Jan 31, 2017, 10:50 pm
Last edit by: ed765
This is the thread for 2017. The previous discussion can be found here.
Successful Credit Cards Used (Posted as Purchase)
Amex Blue Business Plus
Amex Open SPG Business
AMEX SPG (non-business)
AMEX Delta business
AMEX business platinum and business gold (Canadian)
BofA - Virgin Atlantic MC
BofA - Amtrak World MC
Barclaycard Aviator Red/Silver MC
Barclaycard Arrival World MC
Chase Ink Cash Visa
Chase Ink Plus Visa
Chase Hyatt Visa (x2)
Chase BA Visa
Chase United MileagePlus Explorer
Chase United MileagePlus Club
Chase Sapphire Preferred (should give 2x, similar to CSR -- probably expired as of 6/5/17)
Chase Sapphire Reserve (3x, coded as travel -- this appears to have expired as of 6/5/17)
Citi Prestige MC
Citi Premier MC
Citi AT&T Access More MC (3x for rent category, misc. government services)
Citi AA Platinum MC
FIA Fidelity Mastercard
US Bank Altitude Reserve Visa
Successful Payees:
AAA (Socal, Santa Ana) insurance: Electronic payment: Processed 5/21 (Sunday), Complete 5/23, Arrived-Posted 5/26
ACS: took about 2 weeks to post
BMW Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/19
Caliber Home Loans: Processed 12/09, Sent 12/11, Arrived-Posted 12/18
Cedent mortgage
Chase Mortgage (sends check): 2 week turnaround
Citi Mortgage: Electronic - less than 1 week turnaround as of May 2017
Citizen's Auto Finance - Around 1 week.
CRA Personal Tax & GST/HST remittances
Firstmark Services (student loan, electronically remitted)
Fidelity Bank (Mortgage) https://www.fidelitybank.com/ks/Home.aspx
Flagstar Bank (Mortgage), electronic payment, posts in 2-3 days.
George Mason University: Over a week and a half.
Infiniti Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/21
Lexus Financial. Processed 3/9/16, Posted 3/14/19
Morgan Stanley Home Loans: Processed 01/14, Sent 01/15, Arrived-Posted 01/21
NA Shade & Associates LLC
National Grid Electric MA: 1 week turnaround
National Grid Gas MA: 3 week turnaround, sends physical check
Nationstar Mortgage, electionic payment, post in 2-3 days.
New York Community Bank (NYCB) Mortgage: check mailed by Plastiq 4/27, posted 5/1.
"NJ City" Tax: Processed 01/21, Sent 01/22, Arrived-Posted 02/01
Penfed Mortgage: 1 week turnaround
PennyMac Mortgage: 1-1.5wk turnaround
TCF Mortgage: 1.5 week turnaround
TD Bank Mortgage (EFT)
Wawanesa USA Insurance
Wells Fargo Mortgage: Processed 10/8, Sent 10/9, Arrived-Posted 10/16
Wells Fargo Mortgage: Processed 8/6, Sent 8/9, Posted 8/16
Restrictions
New VISA payments are not being accepted for mortgages.
Successful Credit Cards Used (Posted as Purchase)
Amex Blue Business Plus
Amex Open SPG Business
AMEX SPG (non-business)
AMEX Delta business
AMEX business platinum and business gold (Canadian)
BofA - Virgin Atlantic MC
BofA - Amtrak World MC
Barclaycard Aviator Red/Silver MC
Barclaycard Arrival World MC
Chase Ink Cash Visa
Chase Ink Plus Visa
Chase Hyatt Visa (x2)
Chase BA Visa
Chase United MileagePlus Explorer
Chase United MileagePlus Club
Chase Sapphire Preferred (should give 2x, similar to CSR -- probably expired as of 6/5/17)
Chase Sapphire Reserve (3x, coded as travel -- this appears to have expired as of 6/5/17)
Citi Prestige MC
Citi Premier MC
Citi AT&T Access More MC (3x for rent category, misc. government services)
Citi AA Platinum MC
FIA Fidelity Mastercard
US Bank Altitude Reserve Visa
Successful Payees:
AAA (Socal, Santa Ana) insurance: Electronic payment: Processed 5/21 (Sunday), Complete 5/23, Arrived-Posted 5/26
ACS: took about 2 weeks to post
BMW Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/19
Caliber Home Loans: Processed 12/09, Sent 12/11, Arrived-Posted 12/18
Cedent mortgage
Chase Mortgage (sends check): 2 week turnaround
Citi Mortgage: Electronic - less than 1 week turnaround as of May 2017
Citizen's Auto Finance - Around 1 week.
CRA Personal Tax & GST/HST remittances
Firstmark Services (student loan, electronically remitted)
Fidelity Bank (Mortgage) https://www.fidelitybank.com/ks/Home.aspx
Flagstar Bank (Mortgage), electronic payment, posts in 2-3 days.
George Mason University: Over a week and a half.
Infiniti Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/21
Lexus Financial. Processed 3/9/16, Posted 3/14/19
Morgan Stanley Home Loans: Processed 01/14, Sent 01/15, Arrived-Posted 01/21
NA Shade & Associates LLC
National Grid Electric MA: 1 week turnaround
National Grid Gas MA: 3 week turnaround, sends physical check
Nationstar Mortgage, electionic payment, post in 2-3 days.
New York Community Bank (NYCB) Mortgage: check mailed by Plastiq 4/27, posted 5/1.
"NJ City" Tax: Processed 01/21, Sent 01/22, Arrived-Posted 02/01
Penfed Mortgage: 1 week turnaround
PennyMac Mortgage: 1-1.5wk turnaround
TCF Mortgage: 1.5 week turnaround
TD Bank Mortgage (EFT)
Wawanesa USA Insurance
Wells Fargo Mortgage: Processed 10/8, Sent 10/9, Arrived-Posted 10/16
Wells Fargo Mortgage: Processed 8/6, Sent 8/9, Posted 8/16
Restrictions
New VISA payments are not being accepted for mortgages.
Plastiq for rent, tuition, utilities, etc.(2017)
Oct 1, 2017, 3:23 pm
#646
Join Date: Sep 2012
Posts: 4,431
About 8 months ago, there was an electronic payment for Flagstar Bank. I have this saved on one of my mortgages. I added another Flagstar account to Plastiq and the electronic payment option is gone now. The previous account with e-payment is still there. If Plastiq has capability to e-submit, why would they take the option away?
Oct 2, 2017, 11:32 am
#647
Join Date: Sep 2015
Location: Los Angeles
Posts: 740
It turns out the dumb****s at Plastiq made a typo on the check in the loan# field and my payment was applied to someone else's mortgage.
I am beyond livid atm and I will never do business with them again.
PS: In the past I have made at least 10 mortgage payments with them using the same account#, how they screwed it up this time is beyond me.
I am beyond livid atm and I will never do business with them again.
PS: In the past I have made at least 10 mortgage payments with them using the same account#, how they screwed it up this time is beyond me.
I shot back with a scathing email to their canned response reiterating the fact that the error was on their end, they were the ones who made a typo and caused me all this grief.
Oct 2, 2017, 8:56 pm
#648
Join Date: Sep 2011
Location: SNA
Programs: AA EXP, Hilton Diamond, Hyatt Globalist, IHG Plat, Marriott Gold, National EE
Posts: 1,204
There's definitely a risk in trusting Plastiq with mission-critical payments.
I paid our Blue Shield health insurance premiums and there was an issue. Thankfully, no lapse in coverage, but that could have been real bad.
I paid our Blue Shield health insurance premiums and there was an issue. Thankfully, no lapse in coverage, but that could have been real bad.
Oct 4, 2017, 10:14 pm
#649
Join Date: Aug 2011
Location: BOS / BWI
Programs: AA, UA, Marriott, HHonors, Avis et al.
Posts: 237
Plastiq got back to me saying they're sorry my Bank made the clerical error and in the future I should review the details more carefully before making any payments...un-freakin-believable!
I shot back with a scathing email to their canned response reiterating the fact that the error was on their end, they were the ones who made a typo and caused me all this grief.
I shot back with a scathing email to their canned response reiterating the fact that the error was on their end, they were the ones who made a typo and caused me all this grief.
Thanks for posting this. I will have to set myself a monthly calendar reminder to check plastiq payments to make sure they get posted correctly.
Oct 5, 2017, 8:43 am
#650
Join Date: May 2017
Posts: 21
I have set reminders for me to verify payments as well! We shouldn’t have to but..........
Oct 8, 2017, 11:22 am
#651
Join Date: Mar 2012
Posts: 249
What about different names? I am guessing that it's not allowed and would require a different account to be set up.
I've read somewhere (can't remember where) that if a specific electronic payment is set up for a payee/account, a different Plastiq account can't pay that same payee/account combo. Is this still correct?
Oct 8, 2017, 12:01 pm
#652
Join Date: Jan 2013
Programs: Hyatt Glb, MR Plat
Posts: 2,574
Thank you!
What about different names? I am guessing that it's not allowed and would require a different account to be set up.
I've read somewhere (can't remember where) that if a specific electronic payment is set up for a payee/account, a different Plastiq account can't pay that same payee/account combo. Is this still correct?
What about different names? I am guessing that it's not allowed and would require a different account to be set up.
I've read somewhere (can't remember where) that if a specific electronic payment is set up for a payee/account, a different Plastiq account can't pay that same payee/account combo. Is this still correct?
Oct 8, 2017, 3:57 pm
#653
Join Date: Mar 2012
Posts: 249
Thank you!
What about different names? I am guessing that it's not allowed and would require a different account to be set up.
I've read somewhere (can't remember where) that if a specific electronic payment is set up for a payee/account, a different Plastiq account can't pay that same payee/account combo. Is this still correct?
What about different names? I am guessing that it's not allowed and would require a different account to be set up.
I've read somewhere (can't remember where) that if a specific electronic payment is set up for a payee/account, a different Plastiq account can't pay that same payee/account combo. Is this still correct?
Thanks for the quick reply, though.
Oct 9, 2017, 5:22 pm
#656
Join Date: Nov 2014
Location: USA
Posts: 1,084
Does plastiq allow family members to setup their own accounts if
At the same billing address? Good way to earn free payments
At the same billing address? Good way to earn free payments
Oct 10, 2017, 7:16 pm
#657
Join Date: Oct 2017
Posts: 16
Can someone please tell me what cards I can use / monthly bills I can pay that will allow me to profit off using Plastiq that aren't CIP+mortgage?
Oct 11, 2017, 6:16 pm
#658
Join Date: Sep 2011
Location: SNA
Programs: AA EXP, Hilton Diamond, Hyatt Globalist, IHG Plat, Marriott Gold, National EE
Posts: 1,204
There's no real magic bullet here (easily accessible, scaleable, widely verified, risk-free) that I am aware of.
Oct 12, 2017, 10:57 am
#659
Join Date: Dec 2004
Location: SFO
Programs: BART Platinum, AA Plat Pro
Posts: 1,157
Im also new here and am confused how to scale making money with Plastiq as well as why this topic is under Manufactured Spending....Can someone please tell me what cards I can use / monthly bills I can pay that will allow me to profit off using Plastiq that aren't CIP+mortgage?
If there were a way to make unlimited amounts of money using this service or any other, someone would have already arbitraged that away.
Oct 12, 2017, 11:37 am
#660
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,932
I'm guessing it's under MS because it's a way to pay bills by card that normally wouldn't be card-payable. But nobody ever claimed that it you could "scale making money" with the service to unlimited levels (and, for 99+% of the cards out there, you won't make any money at all, other than hitting sign-up bonuses, because the rewards aren't worth the 2.5% fee).
If there were a way to make unlimited amounts of money using this service or any other, someone would have already arbitraged that away.
If there were a way to make unlimited amounts of money using this service or any other, someone would have already arbitraged that away.
