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Wells Fargo Platinum 5x at Grocery-Gas-Drugstores(2016 onwards)

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Old Jan 6, 2016, 8:17 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: RedSun
This is the thread for 2016. The previous megathread is here.

The current WF cards that earn 5x Go Far Rewards points (WF points) are WF Visa Signature card and WF Rewards card. The 5x introductory period is 6 months, then they earn just 1x WF points. Each card is now capped the 5x at $12,500. (Updated Mar-2019)

Wells Fargo Visa Signature card:
https://www.wellsfargo.com/credit-cards/visa-signature/

Wells Fargo Visa Rewards Card:
https://www.wellsfargo.com/credit-cards/rewards/

Churnable to get repeated 5x rewards?

Not possible
http://www.flyertalk.com/forum/22871522-post710.html

How to pay down CL quickly?
Use WF account to pay

Likely to get shut down if...?
- Cycling several times through your CL
- Cause a negative balance
- Have a really high balance
- Calling in and getting caught by human eyes on MS activities.

To check what your 5X/5% window is:
In your account summary page on WF website, go into the CC, and click "show my rewards" on the left side, then click "Visit Wells Fargo Rewards"
From there go to "Earn Rewards" on the top and click "My Offers" and go into the "Promotional Offers-Usage" tab.

To check which transactions get 5X/5% before your statement posts
To check if new transactions are eligible, go to "My Rewards" on the top, click "Activity", and set the start/end dates. You should see a "bonus earning" 4% for anything that's eligible.

What to do when transaction not going through due to FA?
Human @ fraud prevention line is 877-575-0462 (to verify charges if locked out) (Update 3-3-15 - Phone number no longer in service per this post)

Automated response number: 800-446-0664
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Wells Fargo Platinum 5x at Grocery-Gas-Drugstores(2016 onwards)

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Old Sep 27, 2017, 2:39 pm
  #961  
 
Join Date: Feb 2015
Posts: 910
Originally Posted by ibleed0range
No go. PCing a card also resets the clock.
Thanks for conforming.

I'm assuming you mean PCing to (not from) a 5x card resets the clock? I don't intend to PC either way with WF, just figured I asked so it is clarified for others if they intend to.
NoonRadar is offline  
Old Oct 7, 2017, 8:24 pm
  #962  
 
Join Date: Feb 2016
Posts: 825
Have 3 months left. Thinking about ramping this puppy up. Does the warning ALWAYS come before the shutdown? Or there can be a straight shutdown. I'm talking in reference to MSing with WF card. Of course they can shut you down whenever they want but trying to know what the past history tells us. Did anyone get direct shutdown letter without warning?
Gitangali is offline  
Old Oct 9, 2017, 6:20 pm
  #963  
 
Join Date: Feb 2014
Posts: 188
Anyone have any recent data on applying for (2) Wells Fargo cards at once and securing the bonus/5x on both?
cashcow is offline  
Old Oct 10, 2017, 7:57 am
  #964  
 
Join Date: Dec 2010
Posts: 1,310
Originally Posted by Gitangali
Have 3 months left. Thinking about ramping this puppy up. Does the warning ALWAYS come before the shutdown? Or there can be a straight shutdown. I'm talking in reference to MSing with WF card. Of course they can shut you down whenever they want but trying to know what the past history tells us. Did anyone get direct shutdown letter without warning?
Go for it.

I ramped up my sixth month to 5x my CL, wish I would have done it earlier. Cleared about $7k after fees that six months.
Jesperss is offline  
Old Oct 10, 2017, 10:14 am
  #965  
 
Join Date: Aug 2011
Posts: 404
Originally Posted by Jesperss
Go for it.

I ramped up my sixth month to 5x my CL, wish I would have done it earlier. Cleared about $7k after fees that six months.
this was post May/June '16 I assume?
bar19900 is offline  
Old Oct 10, 2017, 10:39 am
  #966  
 
Join Date: Feb 2015
Posts: 910
Originally Posted by Jesperss
Go for it.

I ramped up my sixth month to 5x my CL, wish I would have done it earlier. Cleared about $7k after fees that six months.
Unless you also cycled your CL the previous months, it would be hard to know if that'd had worked.

Then again some people have reported being able to cycle their CL for multiple months and survive the whole 6 months while some others have been warned or shut down without even cycling once.
NoonRadar is offline  
Old Oct 10, 2017, 2:52 pm
  #967  
 
Join Date: Feb 2015
Posts: 910
Originally Posted by cashcow
Anyone have any recent data on applying for (2) Wells Fargo cards at once and securing the bonus/5x on both?
Supposedly no per terms, but I haven't actually seen recent data points of people trying to do this.
NoonRadar is offline  
Old Oct 10, 2017, 6:05 pm
  #968  
 
Join Date: Dec 2010
Posts: 1,310
Originally Posted by NoonRadar
Unless you also cycled your CL the previous months, it would be hard to know if that'd had worked.

Then again some people have reported being able to cycle their CL for multiple months and survive the whole 6 months while some others have been warned or shut down without even cycling once.

My guess is that it would have worked, I believe that the defining factor was if you received a targeted mailer in the mail and applied through that.
Jesperss is offline  
Old Oct 11, 2017, 10:18 am
  #969  
 
Join Date: Feb 2015
Posts: 910
Originally Posted by Jesperss
My guess is that it would have worked, I believe that the defining factor was if you received a targeted mailer in the mail and applied through that.
I'm guessing you're commenting on this:

Anyone have any recent data on applying for (2) Wells Fargo cards at once and securing the bonus/5x on both?
I got a targeted offer with ref nr and a apply by date shortly aft I opened the card on my own. I'm on the fence abt trying to apply for it and give it a go, in part due to several recent new cards. I figured there's a chance it might work due to targeting, but prob slim chance. WF has got to have some kind of internal system that checks for previous 5x accounts, like only apply 4x additional promo bonus points if there is no this or that WF card associated with this ssn in the last x months. If so, this flag would/could override the targeted one.

My guess is there's at least a couple of people reading this thread who have tried this via a targeted offer and aren't willing to say, or at least aren't willing to say it worked for them lol.
NoonRadar is offline  
Old Oct 11, 2017, 2:40 pm
  #970  
 
Join Date: Oct 2017
Posts: 52
20k sign up bonus not been posted after two billing statements

Hi,
I met the spending requirements about two months, but I still have not received the 20K bonus points after two billing statements. How long did it take to get the bonus? thanks!
tiger101 is offline  
Old Oct 11, 2017, 2:56 pm
  #971  
 
Join Date: Apr 2005
Location: NYC
Posts: 1,756
Originally Posted by tiger101
Hi,
I met the spending requirements about two months, but I still have not received the 20K bonus points after two billing statements. How long did it take to get the bonus? thanks!
have you checked your T&C? Mine says:
...The bonus rewards points will show as redeemable within 1-2 billing periods following the end of the 3 month offer period....
yoyo is offline  
Old Oct 12, 2017, 1:26 pm
  #972  
 
Join Date: Feb 2014
Posts: 188
Originally Posted by NoonRadar
I'm guessing you're commenting on this:



I got a targeted offer with ref nr and a apply by date shortly aft I opened the card on my own. I'm on the fence abt trying to apply for it and give it a go, in part due to several recent new cards. I figured there's a chance it might work due to targeting, but prob slim chance. WF has got to have some kind of internal system that checks for previous 5x accounts, like only apply 4x additional promo bonus points if there is no this or that WF card associated with this ssn in the last x months. If so, this flag would/could override the targeted one.

My guess is there's at least a couple of people reading this thread who have tried this via a targeted offer and aren't willing to say, or at least aren't willing to say it worked for them lol.
I've been receiving regular targeted mailer from WF. There was a recent DP on reddit churning about receiving (2) separate signup bonuses from (2) separate cards applied for on the same day...
cashcow is offline  
Old Oct 12, 2017, 1:27 pm
  #973  
 
Join Date: Jun 2016
Posts: 2,257
Originally Posted by tiger101
Hi,
I met the spending requirements about two months, but I still have not received the 20K bonus points after two billing statements. How long did it take to get the bonus? thanks!
after 90 days is over IIRC
gnomey is offline  
Old Nov 2, 2017, 5:16 am
  #974  
 
Join Date: Feb 2016
Posts: 825
Everything is moving right along. No issues with 5X not posting etc. Only thing that happens is, you will see redemption date jumps by a month but then in a day or two you can redeem it. Received 20,000 sign on bonus points as well.

That's how the stuff should be, it should be as smooth as butter.
Gitangali is offline  
Old Nov 2, 2017, 6:14 am
  #975  
 
Join Date: Jun 2015
Posts: 644
Originally Posted by Gitangali
Everything is moving right along. No issues with 5X not posting etc. Only thing that happens is, you will see redemption date jumps by a month but then in a day or two you can redeem it. Received 20,000 sign on bonus points as well.

That's how the stuff should be, it should be as smooth as butter.
20k points or 200$ bonus?
Stivelio is offline  


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