2017 Shutdown Thread
Mar 31, 18, 10:15 am - Wikipost
|
|||
|
|||
|
Jun 29, 17, 4:45 pm
#316
Join Date: May 2015
Posts: 1,066
1. SHUTdn by Bank, USB
2. Length of account before closure and CL? ~1 year
3. Volume of ms per month and how many months? <20K 12
4. Cycle CL? N/A
5. Did you BP using both options? N/A
- BP by issuing bank (@m3x, chs3, c1t1 and [email protected])
- BP by Vis/MC
Got a letter in the mail, interesting that I made a teller deposit today and didn't say anything. They are giving like 2 weeks so guess I can up it next week
2. Length of account before closure and CL? ~1 year
3. Volume of ms per month and how many months? <20K 12
4. Cycle CL? N/A
5. Did you BP using both options? N/A
- BP by issuing bank (@m3x, chs3, c1t1 and [email protected])
- BP by Vis/MC
Got a letter in the mail, interesting that I made a teller deposit today and didn't say anything. They are giving like 2 weeks so guess I can up it next week
Jun 29, 17, 5:15 pm
#317
Join Date: Oct 2015
Location: NRT
Programs: UA gold
Posts: 135
I logged into my favorite Alliant CU and found my checking account got axed right after I came back from my vacation.
When I asked the reason behind this closure, the rep cannot give me anything but some user agreement bs. Basically, she meant they have the right to close my account at any time. My saving account wasn't closed, however. Rep said this closure is final decision.
ACU was my sweet spot and I had a quite large volume. Too bad I had to find next spot,
When I asked the reason behind this closure, the rep cannot give me anything but some user agreement bs. Basically, she meant they have the right to close my account at any time. My saving account wasn't closed, however. Rep said this closure is final decision.
ACU was my sweet spot and I had a quite large volume. Too bad I had to find next spot,
Jun 29, 17, 9:08 pm
#318
Join Date: Jul 2014
Location: LAX
Programs: Hyatt Globalist, DL Diamond, AS MVP Gold, Hilton Diamond, Marriott Gold, IHG Platinum
Posts: 1,265
Anyone experienced shutdown from US Bank on their Flexperks for trying to max out 3x category?
Jun 29, 17, 10:47 pm
#319
Join Date: Oct 2015
Posts: 116
Originally Posted by ezakipocky
I logged into my favorite Alliant CU and found my checking account got axed right after I came back from my vacation.
When I asked the reason behind this closure, the rep cannot give me anything but some user agreement bs. Basically, she meant they have the right to close my account at any time. My saving account wasn't closed, however. Rep said this closure is final decision.
ACU was my sweet spot and I had a quite large volume. Too bad I had to find next spot,
When I asked the reason behind this closure, the rep cannot give me anything but some user agreement bs. Basically, she meant they have the right to close my account at any time. My saving account wasn't closed, however. Rep said this closure is final decision.
ACU was my sweet spot and I had a quite large volume. Too bad I had to find next spot,
Thanks in advance.
Jun 30, 17, 5:41 am
#320
Join Date: Aug 2011
Posts: 404
Originally Posted by ezakipocky
I logged into my favorite Alliant CU and found my checking account got axed right after I came back from my vacation.
When I asked the reason behind this closure, the rep cannot give me anything but some user agreement bs. Basically, she meant they have the right to close my account at any time. My saving account wasn't closed, however. Rep said this closure is final decision.
ACU was my sweet spot and I had a quite large volume. Too bad I had to find next spot,
When I asked the reason behind this closure, the rep cannot give me anything but some user agreement bs. Basically, she meant they have the right to close my account at any time. My saving account wasn't closed, however. Rep said this closure is final decision.
ACU was my sweet spot and I had a quite large volume. Too bad I had to find next spot,
Jun 30, 17, 10:50 am
#321
Join Date: Oct 2011
Posts: 4,163
Originally Posted by ezakipocky
I logged into my favorite Alliant CU and found my checking account got axed right after I came back from my vacation.
When I asked the reason behind this closure, the rep cannot give me anything but some user agreement bs. Basically, she meant they have the right to close my account at any time. My saving account wasn't closed, however. Rep said this closure is final decision.
ACU was my sweet spot and I had a quite large volume. Too bad I had to find next spot,
When I asked the reason behind this closure, the rep cannot give me anything but some user agreement bs. Basically, she meant they have the right to close my account at any time. My saving account wasn't closed, however. Rep said this closure is final decision.
ACU was my sweet spot and I had a quite large volume. Too bad I had to find next spot,
Jun 30, 17, 4:43 pm
#322
Join Date: Oct 2015
Location: NRT
Programs: UA gold
Posts: 135
To all above. Somewhere between 30 and 50 each month. All mobile deposit. Have to say I loved their app. So friendly to use.
Jun 30, 17, 4:44 pm
#323
Join Date: Oct 2015
Location: NRT
Programs: UA gold
Posts: 135
Originally Posted by bar19900
They will shut down your savings as well, it just takes a little longer. They typically give a warning to stop - I'm guessing your volume was pretty heavy then?
Jun 30, 17, 7:56 pm
#324
Join Date: Oct 2011
Posts: 4,163
Originally Posted by ezakipocky
To all above. Somewhere between 30 and 50 each month. All mobile deposit. Have to say I loved their app. So friendly to use.
Jun 30, 17, 9:32 pm
#325
Join Date: Aug 2011
Posts: 404
Originally Posted by ezakipocky
What kind of warning? By phone or letter? Thanks.
Jun 30, 17, 11:20 pm
#326
Join Date: Apr 2010
Posts: 137
Originally Posted by ezakipocky
I logged into my favorite Alliant CU and found my checking account got axed right after I came back from my vacation.
When I asked the reason behind this closure, the rep cannot give me anything but some user agreement bs. Basically, she meant they have the right to close my account at any time. My saving account wasn't closed, however. Rep said this closure is final decision.
ACU was my sweet spot and I had a quite large volume. Too bad I had to find next spot,
When I asked the reason behind this closure, the rep cannot give me anything but some user agreement bs. Basically, she meant they have the right to close my account at any time. My saving account wasn't closed, however. Rep said this closure is final decision.
ACU was my sweet spot and I had a quite large volume. Too bad I had to find next spot,
It seems CUs are catching up. First closer report from DCU and now Alliant CU.
Diversification is name of the game. I benchmark not to exceed more then 4k MO deposit per month to remain under radar.
Jul 1, 17, 3:08 am
#327
Join Date: Jan 2016
Posts: 79
Originally Posted by anagoree
It seems CUs are catching up. First closer report from DCU and now Alliant CU.
Diversification is name of the game. I benchmark not to exceed more then 4k MO deposit per month to remain under radar.
Diversification is name of the game. I benchmark not to exceed more then 4k MO deposit per month to remain under radar.
u r under the radar until u aren't.
Jul 3, 17, 9:00 pm
#328
Join Date: Sep 2014
Posts: 1,837
Originally Posted by ericliujian
Did you try to reopen? Is this one blacklist me?
When they merged with Merit bank, my Merit account was closed.
Jul 28, 17, 12:53 pm
#329
Join Date: Aug 2011
Programs: okay
Posts: 66
I was not, so obviously that didn't help!
Jul 31, 17, 11:53 am
#330
Join Date: May 2015
Posts: 97
My UFB Direct account was closed after about 18 months and not very high volume. Less than 3k in MO per month. All deposited by MO. They sent me a letter saying it would be closed and that I have 30 days to get my funds withdrawn, which was only a few bucks.
