Jan 6, 2016, 7:57 pm
Last edit by: inY
This thread has begun a new tradition of annual master threads, this one on Visa Buxx. The previous 2003- 2014 megathread is here. The previous 2015 megathread is here.
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Buxx cards can only be loaded with a Visa or MasterCard.
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Buxx cards can only be loaded with a Visa or MasterCard.
NW Buxx
Stopped taking applications August 24, 2016.
•Initial purchase fee: $5 (waived with promo code: 02050053 - ( PROMO CODE NOT WORKING)
•$2 load fee
•Max load per rolling 7 days: $200
•Max load per rolling 30 days: $1,000
•Max ATM per week: ($200 - but only if specifically enabled online, including PIN setup). No fee for some Allpoint ATMs (no way to know in advance if the Allpoint ATM will ding you $1; check your account carefully and call if necessary to reverse the $1 charge…IME 2/3 Allpoint ATMs do charge the fee).
•Max spend per rolling 7 days: $800
•Max # of CC on file is 2.
•Max balance per card: $1000
From Jan. 11, the maximum reload value will be $200 per week.
and the maximum initial load is $100.
If you card fails to load, check to see if there are at least 7 calendar days between loads, make sure the load won't bring your card above the maximum balance, or try the other CC.
Funding with Citi cards codes as a purchase for NW Buxx.
Stopped taking applications August 24, 2016.
•Initial purchase fee: $5 (waived with promo code: 02050053 - ( PROMO CODE NOT WORKING)
•$2 load fee
•Max load per rolling 7 days: $200
•Max load per rolling 30 days: $1,000
•Max ATM per week: ($200 - but only if specifically enabled online, including PIN setup). No fee for some Allpoint ATMs (no way to know in advance if the Allpoint ATM will ding you $1; check your account carefully and call if necessary to reverse the $1 charge…IME 2/3 Allpoint ATMs do charge the fee).
•Max spend per rolling 7 days: $800
•Max # of CC on file is 2.
•Max balance per card: $1000
From Jan. 11, the maximum reload value will be $200 per week.
and the maximum initial load is $100.
If you card fails to load, check to see if there are at least 7 calendar days between loads, make sure the load won't bring your card above the maximum balance, or try the other CC.
Funding with Citi cards codes as a purchase for NW Buxx.
TD Bank Go Buxx
•Can only be loaded with TD Bank credit cards, debit cards or direct deposit
•Initial purchase fee: $4.95 + $1 load fee
•Max load per day: $500
•Max load per 7 days: $2,000
•Max load per rolling 30 days: $3,000
•Max per ATM withdraw: $60/week. (No fee at TD Bank.)
•Max balance: $2,000
•Max spend per rolling 7 days: $2,000
•Max spend per rolling 30 days: $3,000
•Max load per funding TD CC (across multiple teens): $6,000 per 30 days
Limits are per teen card, not per master account
TD Bank card loads are treated as purchases by TD Bank and earn points.
Cannot be used to pay CITI or Capital One cards by phone.
States not supported: AL, AK, AS, AZ, AR, CA, CO, FM, GA, GU, HI, ID, IL, IN, IA, KS, KY, LA, MI, MN, MS, MO, MT, NE, NV, NM, ND, MP, OH, OK, OR, PW, PR, SD, TN, TX, UT, VI, WA, WV, WI, WY
USPS MOs count against the ATM withdrawal limit.
Do not create too many accounts too fast. Some reports of account shutdown when same SSN used across multiple cards / accounts in a short period of time.
•Can only be loaded with TD Bank credit cards, debit cards or direct deposit
•Initial purchase fee: $4.95 + $1 load fee
•Max load per day: $500
•Max load per 7 days: $2,000
•Max load per rolling 30 days: $3,000
•Max per ATM withdraw: $60/week. (No fee at TD Bank.)
•Max balance: $2,000
•Max spend per rolling 7 days: $2,000
•Max spend per rolling 30 days: $3,000
•Max load per funding TD CC (across multiple teens): $6,000 per 30 days
Limits are per teen card, not per master account
TD Bank card loads are treated as purchases by TD Bank and earn points.
Cannot be used to pay CITI or Capital One cards by phone.
States not supported: AL, AK, AS, AZ, AR, CA, CO, FM, GA, GU, HI, ID, IL, IN, IA, KS, KY, LA, MI, MN, MS, MO, MT, NE, NV, NM, ND, MP, OH, OK, OR, PW, PR, SD, TN, TX, UT, VI, WA, WV, WI, WY
USPS MOs count against the ATM withdrawal limit.
Do not create too many accounts too fast. Some reports of account shutdown when same SSN used across multiple cards / accounts in a short period of time.
USB Buxx (closed)
USB BUXX is closed:
Last day to load was Oct 24th, 2015.
Last day to use or withdraw all funds Dec 30th.
Cards closed Dec 31st
Transaction History available through 6/30/16
(NOTE: stopped taking new applications ~mid February 2014 through the official link.
USB BUXX is closed:
Last day to load was Oct 24th, 2015.
Last day to use or withdraw all funds Dec 30th.
Cards closed Dec 31st
Transaction History available through 6/30/16
(NOTE: stopped taking new applications ~mid February 2014 through the official link.
Visa Buxx(2016)
Jan 7, 2016, 3:35 pm
#46
Join Date: Dec 2006
Posts: 161
There is a minor possible loophole.
My letter states that the new restrictions are effective from the start of business on January 11.
In theory, a $500 load may be possible on the 11th if done before the start of business that day. However, I suspect that a some point their computers will be down to install the new software.
Possibly this will not happen until the wee hours of the morning, so one who stays up after midnight might get a load in.
My letter states that the new restrictions are effective from the start of business on January 11.
In theory, a $500 load may be possible on the 11th if done before the start of business that day. However, I suspect that a some point their computers will be down to install the new software.
Possibly this will not happen until the wee hours of the morning, so one who stays up after midnight might get a load in.
Jan 7, 2016, 11:29 pm
#47
Join Date: Dec 2013
Posts: 3,504
There is a minor possible loophole.
My letter states that the new restrictions are effective from the start of business on January 11.
In theory, a $500 load may be possible on the 11th if done before the start of business that day. However, I suspect that a some point their computers will be down to install the new software.
Possibly this will not happen until the wee hours of the morning, so one who stays up after midnight might get a load in.
My letter states that the new restrictions are effective from the start of business on January 11.
In theory, a $500 load may be possible on the 11th if done before the start of business that day. However, I suspect that a some point their computers will be down to install the new software.
Possibly this will not happen until the wee hours of the morning, so one who stays up after midnight might get a load in.
Jan 8, 2016, 6:41 am
#48
Join Date: Aug 2014
Posts: 194
Just checked NW Buxx terms again, and looks like they maybe changed the load limits? Now it's 200/week, not 500, and still 2/load. Knocks the profit off by more than half?
I loaded 500 onto 2 accounts yesterday no problem, with 500 onto my other 2 accounts scheduled next week. We'll see.
http://www.nationwide.com/bank-buxxcard-disclosures.jsp
I loaded 500 onto 2 accounts yesterday no problem, with 500 onto my other 2 accounts scheduled next week. We'll see.
http://www.nationwide.com/bank-buxxcard-disclosures.jsp
got a letter regarding this change
Jan 8, 2016, 6:45 am
#49
Join Date: Dec 2010
Posts: 1,516
as usual - my next possible load should be on 1/13.
Jan 8, 2016, 8:56 am
#50
FlyerTalk Evangelist
Join Date: Jul 2006
Location: Upper Sternistan
Posts: 10,034
Citi will see collateral damage here from me.
Where I use my Citi DoubleCash card, I'll now go back to my Barclays A+ since I won't be paying the Citi card via debit. And I'll probably favor my other Citi cards less overall since I won't need that cashout mechanism for these Buxx cards.
Where I use my Citi DoubleCash card, I'll now go back to my Barclays A+ since I won't be paying the Citi card via debit. And I'll probably favor my other Citi cards less overall since I won't need that cashout mechanism for these Buxx cards.
Jan 8, 2016, 9:14 am
#51
Join Date: Apr 2014
Posts: 59
so now if we have 4 teen cards, we can do 1600$ per month of ms at the cost of 1% fee on two different credit cards right??
Jan 8, 2016, 1:23 pm
#53
Join Date: Nov 2014
Posts: 58
Gah, just got my letter as well. I'm guessing now I'd definitely need a second teen card to meet min spend?
Jan 8, 2016, 1:34 pm
#54
Join Date: Dec 2013
Posts: 13
Bah, figures this would dry up, I just signed parent card setup a few days ago waiting for my SW cards to show up.
I'm wondering though.. I have 2 SW cards, and no Teens added yet. It seems like I could pretty easily drop $500 on 4 teens today, and then just slowly drain them all over the next few weeks? Still a quick 2k spend, right? Any reason that wouldn't work?
I'm wondering though.. I have 2 SW cards, and no Teens added yet. It seems like I could pretty easily drop $500 on 4 teens today, and then just slowly drain them all over the next few weeks? Still a quick 2k spend, right? Any reason that wouldn't work?
Jan 8, 2016, 5:32 pm
#55
Join Date: Dec 2015
Posts: 37
im unable to load this with a chase ink plus.. i have set cash advance limit down to min. of $20 already, anyone else have this issue? Is ink plus not accepted?
Jan 8, 2016, 6:11 pm
#56
Join Date: Dec 2013
Posts: 506
it's because of your cash advance limit. On chase cards, the authorization is as a cash advance but it posts as a purchase.
Jan 8, 2016, 7:18 pm
#58
Join Date: Jul 2010
Posts: 102
If the terms remain the same, you could certainly do $1600 on one CC, and $1600 on another CC with 4 different teen cards, though.
Jan 9, 2016, 12:47 am
#59
Join Date: Nov 2010
Location: ONT
Programs: AGR, UA, AA
Posts: 476
1% fee is not terrible compared with the alternatives, and you can pull money from an ATM and/or buy a MO fairly easily.
Jan 9, 2016, 8:36 am
#60
Join Date: Jan 2014
Location: Chicago
Programs: United MileagePlus, Hyatt Platinum
Posts: 148