Jan 6, 2016, 8:17 pm
Last edit by: RedSun
This is the thread for 2016. The previous megathread is here.
The current WF cards that earn 5x Go Far Rewards points (WF points) are WF Visa Signature card and WF Rewards card. The 5x introductory period is 6 months, then they earn just 1x WF points. Each card is now capped the 5x at $12,500. (Updated Mar-2019)
Wells Fargo Visa Signature card:
https://www.wellsfargo.com/credit-cards/visa-signature/
Wells Fargo Visa Rewards Card:
https://www.wellsfargo.com/credit-cards/rewards/
Churnable to get repeated 5x rewards?
Not possible
http://www.flyertalk.com/forum/22871522-post710.html
How to pay down CL quickly?
Use WF account to pay
Likely to get shut down if...?
- Cycling several times through your CL
- Cause a negative balance
- Have a really high balance
- Calling in and getting caught by human eyes on MS activities.
To check what your 5X/5% window is:
In your account summary page on WF website, go into the CC, and click "show my rewards" on the left side, then click "Visit Wells Fargo Rewards"
From there go to "Earn Rewards" on the top and click "My Offers" and go into the "Promotional Offers-Usage" tab.
To check which transactions get 5X/5% before your statement posts
To check if new transactions are eligible, go to "My Rewards" on the top, click "Activity", and set the start/end dates. You should see a "bonus earning" 4% for anything that's eligible.
What to do when transaction not going through due to FA?
Human @ fraud prevention line is 877-575-0462 (to verify charges if locked out) (Update 3-3-15 - Phone number no longer in service per this post)
Automated response number: 800-446-0664
The current WF cards that earn 5x Go Far Rewards points (WF points) are WF Visa Signature card and WF Rewards card. The 5x introductory period is 6 months, then they earn just 1x WF points. Each card is now capped the 5x at $12,500. (Updated Mar-2019)
Wells Fargo Visa Signature card:
https://www.wellsfargo.com/credit-cards/visa-signature/
Wells Fargo Visa Rewards Card:
https://www.wellsfargo.com/credit-cards/rewards/
Churnable to get repeated 5x rewards?
Not possible
http://www.flyertalk.com/forum/22871522-post710.html
How to pay down CL quickly?
Use WF account to pay
Likely to get shut down if...?
- Cycling several times through your CL
- Cause a negative balance
- Have a really high balance
- Calling in and getting caught by human eyes on MS activities.
To check what your 5X/5% window is:
In your account summary page on WF website, go into the CC, and click "show my rewards" on the left side, then click "Visit Wells Fargo Rewards"
From there go to "Earn Rewards" on the top and click "My Offers" and go into the "Promotional Offers-Usage" tab.
To check which transactions get 5X/5% before your statement posts
To check if new transactions are eligible, go to "My Rewards" on the top, click "Activity", and set the start/end dates. You should see a "bonus earning" 4% for anything that's eligible.
What to do when transaction not going through due to FA?
Human @ fraud prevention line is 877-575-0462 (to verify charges if locked out) (Update 3-3-15 - Phone number no longer in service per this post)
Automated response number: 800-446-0664
Wells Fargo Platinum 5x at Grocery-Gas-Drugstores(2016 onwards)
Jul 13, 2016, 11:44 am
#661
Join Date: Jan 2016
Posts: 132
I'm late to this gig for sure, but out of curiosity, how do you folks turn those VGC into MO's? My understanding is the WF cards gives you 5% cashback on drugstore purchases. I bought a couple VGC ($500 each) at Walgreens and took them to WM and PO. Both systems declined transactions when I tried paying for the MO. They do take VGCs from giftcards.com though (but those don't earn 5% from WF card). So the only way I found to dispose of the Walgreens VGC is Serve. But Serve has only $5k limit load per month and they've been shutting down that gig as well.
Ironically, I've had the Wells signature card for years, had no idea about its legendary and rich history : )
Ironically, I've had the Wells signature card for years, had no idea about its legendary and rich history : )
Jul 13, 2016, 11:51 am
#662
Join Date: Mar 2016
Posts: 267
Thanks, yeah I remember reading about it in this thread, decided to test it anyway, maybe it was YMMV, with PO as well . Another thing I've read in this thread is how Serve/BB have been used, but again, you can't get over 5k limit per month. I didn't find anything else, that's why I asked. How do you turn them?
Jul 13, 2016, 12:02 pm
#663
Join Date: Jan 2016
Posts: 132
Thanks, yeah I remember reading about it in this thread, decided to test it anyway, maybe it was YMMV, with PO as well . Another thing I've read in this thread is how Serve/BB have been used, but again, you can't get over 5k limit per month. I didn't find anything else, that's why I asked. How do you turn them?
Jul 14, 2016, 11:50 am
#666
Join Date: Feb 2016
Posts: 825
Hanging my boots today on 1st WF card. It seems like all the votes are in the ballot box, waiting for the outcome on July 27th when they pay you bonus. Hope they won't shut me down in the meantime. I'm going to continue to use this card for regular purchases till then, close the account as soon as the rewards are deposited.
Haven't heard of any shut downs lately. Not sure if they do spring cleaning once a month.
Haven't heard of any shut downs lately. Not sure if they do spring cleaning once a month.
Last edited by Gitangali; Jul 14, 2016 at 12:32 pm
Jul 14, 2016, 11:57 am
#667
Join Date: Jan 2016
Posts: 132
Hanging my boots today on 1st WF card. It seems like all the votes are in the ballot box, waiting for the outcome on July 27th when they pay you bonus. Hope they won't shut me down in the meantime. I'm going to continue to use this card for regular purchases till then, close the account as soon as the rewards are deposited.
Haven't heard of any shut downs lately. Not sure if do spring cleaning once a month.
Haven't heard of any shut downs lately. Not sure if do spring cleaning once a month.
Jul 14, 2016, 4:10 pm
#668
Join Date: Nov 2011
Location: Houston
Posts: 21
Hanging my boots today on 1st WF card. It seems like all the votes are in the ballot box, waiting for the outcome on July 27th when they pay you bonus. Hope they won't shut me down in the meantime. I'm going to continue to use this card for regular purchases till then, close the account as soon as the rewards are deposited.
Haven't heard of any shut downs lately. Not sure if they do spring cleaning once a month.
Haven't heard of any shut downs lately. Not sure if they do spring cleaning once a month.
Jul 14, 2016, 7:14 pm
#669
Join Date: Feb 2016
Posts: 825
When did you receive a letter dated 25th and was that a direct shutdown or warning?
I don't think you will draw more attention for regular small purchases less than 50 bucks. In fact it may help bury the big charges and make it look like CC is used for everyday purchases. It is MS activity that is frown upon, repetitive large purchases, bill pays, credit line cycling, negative balances etc etc. That is what perhaps their algorithm is looking for.
I don't think you will draw more attention for regular small purchases less than 50 bucks. In fact it may help bury the big charges and make it look like CC is used for everyday purchases. It is MS activity that is frown upon, repetitive large purchases, bill pays, credit line cycling, negative balances etc etc. That is what perhaps their algorithm is looking for.
Jul 14, 2016, 8:10 pm
#670
Join Date: Jun 2004
Location: IAD
Programs: All of them to one degree or another
Posts: 447
Thanks, yeah I remember reading about it in this thread, decided to test it anyway, maybe it was YMMV, with PO as well . Another thing I've read in this thread is how Serve/BB have been used, but again, you can't get over 5k limit per month. I didn't find anything else, that's why I asked. How do you turn them?
Jul 15, 2016, 1:13 pm
#671
Join Date: Apr 2015
Location: DC
Programs: SW CP, OW Sapphire, AS MVP75k, HH Diamond, HGP Diamond, SPG Gold, Marriott Gold
Posts: 10
I posted this on r/churning, and thought I'd throw it in here. Happy to answer additional questions via SM.
If one of the private subs would accept me, I'd post it there. But they won't, and I firmly support "be the dp you wish to see..."
Essentially, it's possible to entertain one last hurrah of purchases, post warning letter, pre-shutdown. Timing is key, and so is your ability to pool rewards. (I posted about my plan a few weeks ago, but pulled it because of some warnings regarding this sub being monitored)
In an effort to not murder everything good in the world, I'll leave it at that.
If one of the private subs would accept me, I'd post it there. But they won't, and I firmly support "be the dp you wish to see..."
Essentially, it's possible to entertain one last hurrah of purchases, post warning letter, pre-shutdown. Timing is key, and so is your ability to pool rewards. (I posted about my plan a few weeks ago, but pulled it because of some warnings regarding this sub being monitored)
In an effort to not murder everything good in the world, I'll leave it at that.
Jul 15, 2016, 2:36 pm
#672
Join Date: Aug 2015
Posts: 2,061
I posted this on r/churning, and thought I'd throw it in here. Happy to answer additional questions via SM.
If one of the private subs would accept me, I'd post it there. But they won't, and I firmly support "be the dp you wish to see..."
Essentially, it's possible to entertain one last hurrah of purchases, post warning letter, pre-shutdown. Timing is key, and so is your ability to pool rewards. (I posted about my plan a few weeks ago, but pulled it because of some warnings regarding this sub being monitored)
In an effort to not murder everything good in the world, I'll leave it at that.
If one of the private subs would accept me, I'd post it there. But they won't, and I firmly support "be the dp you wish to see..."
Essentially, it's possible to entertain one last hurrah of purchases, post warning letter, pre-shutdown. Timing is key, and so is your ability to pool rewards. (I posted about my plan a few weeks ago, but pulled it because of some warnings regarding this sub being monitored)
In an effort to not murder everything good in the world, I'll leave it at that.
Jul 15, 2016, 8:35 pm
#673
Join Date: Nov 2011
Location: Houston
Posts: 21
[QUOTE=Gitangali;26918278]When did you receive a letter dated 25th and was that a direct shutdown or warning?
Just warning letter, haven't used the card since. From what I've read most get shutdown regardless of MS or non-MS transactions.
Just warning letter, haven't used the card since. From what I've read most get shutdown regardless of MS or non-MS transactions.
Jul 16, 2016, 9:33 am
#675
Join Date: Feb 2011
Location: CVG
Programs: Hyatt Giraffe
Posts: 1,663
Has anyone been able to get WF to pay out frozen rewards? After I got the first letter, I didn't do any more spend except 2 gas station purchases. But about a month later, WF shut down the cards saying that I had continued to spend. Perhaps they saw spend between the letter issue date and my receipt date, but that seems a little unfair. Anyone have luck getting points unfrozen?
