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Old Jan 10, 2015, 10:11 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: ChrisFlyer66
This is the Amex Blue thread for 2015. The previous 2013- 2014 megathread is here.
The 2016 thread is here.

Bonus category spending is now capped at $50,000 per year for new accounts. For now, this does not apply to existing cardholders, although Amex may continue to close accounts for excessive spend in bonus categories. There are reports that the new limits will apply to existing cardholders on the month containing your anniversary after March 1.

Oct 22, 2014 onwards: Many people getting cancellation email from Amex. As of June 11, 2015, shutdown reports continue.

Some who have been shutdown are reporting back that AMEX is declining new non-OBC card applications due to "unsatisfactory relationship". (However, see here for an example where reconsideration was successful.) It is unclear at this time the length/extent of this Adverse Action/Ban.

If AMEX sends you a cancellation it goes on your record as a cancellation by AMEX, not a cancellation by cardholder. While FICO score does not distinguish between closed by issuer and closed by cardholder, on manual review it may raise questions. However, issuers close cards for benign reasons as well (such as non-use) so unless several cards have been closed it probably won't cause a rejection by itself.

Excessive MS on this card may sever your ties with Amex.

Consider factors that may have led to these closures when sharing personal experiences.

If you still feel it is worth it:
Application Link: Copy & paste the following link into a incognito window in Chrome or InPrivate Browsing in IE, Private Session in Firefox. There have been reports of people who got the card in the last couple of months getting shut down because of the rush to spend the initial $6,500.

Do NOT post "Link isn't working" until you have tried it incognito/private browsing and it fails there.

Code:
https://www304.americanexpress.com/c...lue-cash/25330

Up to 5% Cash Back at U.S. supermarkets, U.S. gas stations & select U.S. drugstores (Everyday Purchases). Up to 1% Cash Back on other purchases. For your first $6,500ą spend in a reward year˛, you will earn 1% on Everyday Purchasesł (5% after 6500⁴), and 0.5% on other purchases (then 1%).

0% intro APR on purchases and balance transfers for 15 months.

Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, purchases of travelers checks, purchases or reloading of prepaid cards, or purchases of other cash equivalents. Additional terms and restrictions apply. (Presume these T&Cs are standard and that all credit cards state this)

ą First '$6,500' is spend on all purchases.

˛ 'Reward year' is the 12 billing periods in a row beginning with the one in which the anniversary of your Card Account occurs.

ł 'everyday purchases' refers to U.S. supermarkets, U.S. gas stations & select U.S. drugstores, not all purchases.

⁴ 5% kicks in immediately after hitting $6500.(mid-statement). In fact, it will even kick in mid-purchase and a portion of the purchase will credit at the higher rate.

* Reward dollars for the previous statement period show up a day or two after the current statement period closes.

* Most cash back redemptions will be applied to your statement within 2–3 days.

* Helpful post regarding moving CL between cards. Thanks lad2

* How to Visually Distinguish the Three Types of Blue Cash Cards:
Blue Cash (old) has a "<" character to the left of the word CASH
Blue Cash Everyday has a circle to the right of the word CASH, with the "Everyday" wording at the back.
Blue Cash Preferred has the word PREFERRED printed vertically on the extreme left side.

If you get the error message "You cannot be logged in. Please contact the number on the back of your card." when trying to redeem Reward Dollars online, it may be because you have too many closed accounts still showing in your scrolling images of cards. Delete the closed ones, then try to redeem again.
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Old Jan 7, 2015, 2:53 pm
  #91  
 
Join Date: Oct 2013
Programs: Hyatt Globalist No More..., Hyatt Explorist, Hilton Diamond, SPG Platinum, Marriott Platinum
Posts: 4,375
Originally Posted by TheDapperDon
I agree that this wouldn't go on if the powers that be didn't make some money on this some type of way. The banks paid billions of dollars in fines because they stole from the public and then lied about it. That's why my conscience is clear when I MS.
Two wrongs don't make a right DapperDan
cdancer20 is offline  
Old Jan 7, 2015, 3:33 pm
  #92  
 
Join Date: Feb 2012
Location: Los Angles
Posts: 2,101
Originally Posted by TheDapperDon
The banks paid billions of dollars in fines because they stole from the public and then lied about it. That's why my conscience is clear when I MS.
"fines because they stole from the public and then lied about it" and "prepaid/gift card/money Laundering" are 2 different issues/cases not connected.
prasha11 is offline  
Old Jan 7, 2015, 3:53 pm
  #93  
 
Join Date: Feb 2014
Posts: 253
Originally Posted by DWinger
It's possible they are giving advance notice to change the rewards terms. It looks like they told the op in January of a change which will be effective in March. Do you always check your statement for change in terms info? If not, might want to see if your November statement says anything.
I just looked at all my statements and there is no mention of a "change in terms" on any of them.

On a side note, I just received the dreaded "Enjoy A Higher Credit Limit" notice. Im tempted not to activate the increase.
Lappie is offline  
Old Jan 8, 2015, 5:30 pm
  #94  
 
Join Date: Aug 2013
Location: Kansas City
Posts: 193
Applied for new OBC and now it comes with the EMV chip. Since capped at 50K, I'm going much slower this time
Nomoneyinmybank is offline  
Old Jan 9, 2015, 12:56 am
  #95  
 
Join Date: Mar 2013
Location: Down South, The Desert
Programs: Marriot Rewards, Southwest Rapid rewards, Emerald Club, Avis Preferred
Posts: 1,871
They wouldn't send me new chipped cards when I asked. Oh well.
TheDapperDon is offline  
Old Jan 9, 2015, 7:36 am
  #96  
 
Join Date: Nov 2011
Posts: 1,944
By october looks like the chipped cards were sent by default.
silver6054 is offline  
Old Jan 9, 2015, 7:46 am
  #97  
 
Join Date: Oct 2014
Programs: All of them
Posts: 1,664
Anyone who was banned recently tried applying for the new capped version?
littlewinglet is offline  
Old Jan 9, 2015, 7:58 am
  #98  
Suspended
 
Join Date: Jun 2011
Posts: 639
Originally Posted by cdancer20
Two wrongs don't make a right DapperDan
No but they make an even
member7777 is offline  
Old Jan 9, 2015, 12:09 pm
  #99  
 
Join Date: Feb 2014
Posts: 31
Got my statement generated today. I see fine print that I'll be capped at 50K starting 03/01/2015.
This had been a good run.

Last edited by Toadie; Jan 9, 2015 at 12:21 pm
Toadie is offline  
Old Jan 9, 2015, 12:13 pm
  #100  
 
Join Date: Dec 2013
Posts: 3,504
Originally Posted by Toadie
Got my statement generated today. I see fine print that I'll be capped at 50K starting 01/03/2015.
This had been a good run.
Just to be sure you mean March 1, 2015 or January 3, 2015? I assuming you mean March 1, 2015. I know the way the USA does the date format as MM/DD/YYYY while the rest of the world uses DD/MM/YYYY.
ericdabbs is offline  
Old Jan 9, 2015, 12:21 pm
  #101  
 
Join Date: Feb 2014
Posts: 31
Originally Posted by ericdabbs
Just to be sure you mean March 1, 2015 or January 3, 2015? I assuming you mean March 1, 2015. I know the way the USA does the date format as MM/DD/YYYY while the rest of the world uses DD/MM/YYYY.
yep. sorry. MM/DD/YYYY. Not sure how I missed that lol..
Toadie is offline  
Old Jan 9, 2015, 12:31 pm
  #102  
 
Join Date: Dec 2013
Location: NYC
Posts: 5,025
Originally Posted by Toadie
Got my statement generated today. I see fine print that I'll be capped at 50K starting 03/01/2015.
This had been a good run.
When is your anniversary?
Domat is offline  
Old Jan 9, 2015, 12:41 pm
  #103  
 
Join Date: Feb 2014
Posts: 253
Originally Posted by Toadie
Got my statement generated today. I see fine print that I'll be capped at 50K starting 03/01/2015.
This had been a good run.
Where on the statement does it say this...Mine generated last week and again, I dont see anything on any of them going back to January 2014.
Lappie is offline  
Old Jan 9, 2015, 1:56 pm
  #104  
 
Join Date: Feb 2014
Posts: 31
Originally Posted by Domat
When is your anniversary?
july
Originally Posted by Lappie
Where on the statement does it say this...Mine generated last week and again, I dont see anything on any of them going back to January 2014.
Last pages of statement. Not sure if I was targeted. I've hit this card moderately
Toadie is offline  
Old Jan 9, 2015, 2:10 pm
  #105  
 
Join Date: Nov 2011
Posts: 1,944
Originally Posted by Toadie
july

Last pages of statement. Not sure if I was targeted. I've hit this card moderately
So, wonder how that works, unless they change the definition of reward year as well!

Clearly, from July on, you are capped at $50K 5% after threshold. But what about between March and July? Are they capping it for then as well? Suppose you had already spend more than $50K...
silver6054 is offline  


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