Jan 26, 2016, 7:19 pm
Last edit by: ChrisFlyer66
This thread includes all posts for 2016 onwards. The previous 2013- 2014 megathread is here. The 2015 thread is here.
This card is no longer available to new applicants!
Bonus category spending is now capped at $50,000 per year.
Oct 22, 2014 onwards: Many people getting cancellation email from Amex.
Amex may continue to close accounts for excessive spend in bonus categories. Some who have been shutdown are reporting back that AMEX is declining new non-OBC card applications due to "unsatisfactory relationship". (However, see here for an example where reconsideration was successful.) It is unclear at this time the length/extent of this Adverse Action/Ban.
If AMEX sends you a cancellation it goes on your record as a cancellation by AMEX, not a cancellation by cardholder. While FICO score does not distinguish between closed by issuer and closed by cardholder, on manual review it may raise questions. However, issuers close cards for benign reasons as well (such as non-use) so unless several cards have been closed it probably won't cause a rejection by itself.
Excessive MS on this card may sever your ties with Amex. Consider factors that may have led to these closures when sharing personal experiences.
Up to 5% Cash Back at U.S. supermarkets, U.S. gas stations & select U.S. drugstores (Everyday Purchases). Up to 1% Cash Back on other purchases. For your first $6,500ą spend in a reward year˛, you will earn 1% on Everyday Purchasesł (5% after 6500⁴), and 0.5% on other purchases (then 1%).
0% intro APR on purchases and balance transfers for 15 months.
Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, purchases of travelers checks, purchases or reloading of prepaid cards, or purchases of other cash equivalents. Additional terms and restrictions apply. (Presume these T&Cs are standard and that all credit cards state this)
ą First '$6,500' is spend on all purchases.
ł 'everyday purchases' refers to U.S. supermarkets, U.S. gas stations & select U.S. drugstores, not all purchases.
⁴ 5% kicks in immediately after hitting $6500.(mid-statement). In fact, it will even kick in mid-purchase and a portion of the purchase will credit at the higher rate.
* Reward dollars for the previous statement period show up a day or two after the current statement period closes.
* Most cash back redemptions will be applied to your statement within 2–3 days.
* Helpful post regarding moving CL between cards. Thanks lad2
* How to Visually Distinguish the Three Types of Blue Cash Cards:
Blue Cash (old) has a "<" character to the left of the word CASH
Blue Cash Everyday has a circle to the right of the word CASH, with the "Everyday" wording at the back.
Blue Cash Preferred has the word PREFERRED printed vertically on the extreme left side.
If you get the error message "You cannot be logged in. Please contact the number on the back of your card." when trying to redeem Reward Dollars online, it may be because you have too many closed accounts still showing in your scrolling images of cards. Delete the closed ones, then try to redeem again.
This card is no longer available to new applicants!
Bonus category spending is now capped at $50,000 per year.
Oct 22, 2014 onwards: Many people getting cancellation email from Amex.
Amex may continue to close accounts for excessive spend in bonus categories. Some who have been shutdown are reporting back that AMEX is declining new non-OBC card applications due to "unsatisfactory relationship". (However, see here for an example where reconsideration was successful.) It is unclear at this time the length/extent of this Adverse Action/Ban.
If AMEX sends you a cancellation it goes on your record as a cancellation by AMEX, not a cancellation by cardholder. While FICO score does not distinguish between closed by issuer and closed by cardholder, on manual review it may raise questions. However, issuers close cards for benign reasons as well (such as non-use) so unless several cards have been closed it probably won't cause a rejection by itself.
Excessive MS on this card may sever your ties with Amex. Consider factors that may have led to these closures when sharing personal experiences.
Up to 5% Cash Back at U.S. supermarkets, U.S. gas stations & select U.S. drugstores (Everyday Purchases). Up to 1% Cash Back on other purchases. For your first $6,500ą spend in a reward year˛, you will earn 1% on Everyday Purchasesł (5% after 6500⁴), and 0.5% on other purchases (then 1%).
0% intro APR on purchases and balance transfers for 15 months.
Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, purchases of travelers checks, purchases or reloading of prepaid cards, or purchases of other cash equivalents. Additional terms and restrictions apply. (Presume these T&Cs are standard and that all credit cards state this)
ą First '$6,500' is spend on all purchases.
ł 'everyday purchases' refers to U.S. supermarkets, U.S. gas stations & select U.S. drugstores, not all purchases.
⁴ 5% kicks in immediately after hitting $6500.(mid-statement). In fact, it will even kick in mid-purchase and a portion of the purchase will credit at the higher rate.
* Reward dollars for the previous statement period show up a day or two after the current statement period closes.
* Most cash back redemptions will be applied to your statement within 2–3 days.
* Helpful post regarding moving CL between cards. Thanks lad2
* How to Visually Distinguish the Three Types of Blue Cash Cards:
Blue Cash (old) has a "<" character to the left of the word CASH
Blue Cash Everyday has a circle to the right of the word CASH, with the "Everyday" wording at the back.
Blue Cash Preferred has the word PREFERRED printed vertically on the extreme left side.
If you get the error message "You cannot be logged in. Please contact the number on the back of your card." when trying to redeem Reward Dollars online, it may be because you have too many closed accounts still showing in your scrolling images of cards. Delete the closed ones, then try to redeem again.
Old Amex Blue (2016 onwards)[not taking new applications]
Mar 23, 2018, 6:18 am
#391
Join Date: Jul 2017
Programs: UR, Marriott, AA, WN, Chick Fil A Red
Posts: 182
It's up to each individual manager whether or not to accept CC for GC, so you may need to try each location. Usually it's pretty clear (E.g., "Cash Only" all over the gift card rack)
May 23, 2018, 12:39 pm
#395
Join Date: Aug 2015
Posts: 135
- top right corner, first page
- last statement page (might be followed by blank page)
It's all right there, the reward $ you get on any statement is always from your purchases 2 statements back.
May 30, 2018, 12:59 am
#397
Join Date: Jan 2016
Posts: 369
Anybody with the Old Blue also acquired the new Blue Cash Everyday or similar ? I got a pre-approved offer for a 0% BT for 15 months plus $150 after a grand spend, but I'm concerned that if I take it, they will then say, Oh now you no longer need that old blue card with the 5% cashback anymore, so we canceled it for you.
May 30, 2018, 7:44 am
#399
Join Date: Jul 2014
Posts: 3,688
I like the changes they've made where I can now redeem all my RDs if I wish, instead of redeeming them in increments of $25's. Since I have zero balance every statement cut, I was pleasantly surprised that RDs from last month can be redeemed in full so I don't have 'orphaned RDs' below $25. Hopefully, the next change will be current month redemption of RDs just like CitiDC, that'll be wonderful : )
May 31, 2018, 12:42 am
#400
Join Date: Apr 2000
Location: HNL,HI,USA
Posts: 256
May 31, 2018, 2:41 am
#401
Join Date: Oct 2017
Programs: Lots
Posts: 320
I believe the minimum redemption amount is $25, but it doesn’t need to be redeemed in increments of $25 anymore. At least that’s what I read the changes were.
May 31, 2018, 9:30 am
#402
Join Date: Sep 2004
Location: The World!!!
Programs: Some of them not all ...
Posts: 1,532
I just redeemed a little over $200 USD yesterday, and it allowed me, for the first time, to drain my entire balance as 1 Credit, and not 8 or 9 $25 USD credits. So all in all, if you have more than $25 USD, you are good to drain everything every month. I am still a little over $42,000 in my reward year which ends Mid August, so I think I will make it to the cap this year too and drain every cent out of my reward dollars.
May 31, 2018, 12:48 pm
#404
Join Date: Jan 2016
Posts: 369
They just changed it from current month redemption to apply to your balance due, to only allowing the credit to apply after the account rolls over, about a year ago or so. Unlikely they will reverse it.
