Last edit by: deker0
This thread is a continuation of the 2016 Serve master thread located at Amex Serve (2016) [Many shutdowns starting Jan 8, 2016]
5/21/2019 another round of Serve and Bluebird shutdowns.
On January 8, 2016, most Serve cards that were being used for MS were closed by Amex due to "unusual activity". Recurring waves of shutdowns have continued.
There are three version of Serve cards, Blue, Green and Grey. The fees and specifics are listed here:
https://www.serve.com/help/?intlink=us-serve-marketing-home-customer2-incomm2018-freezecardlearnmore&anchor=lost-or-stolen-1
The best Serve version for MS purpose is the "Green" version. It can be loaded at CVS, Rite Aid, DG (cash only) and Walmart, FD stores (cash and debit). There is no loading fee, but there is a $6.95 monthly fee that can't be waived. You could avoid the monthly fee by keeping $0 balance prior to month end statement closing. But this may cause account shut-down. As of end of 2020, there have been changes at the loading side (FD, WM). Not all GCs are accepted. Trial and report back to forum.
As of April 16, 2015 regular Serve cards will only accept American Express network cards for online credit card loads.
Softcard Serve accounts are apparently grandfathered in the old system and continue to work as before, being able to load Mastercard, Visa, and Discover (see below).
For additional information on using prepaid debit cards, see PIN available now for Visa/MC prepaid debit cards.
You cannot make an ACH pull from Serve. The direct deposit account and routing numbers are for deposits only.
https://www.serve.com/#/add-cash
If your card doesn't say "debit" on the front, it isn't a debit card.
Loads at 7-11 and CVS are cash only. Debit cards are NOT allowed.
Loads at Walmart have been confirmed with debit cards. Self checkout does not work for loading Serve. Many Walmart stores are enforcing a rule against the use of prepaid debit cards when loading, even though the register and the MCE do not enforce. Do not make your prepaid debit cards visible. Show them a bank debit card if asked, then discreetly use your prepaid card when asked to swipe. Otherwise, you may be asked by management to never visit the MC (Walmart Money Center) again to load.
Debit loading at Family Dollar appears to be limited to $500 per day per store total (not per person or per account). Whoever gets there first gets the load for the day. Troubleshooting loading problems at FD
Loads at Dollar General - Appears to no longer be working with any brand of VCG.
Regular Serve
Softcard Serve
Softcard has shutdown and there is no longer any way to apply for this version.
You can combine the three methods above and load a total of $8k/month to a single Serve account for miles/points earning purposes, but beware that you're also subject to a $10,000/month add money limit which also includes check deposits, ACH transfers, and Serve transfers.
Temp Serve
You can only load a maximum of $500/day, $1000/month on a temporary card. Once you get your permanent card, then you can load more. The initial $500 when you purchase the temp card doesn't count against the $5,000/month load limit.
OneVip Card: (Mucho gracias, AndrewTheMan)
This card is essentially just like the regular, fee-free, "old" serve. You may reload this card up to $2,500/day; $1,000/transaction at Walmart (not impacted by Blue Bird daily limit change). Have not tested FD or anywhere else. KATE takes this no problems..
You can use this to load the FIDO AMEX up to 1k a month.
Amex stopped taking applications for OneVip at the end of 2017. Cards acquired before then still work.
Limits for online debit card and credit card loads reset at 9 PM PST/12 AM EST
Online Credit Card Loads
Only one card can be linked at a time.
For online CC/DC loads, the name on the Serve account is supposed to match the name of the primary or joint cardholder. So using someone else's CC/DB card to load a Serve account is not allowed.
A few report no problems loading with an AU card in the Serve account holder's name. Increase your chances by making sure the AUs social security number is on file with the Credit Card.
When adding a new card you will usually need to call Serve Account security (1-800-555-4318) for verification of the new card on the second load try. This verification usually requires uploading of a photo of your ID and the credit card. You may pre-emptively avoid the error by going to the above website, logging in, and uploading a scan of a photo ID and the card you are trying to add. You may call back to expedite approval. One person with a Serve/Softcard account reported being sent to the main Serve number for this process.
https://www.serve.com/help/#add-money-5
Regular Serve Credit Card Loading
Regular Serve can only load from American Express network cards. In addition to those issued directly by American Express, this includes the following:
Softcard Serve Credit Card Loading
If you are fortunate enough to be grandfathered into a Softcard Serve Account, you can also load other credit cards beside American Express cards. Softcard Serve is not available to new applicants anymore so you'll need to get one of the other Serve options if you don't already have one. In general, Mastercard and American Express cards post as purchases. Visa cards transact as a cash advance and, therefore, require available CA limit; although most cards post as a purchase.
Treated as purchase, earns cashback/points/miles:
Posts as a cash advance: The Chase Ink Bold is a charge card and has no cash advance ability.
A few report being unable to add the Chase IHG MC.
Online Debit Card Loads
For online debit load, only use of bank-issued cards is allowed. The use of pre-paid debit cards (Netspend, Paypower, Univision, Paypal, etc.) and VGC/MGC/AGCs is not allowed. While initial transactions may work, your account will eventually be flagged.
Switching to Serve
Helpful instruction post, latest. Thanks raeneye.
Also see this thread: Switching from Serve to BlueBird - 31 day wait???
Switching from BB to Serve
Switching from Redbird is presumably similar. See the RedCard thread for more information.
The number to call to approve your registration after closing Bluebird: Serve Account security 1-800-555-4318
Loading with debit card at Walmart register
Loads at register over $500 will sometimes trigger ID requirement. There is a limit of four swipes per transaction; this means your card plus three payments.
Training a WM cashier:
Error Messages:
DEBIT NOT AVAILABLE
Received when I used a card I thought I had activated but hadn't.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
TENDER NOT ALLOWED
Card was incorrectly read, or wrong PIN entered.
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again. Try again later.
Using Serve
For online bill pay
For bank transfers
Under Settings --> Funding & Transfers --> Bank & Cards --> U.S. Bank Account, you can add your bank info and transfer funds from your Serve card directly to your bank. The bank account must be verified, either by the standard "deposit 2 small sums into your account, such as $0.23 & $0.42" method, or doing an "instant verification" by actually logging into your bank account while still logged into Serve.
===
People with an apartment address can find helpful information quoted in post #7
5/21/2019 another round of Serve and Bluebird shutdowns.
On January 8, 2016, most Serve cards that were being used for MS were closed by Amex due to "unusual activity". Recurring waves of shutdowns have continued.
There are three version of Serve cards, Blue, Green and Grey. The fees and specifics are listed here:
https://www.serve.com/help/?intlink=us-serve-marketing-home-customer2-incomm2018-freezecardlearnmore&anchor=lost-or-stolen-1
The best Serve version for MS purpose is the "Green" version. It can be loaded at CVS, Rite Aid, DG (cash only) and Walmart, FD stores (cash and debit). There is no loading fee, but there is a $6.95 monthly fee that can't be waived. You could avoid the monthly fee by keeping $0 balance prior to month end statement closing. But this may cause account shut-down. As of end of 2020, there have been changes at the loading side (FD, WM). Not all GCs are accepted. Trial and report back to forum.
As of April 16, 2015 regular Serve cards will only accept American Express network cards for online credit card loads.
Softcard Serve accounts are apparently grandfathered in the old system and continue to work as before, being able to load Mastercard, Visa, and Discover (see below).
For additional information on using prepaid debit cards, see PIN available now for Visa/MC prepaid debit cards.
You cannot make an ACH pull from Serve. The direct deposit account and routing numbers are for deposits only.
https://www.serve.com/#/add-cash
If your card doesn't say "debit" on the front, it isn't a debit card.
Loads at 7-11 and CVS are cash only. Debit cards are NOT allowed.
Loads at Walmart have been confirmed with debit cards. Self checkout does not work for loading Serve. Many Walmart stores are enforcing a rule against the use of prepaid debit cards when loading, even though the register and the MCE do not enforce. Do not make your prepaid debit cards visible. Show them a bank debit card if asked, then discreetly use your prepaid card when asked to swipe. Otherwise, you may be asked by management to never visit the MC (Walmart Money Center) again to load.
Debit loading at Family Dollar appears to be limited to $500 per day per store total (not per person or per account). Whoever gets there first gets the load for the day. Troubleshooting loading problems at FD
Loads at Dollar General - Appears to no longer be working with any brand of VCG.
Regular Serve
- Serve loading via VR/MP (Vanilla Reload/Moneypak) or WM/FD load: $2,500 per card per day; $5,000 total per calendar month each card; $10,000 total each calendar month all Serve cards combined
- Online Debit Card Load - $200/day and $1,000/month
- Online Credit Card Load (AmEx only) - $200/day and $1,000/month
- Checking/Savings Account - $2,000/month
- Checks - $2,000/day and $10,000/month
- ATM Withdrawals - $750/day and $2,000/month
- Checks - $2,000/day and $10,000/month
- Checking/Savings Account - $2,000/month
- Online Credit Card Load (AmEx only) - $200/day and $1,000/month
Softcard Serve
Softcard has shutdown and there is no longer any way to apply for this version.
- Serve loading via VR/MP (Vanilla Reload/Moneypak) or WM/FD load: $2,500/day and $5,000 total per calendar month
- Online Debit Card Load - $500/day and $1,500/month
- Online Credit Card Load - $500/day and $1,500/month
- Checking/Savings Account - $2,000/month
- Checks - $2,000/day and $10,000/month
- ATM Withdrawals - $750/day and $2,000/month
- Checks - $2,000/day and $10,000/month
- Checking/Savings Account - $2,000/month
- Online Credit Card Load - $500/day and $1,500/month
- Online Debit Card Load - $500/day and $1,500/month
You can combine the three methods above and load a total of $8k/month to a single Serve account for miles/points earning purposes, but beware that you're also subject to a $10,000/month add money limit which also includes check deposits, ACH transfers, and Serve transfers.
Temp Serve
You can only load a maximum of $500/day, $1000/month on a temporary card. Once you get your permanent card, then you can load more. The initial $500 when you purchase the temp card doesn't count against the $5,000/month load limit.
OneVip Card: (Mucho gracias, AndrewTheMan)
This card is essentially just like the regular, fee-free, "old" serve. You may reload this card up to $2,500/day; $1,000/transaction at Walmart (not impacted by Blue Bird daily limit change). Have not tested FD or anywhere else. KATE takes this no problems..
You can use this to load the FIDO AMEX up to 1k a month.
Amex stopped taking applications for OneVip at the end of 2017. Cards acquired before then still work.
Limits for online debit card and credit card loads reset at 9 PM PST/12 AM EST
Online Credit Card Loads
Only one card can be linked at a time.
For online CC/DC loads, the name on the Serve account is supposed to match the name of the primary or joint cardholder. So using someone else's CC/DB card to load a Serve account is not allowed.
A few report no problems loading with an AU card in the Serve account holder's name. Increase your chances by making sure the AUs social security number is on file with the Credit Card.
When adding a new card you will usually need to call Serve Account security (1-800-555-4318) for verification of the new card on the second load try. This verification usually requires uploading of a photo of your ID and the credit card. You may pre-emptively avoid the error by going to the above website, logging in, and uploading a scan of a photo ID and the card you are trying to add. You may call back to expedite approval. One person with a Serve/Softcard account reported being sent to the main Serve number for this process.
https://www.serve.com/help/#add-money-5
Regular Serve Credit Card Loading
Regular Serve can only load from American Express network cards. In addition to those issued directly by American Express, this includes the following:
- AAA Rewards AmEx
- Alitalia AmEx
- Bank of America Accelerated Rewards AmEx
- Bank of Hawaii AmEx Card with MyBankoh Rewards
- Bloomingdale's AmEx
- Citi AAdvantage Platinum Select AmEx
- Citi Dividend AmEx (not obtainable unless specifically requested)
- Citi Thank You Preferred AmEx (not obtainable unless specifically requested)
- Dillard's AmEx
- FNBO AmEx
- FNBO Graphite AmEx
- FNBO Platinum AmEx
- Macy's AmEx
- Penfed Premium Travel Rewards AmEx
- SavingStar AmEx
- Travelocity AmEx
- US Bank Flexperks AmEx
- USAA Cash Rewards/Rewards Plus AmEx
- Wells Fargo Propel World/365 AmEx
- USAA Cash Rewards/Rewards Plus AmEx
- US Bank Flexperks AmEx
- Travelocity AmEx
- SavingStar AmEx
- Penfed Premium Travel Rewards AmEx
- Macy's AmEx
- FNBO Platinum AmEx
- FNBO Graphite AmEx
- FNBO AmEx
- Dillard's AmEx
- Citi Thank You Preferred AmEx (not obtainable unless specifically requested)
- Citi Dividend AmEx (not obtainable unless specifically requested)
- Citi AAdvantage Platinum Select AmEx
- Bloomingdale's AmEx
- Bank of Hawaii AmEx Card with MyBankoh Rewards
- Bank of America Accelerated Rewards AmEx
- Alitalia AmEx
Softcard Serve Credit Card Loading
If you are fortunate enough to be grandfathered into a Softcard Serve Account, you can also load other credit cards beside American Express cards. Softcard Serve is not available to new applicants anymore so you'll need to get one of the other Serve options if you don't already have one. In general, Mastercard and American Express cards post as purchases. Visa cards transact as a cash advance and, therefore, require available CA limit; although most cards post as a purchase.
Treated as purchase, earns cashback/points/miles:
- Bank of America (FIA) (MasterCard, American Express)
- Barclaycard (Mastercard, Visa)
- Capital One (Mastercard, Visa)
- Chase (MasterCard, Visa)
- Citi (MasterCard, American Express)
- Discover
- Wells Fargo Propel (American Express)
- Discover
- Citi (MasterCard, American Express)
- Chase (MasterCard, Visa)
- Capital One (Mastercard, Visa)
- Barclaycard (Mastercard, Visa)
- American Express issued (Counts toward minimum spend -- see post #434) but does not earn points. Example: For the Delta Amex card, Serve counts towards min spend DL miles sign-up bonus, but that spend and subsequent trials of spend on Serve will not earn points. Don't do it, man!
Posts as a cash advance: The Chase Ink Bold is a charge card and has no cash advance ability.
A few report being unable to add the Chase IHG MC.
Online Debit Card Loads
For online debit load, only use of bank-issued cards is allowed. The use of pre-paid debit cards (Netspend, Paypower, Univision, Paypal, etc.) and VGC/MGC/AGCs is not allowed. While initial transactions may work, your account will eventually be flagged.
Switching to Serve
Helpful instruction post, latest. Thanks raeneye.
Also see this thread: Switching from Serve to BlueBird - 31 day wait???
Switching from BB to Serve
- Login to BB account, bring account balance to Zero, (By Bill Pay, Send money, etc..)
- Call BB, tell them that you want to open a serve account and close your current BB account. after they check everything they will say something like: "Your account will be permanently closed after 31 days, you can reopen it within 31 day if you change your mind, and you can apply for your new Serve account now, just make sure use the exact same register info from BB."
- at this point BB is closed. next morning, goto CVS and get a temporary Serve card (only with cash), load $500, ($2.95 waived, Yeah!!)
- get back home, register temporary Serve online, First error: "phone number already registered, please try a different number" could be the my BB's ghost account still showing up on their system, could be my info is not match my BB's registration? i'm not really sure at this point. What I did is keep the same number but change from Cell phone to home phone. and registration went through
- after the register and login, second error: "We're still processing your application. Please check your email for an update"
- I have see people on the thread reported waiting for weeks for the same message, So, I pickup the phone and called them, ask them to speed up the process.
- CSR, told me that my account went to "account security protection department" transfer me to them.
- at account security protection department, they told me need to call back on my phone number which I registered to verify.
- after the call back of verification, CSR told me that my new Serve account is active now, email address verification will be send with in 5 minutes, permanent card will be received within 7-10 days.
- CSR also told me the I can load and spend on the temporary card, but not bill pay.
- after the call back of verification, CSR told me that my new Serve account is active now, email address verification will be send with in 5 minutes, permanent card will be received within 7-10 days.
- at account security protection department, they told me need to call back on my phone number which I registered to verify.
- CSR, told me that my account went to "account security protection department" transfer me to them.
- I have see people on the thread reported waiting for weeks for the same message, So, I pickup the phone and called them, ask them to speed up the process.
- after the register and login, second error: "We're still processing your application. Please check your email for an update"
- get back home, register temporary Serve online, First error: "phone number already registered, please try a different number" could be the my BB's ghost account still showing up on their system, could be my info is not match my BB's registration? i'm not really sure at this point. What I did is keep the same number but change from Cell phone to home phone. and registration went through
- at this point BB is closed. next morning, goto CVS and get a temporary Serve card (only with cash), load $500, ($2.95 waived, Yeah!!)
- Call BB, tell them that you want to open a serve account and close your current BB account. after they check everything they will say something like: "Your account will be permanently closed after 31 days, you can reopen it within 31 day if you change your mind, and you can apply for your new Serve account now, just make sure use the exact same register info from BB."
Switching from Redbird is presumably similar. See the RedCard thread for more information.
The number to call to approve your registration after closing Bluebird: Serve Account security 1-800-555-4318
Loading with debit card at Walmart register
Loads at register over $500 will sometimes trigger ID requirement. There is a limit of four swipes per transaction; this means your card plus three payments.
Training a WM cashier:
- If the WM cashier doesn't know how to load the card, advise them to enter "70" then press "action code".
- If you are using a temp card that doesn't have your name on it, you can swipe the card from your side of the terminal. The WM rep never has to touch any of your cards. The screen will say "enter account." That is your prompt to slide the card.
- The terminal will ask the WM employee if you are loading in multiples of $2000. Advise them to enter "no."
- Avoid saying gift card. Always refer to your card as a debit card.
- The terminal will ask the WM employee if you are loading in multiples of $2000. Advise them to enter "no."
- If you are using a temp card that doesn't have your name on it, you can swipe the card from your side of the terminal. The WM rep never has to touch any of your cards. The screen will say "enter account." That is your prompt to slide the card.
Error Messages:
DEBIT NOT AVAILABLE
Received when I used a card I thought I had activated but hadn't.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
TENDER NOT ALLOWED
Card was incorrectly read, or wrong PIN entered.
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again. Try again later.
Using Serve
For online bill pay
- You can pay the credit card that you used to buy VRs/GCs
- Error 1302 means that you have 1 pending payment the same amount as the one you just submitted. For example, 1000 bill pay to sapphire preferred from Friday and then on Saturday you submit another bill pay for 1000 to sapphire preferred, you will get this error.
- Tip: if using online bill pay to the same place multiple times, vary your amounts by $0.01 to make it easier to track since your confirmation number does not match the tracking number on your credit card statement
- Error 1302 means that you have 1 pending payment the same amount as the one you just submitted. For example, 1000 bill pay to sapphire preferred from Friday and then on Saturday you submit another bill pay for 1000 to sapphire preferred, you will get this error.
For bank transfers
Under Settings --> Funding & Transfers --> Bank & Cards --> U.S. Bank Account, you can add your bank info and transfer funds from your Serve card directly to your bank. The bank account must be verified, either by the standard "deposit 2 small sums into your account, such as $0.23 & $0.42" method, or doing an "instant verification" by actually logging into your bank account while still logged into Serve.
===
People with an apartment address can find helpful information quoted in post #7
Amex Serve master thread (2017-2023)
#1291
Join Date: Feb 2008
Location: NYC
Posts: 365
Maybe you were shut down by Amex due to "inappropriate use of BB" and just don't know it or were never informed........or
There are several DPs in these threads (especially BB) that when people closed their accounts, they were unable to reopen them. The possible reason was that ....
The game being played at the time was to obtain numerous BB/Serve accounts, activate one and leave the others dormant and inactivated and then MS the current one heavily for several months, then close it prior to a shut down. They would then open a dormant account, wash and repeat. This allowed them to use BB/Serve for heavy MSing and avoid becoming a shut down casualty.
Apparently, the Rats sniffed this one out and started shuttering all accounts in the miscreants possession after involuntary termination of the active account, including the inactive ones.
You shuttered an account that was inactive. 2016 was a busy shutdown year and they may have thought you were playing games. You may be experiencing the fall out from that.
There are several DPs in these threads (especially BB) that when people closed their accounts, they were unable to reopen them. The possible reason was that ....
The game being played at the time was to obtain numerous BB/Serve accounts, activate one and leave the others dormant and inactivated and then MS the current one heavily for several months, then close it prior to a shut down. They would then open a dormant account, wash and repeat. This allowed them to use BB/Serve for heavy MSing and avoid becoming a shut down casualty.
Apparently, the Rats sniffed this one out and started shuttering all accounts in the miscreants possession after involuntary termination of the active account, including the inactive ones.
You shuttered an account that was inactive. 2016 was a busy shutdown year and they may have thought you were playing games. You may be experiencing the fall out from that.
Thaks
#1292
Join Date: Aug 2020
Posts: 16
Filed a case to FD corporate after talking to store manager. Also filed a dispute to BlackHawk.
#1293
Join Date: Oct 2004
Programs: Amtrak Guest Rewards, Starwood Preferred Guest, Marriott Rewards, Hilton Honors
Posts: 255
Let us know how it goes.
#1294
Join Date: Jul 2011
Posts: 29
got the same situation happened to me, but I haven't talked to the FD store manager yet, but they did tell me to talk to them if the card was not refunded. Would you mind walk me through the whole process?
#1295
Join Date: Aug 2020
Posts: 16
Call the 1800 number on FD's website and choose the prepaid card option to speak to a representative. They will give you a case number and investigate. I am still waiting for their response after filing the case two weeks ago. Meanwhile, I also filed a dispute case to BHN. It will likely take months.
#1296
Join Date: Jul 2011
Posts: 29
Call the 1800 number on FD's website and choose the prepaid card option to speak to a representative. They will give you a case number and investigate. I am still waiting for their response after filing the case two weeks ago. Meanwhile, I also filed a dispute case to BHN. It will likely take months.
#1298
Join Date: Oct 2008
Posts: 17
Call the 1800 number on FD's website and choose the prepaid card option to speak to a representative. They will give you a case number and investigate. I am still waiting for their response after filing the case two weeks ago. Meanwhile, I also filed a dispute case to BHN. It will likely take months.
Long time lurker, started MS recently
Exact scenario as ysn7105 and sa_cheerio ... called up FD corporate, got a case number.
Meanwhile did you guys try loading your Serve, I mine said "declined do not honor" and I suspect it may have been shutdown since I couldnt load online too.
I can access my account, paid a bill too. I just dont want to call the Amex CSR and have heir eyes on my other card too.
#1299
Join Date: Mar 2005
Programs: Continental Onepass, Hilton, Marriott, USAir and now UA
Posts: 6,422
Hello friends,
Long time lurker, started MS recently
Exact scenario as ysn7105 and sa_cheerio ... called up FD corporate, got a case number.
Meanwhile did you guys try loading your Serve, I mine said "declined do not honor" and I suspect it may have been shutdown since I couldnt load online too.
I can access my account, paid a bill too. I just dont want to call the Amex CSR and have heir eyes on my other card too.
Long time lurker, started MS recently
Exact scenario as ysn7105 and sa_cheerio ... called up FD corporate, got a case number.
Meanwhile did you guys try loading your Serve, I mine said "declined do not honor" and I suspect it may have been shutdown since I couldnt load online too.
I can access my account, paid a bill too. I just dont want to call the Amex CSR and have heir eyes on my other card too.
However, before you despair, I would try one more time with a small amount of cash at a friendly WM. If that attempt is declined, then you are done with loading. You can continue to use the balance on your card until it is depleted. You should then close your account.
You are actually lucky. There are now numerous reports where a person who is shut down is completely locked out of their account, and any residual funds are snail mailed to the shutee weeks later.
#1300
Join Date: Oct 2008
Posts: 17
If you can't load your card, it means that you are shut down.
However, before you despair, I would try one more time with a small amount of cash at a friendly WM. If that attempt is declined, then you are done with loading. You can continue to use the balance on your card until it is depleted. You should then close your account.
You are actually lucky. There are now numerous reports where a person who is shut down is completely locked out of their account, and any residual funds are snail mailed to the shutee weeks later.
However, before you despair, I would try one more time with a small amount of cash at a friendly WM. If that attempt is declined, then you are done with loading. You can continue to use the balance on your card until it is depleted. You should then close your account.
You are actually lucky. There are now numerous reports where a person who is shut down is completely locked out of their account, and any residual funds are snail mailed to the shutee weeks later.
I have been paying partial monthly fees. Not sure if that helped me from lockdown.
Thanks radonc1.
#1301
Both BB and Serve cards will be banned anyway. Just sooner or later. Unless you use it the legit way
#1302
Join Date: Jul 2011
Posts: 29
Hello friends,
Long time lurker, started MS recently
Exact scenario as ysn7105 and sa_cheerio ... called up FD corporate, got a case number.
Meanwhile did you guys try loading your Serve, I mine said "declined do not honor" and I suspect it may have been shutdown since I couldnt load online too.
I can access my account, paid a bill too. I just dont want to call the Amex CSR and have heir eyes on my other card too.
Long time lurker, started MS recently
Exact scenario as ysn7105 and sa_cheerio ... called up FD corporate, got a case number.
Meanwhile did you guys try loading your Serve, I mine said "declined do not honor" and I suspect it may have been shutdown since I couldnt load online too.
I can access my account, paid a bill too. I just dont want to call the Amex CSR and have heir eyes on my other card too.
#1303
Join Date: Oct 2008
Posts: 17
WOW... After the incident (lost $200), I could load several times until today. I went to the first FD and loaded $500 successfully, but the second FD gave me the "declined do not honor" after I swiped and entered my PIN. I thought it was just some error, so I tried my family member's card and the same thing happen... I guess my family member and I got shut down after 3 months. That was quick!
FD corporate asked me to contact store mngr.
I was able to get a voided rcpt from my store manager.
Opened a dispute with vgc
Sent the void rcpt along with the dispute applicn.
#1304
Join Date: Jul 2011
Posts: 29
nothing so far, I tried to ask for the voided rcpt but FD MANAGER said its too far back (August 28)
#1305
Join Date: Aug 2020
Posts: 16
Good news to report back. BHN finally refunded me for my failed load at FD one month after raising disputes. Back onto the same MCGC. FD took 2 months to look at this and closed the case without solution, saying they could see the money was loaded successfully so asked me to contact American Express Serve. Fortunately before I call Serve, BHN came to rescue. My sense is the money was stuck in settlement, somewhere with a middleman.