useless for me. All my other bills I can pay the companies directly without fees or with very small fees.




The whole mortgage thing is crazy. I have read that it really depends on the mortgage institution that is being used. For example, I am using Nationstar (now Mr Cooper) and have been able to use Amex for my mortgage. Now, for how long that continues is another matter but I was still able to process yesterday.
Whorne is offline  
Old Nov 3, 2017, 10:08 am
  #717  
 
Join Date: Aug 2012
Posts: 779
Originally Posted by TyPo311
If you want to solve the problem you're having you could just sell your house and start renting. Amex is now working to make rent payments again.
I can solve this problem by using other cards (for now ).

Originally Posted by Whorne
The whole mortgage thing is crazy. I have read that it really depends on the mortgage institution that is being used. For example, I am using Nationstar (now Mr Cooper) and have been able to use Amex for my mortgage. Now, for how long that continues is another matter but I was still able to process yesterday.
I think the issue (or good thing) here is that it depends on Plastiq to determine which payments should be considered to be mortgage payments. So, if Plastiq is not aware or is not sure about your bank, it will allow it. For large banks (Chase, Citi, etc), it is a no go.
asdfghjk is offline  
Old Nov 3, 2017, 10:26 am
  #718  
 
Join Date: May 2017
Posts: 21
I think the issue (or good thing) here is that it depends on Plastiq to determine which payments should be considered to be mortgage payments. So, if Plastiq is not aware or is not sure about your bank, it will allow it. For large banks (Chase, Citi, etc), it is a no go.[/QUOTE]



I believe you are right in your assessment.
Whorne is offline  
Old Nov 3, 2017, 2:08 pm
  #719  
 
Join Date: Jan 2013
Programs: Hyatt Glb, MR Plat
Posts: 2,576
Still no go Amex on Toyota bill..
frudd38 is offline  
Old Nov 3, 2017, 2:21 pm
  #720  
 
Join Date: May 2017
Posts: 21
Originally Posted by frudd38
Still no go Amex on Toyota bill..


That is weird! My VW and Chrysler went through fine.
Whorne is offline  

Thread Tools
Search this Thread
Search this Thread:

Advanced Search

Advanced Search
Reply Closed Thread Share
Forum Jump

Contact Us - Manage Preferences - Archive - Advertising - Cookie Policy - Privacy Statement - Terms of Service -

This site is owned, operated, and maintained by MH Sub I, LLC dba Internet Brands. Copyright © 2024 MH Sub I, LLC dba Internet Brands. All rights reserved. Designated trademarks are the property of their respective owners.