All things Paypal (2017-2019)

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Old Jul 18, 18, 6:12 am   -   Wikipost
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This is the 2017 Master thread for the "All Things Paypal" thread. The 2016 thread is here. The previous 2013-2014 megathread is here. The previous 2015 megathread is here.

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Paypal MyCash $500 daily load limit resets after 12:00am EST
UPDATE: Reports are that it now resets at 3:00 AM EST (12:00 AM PST)
Paypal MyCash $4000 per calendar month load limit resets after 3:00am EST

An additional $4000 per month can be loaded using Greendot Moneypaks. See the Moneypak thread for issues with these. Limit purchases to no more than 2 x $500 at a time.

To get a live PayPal MyCash representative, call 1-855-721-5035, press 1 to all the voice prompts until it asks you for your PIN, and then press 0#, 0#, and 0#.

If you are getting error code 26 when loading MyCash to your account:1.Login to Paypal on a computer, not phone
2.Go to settings (it is the gear)
3.Choose selling tools on the left
4.Scroll down to: Block payments -- Limit payments, add instructions, and more -- and choose update
5.On the page "Payment Receiving Preferences" select the first radio button, "For the items not sold on eBay, Only allow payments from the users with confirmed address."
6.Be sure that NO is chosen
7.Save and you are done

Also - if you wait 30 minutes between purchase and loading, this usually avoids the loading error (some type of fraud control)

Activity Leading to Shutdown
- $1-2k PPMC Loads, Serve Withdrawls and some small Debit card transactions
- $4k/month PPMC loads to accounts A/B/C, let fund sit for a few days, transfer all to account D, let funds sit for a few says, ACH full $12k. Account D also used for normal (but infrequent) PP activity. Continued for about 6 months until received warning emails on all 4 accounts.

Buying/Reloading My Cash Cards
https://www.paypal-cash.com/where_to_buy.html

Stores Hard Coded Against Credit Reloads (Reusing Cards):
Family Dollar
Dollar General
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Old Sep 6, 18, 6:23 pm
  #61  
 
Join Date: Nov 2006
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Originally Posted by Klemhuzzah View Post
DOC says it's happening to everybody. https://www.doctorofcredit.com/paypa...or-businesses/
DP- I have a personal PP acct, and use the PPDMC with PPE card as backup. Never got an email from PP, used my PPDMC today, worked fine. Is this transition from personal --> biz targeted or universal, and they are just rolling it out slowly?
weezl is offline  
Old Sep 13, 18, 10:22 am
  #62  
 
Join Date: Sep 2012
Posts: 4,384
My Citi TY Preferred card just got an offer for an additional 4x for Paypal purchases up to 2500 bonus TYP, so $625. I don't use Paypal that much, generally just for the occasional Ebay purchase, but I don't have anything planned right now. I also don't have any upcoming purchases for any Paypal merchants that I've found online. What's the best MS opportunity other than paying a family member for "goods" or "services" and taking the 3% hit?
DaveInLA is offline  
Old Sep 22, 18, 8:51 pm
  #63  
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Originally Posted by weezl View Post
DP- I have a personal PP acct, and use the PPDMC with PPE card as backup. Never got an email from PP, used my PPDMC today, worked fine. Is this transition from personal --> biz targeted or universal, and they are just rolling it out slowly?
Slow roll out
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Old Jan 13, 19, 5:13 pm
  #64  
 
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Originally Posted by ChuckMango View Post
Slow roll out
Must be real slow then because it's now 2019 and my card is unchanged.
noassumptions likes this.
weezl is offline  
Old Mar 23, 19, 3:49 am
  #65  
cnn
 
Join Date: Jan 2009
Posts: 116
I can't add a newly approved credit card to my PayPal account even though I can still add an old card. Anyone has got the same problem like this?
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Old Mar 23, 19, 2:37 pm
  #66  
 
Join Date: Oct 2014
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Originally Posted by cnn View Post
I can't add a newly approved credit card to my PayPal account even though I can still add an old card. Anyone has got the same problem like this?
Is it a Chase card by any chance? If not, what bank?
anam is offline  
Old Mar 23, 19, 8:47 pm
  #67  
cnn
 
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Originally Posted by anam View Post
Is it a Chase card by any chance? If not, what bank?
New cards are Citi and BofA.
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Old Jun 19, 19, 8:53 pm
  #68  
 
Join Date: Apr 2014
Posts: 164
Anybody MS with their PayPal 2% cash back card? Synchrony literally won't let me MS! After going thru the verification process twice, my card is still getting decline.
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Old Sep 1, 19, 4:03 pm
  #69  
 
Join Date: Jul 2019
Posts: 18
After reading through this PayPal thread it seems like a common question is "can I send money from my account with a CC to my wife/husbands account then cash out to bank account" and the answer is almost always " PayPal will catch on quick and shut you down"
Now a twist to that question, I am a canadian living in the states, I still have my canadian paypal account ( not as easy as just change country in PayPal) we use my wife's account for our PayPal needs.
What are the odds of getting shut down if I use my cdn account to send her fund from cc and she then cashes out to bank?
Taxiback is offline  
Old Sep 2, 19, 6:26 pm
  #70  
 
Join Date: Mar 2005
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Originally Posted by Taxiback View Post
After reading through this PayPal thread it seems like a common question is "can I send money from my account with a CC to my wife/husbands account then cash out to bank account" and the answer is almost always " PayPal will catch on quick and shut you down"
Now a twist to that question, I am a canadian living in the states, I still have my canadian paypal account ( not as easy as just change country in PayPal) we use my wife's account for our PayPal needs.
What are the odds of getting shut down if I use my cdn account to send her fund from cc and she then cashes out to bank?
How much do you value your PayPal account?
From the reports all over the place, PP is a bear to work with and vicious to a T. While I don't use PP for much, it is handy for the occasional payment that needs to be made and hard to do, so I would rather not poke the bear, so to speak, with something that will potentially benefit me little and get my account frozen or banned for life.
radonc1 is offline  
Old Sep 4, 19, 8:08 am
  #71  
 
Join Date: May 2009
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Originally Posted by Taxiback View Post
After reading through this PayPal thread it seems like a common question is "can I send money from my account with a CC to my wife/husbands account then cash out to bank account" and the answer is almost always " PayPal will catch on quick and shut you down"
Now a twist to that question, I am a canadian living in the states, I still have my canadian paypal account ( not as easy as just change country in PayPal) we use my wife's account for our PayPal needs.
What are the odds of getting shut down if I use my cdn account to send her fund from cc and she then cashes out to bank?
For a few years we have often sent money to our daughter's non-US PayPal account, sometimes funding with CC. She has an address (where she lives) and linked local bank account in the non-US country.

Is your Canadian PP linked to a different bank account than that which is linked to your wife's PP? Are the two PP accounts' addresses different? Other linkages?
84fiero is offline  
Old Sep 4, 19, 8:24 am
  #72  
 
Join Date: Jul 2019
Posts: 18
Yes different bank accounts her name is not on my Canadian account. Still ha e my Canadian address listed in my PayPal account. ( tried to change it when I moved but it doesn’t give you the option to switch countries)
Taxiback is offline  
Old Sep 14, 19, 9:31 am
  #73  
 
Join Date: Sep 2019
Posts: 3
Wondering if you got any answers to you question?

Originally Posted by DaveInLA View Post

My Citi TY Preferred card just got an offer for an additional 4x for Paypal purchases up to 2500 bonus TYP, so $625. I don't use Paypal that much, generally just for the occasional Ebay purchase, but I don't have anything planned right now. I also don't have any upcoming purchases for any Paypal merchants that I've found online. What's the best MS opportunity other than paying a family member for "goods" or "services" and taking the 3% hit?
Omar Barraza is offline  
Old Sep 27, 19, 5:29 pm
  #74  
 
Join Date: May 2008
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Originally Posted by Taxiback View Post
After reading through this PayPal thread it seems like a common question is "can I send money from my account with a CC to my wife/husbands account then cash out to bank account" and the answer is almost always " PayPal will catch on quick and shut you down"
Now a twist to that question, I am a canadian living in the states, I still have my canadian paypal account ( not as easy as just change country in PayPal) we use my wife's account for our PayPal needs.
What are the odds of getting shut down if I use my cdn account to send her fund from cc and she then cashes out to bank?
I don't know if you're particularly interested in the MS aspect of this, or just in moving money cross-border. When I was married to someone in Canada, I found that xe.com was extremely convenient and low in cost. I was typically paying total costs of 110-130 basis points - basically, that was the deviation from mid-market exchange rates, and there were no other fees like for EFT.
redtop43 is offline  
Old Sep 27, 19, 5:30 pm
  #75  
 
Join Date: May 2008
Location: PHL (kinda, no airport is really close)
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Posts: 3,052
Has anyone explored depositing funds to Paypal at Walmart as a workaround for the money order shutdowns?

Nevermind, I found the max is $500 per transaction with $3 fee ($1500 per day). $6 fee per $1000 is too much except for emergency liquidation.

Last edited by redtop43; Sep 27, 19 at 7:27 pm
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