Jan 31, 2017, 10:50 pm
Last edit by: ed765
This is the thread for 2017. The previous discussion can be found here.
Successful Credit Cards Used (Posted as Purchase)
Amex Blue Business Plus
Amex Open SPG Business
AMEX SPG (non-business)
AMEX Delta business
AMEX business platinum and business gold (Canadian)
BofA - Virgin Atlantic MC
BofA - Amtrak World MC
Barclaycard Aviator Red/Silver MC
Barclaycard Arrival World MC
Chase Ink Cash Visa
Chase Ink Plus Visa
Chase Hyatt Visa (x2)
Chase BA Visa
Chase United MileagePlus Explorer
Chase United MileagePlus Club
Chase Sapphire Preferred (should give 2x, similar to CSR -- probably expired as of 6/5/17)
Chase Sapphire Reserve (3x, coded as travel -- this appears to have expired as of 6/5/17)
Citi Prestige MC
Citi Premier MC
Citi AT&T Access More MC (3x for rent category, misc. government services)
Citi AA Platinum MC
FIA Fidelity Mastercard
US Bank Altitude Reserve Visa
Successful Payees:
AAA (Socal, Santa Ana) insurance: Electronic payment: Processed 5/21 (Sunday), Complete 5/23, Arrived-Posted 5/26
ACS: took about 2 weeks to post
BMW Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/19
Caliber Home Loans: Processed 12/09, Sent 12/11, Arrived-Posted 12/18
Cedent mortgage
Chase Mortgage (sends check): 2 week turnaround
Citi Mortgage: Electronic - less than 1 week turnaround as of May 2017
Citizen's Auto Finance - Around 1 week.
CRA Personal Tax & GST/HST remittances
Firstmark Services (student loan, electronically remitted)
Fidelity Bank (Mortgage) https://www.fidelitybank.com/ks/Home.aspx
Flagstar Bank (Mortgage), electronic payment, posts in 2-3 days.
George Mason University: Over a week and a half.
Infiniti Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/21
Lexus Financial. Processed 3/9/16, Posted 3/14/19
Morgan Stanley Home Loans: Processed 01/14, Sent 01/15, Arrived-Posted 01/21
NA Shade & Associates LLC
National Grid Electric MA: 1 week turnaround
National Grid Gas MA: 3 week turnaround, sends physical check
Nationstar Mortgage, electionic payment, post in 2-3 days.
New York Community Bank (NYCB) Mortgage: check mailed by Plastiq 4/27, posted 5/1.
"NJ City" Tax: Processed 01/21, Sent 01/22, Arrived-Posted 02/01
Penfed Mortgage: 1 week turnaround
PennyMac Mortgage: 1-1.5wk turnaround
TCF Mortgage: 1.5 week turnaround
TD Bank Mortgage (EFT)
Wawanesa USA Insurance
Wells Fargo Mortgage: Processed 10/8, Sent 10/9, Arrived-Posted 10/16
Wells Fargo Mortgage: Processed 8/6, Sent 8/9, Posted 8/16
Restrictions
New VISA payments are not being accepted for mortgages.
Successful Credit Cards Used (Posted as Purchase)
Amex Blue Business Plus
Amex Open SPG Business
AMEX SPG (non-business)
AMEX Delta business
AMEX business platinum and business gold (Canadian)
BofA - Virgin Atlantic MC
BofA - Amtrak World MC
Barclaycard Aviator Red/Silver MC
Barclaycard Arrival World MC
Chase Ink Cash Visa
Chase Ink Plus Visa
Chase Hyatt Visa (x2)
Chase BA Visa
Chase United MileagePlus Explorer
Chase United MileagePlus Club
Chase Sapphire Preferred (should give 2x, similar to CSR -- probably expired as of 6/5/17)
Chase Sapphire Reserve (3x, coded as travel -- this appears to have expired as of 6/5/17)
Citi Prestige MC
Citi Premier MC
Citi AT&T Access More MC (3x for rent category, misc. government services)
Citi AA Platinum MC
FIA Fidelity Mastercard
US Bank Altitude Reserve Visa
Successful Payees:
AAA (Socal, Santa Ana) insurance: Electronic payment: Processed 5/21 (Sunday), Complete 5/23, Arrived-Posted 5/26
ACS: took about 2 weeks to post
BMW Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/19
Caliber Home Loans: Processed 12/09, Sent 12/11, Arrived-Posted 12/18
Cedent mortgage
Chase Mortgage (sends check): 2 week turnaround
Citi Mortgage: Electronic - less than 1 week turnaround as of May 2017
Citizen's Auto Finance - Around 1 week.
CRA Personal Tax & GST/HST remittances
Firstmark Services (student loan, electronically remitted)
Fidelity Bank (Mortgage) https://www.fidelitybank.com/ks/Home.aspx
Flagstar Bank (Mortgage), electronic payment, posts in 2-3 days.
George Mason University: Over a week and a half.
Infiniti Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/21
Lexus Financial. Processed 3/9/16, Posted 3/14/19
Morgan Stanley Home Loans: Processed 01/14, Sent 01/15, Arrived-Posted 01/21
NA Shade & Associates LLC
National Grid Electric MA: 1 week turnaround
National Grid Gas MA: 3 week turnaround, sends physical check
Nationstar Mortgage, electionic payment, post in 2-3 days.
New York Community Bank (NYCB) Mortgage: check mailed by Plastiq 4/27, posted 5/1.
"NJ City" Tax: Processed 01/21, Sent 01/22, Arrived-Posted 02/01
Penfed Mortgage: 1 week turnaround
PennyMac Mortgage: 1-1.5wk turnaround
TCF Mortgage: 1.5 week turnaround
TD Bank Mortgage (EFT)
Wawanesa USA Insurance
Wells Fargo Mortgage: Processed 10/8, Sent 10/9, Arrived-Posted 10/16
Wells Fargo Mortgage: Processed 8/6, Sent 8/9, Posted 8/16
Restrictions
New VISA payments are not being accepted for mortgages.
Plastiq for rent, tuition, utilities, etc.(2017)
Jun 5, 2017, 9:18 pm
#376
Join Date: Jul 2011
Posts: 72
Read multiple posts from various blogs that payments of mortgage/rent via plastiq are not eligible for 3x bonus UR points anymore, starting Today or yesterday. What is your story?
Jun 5, 2017, 9:36 pm
#377
Join Date: Jun 2013
Location: NYC
Programs: Marriott Plat, Hilton Gold, UA Silver
Posts: 2,272
Jun 5, 2017, 10:30 pm
#379
Join Date: Sep 2012
Posts: 4,431
https://www.reddit.com/r/churning/co...ottom-comments
Sounds like a couple people on reddit report the same thing
Sounds like a couple people on reddit report the same thing
Jun 6, 2017, 9:39 am
#381
Join Date: Jun 2004
Location: IAD
Programs: All of them to one degree or another
Posts: 447
I'm only surprised that it lasted as long as it did!
Got four payments through on my CSR and just changed my card to CIP this morning to try and push one more through since there are some reports that CIP might still be working. Hopefully they don't close that loop before tomorrow when the payment is processed.
Got four payments through on my CSR and just changed my card to CIP this morning to try and push one more through since there are some reports that CIP might still be working. Hopefully they don't close that loop before tomorrow when the payment is processed.
Jun 6, 2017, 9:53 am
#382
Join Date: Dec 2004
Posts: 7,901
Hmm, I only see 2 reports for CSR mortgage payments getting 1x so far.
Jun 6, 2017, 12:10 pm
#383
Join Date: Apr 2017
Posts: 284
Curious whether rent payments are still coding 3x for CSR
Jun 6, 2017, 2:36 pm
#384
Join Date: Nov 2014
Location: USA
Posts: 1,084
Does anyone have ATT card? What has been causing the 3x trigger ? Does plastiq rent /mortgage code as online travel or online purchase?
I wonder if the att card will be affected with this CSR change
I wonder if the att card will be affected with this CSR change
Jun 6, 2017, 9:14 pm
#386
Join Date: Mar 2011
Location: SAN
Programs: Delta Gold. Hilton Diamond. Hyatt Explorist.
Posts: 1,674
Jun 7, 2017, 2:56 am
#388
Join Date: Sep 2012
Posts: 4,431
I signed up for 6 months scheduled payments when Plastiq offered me the first month fee-free; I'm sure many others have done the same. So far, I've made 2 payments so that's 4 more to go. Now that 3x is dead, I want to cancel the remaining 4 but I worry about being charged the first month's fee. Has anybody tried cancelling the schedule, and did you get charged?
Jun 7, 2017, 7:37 am
#389
Join Date: Jul 2014
Posts: 369
Why would you not cancel? What is the upsize to continue paying the fee 4 more times for ony 1x points? By canceling - worst case is that they charge you the one fee, which was a profitable transaction even without the fee waiver. Each future payment will be losing transactions.
Jun 7, 2017, 11:03 am
#390
Join Date: Dec 2004
Location: SFO
Programs: BART Platinum, AA Plat Pro
Posts: 1,158
Yup, my mortgage interest payment that had been getting 3x just got 1x. Should have made it a week ago. Oh well.
I asked about canceling it. She said that I could, but the check had already gone out, so I'd have to get the lender to not cash it in order to avoid a stop payment fee (and whatever issues it might create for the lender). Not worth it.
I asked about canceling it. She said that I could, but the check had already gone out, so I'd have to get the lender to not cash it in order to avoid a stop payment fee (and whatever issues it might create for the lender). Not worth it.