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-   -   Good Bye My Dear Friends (https://www.flyertalk.com/forum/manufactured-spending/1737500-good-bye-my-dear-friends.html)

NYBanker Jan 23, 16 2:28 pm


Originally Posted by SeahawkRaptor (Post 26005530)
Am I the only one old enough to remember c2it? That and savings bonds are where it all started for me.

The bonds I bought and was smart enough to hold on to are still paying great today thanks to the interest rate in effect back then.

Savings bonds have variable rates.

prestonv Jan 23, 16 2:43 pm

Good Bye My Dear Friends
 
Ya, my savings bonds have done extremely well and when used for education expenses are almost state and fed tax free. I was using the 5% GM card which allowed me to purchase a brand new Corolla/prizm for $8,000 on now bankrupt cars.com. Good run while it lasted.

AlohaDaveKennedy Jan 23, 16 6:17 pm

Also recalling various airline toolbars that used to give miles when used for inquiries and US Bank offers to get cash advances for FlexPerks at favorable interest rates and minimal fees. Long ago friends that now RIP.

spamman808 Jan 23, 16 11:22 pm

This thread makes me want to kick myself for not realizing the possibilities sooner. I guess I gotta keep looking for new methods. Seems that evolution is part of the game...

TOMFORD Jan 28, 16 11:18 am

You can't reload $500 gc as debit cards into BB anymore?

Jesperss Jan 28, 16 11:26 am

RIP early 2000s getting a promotional check with 0% interest for a year and no fees (!) and writing said check for 85k, depositing it into a one year CD and cashing out a year later, paying off the balance, and pocketing $4000 ^

The good ole days :(

DeltaNeutral28 Jan 28, 16 12:42 pm

Barc Arrival portal on AGC/calling "Greg" at Amex to register AGC cards/TopCash to get between .5% and 1% on personalized VGC from giftcardmall/unloading into BB a week later, 2 runs per month. I was late to that party but I got a few months in.

Staples VisaSavingsEdge as mentioned, nice perk

mittenfingerz Jan 31, 16 7:40 am

4x Alaska miles for AGC.

Also, anyone remember a deal Discover had for the malls around the holidays? You made a purchase and then turned in your receipt and got something like $20 for every $200 you spent. I did lots of shopping and lots of returns at different malls :D

DCBob Jan 31, 16 7:48 am


Originally Posted by dsauch (Post 25985628)
suntrust for real

For most people, yes. But not for me. I still get Delta SkyMiles for Delta ST debit card transfers to BB every month. Sure, it's not as valuable as before, but I still come out ahead as a grandfathered Delta ST debit card holder.

AlohaDaveKennedy Jan 31, 16 8:31 am

The UFB debit card and the Suntrust debit card are members of the Z-Nation. If you have money in the bank and can find a drug store that issues MOs by cards, UFB limps along like a character from an old George Romero movie.


Originally Posted by DCBob (Post 26109369)
For most people, yes. But not for me. I still get Delta SkyMiles for Delta ST debit card transfers to BB every month. Sure, it's not as valuable as before, but I still come out ahead as a grandfathered Delta ST debit card holder.


kaw753 Jan 31, 16 11:44 am


Originally Posted by mittenfingerz (Post 26109350)
4x Alaska miles for AGC.

Even 2x Virgin America miles a few years back. I got 120000 of them. Booked 3 short flights and one flight to Hawaii and only managed to use 22000 of them.

sybloc Feb 2, 16 9:59 am


Originally Posted by Phantom707 (Post 26021788)
If you're referring to view Best Buy, they still do give points for purchases of gift cards, including Visa. The difference is that even if you're an elite member, you only ever get 1X points.

I know that you can't use the rewards certificates on Visa gift cards, but I think it's still possible to buy merchant cards. I don't remember exactly.

Something that definitely did die with them, though, is the ability to buy Visa gift cards using Best Buy gift cards.

Let me clarify. You could go in and buy a BB Gift Card. Then take the BB gift card YOU JUST BOUGHT and use it to buy another BB Gift Card AND GET BB REWARD POINTS. Whatever you're referencing above was certainly not this.

Only lasted about a couple weeks (maybe two) but it was massively profitable. Downside is I'm BBBFL (Best Buy Banned For Life)

sybloc Feb 2, 16 10:04 am


Originally Posted by Jesperss (Post 26095550)
RIP early 2000s getting a promotional check with 0% interest for a year and no fees (!) and writing said check for 85k, depositing it into a one year CD and cashing out a year later, paying off the balance, and pocketing $4000 ^

The good ole days :(

Downside of this is back then there was so much MS momentum that having 85k tied up for a year wouldn't seem like a good idea (unless you had substantial capital).

jan_believes Feb 3, 16 9:28 am

Unless you sign up for 12-month 5.00 APR CD at Altra FCU. You will need to join and do other banking activity to be legit.

AlohaDaveKennedy Feb 3, 16 10:04 am

And then there is this MS story from tales from the crypt...

Years back you could get student loans with 0% interest in college and invest then in banks or preferred stocks at up to 15% interest. These days students pay student loans with interest in college and investment rates are so bad they are even negative in some places.

See how Japan has gamed the interest rate limbo game. It answers the question "How low can you go?" :p

http://thediplomat.com/2016/02/what-...interest-rate/


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