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Buy MO's at Post Office(2017-2018)[Gift Cards no Longer Allowed]

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Old Jan 31, 2017, 9:50 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: shdflyer
11/3/17: The vast majority of popular prepaid debit cards are now blocked via a register hardcode at most locations.

This is the thread for 2017. The previous discussion can be found here.

Newbies: READ for days and learn before trying. It is best to know what you are doing, so start slow. Refer to cards as "Debit" not gc.

"Money orders can be purchased at any Post Office™ location.
Pay for your money order with cash, debit card, or traveler’s checks."

Fees:
$0.01 to $500.00: $1.20
$500.01 to $1,000.00: $1.60

Most post offices allow split payment (multiple debit cards) for one money order up to a max of $1000.

Example of how to split payment:

1. "One MO please for $998.40. Id like to pay with 2 debit cards, $500 on each."
2. Swipe first card and enter pin.
3. Remind teller that its "$500 on that card". They will change the amount on their screen to $500. Transaction goes through and a small receipt prints.
4. Swipe 2nd card, enter pin.
5. Done.

Note: If you encounter a problem with the second card and have to cancel the transaction, it can be very difficult to recover your funds on the first card. Always have a back-up payment method available (bank debit card or cash).

GC Information: The fine print on the back of the package shows the bank issuer. Don't buy GCs with tampered packaging and always use cards ASAP.

Visa OneVanilla and Vanilla GC issued by Bancorp work at PO.

Visa/MC Gift Cards issued by MetaBank have not had any success at MOST USPS anywhere in the country since around September 2016.
These will NOT work if the clerk uses a touchscreen
These MAY work, and often do, at small, rural post offices where clerks do not have touch screens.

Visa Gift Cards from Walmart issued by Green Dot have stopped working for MO purchases for some.

GAME MOSTLY OVER, MOST USPO are HARD CODED to NOT ACCEPT NON BANK DEBIT CARDS
Exception seems to be small, rural post offices where clerks do not use touch screens.
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Buy MO's at Post Office(2017-2018)[Gift Cards no Longer Allowed]

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Old Jun 29, 2017, 5:50 am
  #826  
 
Join Date: Feb 2017
Posts: 41
Originally Posted by beast7276
Buy over 3k at at time and the form is done electronically. Stop going multiple times/week. Just go once and have them fill out the electronic paperwork each time. You're not doing anything wrong and they know who you are and what you're doing already. Stop sneaking around.
I actually started going the other way, used to do well over 3k in one shot but when I only had one cashier and the line behind me was getting super long and mad I realized its better to break it up into smaller 2k ones. I still fill out the form everytime there are multiple cashiers and it won't be the biggest deal, but if there is one cashier then the line can build up very quickly on a large transaction with multiple cards.
12HRS is offline  
Old Jun 29, 2017, 11:03 am
  #827  
 
Join Date: Nov 2008
Location: SAN
Programs: DL PM
Posts: 428
Originally Posted by sexykitten7
I've noticed this too! Over the last month I've "paid" the fee using real bank debits cards (Chase biz, personal, Cap360). None have hit the accounts, despite the receipt showing the authorization number.
I've been experiencing the same since mid-May on my WF debit. I'm wondering if this issue is localized to SAN area POs or if it's more widespread.
BHArt is offline  
Old Jun 29, 2017, 1:13 pm
  #828  
 
Join Date: Jul 2016
Location: NY
Posts: 523
I would recommend paying the fee in cash until this glitch is sorted out.
FrankMS is offline  
Old Jun 29, 2017, 1:56 pm
  #829  
 
Join Date: Apr 2017
Posts: 600
Bancorp issued mastercard bought from Sam's club did not work at the post office today.
lincoln boy is online now  
Old Jun 29, 2017, 5:17 pm
  #830  
 
Join Date: Oct 2015
Location: NRT
Programs: UA gold
Posts: 135
Originally Posted by lincoln boy
Bancorp issued mastercard bought from Sam's club did not work at the post office today.
The black cover one or birthday cake one? Or OV?
ezakipocky is offline  
Old Jun 29, 2017, 6:33 pm
  #831  
 
Join Date: May 2017
Posts: 59
Originally Posted by lincoln boy
Bancorp issued mastercard bought from Sam's club did not work at the post office today.
in which state? i'm in ny and it worked 2 days ago (not from sam's club though).
cpnyc is offline  
Old Jun 29, 2017, 9:41 pm
  #832  
 
Join Date: Apr 2017
Posts: 600
Originally Posted by ezakipocky
The black cover one or birthday cake one? Or OV?
birthday case one. I've been buying MO with this multiple time and it never failed until now. I hope it's just an error.
lincoln boy is online now  
Old Jun 30, 2017, 6:22 am
  #833  
 
Join Date: Oct 2009
Location: Land of the parrots and parrotheads
Programs: Several dozen
Posts: 4,820
Also recommend that you leave sufficient funds in your account for when the charges are finally processed or you may get an unpleasant surprise.

Originally Posted by FrankMS
I would recommend paying the fee in cash until this glitch is sorted out.
AlohaDaveKennedy is offline  
Old Jun 30, 2017, 9:51 am
  #834  
 
Join Date: Nov 2008
Location: SAN
Programs: DL PM
Posts: 428
Originally Posted by AlohaDaveKennedy
Also recommend that you leave sufficient funds in your account for when the charges are finally processed or you may get an unpleasant surprise.
Definitely doing that!
BHArt is offline  
Old Jun 30, 2017, 10:17 am
  #835  
 
Join Date: Jul 2016
Location: NY
Posts: 523
Originally Posted by lincoln boy
birthday case one. I've been buying MO with this multiple time and it never failed until now. I hope it's just an error.
Worked for me this morning
FrankMS is offline  
Old Jun 30, 2017, 3:09 pm
  #836  
 
Join Date: Apr 2017
Posts: 600
Originally Posted by FrankMS
Worked for me this morning
Thanks for DP. It must be my gift card...
lincoln boy is online now  
Old Jul 2, 2017, 11:52 pm
  #837  
 
Join Date: Mar 2014
Location: PWM
Programs: AA Plat
Posts: 1,335
Originally Posted by sexykitten7
I've noticed this too! Over the last month I've "paid" the fee using real bank debits cards (Chase biz, personal, Cap360). None have hit the accounts, despite the receipt showing the authorization number.

Must be a glitch. Guess I've have to use cash like at Walmart Hope the baddies don't come after me!
Originally Posted by BHArt
I've been experiencing the same since mid-May on my WF debit. I'm wondering if this issue is localized to SAN area POs or if it's more widespread.
Originally Posted by FrankMS
I would recommend paying the fee in cash until this glitch is sorted out.
So I may have found the solution: pay the fee first. When I paid with cash the clerk wanted to process that first, then the "debit" cards. She said that's technically how they're supposed to do it. So the next day I came in and used the Cap360 debit (that failed earlier) but asked them to do the fee first. Posted the same day.

Of course, it could be they've finally fixed their computers. No way to test since I'm done with Vanillas until next Q2 :P
sexykitten7 is offline  
Old Jul 3, 2017, 8:44 am
  #838  
 
Join Date: Oct 2013
Posts: 1,322
Pet peeve: Pre-paid PIN-enabled Visa and MC-branded cards ARE debit cards, no need to air-quote them, or add to others' confusion/questions as to how transactions are approved and cleared.
tuphat is offline  
Old Jul 3, 2017, 11:29 am
  #839  
 
Join Date: Nov 2008
Location: SAN
Programs: DL PM
Posts: 428
Originally Posted by sexykitten7
So I may have found the solution: pay the fee first. When I paid with cash the clerk wanted to process that first, then the "debit" cards. She said that's technically how they're supposed to do it. So the next day I came in and used the Cap360 debit (that failed earlier) but asked them to do the fee first. Posted the same day.

Of course, it could be they've finally fixed their computers. No way to test since I'm done with Vanillas until next Q2 :P
I just got back from the PO with fee last, can confirm that the computers aren't fixed. I know my clerks pretty well, I'll try fee first on Wed.
BHArt is offline  
Old Jul 3, 2017, 12:57 pm
  #840  
 
Join Date: Aug 2011
Posts: 404
just pay it at the end with a cc. yeesh.
bar19900 is offline  


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