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Buy MO's at Post Office(2017-2018)[Gift Cards no Longer Allowed]

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Old Jan 31, 2017, 9:50 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: shdflyer
11/3/17: The vast majority of popular prepaid debit cards are now blocked via a register hardcode at most locations.

This is the thread for 2017. The previous discussion can be found here.

Newbies: READ for days and learn before trying. It is best to know what you are doing, so start slow. Refer to cards as "Debit" not gc.

"Money orders can be purchased at any Post Office™ location.
Pay for your money order with cash, debit card, or traveler’s checks."

Fees:
$0.01 to $500.00: $1.20
$500.01 to $1,000.00: $1.60

Most post offices allow split payment (multiple debit cards) for one money order up to a max of $1000.

Example of how to split payment:

1. "One MO please for $998.40. Id like to pay with 2 debit cards, $500 on each."
2. Swipe first card and enter pin.
3. Remind teller that its "$500 on that card". They will change the amount on their screen to $500. Transaction goes through and a small receipt prints.
4. Swipe 2nd card, enter pin.
5. Done.

Note: If you encounter a problem with the second card and have to cancel the transaction, it can be very difficult to recover your funds on the first card. Always have a back-up payment method available (bank debit card or cash).

GC Information: The fine print on the back of the package shows the bank issuer. Don't buy GCs with tampered packaging and always use cards ASAP.

Visa OneVanilla and Vanilla GC issued by Bancorp work at PO.

Visa/MC Gift Cards issued by MetaBank have not had any success at MOST USPS anywhere in the country since around September 2016.
These will NOT work if the clerk uses a touchscreen
These MAY work, and often do, at small, rural post offices where clerks do not have touch screens.

Visa Gift Cards from Walmart issued by Green Dot have stopped working for MO purchases for some.

GAME MOSTLY OVER, MOST USPO are HARD CODED to NOT ACCEPT NON BANK DEBIT CARDS
Exception seems to be small, rural post offices where clerks do not use touch screens.
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Buy MO's at Post Office(2017-2018)[Gift Cards no Longer Allowed]

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Old Apr 12, 2017, 12:16 pm
  #496  
 
Join Date: Sep 2015
Posts: 64
USB MCGC issues

I had no trouble unloading USB MCGC from the OD/OM deal a week ago but I bought 2 USB MCGC from Meijer for their $10 off gift card sale and have been declined at 2 separate locations. They are the ones with the hay stack on them which I used last week fine. I registered them online and am going to try again but I thought it was weird that they were not working now.

any ideas?
Macosty is offline  
Old Apr 12, 2017, 12:23 pm
  #497  
 
Join Date: Mar 2015
Location: Cincinnati
Programs: AA, Hyatt
Posts: 371
yeah theres a thread on it like 10 posts down
shitrus is offline  
Old Apr 12, 2017, 1:29 pm
  #498  
 
Join Date: Feb 2015
Location: SFO
Programs: United Gold (frmer. 1k and GS), AAdvantage Platinum, Alaska MVP Gold, HHonors Gold
Posts: 200
Just got rejected at 2 POs in NorCal citing that they needed to see "bank logos" and "my name on the card."

I think the PO is fizzling out.
lesamuel is offline  
Old Apr 12, 2017, 1:32 pm
  #499  
 
Join Date: Jan 2013
Posts: 1,435
Originally Posted by lesamuel
Just got rejected at 2 POs in NorCal citing that they needed to see "bank logos" and "my name on the card."

I think the PO is fizzling out.
My go-to PO in L.A. rejected my OV Visa card. Clerk didn't ask to look at it. Let me swipe and enter pin. Transaction declined, contact bank message.

Doublechecked online to verify I had $500 on the card still.
cheaptom is offline  
Old Apr 12, 2017, 2:54 pm
  #500  
 
Join Date: Oct 2009
Location: Land of the parrots and parrotheads
Programs: Several dozen
Posts: 4,820
Seems the last GC shut down started out west and the ill wind blew east a few months later.

Not surprised to see another replay of the tragedy of the town common.

Listen hard and you can hear the faint sound of Jim Morrison singing This is the End.....

Originally Posted by cheaptom
My go-to PO in L.A. rejected my OV Visa card. Clerk didn't ask to look at it. Let me swipe and enter pin. Transaction declined, contact bank message.

Doublechecked online to verify I had $500 on the card still.

Last edited by AlohaDaveKennedy; Apr 12, 2017 at 3:01 pm
AlohaDaveKennedy is offline  
Old Apr 12, 2017, 3:04 pm
  #501  
 
Join Date: Aug 2013
Posts: 714
Just made one mo in Texas with an ovmc meta. Accidentally grabbed two of the 'espanol' versions at three-letter and first tried to unload at FD on Serve but got a card invalid error.
diseased is offline  
Old Apr 12, 2017, 3:15 pm
  #502  
 
Join Date: Dec 2004
Programs: UA-1K, MM, Hilton-Diamond, Marriott-Titanium
Posts: 4,431
Originally Posted by brody24
Went on a trial run of VGC --> USPS MO. First place asked to see my debit card before I could swipe it. Said she wanted to make sure it had a bank logo on it. Second place asked what bank my debit card was associated with. Third place asked to see the card also. Manhattan is the world capital of financial fraud and money scams so its really no surprise that they are far more honed in on this issue.
Time to get on NJ Transit, the LIRR or Metro North then. Or drive across a bridge or tunnel
cruisr is offline  
Old Apr 12, 2017, 3:37 pm
  #503  
 
Join Date: Sep 2015
Posts: 64
Originally Posted by AlohaDaveKennedy
Seems the last GC shut down started out west and the ill wind blew east a few months later.

Not surprised to see another replay of the tragedy of the town common.

Listen hard and you can hear the faint sound of Jim Morrison singing This is the End.....

I hope not - USPS is soooooo much easier and better then Wally World
Macosty is offline  
Old Apr 12, 2017, 4:26 pm
  #504  
 
Join Date: May 2016
Posts: 506
MS went mainstream and these are the results.
cashcyclone is offline  
Old Apr 12, 2017, 4:43 pm
  #505  
 
Join Date: Jan 2013
Posts: 1,435
Originally Posted by cashcyclone
MS went mainstream and these are the results.
We had a nice little Flyertalk community with an understood "Shhhhh" then along came Reddit....
cheaptom is offline  
Old Apr 13, 2017, 6:52 am
  #506  
 
Join Date: Oct 2009
Location: Land of the parrots and parrotheads
Programs: Several dozen
Posts: 4,820
Indeed, we got Burned, Baby, Burned by Reddit.

Originally Posted by cheaptom
We had a nice little Flyertalk community with an understood "Shhhhh" then along came Reddit....
AlohaDaveKennedy is offline  
Old Apr 13, 2017, 10:47 am
  #507  
 
Join Date: Jan 2013
Posts: 1,435
Originally Posted by AlohaDaveKennedy
Indeed, we got Burned, Baby, Burned by Reddit.
LOL, yeah. I'm not a regular Reddit reader at all, and I only check Reddit posts when Flyertalk people provide specific links. The stuff you see on there truly has ruined it for all of us.
"I demanded to see the manager."
"My Reddit friends say you MUST accept this gift card."
"I asked the clerk: Hi, I'm trying this sneaky new thing called Manufactured Spending. Can you help me churn a gift card?"
cheaptom is offline  
Old Apr 13, 2017, 11:42 am
  #508  
 
Join Date: Feb 2017
Posts: 271
Originally Posted by cheaptom
My go-to PO in L.A. rejected my OV Visa card. Clerk didn't ask to look at it. Let me swipe and enter pin. Transaction declined, contact bank message.

Doublechecked online to verify I had $500 on the card still.
One day last month, there was a network glitch, and many got their transactions declined. Everything was fine the following day. Let's hope that's the case here as well...
randomdude is offline  
Old Apr 13, 2017, 11:43 am
  #509  
 
Join Date: Feb 2015
Location: SFO
Programs: United Gold (frmer. 1k and GS), AAdvantage Platinum, Alaska MVP Gold, HHonors Gold
Posts: 200
Originally Posted by cheaptom
LOL, yeah. I'm not a regular Reddit reader at all, and I only check Reddit posts when Flyertalk people provide specific links. The stuff you see on there truly has ruined it for all of us.
"I demanded to see the manager."
"My Reddit friends say you MUST accept this gift card."
"I asked the clerk: Hi, I'm trying this sneaky new thing called Manufactured Spending. Can you help me churn a gift card?"
It's ridiculous. The key to MS is laying low - not calling Visa or asking for a manager. SMH Reddit.
lesamuel is offline  
Old Apr 13, 2017, 11:54 am
  #510  
 
Join Date: Jan 2013
Posts: 1,435
Originally Posted by randomdude
One day last month, there was a network glitch, and many got their transactions declined. Everything was fine the following day. Let's hope that's the case here as well...
Yeah, let's hope. I'll try again next week and report back. The clerk didn't suspect MS at all. Didn't ask to see my card, or care if it was a gift card, or care if it had a bank logo, etc. She just asked me to check with my bank to see if I had enough funds.
cheaptom is offline  


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