Jan 31, 2017, 10:50 pm
Last edit by: ed765
This is the thread for 2017. The previous discussion can be found here.
Successful Credit Cards Used (Posted as Purchase)
Amex Blue Business Plus
Amex Open SPG Business
AMEX SPG (non-business)
AMEX Delta business
AMEX business platinum and business gold (Canadian)
BofA - Virgin Atlantic MC
BofA - Amtrak World MC
Barclaycard Aviator Red/Silver MC
Barclaycard Arrival World MC
Chase Ink Cash Visa
Chase Ink Plus Visa
Chase Hyatt Visa (x2)
Chase BA Visa
Chase United MileagePlus Explorer
Chase United MileagePlus Club
Chase Sapphire Preferred (should give 2x, similar to CSR -- probably expired as of 6/5/17)
Chase Sapphire Reserve (3x, coded as travel -- this appears to have expired as of 6/5/17)
Citi Prestige MC
Citi Premier MC
Citi AT&T Access More MC (3x for rent category, misc. government services)
Citi AA Platinum MC
FIA Fidelity Mastercard
US Bank Altitude Reserve Visa
Successful Payees:
AAA (Socal, Santa Ana) insurance: Electronic payment: Processed 5/21 (Sunday), Complete 5/23, Arrived-Posted 5/26
ACS: took about 2 weeks to post
BMW Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/19
Caliber Home Loans: Processed 12/09, Sent 12/11, Arrived-Posted 12/18
Cedent mortgage
Chase Mortgage (sends check): 2 week turnaround
Citi Mortgage: Electronic - less than 1 week turnaround as of May 2017
Citizen's Auto Finance - Around 1 week.
CRA Personal Tax & GST/HST remittances
Firstmark Services (student loan, electronically remitted)
Fidelity Bank (Mortgage) https://www.fidelitybank.com/ks/Home.aspx
Flagstar Bank (Mortgage), electronic payment, posts in 2-3 days.
George Mason University: Over a week and a half.
Infiniti Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/21
Lexus Financial. Processed 3/9/16, Posted 3/14/19
Morgan Stanley Home Loans: Processed 01/14, Sent 01/15, Arrived-Posted 01/21
NA Shade & Associates LLC
National Grid Electric MA: 1 week turnaround
National Grid Gas MA: 3 week turnaround, sends physical check
Nationstar Mortgage, electionic payment, post in 2-3 days.
New York Community Bank (NYCB) Mortgage: check mailed by Plastiq 4/27, posted 5/1.
"NJ City" Tax: Processed 01/21, Sent 01/22, Arrived-Posted 02/01
Penfed Mortgage: 1 week turnaround
PennyMac Mortgage: 1-1.5wk turnaround
TCF Mortgage: 1.5 week turnaround
TD Bank Mortgage (EFT)
Wawanesa USA Insurance
Wells Fargo Mortgage: Processed 10/8, Sent 10/9, Arrived-Posted 10/16
Wells Fargo Mortgage: Processed 8/6, Sent 8/9, Posted 8/16
Restrictions
New VISA payments are not being accepted for mortgages.
Successful Credit Cards Used (Posted as Purchase)
Amex Blue Business Plus
Amex Open SPG Business
AMEX SPG (non-business)
AMEX Delta business
AMEX business platinum and business gold (Canadian)
BofA - Virgin Atlantic MC
BofA - Amtrak World MC
Barclaycard Aviator Red/Silver MC
Barclaycard Arrival World MC
Chase Ink Cash Visa
Chase Ink Plus Visa
Chase Hyatt Visa (x2)
Chase BA Visa
Chase United MileagePlus Explorer
Chase United MileagePlus Club
Chase Sapphire Preferred (should give 2x, similar to CSR -- probably expired as of 6/5/17)
Chase Sapphire Reserve (3x, coded as travel -- this appears to have expired as of 6/5/17)
Citi Prestige MC
Citi Premier MC
Citi AT&T Access More MC (3x for rent category, misc. government services)
Citi AA Platinum MC
FIA Fidelity Mastercard
US Bank Altitude Reserve Visa
Successful Payees:
AAA (Socal, Santa Ana) insurance: Electronic payment: Processed 5/21 (Sunday), Complete 5/23, Arrived-Posted 5/26
ACS: took about 2 weeks to post
BMW Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/19
Caliber Home Loans: Processed 12/09, Sent 12/11, Arrived-Posted 12/18
Cedent mortgage
Chase Mortgage (sends check): 2 week turnaround
Citi Mortgage: Electronic - less than 1 week turnaround as of May 2017
Citizen's Auto Finance - Around 1 week.
CRA Personal Tax & GST/HST remittances
Firstmark Services (student loan, electronically remitted)
Fidelity Bank (Mortgage) https://www.fidelitybank.com/ks/Home.aspx
Flagstar Bank (Mortgage), electronic payment, posts in 2-3 days.
George Mason University: Over a week and a half.
Infiniti Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/21
Lexus Financial. Processed 3/9/16, Posted 3/14/19
Morgan Stanley Home Loans: Processed 01/14, Sent 01/15, Arrived-Posted 01/21
NA Shade & Associates LLC
National Grid Electric MA: 1 week turnaround
National Grid Gas MA: 3 week turnaround, sends physical check
Nationstar Mortgage, electionic payment, post in 2-3 days.
New York Community Bank (NYCB) Mortgage: check mailed by Plastiq 4/27, posted 5/1.
"NJ City" Tax: Processed 01/21, Sent 01/22, Arrived-Posted 02/01
Penfed Mortgage: 1 week turnaround
PennyMac Mortgage: 1-1.5wk turnaround
TCF Mortgage: 1.5 week turnaround
TD Bank Mortgage (EFT)
Wawanesa USA Insurance
Wells Fargo Mortgage: Processed 10/8, Sent 10/9, Arrived-Posted 10/16
Wells Fargo Mortgage: Processed 8/6, Sent 8/9, Posted 8/16
Restrictions
New VISA payments are not being accepted for mortgages.
Plastiq for rent, tuition, utilities, etc.(2017)
Mar 21, 2017, 3:34 pm
#151
Join Date: Jan 2015
Location: LHR
Programs: AA
Posts: 773
Plastiq currently has a promotion for 0% fee on Mastercard on first two mortgage payments if you schedule 6 payments by 3/31/17. But the promotion has this wording:
*Cancellation of a promotion-qualifying schedule will result in a charge of the waived fee amount. This promotion is limited to select accounts.
So, the way I read this is if I schedule 6, only let the first 2 payments go through for 0% fee, then cancel the remaining 4, that Plastiq will bill me the fee for the first two promotional payments?
In past promotions I have cancelled after the first two reduced cost payments and nothing happened, but I don't remember this t&c language.
Any advice?
*Cancellation of a promotion-qualifying schedule will result in a charge of the waived fee amount. This promotion is limited to select accounts.
So, the way I read this is if I schedule 6, only let the first 2 payments go through for 0% fee, then cancel the remaining 4, that Plastiq will bill me the fee for the first two promotional payments?
In past promotions I have cancelled after the first two reduced cost payments and nothing happened, but I don't remember this t&c language.
Any advice?
Mar 21, 2017, 4:37 pm
#152
Join Date: Oct 2012
Programs: AS MVP, BA
Posts: 299
I was hoping someone had previous experience with this type of offer. It now a moot point cuz I can't even get the $0 fee to show up for the first two payments now.
Mar 21, 2017, 7:46 pm
#153
Join Date: Oct 2002
Posts: 676
Anyone know if Plastiq will have any promotions for AmEx?
Mar 22, 2017, 6:06 am
#154
Join Date: Mar 2012
Posts: 249
- Wells Fargo
- Wells Fargo Flatiron Capital
- Wells Fargo Auto
Do I select option 1 and enter the address (PO Box) that's listed on the monthly statement? The fact that the payee is not "Wells Fargo Home Mortgage" concerns me.
Mar 22, 2017, 7:32 am
#155
Join Date: Oct 2015
Location: BOS, PVD, HYA
Programs: MR, TYP, AA, B6, DL, WN, HH, MB, 2V
Posts: 658
I tried paying a Wells Fargo Home Mortgage, but the only options that Plastiq gives are:
- Wells Fargo
- Wells Fargo Flatiron Capital
- Wells Fargo Auto
In the wiki it says Wells Fargo mortgage will work, so I bet that's the case.
Last edited by financialhippie; Mar 22, 2017 at 7:32 am Reason: wiki
Mar 22, 2017, 7:36 am
#156
Join Date: Feb 2013
Programs: Hyatt Globalist, MLife Gold, Marriott Gold, HHonors Gold, Caesars Diamond, Amex Plat
Posts: 5,937
Mar 22, 2017, 8:02 am
#157
Join Date: Jul 2011
Posts: 130
I tried paying a Wells Fargo Home Mortgage, but the only options that Plastiq gives are:
Do I select option 1 and enter the address (PO Box) that's listed on the monthly statement? The fact that the payee is not "Wells Fargo Home Mortgage" concerns me.
- Wells Fargo
- Wells Fargo Flatiron Capital
- Wells Fargo Auto
Do I select option 1 and enter the address (PO Box) that's listed on the monthly statement? The fact that the payee is not "Wells Fargo Home Mortgage" concerns me.
Mar 22, 2017, 1:42 pm
#158
Join Date: Mar 2012
Posts: 249
I sent $10. Let's see where it goes...
Mar 29, 2017, 4:13 pm
#159
Join Date: Sep 2016
Posts: 3
Hi, I am new to this thread. I am trying to meet the min. spend for SPG Business and I just joined Plastiq to use it for paying rent. I really like the recommendation of a test payment of anywhere between $1-20. I am curious how do you check if your payment has gone through. Should I just ask the apt. manager if she received a check for a $1? I am skeptical about her reaction. Can someone please verify?
Last edited by travelis; Mar 29, 2017 at 4:14 pm Reason: Clarification
Mar 29, 2017, 4:58 pm
#160
Join Date: Mar 2014
Location: ATL
Programs: DL DM, Hyatt LT DM, Wyndham DM, Hertz PC, HH Gold, SPG Gold, Marriott Gold
Posts: 2,038
Hi, I am new to this thread. I am trying to meet the min. spend for SPG Business and I just joined Plastiq to use it for paying rent. I really like the recommendation of a test payment of anywhere between $1-20. I am curious how do you check if your payment has gone through. Should I just ask the apt. manager if she received a check for a $1? I am skeptical about her reaction. Can someone please verify?
I doubt the 'office lady' is in charge and would care.
Mar 30, 2017, 2:34 pm
#161
Join Date: Mar 2015
Posts: 483
Hi, I am new to this thread. I am trying to meet the min. spend for SPG Business and I just joined Plastiq to use it for paying rent. I really like the recommendation of a test payment of anywhere between $1-20. I am curious how do you check if your payment has gone through. Should I just ask the apt. manager if she received a check for a $1? I am skeptical about her reaction. Can someone please verify?
Mar 30, 2017, 4:58 pm
#162
Join Date: Sep 2016
Posts: 3
Thanks dinanm3atl and eccentricfusion for your answers!
I went ahead and sent a $10 test payment and looks like it in In Progress now.
I went ahead and sent a $10 test payment and looks like it in In Progress now.
Mar 31, 2017, 12:46 pm
#163
Join Date: Feb 2013
Programs: Hyatt Globalist, MLife Gold, Marriott Gold, HHonors Gold, Caesars Diamond, Amex Plat
Posts: 5,937
For those of you using plastiq to meet minimum spend, why not just use paypal to a pay a friend? Same % fee for cc's.
Mar 31, 2017, 1:23 pm
#164
Join Date: Sep 2007
Posts: 998
Used Plastiq to send a test payment of $25 to Marcus by Goldman Sachs to make a loan payment. Payment was recorded as being sent out on March 20th (pretty fast since I just started it on the 17th) but now March 31st, two weeks later, and the payment still hasn't posted. Not sure if it's Plastiq/the mails fault or Marcus, but 10 business days to mail and post something seems a little on the long side... really hoping it posts within a day or two, but probably will have to make sure I still pay my next monthly payment (due in 14 days) directly from my bank. Still hoping to use Plastiq to make additionally payments to help met min spend, but not sure I trust them to get a required payment paid on time...
Mar 31, 2017, 2:38 pm
#165
Join Date: Jan 2013
Programs: Hyatt Glb, MR Plat
Posts: 2,577
Used Plastiq to send a test payment of $25 to Marcus by Goldman Sachs to make a loan payment. Payment was recorded as being sent out on March 20th (pretty fast since I just started it on the 17th) but now March 31st, two weeks later, and the payment still hasn't posted. Not sure if it's Plastiq/the mails fault or Marcus, but 10 business days to mail and post something seems a little on the long side... really hoping it posts within a day or two, but probably will have to make sure I still pay my next monthly payment (due in 14 days) directly from my bank. Still hoping to use Plastiq to make additionally payments to help met min spend, but not sure I trust them to get a required payment paid on time...