Jan 30, 2017, 10:11 pm
Last edit by: ChrisFlyer66
This is the 2017 Master thread for the "All Things Paypal" thread. The 2016 thread is here. The previous 2013-2014 megathread is here. The previous 2015 megathread is here.
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Paypal MyCash $500 daily load limit resets after 12:00am EST
UPDATE: Reports are that it now resets at 3:00 AM EST (12:00 AM PST)
Paypal MyCash $4000 per calendar month load limit resets after 3:00am EST
An additional $4000 per month can be loaded using Greendot Moneypaks. See the Moneypak thread for issues with these. Limit purchases to no more than 2 x $500 at a time.
To get a live PayPal MyCash representative, call 1-855-721-5035, press 1 to all the voice prompts until it asks you for your PIN, and then press 0#, 0#, and 0#.
If you are getting error code 26 when loading MyCash to your account:1.Login to Paypal on a computer, not phone
2.Go to settings (it is the gear)
3.Choose selling tools on the left
4.Scroll down to: Block payments -- Limit payments, add instructions, and more -- and choose update
5.On the page "Payment Receiving Preferences" select the first radio button, "For the items not sold on eBay, Only allow payments from the users with confirmed address."
6.Be sure that NO is chosen
7.Save and you are done
Also - if you wait 30 minutes between purchase and loading, this usually avoids the loading error (some type of fraud control)
Activity Leading to Shutdown
- $1-2k PPMC Loads, Serve Withdrawls and some small Debit card transactions
- $4k/month PPMC loads to accounts A/B/C, let fund sit for a few days, transfer all to account D, let funds sit for a few says, ACH full $12k. Account D also used for normal (but infrequent) PP activity. Continued for about 6 months until received warning emails on all 4 accounts.
Buying/Reloading My Cash Cards
https://www.paypal-cash.com/where_to_buy.html
Stores Hard Coded Against Credit Reloads (Reusing Cards):
Family Dollar
Dollar General
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Paypal MyCash $500 daily load limit resets after 12:00am EST
UPDATE: Reports are that it now resets at 3:00 AM EST (12:00 AM PST)
Paypal MyCash $4000 per calendar month load limit resets after 3:00am EST
An additional $4000 per month can be loaded using Greendot Moneypaks. See the Moneypak thread for issues with these. Limit purchases to no more than 2 x $500 at a time.
To get a live PayPal MyCash representative, call 1-855-721-5035, press 1 to all the voice prompts until it asks you for your PIN, and then press 0#, 0#, and 0#.
If you are getting error code 26 when loading MyCash to your account:1.Login to Paypal on a computer, not phone
2.Go to settings (it is the gear)
3.Choose selling tools on the left
4.Scroll down to: Block payments -- Limit payments, add instructions, and more -- and choose update
5.On the page "Payment Receiving Preferences" select the first radio button, "For the items not sold on eBay, Only allow payments from the users with confirmed address."
6.Be sure that NO is chosen
7.Save and you are done
Also - if you wait 30 minutes between purchase and loading, this usually avoids the loading error (some type of fraud control)
Activity Leading to Shutdown
- $1-2k PPMC Loads, Serve Withdrawls and some small Debit card transactions
- $4k/month PPMC loads to accounts A/B/C, let fund sit for a few days, transfer all to account D, let funds sit for a few says, ACH full $12k. Account D also used for normal (but infrequent) PP activity. Continued for about 6 months until received warning emails on all 4 accounts.
Buying/Reloading My Cash Cards
https://www.paypal-cash.com/where_to_buy.html
Stores Hard Coded Against Credit Reloads (Reusing Cards):
Family Dollar
Dollar General
All things Paypal (2017-onwards)
Sep 6, 2018, 6:23 pm
#61
Join Date: Nov 2006
Location: Left Coast
Programs: UA 1K & 1MM, HH Diamond, Marriott/SPG Gold (UA comp)
Posts: 1,353
DOC says it's happening to everybody. https://www.doctorofcredit.com/paypa...or-businesses/
Sep 13, 2018, 10:22 am
#62
Join Date: Sep 2012
Posts: 4,431
My Citi TY Preferred card just got an offer for an additional 4x for Paypal purchases up to 2500 bonus TYP, so $625. I don't use Paypal that much, generally just for the occasional Ebay purchase, but I don't have anything planned right now. I also don't have any upcoming purchases for any Paypal merchants that I've found online. What's the best MS opportunity other than paying a family member for "goods" or "services" and taking the 3% hit?
Sep 22, 2018, 8:51 pm
#63
Suspended
Join Date: Mar 2013
Posts: 465
Sep 1, 2019, 4:03 pm
#69
Join Date: Jul 2019
Posts: 54
After reading through this PayPal thread it seems like a common question is "can I send money from my account with a CC to my wife/husbands account then cash out to bank account" and the answer is almost always " PayPal will catch on quick and shut you down"
Now a twist to that question, I am a canadian living in the states, I still have my canadian paypal account ( not as easy as just change country in PayPal) we use my wife's account for our PayPal needs.
What are the odds of getting shut down if I use my cdn account to send her fund from cc and she then cashes out to bank?
Now a twist to that question, I am a canadian living in the states, I still have my canadian paypal account ( not as easy as just change country in PayPal) we use my wife's account for our PayPal needs.
What are the odds of getting shut down if I use my cdn account to send her fund from cc and she then cashes out to bank?
Sep 2, 2019, 6:26 pm
#70
Join Date: Mar 2005
Programs: Continental Onepass, Hilton, Marriott, USAir and now UA
Posts: 6,437
After reading through this PayPal thread it seems like a common question is "can I send money from my account with a CC to my wife/husbands account then cash out to bank account" and the answer is almost always " PayPal will catch on quick and shut you down"
Now a twist to that question, I am a canadian living in the states, I still have my canadian paypal account ( not as easy as just change country in PayPal) we use my wife's account for our PayPal needs.
What are the odds of getting shut down if I use my cdn account to send her fund from cc and she then cashes out to bank?
Now a twist to that question, I am a canadian living in the states, I still have my canadian paypal account ( not as easy as just change country in PayPal) we use my wife's account for our PayPal needs.
What are the odds of getting shut down if I use my cdn account to send her fund from cc and she then cashes out to bank?
From the reports all over the place, PP is a bear to work with and vicious to a T. While I don't use PP for much, it is handy for the occasional payment that needs to be made and hard to do, so I would rather not poke the bear, so to speak, with something that will potentially benefit me little and get my account frozen or banned for life.
Sep 4, 2019, 8:08 am
#71
Join Date: May 2009
Location: South Park, CO
Programs: Tegridy Elite
Posts: 5,678
After reading through this PayPal thread it seems like a common question is "can I send money from my account with a CC to my wife/husbands account then cash out to bank account" and the answer is almost always " PayPal will catch on quick and shut you down"
Now a twist to that question, I am a canadian living in the states, I still have my canadian paypal account ( not as easy as just change country in PayPal) we use my wife's account for our PayPal needs.
What are the odds of getting shut down if I use my cdn account to send her fund from cc and she then cashes out to bank?
Now a twist to that question, I am a canadian living in the states, I still have my canadian paypal account ( not as easy as just change country in PayPal) we use my wife's account for our PayPal needs.
What are the odds of getting shut down if I use my cdn account to send her fund from cc and she then cashes out to bank?
Is your Canadian PP linked to a different bank account than that which is linked to your wife's PP? Are the two PP accounts' addresses different? Other linkages?
Sep 14, 2019, 9:31 am
#73
Join Date: Sep 2019
Posts: 3
Wondering if you got any answers to you question?
My Citi TY Preferred card just got an offer for an additional 4x for Paypal purchases up to 2500 bonus TYP, so $625. I don't use Paypal that much, generally just for the occasional Ebay purchase, but I don't have anything planned right now. I also don't have any upcoming purchases for any Paypal merchants that I've found online. What's the best MS opportunity other than paying a family member for "goods" or "services" and taking the 3% hit?
Sep 27, 2019, 5:29 pm
#74
Join Date: May 2008
Location: PHL (kinda, no airport is really close)
Programs: AA Exp, but not sure for how long. Enterprise Platinum woo-hoo!
Posts: 4,550
After reading through this PayPal thread it seems like a common question is "can I send money from my account with a CC to my wife/husbands account then cash out to bank account" and the answer is almost always " PayPal will catch on quick and shut you down"
Now a twist to that question, I am a canadian living in the states, I still have my canadian paypal account ( not as easy as just change country in PayPal) we use my wife's account for our PayPal needs.
What are the odds of getting shut down if I use my cdn account to send her fund from cc and she then cashes out to bank?
Now a twist to that question, I am a canadian living in the states, I still have my canadian paypal account ( not as easy as just change country in PayPal) we use my wife's account for our PayPal needs.
What are the odds of getting shut down if I use my cdn account to send her fund from cc and she then cashes out to bank?
Sep 27, 2019, 5:30 pm
#75
Join Date: May 2008
Location: PHL (kinda, no airport is really close)
Programs: AA Exp, but not sure for how long. Enterprise Platinum woo-hoo!
Posts: 4,550
Nevermind, I found the max is $500 per transaction with $3 fee ($1500 per day). $6 fee per $1000 is too much except for emergency liquidation.
Last edited by redtop43; Sep 27, 2019 at 7:27 pm