Jan 30, 2017, 10:11 pm
Last edit by: ChrisFlyer66
This is the 2017 Master thread for the "All Things Paypal" thread. The 2016 thread is here. The previous 2013-2014 megathread is here. The previous 2015 megathread is here.
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Paypal MyCash $500 daily load limit resets after 12:00am EST
UPDATE: Reports are that it now resets at 3:00 AM EST (12:00 AM PST)
Paypal MyCash $4000 per calendar month load limit resets after 3:00am EST
An additional $4000 per month can be loaded using Greendot Moneypaks. See the Moneypak thread for issues with these. Limit purchases to no more than 2 x $500 at a time.
To get a live PayPal MyCash representative, call 1-855-721-5035, press 1 to all the voice prompts until it asks you for your PIN, and then press 0#, 0#, and 0#.
If you are getting error code 26 when loading MyCash to your account:1.Login to Paypal on a computer, not phone
2.Go to settings (it is the gear)
3.Choose selling tools on the left
4.Scroll down to: Block payments -- Limit payments, add instructions, and more -- and choose update
5.On the page "Payment Receiving Preferences" select the first radio button, "For the items not sold on eBay, Only allow payments from the users with confirmed address."
6.Be sure that NO is chosen
7.Save and you are done
Also - if you wait 30 minutes between purchase and loading, this usually avoids the loading error (some type of fraud control)
Activity Leading to Shutdown
- $1-2k PPMC Loads, Serve Withdrawls and some small Debit card transactions
- $4k/month PPMC loads to accounts A/B/C, let fund sit for a few days, transfer all to account D, let funds sit for a few says, ACH full $12k. Account D also used for normal (but infrequent) PP activity. Continued for about 6 months until received warning emails on all 4 accounts.
Buying/Reloading My Cash Cards
https://www.paypal-cash.com/where_to_buy.html
Stores Hard Coded Against Credit Reloads (Reusing Cards):
Family Dollar
Dollar General
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Paypal MyCash $500 daily load limit resets after 12:00am EST
UPDATE: Reports are that it now resets at 3:00 AM EST (12:00 AM PST)
Paypal MyCash $4000 per calendar month load limit resets after 3:00am EST
An additional $4000 per month can be loaded using Greendot Moneypaks. See the Moneypak thread for issues with these. Limit purchases to no more than 2 x $500 at a time.
To get a live PayPal MyCash representative, call 1-855-721-5035, press 1 to all the voice prompts until it asks you for your PIN, and then press 0#, 0#, and 0#.
If you are getting error code 26 when loading MyCash to your account:1.Login to Paypal on a computer, not phone
2.Go to settings (it is the gear)
3.Choose selling tools on the left
4.Scroll down to: Block payments -- Limit payments, add instructions, and more -- and choose update
5.On the page "Payment Receiving Preferences" select the first radio button, "For the items not sold on eBay, Only allow payments from the users with confirmed address."
6.Be sure that NO is chosen
7.Save and you are done
Also - if you wait 30 minutes between purchase and loading, this usually avoids the loading error (some type of fraud control)
Activity Leading to Shutdown
- $1-2k PPMC Loads, Serve Withdrawls and some small Debit card transactions
- $4k/month PPMC loads to accounts A/B/C, let fund sit for a few days, transfer all to account D, let funds sit for a few says, ACH full $12k. Account D also used for normal (but infrequent) PP activity. Continued for about 6 months until received warning emails on all 4 accounts.
Buying/Reloading My Cash Cards
https://www.paypal-cash.com/where_to_buy.html
Stores Hard Coded Against Credit Reloads (Reusing Cards):
Family Dollar
Dollar General
All things Paypal (2017-onwards)
Mar 22, 2020, 2:54 pm
#76
Join Date: Oct 2013
Posts: 1,322
Could a PayPal sensei do an old man (me) a solid and answer this question:
I have a PayPal Business Debit Mastercard, on which I have activated the $15 per $1k promo reward on purchases through March 31. I have been periodically transferring cash from my linked DDA, then spending down the balance with the debit card, but bank-to-PP transfers are slow. Question: If one of my debit card purchases exceeds the PayPal balance, will the transaction automatically be funded by draw on the linked account, or will the transaction simply decline? Thanks in advance.
I have a PayPal Business Debit Mastercard, on which I have activated the $15 per $1k promo reward on purchases through March 31. I have been periodically transferring cash from my linked DDA, then spending down the balance with the debit card, but bank-to-PP transfers are slow. Question: If one of my debit card purchases exceeds the PayPal balance, will the transaction automatically be funded by draw on the linked account, or will the transaction simply decline? Thanks in advance.
Mar 22, 2020, 4:08 pm
#77
Join Date: Jun 2013
Posts: 92
It was several years ago, but PayPal charged it to a linked credit card. When that didn't work, they took it from my linked bank account. PayPal seems to have little patience with negative balances unless you have set up one of their automatic loans.
Oct 15, 2020, 10:52 pm
#78
Join Date: Feb 2014
Posts: 71
Anyone have ideas for using the new PayPal Key feature? Here are a few links about it...
https://www.paypal.com/us/smarthelp/...use-it-faq4240
https://frequentmiler.boardingarea.c...l-master-card/
I was thinking about trying Cash App with it.
https://www.paypal.com/us/smarthelp/...use-it-faq4240
https://frequentmiler.boardingarea.c...l-master-card/
I was thinking about trying Cash App with it.
Oct 16, 2020, 12:53 am
#79
Join Date: Mar 2020
Posts: 83
Anyone have ideas for using the new PayPal Key feature? Here are a few links about it...
https://www.paypal.com/us/smarthelp/...use-it-faq4240
https://frequentmiler.boardingarea.c...l-master-card/
I was thinking about trying Cash App with it.
https://www.paypal.com/us/smarthelp/...use-it-faq4240
https://frequentmiler.boardingarea.c...l-master-card/
I was thinking about trying Cash App with it.
Edit: it may work but with a cash advance fee. I have my CA limit at 0 so it never went through for me
Oct 16, 2020, 6:12 am
#80
Join Date: Jul 2019
Posts: 54
Dec 3, 2020, 6:39 am
#82
Suspended
Join Date: Jan 2017
Location: EWR/PHL/BWI
Posts: 4,412
Dec 5, 2021, 10:26 am
#83
Join Date: Dec 2014
Location: SAN
Programs: AA, SPG, UR, MR
Posts: 181
Contesting Paypal charge made with Credit Card
I bought two $180 online courses that were useless, didn't meet what the seller was describing, and wanted to get a refund for them.
I don't want to open a Paypal case and deal with the seller as he's been difficult to deal with regarding other matters and I know it will end in arguing, etc. Also I still have one month of his forum access and it would cause issues there most likely.
Can I contest the two charges with my credit card company (Capital One)?
If so was wondering if that process would work the same one would normally contest a charge, or if they would direct me to Paypal, etc.
I don't want to open a Paypal case and deal with the seller as he's been difficult to deal with regarding other matters and I know it will end in arguing, etc. Also I still have one month of his forum access and it would cause issues there most likely.
Can I contest the two charges with my credit card company (Capital One)?
If so was wondering if that process would work the same one would normally contest a charge, or if they would direct me to Paypal, etc.
Dec 8, 2021, 6:41 am
#86
Join Date: Dec 2021
Posts: 3
Paying my partner
If I start sending my partner 1k each month for rent for the next few months to meet the minimum spend on a new card is that gonna cause any major issues with PayPal? I normally just do a free bank transfer to send them the rent money but I'm trying to get this minimum spend, but I don't want to screw up my PayPal account. I imagine my partner will take the 1k and put it into a shared bank account we pay our bills out of.
Dec 8, 2021, 3:44 pm
#87
Join Date: Mar 2005
Programs: Continental Onepass, Hilton, Marriott, USAir and now UA
Posts: 6,433
If I start sending my partner 1k each month for rent for the next few months to meet the minimum spend on a new card is that gonna cause any major issues with PayPal? I normally just do a free bank transfer to send them the rent money but I'm trying to get this minimum spend, but I don't want to screw up my PayPal account. I imagine my partner will take the 1k and put it into a shared bank account we pay our bills out of.
https://www.flyertalk.com/forum/31480434-post69.html
I guess it just depends upon how much you value PP in your ordinary financial life
May 31, 2022, 9:51 am
#88
Join Date: Dec 2014
Location: SAN
Programs: AA, SPG, UR, MR
Posts: 181
QuestionAny ways to bill myself (Paypal) without it being reported to IRS?
To reach the high spend requirements, I would use two Paypal accounts, and send myself a bill from one account to another, and pay it with the credit card.
There would be a small fee, but if I had $2k or something left, I would send myself a few invoices to cover that spend.
However now that Paypal has to report annual revenue over $600 to the IRS, and I need to cover about $5,000 in spending, I don't want to get a bill from the IRS down the road saying I owe $xxx.xx off of that $5k.
Any other ways I can "bill" myself, or somehow transfer funds to myself using that credit card?
Thank you for any insight.
(Note: I'm a US citizen, but live in Mexico, so not sure if the loading of cards to manufactured spend would work here).
To reach the high spend requirements, I would use two Paypal accounts, and send myself a bill from one account to another, and pay it with the credit card.
There would be a small fee, but if I had $2k or something left, I would send myself a few invoices to cover that spend.
However now that Paypal has to report annual revenue over $600 to the IRS, and I need to cover about $5,000 in spending, I don't want to get a bill from the IRS down the road saying I owe $xxx.xx off of that $5k.
Any other ways I can "bill" myself, or somehow transfer funds to myself using that credit card?
Thank you for any insight.
(Note: I'm a US citizen, but live in Mexico, so not sure if the loading of cards to manufactured spend would work here).
Aug 23, 2022, 4:53 pm
#90
Join Date: Aug 2014
Posts: 1,303
I signed up for the 6 months for 9.99 for UIbereats/UberOne by paying with paypal. How do I change the credit card associated inside Paypal for the continuing charges I make within Uber. I didn't see a way inside of the Uber/Ubereats app to do so nor did I see anything inside Paypal? The payment method inside Uber for paypal couldn't be edited.