Jan 6, 2016, 8:17 pm
Last edit by: RedSun
This is the thread for 2016. The previous megathread is here.
The current WF cards that earn 5x Go Far Rewards points (WF points) are WF Visa Signature card and WF Rewards card. The 5x introductory period is 6 months, then they earn just 1x WF points. Each card is now capped the 5x at $12,500. (Updated Mar-2019)
Wells Fargo Visa Signature card:
https://www.wellsfargo.com/credit-cards/visa-signature/
Wells Fargo Visa Rewards Card:
https://www.wellsfargo.com/credit-cards/rewards/
Churnable to get repeated 5x rewards?
Not possible
http://www.flyertalk.com/forum/22871522-post710.html
How to pay down CL quickly?
Use WF account to pay
Likely to get shut down if...?
- Cycling several times through your CL
- Cause a negative balance
- Have a really high balance
- Calling in and getting caught by human eyes on MS activities.
To check what your 5X/5% window is:
In your account summary page on WF website, go into the CC, and click "show my rewards" on the left side, then click "Visit Wells Fargo Rewards"
From there go to "Earn Rewards" on the top and click "My Offers" and go into the "Promotional Offers-Usage" tab.
To check which transactions get 5X/5% before your statement posts
To check if new transactions are eligible, go to "My Rewards" on the top, click "Activity", and set the start/end dates. You should see a "bonus earning" 4% for anything that's eligible.
What to do when transaction not going through due to FA?
Human @ fraud prevention line is 877-575-0462 (to verify charges if locked out) (Update 3-3-15 - Phone number no longer in service per this post)
Automated response number: 800-446-0664
The current WF cards that earn 5x Go Far Rewards points (WF points) are WF Visa Signature card and WF Rewards card. The 5x introductory period is 6 months, then they earn just 1x WF points. Each card is now capped the 5x at $12,500. (Updated Mar-2019)
Wells Fargo Visa Signature card:
https://www.wellsfargo.com/credit-cards/visa-signature/
Wells Fargo Visa Rewards Card:
https://www.wellsfargo.com/credit-cards/rewards/
Churnable to get repeated 5x rewards?
Not possible
http://www.flyertalk.com/forum/22871522-post710.html
How to pay down CL quickly?
Use WF account to pay
Likely to get shut down if...?
- Cycling several times through your CL
- Cause a negative balance
- Have a really high balance
- Calling in and getting caught by human eyes on MS activities.
To check what your 5X/5% window is:
In your account summary page on WF website, go into the CC, and click "show my rewards" on the left side, then click "Visit Wells Fargo Rewards"
From there go to "Earn Rewards" on the top and click "My Offers" and go into the "Promotional Offers-Usage" tab.
To check which transactions get 5X/5% before your statement posts
To check if new transactions are eligible, go to "My Rewards" on the top, click "Activity", and set the start/end dates. You should see a "bonus earning" 4% for anything that's eligible.
What to do when transaction not going through due to FA?
Human @ fraud prevention line is 877-575-0462 (to verify charges if locked out) (Update 3-3-15 - Phone number no longer in service per this post)
Automated response number: 800-446-0664
Wells Fargo Platinum 5x at Grocery-Gas-Drugstores(2016 onwards)
Oct 2, 2016, 6:19 am
#797
Join Date: Oct 2014
Programs: All of them
Posts: 1,664
Do you buy any significant volume at WM or mostly at smaller grocery chains/drug stores? And do you spread the spending across the month or load up on one trip?
Oct 9, 2016, 8:47 am
#801
Join Date: Dec 2004
Programs: UA-1K, MM, Hilton-Diamond, Marriott-Titanium
Posts: 4,432
Oct 10, 2016, 1:36 pm
#802
Join Date: Feb 2016
Posts: 826
I survived another month after receiving warning. 3 more months to go. I have limited myself to 1X CL on 10K CL looking at the shutdowns. I'm thinking of staying with 1X CL for another month and then ramp up to 2X CL for next two months i.e. if they don't shut me down.
Oct 10, 2016, 9:32 pm
#803
Join Date: Oct 2014
Posts: 827
I survived another month after receiving warning. 3 more months to go. I have limited myself to 1X CL on 10K CL looking at the shutdowns. I'm thinking of staying with 1X CL for another month and then ramp up to 2X CL for next two months i.e. if they don't shut me down.
Oct 16, 2016, 8:49 pm
#805
Join Date: Oct 2014
Programs: All of them
Posts: 1,664
I did, but I think someone mentioned seeing new terms that you can't get the promo within 16 months of having another WF card.
Oct 17, 2016, 2:18 pm
#807
Join Date: Oct 2014
Programs: All of them
Posts: 1,664
Oct 18, 2016, 7:57 pm
#809
Join Date: Jan 2016
Posts: 132
I guess now you see why no one batted an eye at your 5k per month. I was doing a few k more than that per day when this card was alive... many others were doing a lot more.