Jan 6, 2016, 7:57 pm
Last edit by: inY
This thread has begun a new tradition of annual master threads, this one on Visa Buxx. The previous 2003- 2014 megathread is here. The previous 2015 megathread is here.
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Buxx cards can only be loaded with a Visa or MasterCard.
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Buxx cards can only be loaded with a Visa or MasterCard.
NW Buxx
Stopped taking applications August 24, 2016.
•Initial purchase fee: $5 (waived with promo code: 02050053 - ( PROMO CODE NOT WORKING)
•$2 load fee
•Max load per rolling 7 days: $200
•Max load per rolling 30 days: $1,000
•Max ATM per week: ($200 - but only if specifically enabled online, including PIN setup). No fee for some Allpoint ATMs (no way to know in advance if the Allpoint ATM will ding you $1; check your account carefully and call if necessary to reverse the $1 charge…IME 2/3 Allpoint ATMs do charge the fee).
•Max spend per rolling 7 days: $800
•Max # of CC on file is 2.
•Max balance per card: $1000
From Jan. 11, the maximum reload value will be $200 per week.
and the maximum initial load is $100.
If you card fails to load, check to see if there are at least 7 calendar days between loads, make sure the load won't bring your card above the maximum balance, or try the other CC.
Funding with Citi cards codes as a purchase for NW Buxx.
Stopped taking applications August 24, 2016.
•Initial purchase fee: $5 (waived with promo code: 02050053 - ( PROMO CODE NOT WORKING)
•$2 load fee
•Max load per rolling 7 days: $200
•Max load per rolling 30 days: $1,000
•Max ATM per week: ($200 - but only if specifically enabled online, including PIN setup). No fee for some Allpoint ATMs (no way to know in advance if the Allpoint ATM will ding you $1; check your account carefully and call if necessary to reverse the $1 charge…IME 2/3 Allpoint ATMs do charge the fee).
•Max spend per rolling 7 days: $800
•Max # of CC on file is 2.
•Max balance per card: $1000
From Jan. 11, the maximum reload value will be $200 per week.
and the maximum initial load is $100.
If you card fails to load, check to see if there are at least 7 calendar days between loads, make sure the load won't bring your card above the maximum balance, or try the other CC.
Funding with Citi cards codes as a purchase for NW Buxx.
TD Bank Go Buxx
•Can only be loaded with TD Bank credit cards, debit cards or direct deposit
•Initial purchase fee: $4.95 + $1 load fee
•Max load per day: $500
•Max load per 7 days: $2,000
•Max load per rolling 30 days: $3,000
•Max per ATM withdraw: $60/week. (No fee at TD Bank.)
•Max balance: $2,000
•Max spend per rolling 7 days: $2,000
•Max spend per rolling 30 days: $3,000
•Max load per funding TD CC (across multiple teens): $6,000 per 30 days
Limits are per teen card, not per master account
TD Bank card loads are treated as purchases by TD Bank and earn points.
Cannot be used to pay CITI or Capital One cards by phone.
States not supported: AL, AK, AS, AZ, AR, CA, CO, FM, GA, GU, HI, ID, IL, IN, IA, KS, KY, LA, MI, MN, MS, MO, MT, NE, NV, NM, ND, MP, OH, OK, OR, PW, PR, SD, TN, TX, UT, VI, WA, WV, WI, WY
USPS MOs count against the ATM withdrawal limit.
Do not create too many accounts too fast. Some reports of account shutdown when same SSN used across multiple cards / accounts in a short period of time.
•Can only be loaded with TD Bank credit cards, debit cards or direct deposit
•Initial purchase fee: $4.95 + $1 load fee
•Max load per day: $500
•Max load per 7 days: $2,000
•Max load per rolling 30 days: $3,000
•Max per ATM withdraw: $60/week. (No fee at TD Bank.)
•Max balance: $2,000
•Max spend per rolling 7 days: $2,000
•Max spend per rolling 30 days: $3,000
•Max load per funding TD CC (across multiple teens): $6,000 per 30 days
Limits are per teen card, not per master account
TD Bank card loads are treated as purchases by TD Bank and earn points.
Cannot be used to pay CITI or Capital One cards by phone.
States not supported: AL, AK, AS, AZ, AR, CA, CO, FM, GA, GU, HI, ID, IL, IN, IA, KS, KY, LA, MI, MN, MS, MO, MT, NE, NV, NM, ND, MP, OH, OK, OR, PW, PR, SD, TN, TX, UT, VI, WA, WV, WI, WY
USPS MOs count against the ATM withdrawal limit.
Do not create too many accounts too fast. Some reports of account shutdown when same SSN used across multiple cards / accounts in a short period of time.
USB Buxx (closed)
USB BUXX is closed:
Last day to load was Oct 24th, 2015.
Last day to use or withdraw all funds Dec 30th.
Cards closed Dec 31st
Transaction History available through 6/30/16
(NOTE: stopped taking new applications ~mid February 2014 through the official link.
USB BUXX is closed:
Last day to load was Oct 24th, 2015.
Last day to use or withdraw all funds Dec 30th.
Cards closed Dec 31st
Transaction History available through 6/30/16
(NOTE: stopped taking new applications ~mid February 2014 through the official link.
Visa Buxx(2016)
Jan 11, 2016, 7:14 am
#76
Join Date: Oct 2009
Location: Land of the parrots and parrotheads
Programs: Several dozen
Posts: 4,820
And so thins the herd....
Lucky for me my 30 days reset this morning. Got one last full value load on my two cards today. Will probably be my last. Had been getting bored with this hobby and with the closure of my Serve account, I don't have the interest in the other few avenues I have left. The return on time is not worth it for me. It was good while it lasted. Got a few good trips for me and the kids.
Good Luck to those who continue on.
Good Luck to those who continue on.
Jan 11, 2016, 7:57 am
#78
Join Date: Jul 2014
Posts: 286
Was able to load $500 @ 8:55 central today.
Jan 11, 2016, 11:54 am
#81
Join Date: Mar 2015
Location: Cincinnati
Programs: AA, Hyatt
Posts: 371
This is... odd.
12/14/2015 Card 1 Open $500
12/14/2015 Card 2 Open $500
12/21/2015 Card 3 Open $500
12/21/2015 Card 4 Open $500
12/28/2015 Card 1 Reload $502
12/28/2015 Card 2 Reload $502
01/04/2016 Card 3 Reload $502
01/04/2016 Card 4 Reload $502
01/11/2016 Card 1 Reload $502
01/11/2016 Card 2 Reload $502
The time difference between 12/14/2015 and 01/11/2016 is only 28 days, but I managed to reload an extra $500 on each card today at 1:30 pm ET.
Is/was the $1000 limit monthly and not per 30 days?
12/14/2015 Card 1 Open $500
12/14/2015 Card 2 Open $500
12/21/2015 Card 3 Open $500
12/21/2015 Card 4 Open $500
12/28/2015 Card 1 Reload $502
12/28/2015 Card 2 Reload $502
01/04/2016 Card 3 Reload $502
01/04/2016 Card 4 Reload $502
01/11/2016 Card 1 Reload $502
01/11/2016 Card 2 Reload $502
The time difference between 12/14/2015 and 01/11/2016 is only 28 days, but I managed to reload an extra $500 on each card today at 1:30 pm ET.
Is/was the $1000 limit monthly and not per 30 days?
Jan 11, 2016, 12:05 pm
#82
Join Date: Feb 2015
Posts: 910
How much regular spend do you guys put on each of your Buxx cards regularly, if any?
With the anticipated influx of new accts as well as increased activity of existing accts, I wouldn't be surprised if Nationwide starts to scrutinize and crack down on some accts. I for once plan on doing more regular spend in trying to preempt being caught from such algorithms, should NW decide to put them in place for detecting 'non-regular' usage patterns.
With the anticipated influx of new accts as well as increased activity of existing accts, I wouldn't be surprised if Nationwide starts to scrutinize and crack down on some accts. I for once plan on doing more regular spend in trying to preempt being caught from such algorithms, should NW decide to put them in place for detecting 'non-regular' usage patterns.
Jan 11, 2016, 12:27 pm
#83
FlyerTalk Evangelist
Join Date: Jul 2006
Location: Upper Sternistan
Posts: 10,031
How much regular spend do you guys put on each of your Buxx cards regularly, if any?
With the anticipated influx of new accts as well as increased activity of existing accts, I wouldn't be surprised if Nationwide starts to scrutinize and crack down on some accts. I for once plan on doing more regular spend in trying to preempt being caught from such algorithms, should NW decide to put them in place for detecting 'non-regular' usage patterns.
With the anticipated influx of new accts as well as increased activity of existing accts, I wouldn't be surprised if Nationwide starts to scrutinize and crack down on some accts. I for once plan on doing more regular spend in trying to preempt being caught from such algorithms, should NW decide to put them in place for detecting 'non-regular' usage patterns.
Jan 11, 2016, 12:28 pm
#84
Join Date: Feb 2015
Posts: 186
This is... odd.
12/14/2015 Card 1 Open $500
12/14/2015 Card 2 Open $500
12/21/2015 Card 3 Open $500
12/21/2015 Card 4 Open $500
12/28/2015 Card 1 Reload $502
12/28/2015 Card 2 Reload $502
01/04/2016 Card 3 Reload $502
01/04/2016 Card 4 Reload $502
01/11/2016 Card 1 Reload $502
01/11/2016 Card 2 Reload $502
The time difference between 12/14/2015 and 01/11/2016 is only 28 days, but I managed to reload an extra $500 on each card today at 1:30 pm ET.
Is/was the $1000 limit monthly and not per 30 days?
12/14/2015 Card 1 Open $500
12/14/2015 Card 2 Open $500
12/21/2015 Card 3 Open $500
12/21/2015 Card 4 Open $500
12/28/2015 Card 1 Reload $502
12/28/2015 Card 2 Reload $502
01/04/2016 Card 3 Reload $502
01/04/2016 Card 4 Reload $502
01/11/2016 Card 1 Reload $502
01/11/2016 Card 2 Reload $502
The time difference between 12/14/2015 and 01/11/2016 is only 28 days, but I managed to reload an extra $500 on each card today at 1:30 pm ET.
Is/was the $1000 limit monthly and not per 30 days?
Jan 11, 2016, 12:29 pm
#85
Join Date: Mar 2015
Location: Cincinnati
Programs: AA, Hyatt
Posts: 371
I just started with Buxx, but none.
edit: thanks mnCO.
I set up some scheduled transactions to take place for $500 on all of mine, seems they still allow it, maybe I can get away with those.
edit: thanks mnCO.
I set up some scheduled transactions to take place for $500 on all of mine, seems they still allow it, maybe I can get away with those.
Jan 11, 2016, 12:58 pm
#86
Join Date: May 2011
Location: Upstate
Programs: HH Diamond-IHG Plat-AA Gold
Posts: 215
Jan 11, 2016, 1:26 pm
#87
Join Date: Feb 2015
Posts: 910
Not sure what's so funny about it, unless you meant it sarcastically. It is easy to do small transactions on these MS vehicles at self checkout lanes when you buy groceries via split payments, I've done this regularly at least once a month, sometimes more if it facilitates other things, like using prepaid Amex to do Costco shopping & gas since I shop there anyhow. Also some online utilities, like car insurance, might let you do many small payments with diff cards in one day.
One Buxx competitor has for a while and routinely cracked down on accts that were heavily used for MS, and now Amex started to do the same. It would not be unheard of for Buxx banks (or other prepaid cards) to start doing the same. For once, the influx of new traffic might make someone at Nationwide look into the data or set some parameters to analyze it. These banks don't look out just for their own profits and losses, they also have to monitor for illegal activities in regards to the Feds and their requirements for financial transactions.
One Buxx competitor has for a while and routinely cracked down on accts that were heavily used for MS, and now Amex started to do the same. It would not be unheard of for Buxx banks (or other prepaid cards) to start doing the same. For once, the influx of new traffic might make someone at Nationwide look into the data or set some parameters to analyze it. These banks don't look out just for their own profits and losses, they also have to monitor for illegal activities in regards to the Feds and their requirements for financial transactions.
Jan 11, 2016, 4:24 pm
#88
Join Date: Dec 2013
Posts: 3,503
The big question is what happens starting tomorrow.
Jan 11, 2016, 7:09 pm
#89
FlyerTalk Evangelist
Join Date: Mar 2000
Posts: 17,416
How many people were actually notified of the reload changes? I didn't get an email or anything. Are banks allowed to just post the changes on their website and "forget about it"?
And did they really intend to implement these changes for all their Buxx customers today?
There's history, of course, of other banks being a little slow to implement their Buxx changes.
And did they really intend to implement these changes for all their Buxx customers today?
There's history, of course, of other banks being a little slow to implement their Buxx changes.
Jan 11, 2016, 7:17 pm
#90
Join Date: Aug 2015
Posts: 322
I have 5 Buxx cards, most people have multiple cards, it is hard to do regular spending on so many cards. Also, we don't know why you would be shutdown, there is no definite reason which if you knew you would avoid it. At this point use it till you loose it.