Apr 6, 2017, 2:38 pm
Last edit by: ChrisFlyer66
This is the thread for 2017. The 2018 discussion can be found here.
When reporting/posting here please give as many details as you can or you will be asked for it anyways. Copy and paste the text below and alter as needed.
1. SHUTdn by Bank, Credit Card info. (@m3x, chs3 ,c1t1 and brcl@y)
2. Length of account before closure and CL?
3. Average monthly account balance checking and savings?
4. Volume of ms per month and how many months?
5. Cycle CL?
6. Did you BP using both options?
- BP by issuing bank (@m3x, chs3, c1t1 and brcl@y)
- BP by Vis/MC
7. Did you spell out the bank's full name in an internet forum?
When reporting/posting here please give as many details as you can or you will be asked for it anyways. Copy and paste the text below and alter as needed.
1. SHUTdn by Bank, Credit Card info. (@m3x, chs3 ,c1t1 and brcl@y)
2. Length of account before closure and CL?
3. Average monthly account balance checking and savings?
4. Volume of ms per month and how many months?
5. Cycle CL?
6. Did you BP using both options?
- BP by issuing bank (@m3x, chs3, c1t1 and brcl@y)
- BP by Vis/MC
7. Did you spell out the bank's full name in an internet forum?
2017 Shutdown Thread
Jun 29, 2017, 4:45 pm
#316
Join Date: May 2015
Posts: 1,066
1. SHUTdn by Bank, USB
2. Length of account before closure and CL? ~1 year
3. Volume of ms per month and how many months? <20K 12
4. Cycle CL? N/A
5. Did you BP using both options? N/A
- BP by issuing bank (@m3x, chs3, c1t1 and brcl@y)
- BP by Vis/MC
Got a letter in the mail, interesting that I made a teller deposit today and didn't say anything. They are giving like 2 weeks so guess I can up it next week
2. Length of account before closure and CL? ~1 year
3. Volume of ms per month and how many months? <20K 12
4. Cycle CL? N/A
5. Did you BP using both options? N/A
- BP by issuing bank (@m3x, chs3, c1t1 and brcl@y)
- BP by Vis/MC
Got a letter in the mail, interesting that I made a teller deposit today and didn't say anything. They are giving like 2 weeks so guess I can up it next week
Jun 29, 2017, 5:15 pm
#317
Join Date: Oct 2015
Location: NRT
Programs: UA gold
Posts: 135
I logged into my favorite Alliant CU and found my checking account got axed right after I came back from my vacation.
When I asked the reason behind this closure, the rep cannot give me anything but some user agreement bs. Basically, she meant they have the right to close my account at any time. My saving account wasn't closed, however. Rep said this closure is final decision.
ACU was my sweet spot and I had a quite large volume. Too bad I had to find next spot,
When I asked the reason behind this closure, the rep cannot give me anything but some user agreement bs. Basically, she meant they have the right to close my account at any time. My saving account wasn't closed, however. Rep said this closure is final decision.
ACU was my sweet spot and I had a quite large volume. Too bad I had to find next spot,
Jun 29, 2017, 9:08 pm
#318
Join Date: Jul 2014
Location: LAX
Programs: Hyatt Globalist, AA EXP, Hilton Diamond, Wyndham Diamond, DL PM, Marriott Platinum, IHG Platinum
Posts: 1,305
Anyone experienced shutdown from US Bank on their Flexperks for trying to max out 3x category?
Jun 29, 2017, 10:47 pm
#319
Join Date: Oct 2015
Posts: 116
I logged into my favorite Alliant CU and found my checking account got axed right after I came back from my vacation.
When I asked the reason behind this closure, the rep cannot give me anything but some user agreement bs. Basically, she meant they have the right to close my account at any time. My saving account wasn't closed, however. Rep said this closure is final decision.
ACU was my sweet spot and I had a quite large volume. Too bad I had to find next spot,
When I asked the reason behind this closure, the rep cannot give me anything but some user agreement bs. Basically, she meant they have the right to close my account at any time. My saving account wasn't closed, however. Rep said this closure is final decision.
ACU was my sweet spot and I had a quite large volume. Too bad I had to find next spot,
Thanks in advance.
Jun 30, 2017, 5:41 am
#320
Join Date: Aug 2011
Posts: 404
I logged into my favorite Alliant CU and found my checking account got axed right after I came back from my vacation.
When I asked the reason behind this closure, the rep cannot give me anything but some user agreement bs. Basically, she meant they have the right to close my account at any time. My saving account wasn't closed, however. Rep said this closure is final decision.
ACU was my sweet spot and I had a quite large volume. Too bad I had to find next spot,
When I asked the reason behind this closure, the rep cannot give me anything but some user agreement bs. Basically, she meant they have the right to close my account at any time. My saving account wasn't closed, however. Rep said this closure is final decision.
ACU was my sweet spot and I had a quite large volume. Too bad I had to find next spot,
Jun 30, 2017, 10:50 am
#321
Join Date: Oct 2011
Posts: 4,166
I logged into my favorite Alliant CU and found my checking account got axed right after I came back from my vacation.
When I asked the reason behind this closure, the rep cannot give me anything but some user agreement bs. Basically, she meant they have the right to close my account at any time. My saving account wasn't closed, however. Rep said this closure is final decision.
ACU was my sweet spot and I had a quite large volume. Too bad I had to find next spot,
When I asked the reason behind this closure, the rep cannot give me anything but some user agreement bs. Basically, she meant they have the right to close my account at any time. My saving account wasn't closed, however. Rep said this closure is final decision.
ACU was my sweet spot and I had a quite large volume. Too bad I had to find next spot,
Jun 30, 2017, 4:43 pm
#322
Join Date: Oct 2015
Location: NRT
Programs: UA gold
Posts: 135
To all above. Somewhere between 30 and 50 each month. All mobile deposit. Have to say I loved their app. So friendly to use.
Jun 30, 2017, 7:56 pm
#324
Join Date: Oct 2011
Posts: 4,166
That doesn't help us without knowing a dollar amount for each MO. How much money, in a dollar amount, did you run through Alliant? We don't need exact numbers, anything close is fine.
Jun 30, 2017, 11:20 pm
#326
Join Date: Apr 2010
Posts: 137
I logged into my favorite Alliant CU and found my checking account got axed right after I came back from my vacation.
When I asked the reason behind this closure, the rep cannot give me anything but some user agreement bs. Basically, she meant they have the right to close my account at any time. My saving account wasn't closed, however. Rep said this closure is final decision.
ACU was my sweet spot and I had a quite large volume. Too bad I had to find next spot,
When I asked the reason behind this closure, the rep cannot give me anything but some user agreement bs. Basically, she meant they have the right to close my account at any time. My saving account wasn't closed, however. Rep said this closure is final decision.
ACU was my sweet spot and I had a quite large volume. Too bad I had to find next spot,
It seems CUs are catching up. First closer report from DCU and now Alliant CU.
Diversification is name of the game. I benchmark not to exceed more then 4k MO deposit per month to remain under radar.
Jul 28, 2017, 12:53 pm
#329
Join Date: Aug 2011
Programs: okay
Posts: 67
I was not, so obviously that didn't help!
Jul 31, 2017, 11:53 am
#330
Join Date: May 2015
Posts: 97
My UFB Direct account was closed after about 18 months and not very high volume. Less than 3k in MO per month. All deposited by MO. They sent me a letter saying it would be closed and that I have 30 days to get my funds withdrawn, which was only a few bucks.