UFB Direct Airline Rewards Checking Info
Feb 9, 2015, 9:49 am
#1
Original Poster
Join Date: Dec 2009
Location: ROC
Programs: Anything CC gives me
Posts: 1,118
UFB Direct Airline Rewards Checking Info
Surprised there isn't a thread on this already, unless I missed it.
I am looking to open an account and have a few questions.
1) Does the AA number you provide need to match the account holder name on the Checking Account?
2) Can a credit card be used for initial funding? If so, what is the max?
3) Does the $1000 direct deposit need to happen within a certain time frame in order to get the 1000 bonus miles?
TIA
I am looking to open an account and have a few questions.
1) Does the AA number you provide need to match the account holder name on the Checking Account?
2) Can a credit card be used for initial funding? If so, what is the max?
3) Does the $1000 direct deposit need to happen within a certain time frame in order to get the 1000 bonus miles?
TIA
Feb 9, 2015, 10:42 am
#2
Join Date: Feb 2012
Location: LAX
Programs: AA, TY, UR, UA, US, WN, MR, SPG
Posts: 1,453
Is this a new product? This seems like a pretty solid deal. Doesn't seem to have fees, and even 1pt/$2 makes sense with what we know here.
It looks like you can load with a CC, but there could be CA fees associated.
It looks like you can load with a CC, but there could be CA fees associated.
Feb 9, 2015, 10:54 am
#3
Join Date: Jul 2014
Posts: 286
No, the product has been around for several years, and there are several threads about it in the AA part of FT.
I didn't try to fund with CC.
They usually take a while to deposit miles (transactions in Jan should post by Mar 31st).
Also, someone mentioned on another thread that square cash deposits negating charges made. I have no idea if this is the case, but if it is, I've been moving some cash around needlessly...
They also take a while to clear check deposits...sometimes MO's take a couple of days, sometimes a week.
For example, I deposited a check that I wrote from another bank into my UFB account on 2/4. On 2/5, my other account was debited. Here we are on 2/9 and the funds still aren't accessible, even though the check cleared.
I've called them about it before because they only took a couple of days when I first started using them. (I believe, not 100% certain) They said that they had a bunch of fraud come through and they clamped down.
There is a $1500 daily limit on spending. It really works best if you get a card for you and your spouse IMO.
I didn't try to fund with CC.
They usually take a while to deposit miles (transactions in Jan should post by Mar 31st).
Also, someone mentioned on another thread that square cash deposits negating charges made. I have no idea if this is the case, but if it is, I've been moving some cash around needlessly...
They also take a while to clear check deposits...sometimes MO's take a couple of days, sometimes a week.
For example, I deposited a check that I wrote from another bank into my UFB account on 2/4. On 2/5, my other account was debited. Here we are on 2/9 and the funds still aren't accessible, even though the check cleared.
I've called them about it before because they only took a couple of days when I first started using them. (I believe, not 100% certain) They said that they had a bunch of fraud come through and they clamped down.
There is a $1500 daily limit on spending. It really works best if you get a card for you and your spouse IMO.
Feb 9, 2015, 10:56 am
#4
Join Date: Jul 2014
Posts: 3,688
I have this account. They allowed CC to open account. I think max is $100, (no C/A with Citi) but it is best to check with the CC you're planning to use.
Feb 9, 2015, 10:57 am
#5
Join Date: Jul 2014
Posts: 286
Also, UFB supposedly doesn't count as a CA using a Barclaycard, per this doctor of credit post.
Feb 9, 2015, 10:58 am
#6
Join Date: Jan 2015
Posts: 1,112
A credit card can be used for funding. http://freequentflyerbook.com/blog/2...till-available
I used my Chase Sapphire Preferred, and it counted as a purchase.
I used my Chase Sapphire Preferred, and it counted as a purchase.
Feb 9, 2015, 10:59 am
#7
Join Date: Jan 2015
Posts: 1,112
The minimum initial deposit to open an account is $100. I'm not sure what the maximum is.
Last edited by Phantom707; Feb 9, 2015 at 11:15 am
Feb 9, 2015, 12:53 pm
#8
Join Date: Dec 2009
Location: DEN
Posts: 502
Here is the thread started 10 years ago:
http://www.flyertalk.com/forum/ameri...fer-legit.html
You will find all the info there rather than positing in a new thread.
http://www.flyertalk.com/forum/ameri...fer-legit.html
You will find all the info there rather than positing in a new thread.
Feb 9, 2015, 6:45 pm
#10
Join Date: May 2012
Posts: 150
No, the product has been around for several years, and there are several threads about it in the AA part of FT.
I didn't try to fund with CC.
They usually take a while to deposit miles (transactions in Jan should post by Mar 31st).
Also, someone mentioned on another thread that square cash deposits negating charges made. I have no idea if this is the case, but if it is, I've been moving some cash around needlessly...
They also take a while to clear check deposits...sometimes MO's take a couple of days, sometimes a week.
For example, I deposited a check that I wrote from another bank into my UFB account on 2/4. On 2/5, my other account was debited. Here we are on 2/9 and the funds still aren't accessible, even though the check cleared.
I've called them about it before because they only took a couple of days when I first started using them. (I believe, not 100% certain) They said that they had a bunch of fraud come through and they clamped down.
There is a $1500 daily limit on spending. It really works best if you get a card for you and your spouse IMO.
I didn't try to fund with CC.
They usually take a while to deposit miles (transactions in Jan should post by Mar 31st).
Also, someone mentioned on another thread that square cash deposits negating charges made. I have no idea if this is the case, but if it is, I've been moving some cash around needlessly...
They also take a while to clear check deposits...sometimes MO's take a couple of days, sometimes a week.
For example, I deposited a check that I wrote from another bank into my UFB account on 2/4. On 2/5, my other account was debited. Here we are on 2/9 and the funds still aren't accessible, even though the check cleared.
I've called them about it before because they only took a couple of days when I first started using them. (I believe, not 100% certain) They said that they had a bunch of fraud come through and they clamped down.
There is a $1500 daily limit on spending. It really works best if you get a card for you and your spouse IMO.
Feb 9, 2015, 9:23 pm
#11
Join Date: Jul 2012
Location: Pac NW
Posts: 154
The $1500 daily debit card spend isn't set in stone. I've had this product for about 1.5 years and just recently the daily limit was upped to $2000. If you have Citibank or Capital one Credit Cards and need to pay a bill over the phone, it's the easiest 1000 A.A. miles (assuming you have $2000 daily max) you can get and all from the comfort of your own living room
Feb 9, 2015, 11:19 pm
#12
Join Date: Oct 2013
Posts: 120
How are you ramping up? Are you depositing MOs?
Feb 10, 2015, 9:04 am
#14
Join Date: Jan 2014
Posts: 39
There are other faster methods and I consider this at the bottom of my list. 2 for 1 sucks.
Feb 10, 2015, 9:40 am
#15
Join Date: Nov 2013
Location: LAX, LGB, SNA
Programs: AA EXP OWE, DL DM ST+, AS MVPG, UA, BA, WN CP, Hyatt E, Ritz Plat, HH GM
Posts: 3,185
They are very sensitive, I don't go anywhere near the monthly limit on spend, being anywhere near the limit week raise suspicion and will get your ain't closed.
