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Plastiq for rent, tuition, utilities, etc.(2017)

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Old Jan 31, 2017, 10:50 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: ed765
This is the thread for 2017. The previous discussion can be found here.

Successful Credit Cards Used (Posted as Purchase)
Amex Blue Business Plus
Amex Open SPG Business
AMEX SPG (non-business)
AMEX Delta business
AMEX business platinum and business gold (Canadian)
BofA - Virgin Atlantic MC
BofA - Amtrak World MC
Barclaycard Aviator Red/Silver MC
Barclaycard Arrival World MC
Chase Ink Cash Visa
Chase Ink Plus Visa
Chase Hyatt Visa (x2)
Chase BA Visa
Chase United MileagePlus Explorer
Chase United MileagePlus Club
Chase Sapphire Preferred (should give 2x, similar to CSR -- probably expired as of 6/5/17)
Chase Sapphire Reserve (3x, coded as travel -- this appears to have expired as of 6/5/17)
Citi Prestige MC
Citi Premier MC
Citi AT&T Access More MC (3x for rent category, misc. government services)
Citi AA Platinum MC
FIA Fidelity Mastercard
US Bank Altitude Reserve Visa

Successful Payees:
AAA (Socal, Santa Ana) insurance: Electronic payment: Processed 5/21 (Sunday), Complete 5/23, Arrived-Posted 5/26
ACS: took about 2 weeks to post
BMW Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/19
Caliber Home Loans: Processed 12/09, Sent 12/11, Arrived-Posted 12/18
Cedent mortgage
Chase Mortgage (sends check): 2 week turnaround
Citi Mortgage: Electronic - less than 1 week turnaround as of May 2017
Citizen's Auto Finance - Around 1 week.
CRA Personal Tax & GST/HST remittances
Firstmark Services (student loan, electronically remitted)
Fidelity Bank (Mortgage) https://www.fidelitybank.com/ks/Home.aspx
Flagstar Bank (Mortgage), electronic payment, posts in 2-3 days.
George Mason University: Over a week and a half.
Infiniti Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/21
Lexus Financial. Processed 3/9/16, Posted 3/14/19
Morgan Stanley Home Loans: Processed 01/14, Sent 01/15, Arrived-Posted 01/21
NA Shade & Associates LLC
National Grid Electric MA: 1 week turnaround
National Grid Gas MA: 3 week turnaround, sends physical check
Nationstar Mortgage, electionic payment, post in 2-3 days.
New York Community Bank (NYCB) Mortgage: check mailed by Plastiq 4/27, posted 5/1.
"NJ City" Tax: Processed 01/21, Sent 01/22, Arrived-Posted 02/01
Penfed Mortgage: 1 week turnaround
PennyMac Mortgage: 1-1.5wk turnaround
TCF Mortgage: 1.5 week turnaround
TD Bank Mortgage (EFT)
Wawanesa USA Insurance
Wells Fargo Mortgage: Processed 10/8, Sent 10/9, Arrived-Posted 10/16
Wells Fargo Mortgage: Processed 8/6, Sent 8/9, Posted 8/16

Restrictions
New VISA payments are not being accepted for mortgages.
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Plastiq for rent, tuition, utilities, etc.(2017)

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Old Apr 17, 2017, 10:06 am
  #226  
 
Join Date: Oct 2014
Location: PHL
Posts: 226
Originally Posted by Frozentoes
Made mortgage payment with CSR on 4/14. Small local bank. Coded as travel for 3%.
Received $300 travel credit.
Originally Posted by pkerr
Me.
I did a $10 test paying my Mortgage. Not only did I get 3X points but it also triggered the travel credit as well.
This would be huge if it sticks. 3x UR points on CSR>3x on Citi in my household.
Ratamacue is offline  
Old Apr 17, 2017, 10:23 am
  #227  
 
Join Date: Apr 2017
Posts: 284
Originally Posted by Ratamacue
This would be huge if it sticks. 3x UR points on CSR>3x on Citi in my household.
One of the few times I'm "happy" that my rent is $3k / month. Can rack up some serious points with little effort using CSR if this sticks.
brody24 is offline  
Old Apr 17, 2017, 10:39 am
  #228  
 
Join Date: Jan 2013
Programs: Hyatt Glb, MR Plat
Posts: 2,577
Originally Posted by pkerr
Me.
I did a $10 test paying my Mortgage. Not only did I get 3X points but it also triggered the travel credit as well.
Which bank is your mortgage with? I think it may be YMMV based on that.
frudd38 is offline  
Old Apr 17, 2017, 10:41 am
  #229  
 
Join Date: May 2002
Location: St Louis, MO
Programs: AA L.T. PLT
Posts: 3,279
Originally Posted by frudd38
Which bank is your mortgage with? I think it may be YMMV based on that.
US Bank... and from reading info on other blogs it doesn't appear to be bank specific. Plastiq codes it as travel. for how long? Who knows.
pkerr is offline  
Old Apr 17, 2017, 12:32 pm
  #230  
 
Join Date: Dec 2009
Posts: 70
Reminder Tomorrow is the last day for Plastiq Referral for 400 dollars in free spending. CSR getting 3x rewards...
Last edited by tcook052; Apr 17, 2017 at 12:56 pm Reason: remove referral link
beweiss6 is offline  
Old Apr 17, 2017, 2:34 pm
  #231  
 
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,973
Originally Posted by 141park
I checked mine also and now its posting Misc Government. Up to April 7th, it was posting under Real estate.

There goes that 3X most likely.
Actually I was getting this coding from another site, when paid with Citi ATTAM, and it posted 3x anyway.
Statement will close in 2 days.
Last edited by yugi; Apr 17, 2017 at 2:41 pm
yugi is offline  
Old Apr 17, 2017, 3:42 pm
  #232  
 
Join Date: Mar 2015
Posts: 484
My payment posted today on my American Express SPG... Category: Business Services - Other Services. Didn't code as travel, at least with American Express.
eccentricfusion is offline  
Old Apr 17, 2017, 4:11 pm
  #233  
 
Join Date: Feb 2014
Location: Florida
Programs: Hilton Diamond, Marriott Titanium, Delta Diamond, Hyatt Globalist, AA Executive Platinum
Posts: 241
Originally Posted by yugi
Actually I was getting this coding from another site, when paid with Citi ATTAM, and it posted 3x anyway.
Statement will close in 2 days.
Thanks for the update. So it wasn't a payment from Plastiq that coded to miscellaneous government services?

Thanks again
141park is offline  
Old Apr 17, 2017, 4:41 pm
  #234  
 
Join Date: Sep 2007
Posts: 998
Originally Posted by beweiss6
Reminder Tomorrow is the last day for Plastiq Referral for 400 dollars in free spending. CSR getting 3x rewards...
Is CSR really getting 3x rewards?
acarney is offline  
Old Apr 17, 2017, 5:50 pm
  #235  
 
Join Date: Dec 2009
Posts: 70
Yes
Originally Posted by acarney
Is CSR really getting 3x rewards?

Here’s a $400 offer link:

Referral code:
Thanks in advance!
Last edited by tcook052; Apr 17, 2017 at 7:45 pm Reason: referral links not permitted
beweiss6 is offline  
Old Apr 17, 2017, 8:31 pm
  #236  
 
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,973
Originally Posted by 141park
Thanks for the update. So it wasn't a payment from Plastiq that coded to miscellaneous government services?

Thanks again
​​​​​​No, it was Santa Clara County Department of Revenue.
But Plastiq now codes the same.
yugi is offline  
Old Apr 17, 2017, 9:51 pm
  #237  
 
Join Date: Oct 2014
Location: PHL
Posts: 226
Originally Posted by yugi
Actually I was getting this coding from another site, when paid with Citi ATTAM, and it posted 3x anyway.
Statement will close in 2 days.
Interesting, and pretty surprsing since government payment are specifically excluded from getting bonus points in the T&C.

This was the reply I got from Plastiq:
The MCC is set by our processor, not by Plastiq directly, and can change and vary based on the payment being made and the card type being used. Our processor also makes adjustments from time to time, which is why you may see a change since the last payment.

We are happy to work with our processor to see if we can make a change that you would request, and need more information from you that we can supply to our processor Specifically, what exact card type are you using? (brand, rewards type, etc, and why is the category you are seeing an issue for your payment?).

The more detail you can share with us, the better we can work with our processor to try to make an adjustment.
Last edited by Ratamacue; Apr 18, 2017 at 6:23 am
Ratamacue is offline  
Old Apr 18, 2017, 6:03 am
  #238  
 
Join Date: Feb 2014
Location: Florida
Programs: Hilton Diamond, Marriott Titanium, Delta Diamond, Hyatt Globalist, AA Executive Platinum
Posts: 241
Originally Posted by yugi
​​​​​​No, it was Santa Clara County Department of Revenue.
But Plastiq now codes the same.
Thanks for the info.

I am keeping my fingers crossed that this new coding from Plastiq for Rent/Mortgage payments will still generate 3X

Please let me know once your statement closes and you have a Plastiq payment coding to SERVICES- Misc Government Services yielding 3X

My statement wont close for 3 weeks!!

Thanks
141park is offline  
Old Apr 18, 2017, 6:44 am
  #239  
 
Join Date: Oct 2014
Location: PHL
Posts: 226
My statement cut yesterday, and as others reported Wells Fargo got 3x despite being coded as MISC GOVERNMENT SERVICES:
Attached Images  
Ratamacue is offline  
Old Apr 18, 2017, 7:07 am
  #240  
 
Join Date: Feb 2014
Location: Florida
Programs: Hilton Diamond, Marriott Titanium, Delta Diamond, Hyatt Globalist, AA Executive Platinum
Posts: 241
Originally Posted by Ratamacue
My statement cut yesterday, and as others reported Wells Fargo got 3x despite being coded as MISC GOVERNMENT SERVICES:

Thank you! Now I am hopeful that my payments made through Plastiq coded as MISC GOVERNMENT SERVICES will earn 3X also.

Good news indeed.
141park is offline  



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