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New to Manufactured Spending? Start Here (2016)

New to Manufactured Spending? Start Here (2016)

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Old Apr 21, 18, 9:24 am   -   Wikipost
Please read: This is a community-maintained wiki post containing the most important information from this thread. You may edit the Wiki once you have been on FT for 90 days and have made 90 posts.
 
Last edit by: ChrisFlyer66
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This wiki is to an old thread and is no longer current and is no longer being maintained and/or updated.

Note: the 2015 version of the thread is here: New to Manufactured spending? Start Here(2015)

The 2017 discussion is here: http://www.flyertalk.com/forum/manuf...l#post27694982

Welcome to Manufactured Spending. If you are new here, please spend some time reading before posting. Most likely your questions have already been answered multiple times. Consider deals that you share. These threads are searchable by Google. A volatile deal may be worth holding close to the vest.

Hints

1) On FT, topics are heavily consolidated. Sometimes the title of the thread and first few posts may not properly reflect the broad range of discussion inside the thread. Be sure to visit any thread relating to the product or service you want to learn more about because you might be surprised by how in depth the discussion really is. High "View Count" and "Replies" are good indicators of active "master threads" on a specific topic.

2) Use Google to search FT. It works a lot better than the built-in search.

Important Rules

1) MSing is very YMMV. It varies by store, manager, and right down to the cashier working at the moment. That being said, always be nice and courteous in the face of rejection. The biggest secret for success is to lay low so you can try again.

2) DO NOT spend more than you can afford. START WITH SMALL AMOUNTS TO TEST THE WATER! As an example.. don't start with a $5000 purchase of VGCs if you can't afford to float that much! Instead, buy one and try it, and scale up once you are comfortable with a new method. It's easy to lose track, or get robbed, when you are handling so much money. Getting a refund is NOT always possible.

3) DO NOT ask employees, cashiers, customer service representatives, etc... about how to MS, or about things you read on this forum. The information you read here are very specific, unknown, legal uses of products or services. Most employees, cashiers, and even managers do not know about them. At best you'll get bad information. At worst you'll create a lot of unnecessary misunderstanding.

4) It bears repeating that there are no guarantees. you could easily buy $10,000 in gift cards or some other instrument, only to discover that your method for liquidating them vanishes the very next day. MS is not "normal" financial activity ("normal" being defined by the banks), and thus is often perceived as "suspicious" even if it is legal.

5) never underestimate the risk of criminal activity. gift cards can easily be stolen, loaded onto a compromised account, loaded in a debit card skimmer, or even fraudulent (e.g., an already used card put back on the rack).

If you have a question that does not seem to fit anywhere, or you have not found an appropriate place for it, post it here.

- A helpful note from seat17D about some of the inherent risks of MS
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Old Dec 28, 16, 3:13 pm
  #571  
 
Join Date: Jul 2016
Location: MO & PA
Programs: AA AAdvantage
Posts: 5
Originally Posted by Travelz View Post
I have tried many liquidation methods and I always end up with MO, which I want to avoid. My S3rve, BB & gw are shutdown. Can anyone give me a tip?

BB,S3rve,bPay,mo,gw
For a newbie, what I would suggest is seeing if you can get a serve/amexprepaid product on a spouse/close person's name if they're willing to give you their Social Security for the initial sign-up. You seem to want to avoid money orders so that would be the quickest route if not as a safety.
MS_Kid is offline  
Old Dec 28, 16, 3:22 pm
  #572  
 
Join Date: Jul 2016
Location: MO & PA
Programs: AA AAdvantage
Posts: 5
Originally Posted by Travelz View Post
I have tried many liquidation methods and I always end up with MO, which I want to avoid. My S3rve, BB & gw are shutdown. Can anyone give me a tip by pm?

BB,S3rve,bPay,mo,gw
I would suggest opening another Serve account in someone close you know's name. That way as a newbie, you would have an easy backup option, espcially since you want to avoid ending up with MOs.
MS_Kid is offline  
Old Dec 29, 16, 8:09 pm
  #573  
 
Join Date: Oct 2013
Posts: 416
Originally Posted by MS_Kid View Post
I would suggest opening another Serve account in someone close you know's name. That way as a newbie, you would have an easy backup option, espcially since you want to avoid ending up with MOs.
Thanks, that is a good option and I wish I could think of someone. I had four and they are all gone. I guess I need to open another checking account.
Travelz is offline  
Old Dec 31, 16, 7:39 pm
  #574  
 
Join Date: Dec 2016
Location: SF
Programs: Elite status at local McDonalds, Carwash, and Post Office
Posts: 51
Can I buy an MO at Walmart using a VGC issued from Metabank and a MGC issued from US Bank on the same transaction, or will it go haywire?
CJS415 is offline  
Old Jan 2, 17, 7:29 pm
  #575  
Moderator, Manufactured Spending
 
Join Date: Mar 2011
Location: TIJ/SAN
Programs: All of them.
Posts: 1,324
Originally Posted by CJS415 View Post
Can I buy an MO at Walmart using a VGC issued from Metabank and a MGC issued from US Bank on the same transaction, or will it go haywire?
You can do that. The system will not go haywire.
ChrisFlyer66 is offline  
Old Jan 2, 17, 7:33 pm
  #576  
Moderator, Manufactured Spending
 
Join Date: Mar 2011
Location: TIJ/SAN
Programs: All of them.
Posts: 1,324
new thread for new year

Please continue the discussion here:

http://www.flyertalk.com/forum/manuf...l#post27694982
ChrisFlyer66 is offline  

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