VISA Buxx (2015)

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This thread has begun a new tradition of annual master threads, this one on Visa Buxx. The previous 2003- 2014 megathread is here.

tcook052
MS Forum Moderator

Buxx cards can only be loaded with a Visa or MasterCard.

NW Buxx

•Initial purchase fee: $5 (waived with promo code: 02050053 - ( the promo code appears to be working consistently)
•$2 load fee
•Max load per rolling 7 days: $500
•Max load per rolling 30 days: $1,000
•Max ATM per week: ($200 - but only if specifically enabled online, including PIN setup). No fee for some Allpoint ATMs (no way to know in advance if the Allpoint ATM will ding you $1; check your account carefully and call if necessary to reverse the $1 charge…IME 2/3 Allpoint ATMs do charge the fee).
•Max spend per rolling 7 days: $800
•Max # of CC on file is 2.
•Max balance per card: $1000
•Max of 2 loads per CC per 7 day rolling period.

If you card fails to load, check to see if there are at least 7 calendar days between loads, make sure the load won't bring your card above the maximum balance, or try the other CC.

Funding with Citi cards codes as a purchase for NW Buxx.
TD Bank Go Buxx

•Can only be loaded with TD Bank credit cards, debit cards or direct deposit
•Initial purchase fee: $4.95 + $1 load fee
•Max load per day: $500
•Max load per 7 days: $2,000
•Max load per rolling 30 days: $3,000
•Max per ATM withdraw: $60/week. (No fee at TD Bank.)
•Max balance: $2,000
•Max transactions: no limit
•Max load per funding TD CC (across multiple teens): $6,000 per 30 days

Limits are per teen card, not per master account

TD Bank card loads are treated as purchases by TD Bank and earn points.

Cannot be used to pay CITI or Capital One cards by phone.

States not supported: AL, AK, AS, AZ, AR, CA, CO, FM, GA, GU, HI, ID, IL, IN, IA, KS, KY, LA, MI, MN, MS, MO, MT, NE, NV, NM, ND, MP, OH, OK, OR, PW, PR, SD, TN, TX, UT, VI, WA, WV, WI, WY

USPS MOs count against the ATM withdrawal limit.

Do not create too many accounts too fast. Some reports of account shutdown when same SSN used across multiple cards / accounts in a short period of time.

USB Buxx (closed)

USB BUXX is closed:
Last day to load was Oct 24th, 2015.
Last day to use or withdraw all funds Dec 30th.
Cards closed Dec 31st
Transaction History available through 6/30/16

(NOTE: stopped taking new applications ~mid February 2014 through the official link.

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Old May 11, 15, 11:57 am
  #406  
 
Join Date: Aug 2012
Posts: 462
Originally Posted by cxr View Post
didnt get an answer does buxx (nw) offer online bill pay?
also which cards code as CA.. The wiki says AA codes as purchase but i swear i read somewhere it codes as CA
No, unfortunately not that easy.
mastermind85 is offline  
Old May 11, 15, 12:24 pm
  #407  
cxr
 
Join Date: Mar 2015
Posts: 148
Originally Posted by mastermind85 View Post
No, unfortunately not that easy.
Thanks, next question since this is a debit card and will have a name printed onit i can load to RC but is the limit 800.00 per nw rules?
cxr is offline  
Old May 11, 15, 1:13 pm
  #408  
 
Join Date: Aug 2012
Posts: 462
Originally Posted by cxr View Post
Thanks, next question since this is a debit card and will have a name printed onit i can load to RC but is the limit 800.00 per nw rules?
I havent tried to RB, but I would imagine so.
mastermind85 is offline  
Old May 11, 15, 1:36 pm
  #409  
 
Join Date: Mar 2015
Location: AZ
Posts: 177
Just reading on the Buxx for MS to meet min spend. It looks like the only viable option left is the NW Buxx. The USB is not taking new apps and the TD one is only good for TD cc.
How does the Buxx method compared to the GC buying -> Redbird method?
sungchiahao is offline  
Old May 11, 15, 2:07 pm
  #410  
 
Join Date: Oct 2014
Location: LAC
Programs: Regal Crown Club
Posts: 488
Originally Posted by sungchiahao View Post
How does the Buxx method compared to the GC buying -> Redbird method?
Why don't you do the math? We don't know what CC you're gonna be loading with... And even if we did, how do we know what other options you have around the homebase (a.k.a. the way between home and work). You know MS is a very local thing...

Edit: I did the math for MY situation and concluded that MY difference would amount to a massive 60 cents or so per month.

Last edited by Julian Brennan; May 11, 15 at 2:14 pm
Julian Brennan is offline  
Old May 11, 15, 2:23 pm
  #411  
 
Join Date: Jan 2015
Location: Champaign, IL
Programs: Chase UR, Amex MR, Total Rewards Diamond, Wyndham Diamond, Marriott/Starwood Gold, FoundersCard
Posts: 478
I have read about half of this thread and numerous blogs online. I keep reading that the teen account that I will set up doesn't go through ID verification on NW's side. I am still confused as to how I set up the teen account. Can i just plug all my info into the teen account fields? Do I just change the birthdate to something younger than me?

It would be nice to have a card with my name on it since I am in Chicago and EVERYONE wants an ID in the city.
pwd847 is offline  
Old May 11, 15, 4:16 pm
  #412  
 
Join Date: May 2013
Posts: 1,106
Originally Posted by pwd847 View Post
I have read about half of this thread and numerous blogs online. I keep reading that the teen account that I will set up doesn't go through ID verification on NW's side. I am still confused as to how I set up the teen account. Can i just plug all my info into the teen account fields? Do I just change the birthdate to something younger than me?

It would be nice to have a card with my name on it since I am in Chicago and EVERYONE wants an ID in the city.
You don't need to make stuffs up...
vagrants is offline  
Old May 11, 15, 4:19 pm
  #413  
cxr
 
Join Date: Mar 2015
Posts: 148
Max load per rolling 30 days: $1,000

i thought the load was every 7 days witha maximum of 1,000 balance
cxr is offline  
Old May 11, 15, 4:46 pm
  #414  
 
Join Date: Feb 2013
Posts: 1,653
Originally Posted by cxr View Post
Thanks, next question since this is a debit card and will have a name printed onit i can load to RC but is the limit 800.00 per nw rules?
Just did it. Loaded my buxx this morning and to RC at target this afternoon.
YoungBubbie is offline  
Old May 11, 15, 4:54 pm
  #415  
cxr
 
Join Date: Mar 2015
Posts: 148
Originally Posted by YoungBubbie View Post
Just did it. Loaded my buxx this morning and to RC at target this afternoon.
Nice to hear... 800.00 or 1,000.00?
cxr is offline  
Old May 11, 15, 5:13 pm
  #416  
 
Join Date: Jul 2014
Posts: 3,665
may I ask what's the benefit of loading buxx to RC? for USbuxx at least, it is free to w/d them at USB atms or other moneypass atms but aside from avoiding atm fees (for those w/o fee free atms), are there other reasons why buxx loads are transferred to RBs?
Mamibear is offline  
Old May 11, 15, 5:14 pm
  #417  
 
Join Date: Jun 2009
Location: ONT/LAX
Programs: IHG Plat
Posts: 495
anybody load RB with USB in store?

Originally Posted by Mamibear View Post
may I ask what's the benefit of loading buxx to RC? for USbuxx at least, it is free to w/d them at USB atms or other moneypass atms but aside from avoiding atm fees (for those w/o fee free atms), are there other reasons why buxx loads are transferred to RBs?
Target is more convenient for me to visit than going to a USB ATM....and I don't think moneypass ATMs are free. Please let me know if i'm wrong.
indelible is offline  
Old May 11, 15, 5:19 pm
  #418  
cxr
 
Join Date: Mar 2015
Posts: 148
Originally Posted by Mamibear View Post
may I ask what's the benefit of loading buxx to RC? for USbuxx at least, it is free to w/d them at USB atms or other moneypass atms but aside from avoiding atm fees (for those w/o fee free atms), are there other reasons why buxx loads are transferred to RBs?
i would do it for billpay
cxr is offline  
Old May 11, 15, 5:20 pm
  #419  
cxr
 
Join Date: Mar 2015
Posts: 148
Originally Posted by indelible View Post
anybody load RB with USB in store?



Target is more convenient for me to visit than going to a USB ATM....and I don't think moneypass ATMs are free. Please let me know if i'm wrong.
youngbubbie above me just said she did it.
cxr is offline  
Old May 11, 15, 5:23 pm
  #420  
 
Join Date: Jul 2014
Posts: 3,665
Originally Posted by indelible View Post
anybody load RB with USB in store?



Target is more convenient for me to visit than going to a USB ATM....and I don't think moneypass ATMs are free. Please let me know if i'm wrong.
I am 100% sure w/d at MoneyPass ATMs are free for USbuxx. I w/d at the USBank atms and see the MoneyPass logo on them.

as to B/P, I prefer to do it on Serve because they're paid in 2 business days after initiating payments. I've tried and tested it for several months now without problems so I'll stick with it.
Mamibear is offline  

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