Jan 31, 2017, 10:50 pm
Last edit by: ed765
This is the thread for 2017. The previous discussion can be found here.
Successful Credit Cards Used (Posted as Purchase)
Amex Blue Business Plus
Amex Open SPG Business
AMEX SPG (non-business)
AMEX Delta business
AMEX business platinum and business gold (Canadian)
BofA - Virgin Atlantic MC
BofA - Amtrak World MC
Barclaycard Aviator Red/Silver MC
Barclaycard Arrival World MC
Chase Ink Cash Visa
Chase Ink Plus Visa
Chase Hyatt Visa (x2)
Chase BA Visa
Chase United MileagePlus Explorer
Chase United MileagePlus Club
Chase Sapphire Preferred (should give 2x, similar to CSR -- probably expired as of 6/5/17)
Chase Sapphire Reserve (3x, coded as travel -- this appears to have expired as of 6/5/17)
Citi Prestige MC
Citi Premier MC
Citi AT&T Access More MC (3x for rent category, misc. government services)
Citi AA Platinum MC
FIA Fidelity Mastercard
US Bank Altitude Reserve Visa
Successful Payees:
AAA (Socal, Santa Ana) insurance: Electronic payment: Processed 5/21 (Sunday), Complete 5/23, Arrived-Posted 5/26
ACS: took about 2 weeks to post
BMW Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/19
Caliber Home Loans: Processed 12/09, Sent 12/11, Arrived-Posted 12/18
Cedent mortgage
Chase Mortgage (sends check): 2 week turnaround
Citi Mortgage: Electronic - less than 1 week turnaround as of May 2017
Citizen's Auto Finance - Around 1 week.
CRA Personal Tax & GST/HST remittances
Firstmark Services (student loan, electronically remitted)
Fidelity Bank (Mortgage) https://www.fidelitybank.com/ks/Home.aspx
Flagstar Bank (Mortgage), electronic payment, posts in 2-3 days.
George Mason University: Over a week and a half.
Infiniti Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/21
Lexus Financial. Processed 3/9/16, Posted 3/14/19
Morgan Stanley Home Loans: Processed 01/14, Sent 01/15, Arrived-Posted 01/21
NA Shade & Associates LLC
National Grid Electric MA: 1 week turnaround
National Grid Gas MA: 3 week turnaround, sends physical check
Nationstar Mortgage, electionic payment, post in 2-3 days.
New York Community Bank (NYCB) Mortgage: check mailed by Plastiq 4/27, posted 5/1.
"NJ City" Tax: Processed 01/21, Sent 01/22, Arrived-Posted 02/01
Penfed Mortgage: 1 week turnaround
PennyMac Mortgage: 1-1.5wk turnaround
TCF Mortgage: 1.5 week turnaround
TD Bank Mortgage (EFT)
Wawanesa USA Insurance
Wells Fargo Mortgage: Processed 10/8, Sent 10/9, Arrived-Posted 10/16
Wells Fargo Mortgage: Processed 8/6, Sent 8/9, Posted 8/16
Restrictions
New VISA payments are not being accepted for mortgages.
Successful Credit Cards Used (Posted as Purchase)
Amex Blue Business Plus
Amex Open SPG Business
AMEX SPG (non-business)
AMEX Delta business
AMEX business platinum and business gold (Canadian)
BofA - Virgin Atlantic MC
BofA - Amtrak World MC
Barclaycard Aviator Red/Silver MC
Barclaycard Arrival World MC
Chase Ink Cash Visa
Chase Ink Plus Visa
Chase Hyatt Visa (x2)
Chase BA Visa
Chase United MileagePlus Explorer
Chase United MileagePlus Club
Chase Sapphire Preferred (should give 2x, similar to CSR -- probably expired as of 6/5/17)
Chase Sapphire Reserve (3x, coded as travel -- this appears to have expired as of 6/5/17)
Citi Prestige MC
Citi Premier MC
Citi AT&T Access More MC (3x for rent category, misc. government services)
Citi AA Platinum MC
FIA Fidelity Mastercard
US Bank Altitude Reserve Visa
Successful Payees:
AAA (Socal, Santa Ana) insurance: Electronic payment: Processed 5/21 (Sunday), Complete 5/23, Arrived-Posted 5/26
ACS: took about 2 weeks to post
BMW Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/19
Caliber Home Loans: Processed 12/09, Sent 12/11, Arrived-Posted 12/18
Cedent mortgage
Chase Mortgage (sends check): 2 week turnaround
Citi Mortgage: Electronic - less than 1 week turnaround as of May 2017
Citizen's Auto Finance - Around 1 week.
CRA Personal Tax & GST/HST remittances
Firstmark Services (student loan, electronically remitted)
Fidelity Bank (Mortgage) https://www.fidelitybank.com/ks/Home.aspx
Flagstar Bank (Mortgage), electronic payment, posts in 2-3 days.
George Mason University: Over a week and a half.
Infiniti Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/21
Lexus Financial. Processed 3/9/16, Posted 3/14/19
Morgan Stanley Home Loans: Processed 01/14, Sent 01/15, Arrived-Posted 01/21
NA Shade & Associates LLC
National Grid Electric MA: 1 week turnaround
National Grid Gas MA: 3 week turnaround, sends physical check
Nationstar Mortgage, electionic payment, post in 2-3 days.
New York Community Bank (NYCB) Mortgage: check mailed by Plastiq 4/27, posted 5/1.
"NJ City" Tax: Processed 01/21, Sent 01/22, Arrived-Posted 02/01
Penfed Mortgage: 1 week turnaround
PennyMac Mortgage: 1-1.5wk turnaround
TCF Mortgage: 1.5 week turnaround
TD Bank Mortgage (EFT)
Wawanesa USA Insurance
Wells Fargo Mortgage: Processed 10/8, Sent 10/9, Arrived-Posted 10/16
Wells Fargo Mortgage: Processed 8/6, Sent 8/9, Posted 8/16
Restrictions
New VISA payments are not being accepted for mortgages.
Plastiq for rent, tuition, utilities, etc.(2017)
Sep 1, 2017, 6:52 am
#586
Join Date: Dec 2014
Posts: 2
Showing as Miscellaneous Services on UR even though I selected as Real estate in Plastiq. Paid on 8/28, posted to mortgage on 8/31. Same mortgage paid via CSR got me only 1X last month. Hope this 3X lasts a while.Is this Ink Plus or Preferred? Was the payee in their database or created manually?
TIA!
Sep 1, 2017, 12:54 pm
#587
Join Date: May 2010
Posts: 190
visa gift card?
Anyone had recent experience using visa gift card as a payment method? I am getting "Oops! There was a problem adding your card: Your card was not validated properly." when "add new card" with visa gift card. TIA!
Sep 2, 2017, 12:53 pm
#589
Join Date: Aug 2011
Location: BOS / BWI
Programs: AA, UA, Marriott, HHonors, Avis et al.
Posts: 237
Sep 4, 2017, 10:34 am
#590
Join Date: Jul 2011
Posts: 72
The message I receive when trying to pay lender (nationstar mtg) is "we recommend using a different card for this payment ... Visa credit cards can not be used to pay this recipient" how do you work it around or the message does not show up at all? Thanks.
Sep 4, 2017, 11:44 am
#591
Join Date: Feb 2017
Posts: 271
Pay $1 with a non visa card, and once the relationship is established, try again with the visa.
Sep 6, 2017, 10:36 am
#593
Join Date: Sep 2012
Posts: 4,431
Just got a promo in email-- prepay 3 or more mortgages and get rebate for 3 months so fees total only 1.5%. I'm going to call retention for my Citi Prestige soon, and if I get the $50/month for $1500/mo spend, I'll take advantage of this.
Sep 7, 2017, 5:37 am
#594
Join Date: Jul 2015
Posts: 8
"Unfortunately, American Express cards cannot be used to pay this recipient. To submit your payment, we recommend using a MasterCard (check out our current promotion)."
Just received this message when trying to pay an established mortgage account that I have been paying for months with Amex
Just received this message when trying to pay an established mortgage account that I have been paying for months with Amex
Sep 7, 2017, 2:22 pm
#595
Join Date: Sep 2005
Location: Columbia, SC
Programs: AA Plat, SPG/Marriot Gold, HHonors Diamond, Hyatt Expl
Posts: 2,363
Attempted to pay my TD Bank mortgage with CIP VISA (after paying it with an AMEX for a while now, but wanted to see if CIP gives any extra points), but got the dreaded "can't pay with VISA, please try MC)" message....
Will try again next month after this month's payment via MC goes through.
Will try again next month after this month's payment via MC goes through.
Sep 8, 2017, 6:42 am
#596
Join Date: Jun 2013
Posts: 29
"Unfortunately, American Express cards cannot be used to pay this recipient. To submit your payment, we recommend using a MasterCard (check out our current promotion)."
Just received this message when trying to pay an established mortgage account that I have been paying for months with Amex
Just received this message when trying to pay an established mortgage account that I have been paying for months with Amex
Sep 8, 2017, 8:19 am
#597
Join Date: Jul 2015
Posts: 8
I wonder if the timing of this and the recent Pay with Mastercard promotion are linked? Maybe Mastercard is the only way to pay...for now
Sep 8, 2017, 3:41 pm
#598
Join Date: Jul 2007
Posts: 477
Does anybody know if Citi Prestige codes as Travel giving 3x for Mortgage payments as well as count towards $250 travel credit?
Sep 8, 2017, 3:52 pm
#599
Join Date: Dec 2004
Location: SFO
Programs: BART Platinum, AA Plat Pro
Posts: 1,158
Also, if the coding is determined by MC, we already know from ATT AM that Plastiq mortgage and property tax stuff generally codes as govt services (earns 3x) or utilities (earns 1x). Neither of those sound like travel.
Last edited by milypan; Sep 8, 2017 at 3:54 pm Reason: Added coding comment
Sep 9, 2017, 10:37 am
#600
Join Date: Aug 2009
Posts: 662
new to this thread anyone here using plastiq after the minimum spend has been made? 2.5% seems steep for 3x UR using ink preferred. Any feedback would be appreciated.
